Atlas
Mettle
Mettle is the free mobile bank account by NatWest built for the self-employed
Mettle's designed to give you the freedom to run your business. It's built for small businesses, startups, limited companies and sole traders with UK residency.
We believe there is something different about people who start their own business – a unique spirit that sets them apart. A blend of drive, ambition and self belief – people who have mettle.
So we’ve built an app that embraces that spirit – one that our customers can rely on and makes managing finances as fast and simple as possible.
Mettle is the free mobile bank account by NatWest built for the self-employed
Mettle's designed to give you the freedom to run your business. It's built for small businesses, startups, limited companies and sole traders with UK residency.
We believe there is something different about people who start their own business – a unique spirit that sets them apart. A blend of drive, ambition and self belief – people who have mettle.
So we’ve built an app that embraces that spirit – one that our customers can rely on and makes managing finances as fast and simple as possible.
Monexeurope
Monex Europe is part of the wider financial services group, Monex S.A.P.I. de C.V. (“Monex”), a global investment-grade financial services institution. Monex is a leading global financial solutions provider, offering a complete set of tools to support business growth and strategic financial operations.
We specialise in FX risk management and international payments, helping corporate and institutional clients design tailored FX solutions to navigate currency volatility with confidence. Our team of FX specialists implement well-considered currency strategies, offering dedicated support to help clients manage their payment needs – whether for goods, services, or direct investments.
Monex Europe is part of the wider financial services group, Monex S.A.P.I. de C.V. (“Monex”), a global investment-grade financial services institution. Monex is a leading global financial solutions provider, offering a complete set of tools to support business growth and strategic financial operations.
We specialise in FX risk management and international payments, helping corporate and institutional clients design tailored FX solutions to navigate currency volatility with confidence. Our team of FX specialists implement well-considered currency strategies, offering dedicated support to help clients manage their payment needs – whether for goods, services, or direct investments.
Monetia
A leader in the Business Process Outsourcing sector in Poland, providing services in the area of transactional outsourcing.
A leader in the Business Process Outsourcing sector in Poland, providing services in the area of transactional outsourcing.
Monthio
Monthio is the ultimate solution for creditworthiness assessments.
We help leading banks and other loan providers in Nordics digitise the loan approval process, by increasing the speed and accuracy of application approval. We are also live in Spain and Germany, with entrance into France, the Netherlands and Belgium in 2024.
Our powerful solution enables financial institutions to adhere to regulations, while continuing to provide a quick and easy service to applicants.
Monthio is the ultimate solution for creditworthiness assessments.
We help leading banks and other loan providers in Nordics digitise the loan approval process, by increasing the speed and accuracy of application approval. We are also live in Spain and Germany, with entrance into France, the Netherlands and Belgium in 2024.
Our powerful solution enables financial institutions to adhere to regulations, while continuing to provide a quick and easy service to applicants.
Noveba
Noveba provide e-money/payment account services for corporate and private clients, operate and manage payment card programmes and offer tailor-made Banking-as-a-Service (BAAS) solutions, based on the latest technology and expertise.
☑️ Stay in-control of your payments with Noveba.
☑️ Instantly receive funds and make daily payments using your favorite smart devices.
☑️ Designed both for businesses and personal use.
☑️ Developed on the verge of FinTech era, Noveba provides you with an e-wallet that can help you overcome all the critical challenges that lay ahead.
☑️ Perform local and international transfers, exchange funds and build trust with your partners and friends.
In a way that is simple and secure.
Noveba provide e-money/payment account services for corporate and private clients, operate and manage payment card programmes and offer tailor-made Banking-as-a-Service (BAAS) solutions, based on the latest technology and expertise.
☑️ Stay in-control of your payments with Noveba.
☑️ Instantly receive funds and make daily payments using your favorite smart devices.
☑️ Designed both for businesses and personal use.
☑️ Developed on the verge of FinTech era, Noveba provides you with an e-wallet that can help you overcome all the critical challenges that lay ahead.
☑️ Perform local and international transfers, exchange funds and build trust with your partners and friends.
In a way that is simple and secure.
Discover
We are Discover. As one of the most recognized brands in U.S. financial services, we create solutions that connect people to commerce in more rewarding ways.
Our lending products and payment services go far beyond consumer credit, to enable millions of merchants to run their businesses, to explore new markets, power