Atlas
CitrinePay
Citrine Merchant Services is committed to offering businesses of all sizes unbeatable credit card/debit processing rates. We govern ourselves on principles of honesty and transparency. You are not alone; we pride ourselves on offering incredible customer service to keep your business smoothly.
Citrine Merchant Services is committed to offering businesses of all sizes unbeatable credit card/debit processing rates. We govern ourselves on principles of honesty and transparency. You are not alone; we pride ourselves on offering incredible customer service to keep your business smoothly.
Borica
BORICA AD plays an important role as a fundamental IT infrastructure for the Bulgarian payment industry. Within the company’s main priorities lay the development and the operating of payment systems. Those priorities ensure the participants high-quality, reliable and innovative payment services which could be offered to the end customers – physical and juridical persons.
The company continues to improve its knowledge in the area of payment industry. Tendencies are actively monitored on European and local level. BORICA AD is a partner that offers banks and their customers the highest payment services quality.
As far as the payment industry is concerned, BORICA is focused on developing and offering value added services. This approach allows to expand the scope of payment services, as well as, to raise the satisfaction of the customers.
The company develops activities that are of use to all the participants and their customers.
BORICA AD plays an important role as a fundamental IT infrastructure for the Bulgarian payment industry. Within the company’s main priorities lay the development and the operating of payment systems. Those priorities ensure the participants high-quality, reliable and innovative payment services which could be offered to the end customers – physical and juridical persons.
The company continues to improve its knowledge in the area of payment industry. Tendencies are actively monitored on European and local level. BORICA AD is a partner that offers banks and their customers the highest payment services quality.
As far as the payment industry is concerned, BORICA is focused on developing and offering value added services. This approach allows to expand the scope of payment services, as well as, to raise the satisfaction of the customers.
The company develops activities that are of use to all the participants and their customers.
Aye4fin
As one of the leading consultancies in the field of digital payments, aye4fin has been consulting international companies, marketplaces and payment service providers on the development and expansion of innovative payment solutions since 2016. Our credo is – create positive commerce experiences – therefore is why we work hand in hand with our clients from strategy to launch. As part of the renowned Consileon Group with over 500 highly specialized experts, we can deliver customized projects with a wide range of expertise.
As one of the leading consultancies in the field of digital payments, aye4fin has been consulting international companies, marketplaces and payment service providers on the development and expansion of innovative payment solutions since 2016. Our credo is – create positive commerce experiences – therefore is why we work hand in hand with our clients from strategy to launch. As part of the renowned Consileon Group with over 500 highly specialized experts, we can deliver customized projects with a wide range of expertise.
Cardnox
Cardknox is a leading omnichannel payment gateway for developers that can be seamlessly integrated with POS systems, ERP software, e-commerce, unattended retail, and mobile platforms. We offer flexible payment solutions, generous revenue sharing, white-glove customer support, and the lowest interchange rates — serving thousands of partners and customers across every major industry throughout the U.S., the U.K., and Canada.
Cardknox is a leading omnichannel payment gateway for developers that can be seamlessly integrated with POS systems, ERP software, e-commerce, unattended retail, and mobile platforms. We offer flexible payment solutions, generous revenue sharing, white-glove customer support, and the lowest interchange rates — serving thousands of partners and customers across every major industry throughout the U.S., the U.K., and Canada.
Forter
Forter applies identity intelligence at every step of the digital commerce journey - filtering out fraud to help your business focus on growing customer lifetime value. Our integrated suite of solutions span fraud, identity, payments, chargebacks and abuse. We call this the Forter Trust Platform.
We help the world's biggest brands trust the identities they are interacting with so they can confidently offer every good customer a great experience, including faster, easier checkout, simpler returns and refunds and more valuable promotions. That's why Nordstrom, Instacart, Adobe, Priceline, and leaders across industries have relied on Forter to decision more than $1 trillion in GMV.
Forter applies identity intelligence at every step of the digital commerce journey - filtering out fraud to help your business focus on growing customer lifetime value. Our integrated suite of solutions span fraud, identity, payments, chargebacks and abuse. We call this the Forter Trust Platform.
We help the world's biggest brands trust the identities they are interacting with so they can confidently offer every good customer a great experience, including faster, easier checkout, simpler returns and refunds and more valuable promotions. That's why Nordstrom, Instacart, Adobe, Priceline, and leaders across industries have relied on Forter to decision more than $1 trillion in GMV.
Bamboo paymentsystems
With over a decade processing payments in Latin America, our diverse network connects Latin American local payment processing to global companies as well as domestic solutions to locally based organizations.
We are innovators with a special focus on continuous improvement and excellent customer service.
The combination of diverse professional experiences ensures a profound knowledge of all the direct and indirect aspects of the payments industry. We make this know-how easily accessible to our clients.
With over a decade processing payments in Latin America, our diverse network connects Latin American local payment processing to global companies as well as domestic solutions to locally based organizations.
We are innovators with a special focus on continuous improvement and excellent customer service.
The combination of diverse professional experiences ensures a profound knowledge of all the direct and indirect aspects of the payments industry. We make this know-how easily accessible to our clients.
CellPoint Digital
CellPoint Digital is on a mission to make payments a strategic advantage for businesses. We are leading payment orchestration globally. Our cutting-edge platform helps our clients turn payments from a cost into a profit booster. Beyond helping our clients to optimize the payment experience, our innovative solutions help them gain insight into their payment ecosystem to maximize approvals, lower costs and take control of their payments, resulting in more money to the bottom line. We simplify the complexity of 28+ card schemes (think MasterCard, Visa, American Express), 168+ alternative payment methods (think ApplePay, PayPal, Alipay) and 220+ processors (think Worldpay, Elavon, Union Pay) with a platform that combines the best of them all with intelligent routing driving dramatic success for our clients. We serve large enterprise clients and mid-size market leaders across a variety of industries, like airlines and travel, e-commerce, gaming and marketplaces.
CellPoint Digital is on a mission to make payments a strategic advantage for businesses. We are leading payment orchestration globally. Our cutting-edge platform helps our clients turn payments from a cost into a profit booster. Beyond helping our clients to optimize the payment experience, our innovative solutions help them gain insight into their payment ecosystem to maximize approvals, lower costs and take control of their payments, resulting in more money to the bottom line. We simplify the complexity of 28+ card schemes (think MasterCard, Visa, American Express), 168+ alternative payment methods (think ApplePay, PayPal, Alipay) and 220+ processors (think Worldpay, Elavon, Union Pay) with a platform that combines the best of them all with intelligent routing driving dramatic success for our clients. We serve large enterprise clients and mid-size market leaders across a variety of industries, like airlines and travel, e-commerce, gaming and marketplaces.
Sefide
SEFIDE EDE SLU is an Electronic Money Institution licensed by the Bank of Spain and registered in the Official Register of Entities with Code B.E. 6705. It provides companies with solutions to meet their legal and regulatory obligations regarding electronic money and offers them core banking support.
SEFIDE EDE SLU is an Electronic Money Institution licensed by the Bank of Spain and registered in the Official Register of Entities with Code B.E. 6705. It provides companies with solutions to meet their legal and regulatory obligations regarding electronic money and offers them core banking support.
Paytr
PayTR was founded in 2009 and has been on its journey in the payment technology field for 15 years. Since our inception, we have been dedicated to providing our users with a seamless payment experience through our innovative technologies and reliable infrastructure. Today, over 110,000 SMEs are growing their businesses and securely accepting payments from their customers using PayTR's payment solutions. With 15 years of history and expertise, PayTR positions itself as a brand that simplifies life with its innovative payment technologies and as a trusted business partner.
As a pioneering brand in the financial technology sector, we are creating the next-generation payment solutions for today and the future.
PayTR was founded in 2009 and has been on its journey in the payment technology field for 15 years. Since our inception, we have been dedicated to providing our users with a seamless payment experience through our innovative technologies and reliable infrastructure. Today, over 110,000 SMEs are growing their businesses and securely accepting payments from their customers using PayTR's payment solutions. With 15 years of history and expertise, PayTR positions itself as a brand that simplifies life with its innovative payment technologies and as a trusted business partner.
As a pioneering brand in the financial technology sector, we are creating the next-generation payment solutions for today and the future.
Gopay
We believe that money should make people happy
We change the traditional world of finance. We create smart apps for those who want to manage their money easily and stress-free.
We believe that money should make people happy
We change the traditional world of finance. We create smart apps for those who want to manage their money easily and stress-free.
Elekse
Established with completely domestic investments with the slogan "You just take care of your business"
ELEKSE ELECTRONIC MONEY AND PAYMENT COMPANY INC.
With 15 years of industry experience since 2005, it continues its activities by expanding and developing its market share and service network day by day.
In accordance with the Law No. 6493 issued in 2013, we received the payment organization operating license from the BDDK with decision number 6662 on 14.01.2016 during the audit process of the payment sector by the BDDK (Banking Regulation and Supervision Agency).
Established with completely domestic investments with the slogan "You just take care of your business"
ELEKSE ELECTRONIC MONEY AND PAYMENT COMPANY INC.
With 15 years of industry experience since 2005, it continues its activities by expanding and developing its market share and service network day by day.
In accordance with the Law No. 6493 issued in 2013, we received the payment organization operating license from the BDDK with decision number 6662 on 14.01.2016 during the audit process of the payment sector by the BDDK (Banking Regulation and Supervision Agency).
Digiteal
Get paid faster, more regularly and at a lower cost! With an authorization as Payment Institution and as TPP (AIS/PIS), European standards and creativity, Digiteal provides multiple solutions to help businesses to accelerate their digital transformation and optimize their cash flow.
Get paid faster, more regularly and at a lower cost! With an authorization as Payment Institution and as TPP (AIS/PIS), European standards and creativity, Digiteal provides multiple solutions to help businesses to accelerate their digital transformation and optimize their cash flow.
Toss Pay
Toss Payments, officially launched on August 3, 2020, aims to transform the electronic payment market in South Korea. With the expansion of online and mobile commerce, Toss Payments seeks to provide a new payment service experience that benefits both businesses and consumers through technological and business model innovation, making payment services an indispensable part of everyday life.
Toss Payments, officially launched on August 3, 2020, aims to transform the electronic payment market in South Korea. With the expansion of online and mobile commerce, Toss Payments seeks to provide a new payment service experience that benefits both businesses and consumers through technological and business model innovation, making payment services an indispensable part of everyday life.
Phi Commerce Private
Founded in 2015, Phi Commerce has created PayPhi, a ground-breaking omni-channel payment processing platform which processes digital payments at doorstep, online & in-store across variety of form factors such as cards, net-banking, UPI, Aadhaar, BharatQR, wallets, NEFT, RTGS, and NACH. The company was established with the objective to digitize white spaces in payments & go beyond routine payment processing.
Phi Commerce’s PayPhi Digital Enablement suite has been developed with the mission of empowering very large untapped blue-ocean sectors dominated by offline payment modes such as cash & cheque to accept digital payments.
Custom built enablers around PayPhi, help businesses create, present and process digital payments. Our solutions take into consideration legacy systems and complex workflows of businesses, use case, stakeholders in payment ecosystem such as merchants, consumers, banks, networks and ancillary players etc.
Founded in 2015, Phi Commerce has created PayPhi, a ground-breaking omni-channel payment processing platform which processes digital payments at doorstep, online & in-store across variety of form factors such as cards, net-banking, UPI, Aadhaar, BharatQR, wallets, NEFT, RTGS, and NACH. The company was established with the objective to digitize white spaces in payments & go beyond routine payment processing.
Phi Commerce’s PayPhi Digital Enablement suite has been developed with the mission of empowering very large untapped blue-ocean sectors dominated by offline payment modes such as cash & cheque to accept digital payments.
Custom built enablers around PayPhi, help businesses create, present and process digital payments. Our solutions take into consideration legacy systems and complex workflows of businesses, use case, stakeholders in payment ecosystem such as merchants, consumers, banks, networks and ancillary players etc.
Lyra
Heading towards tomorrow’s payment!
Have you ever wondered what happens behind each transaction?
Lyra, an independent French company with international reach, has successfully made its mark in the payment and fintech ecosystem since 2001. As a committed payment service provider, our teams work every day to make payments safer and simpler.
⚡ Boosting the growth of your business? Challenge accepted!
💡 How? With flexible, omnichannel purchase journeys that meet the needs of our clients (merchants, banks, maintainers, publishers, etc.).
Our strengths:
Strong network of partners
End-to-end control of the payment chain
Certified expertise
Highly secure solutions (PCI-DSS)
Deep knowledge of every industry and business model (retail, hospitality, tourism, marketplace, etc.)
Subsidiaries around the world to be closer to the specifics of each market
Need a new vision of payment? Our experts are here to help!
Heading towards tomorrow’s payment!
Have you ever wondered what happens behind each transaction?
Lyra, an independent French company with international reach, has successfully made its mark in the payment and fintech ecosystem since 2001. As a committed payment service provider, our teams work every day to make payments safer and simpler.
⚡ Boosting the growth of your business? Challenge accepted!
💡 How? With flexible, omnichannel purchase journeys that meet the needs of our clients (merchants, banks, maintainers, publishers, etc.).
Our strengths:
Strong network of partners
End-to-end control of the payment chain
Certified expertise
Highly secure solutions (PCI-DSS)
Deep knowledge of every industry and business model (retail, hospitality, tourism, marketplace, etc.)
Subsidiaries around the world to be closer to the specifics of each market
Need a new vision of payment? Our experts are here to help!
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
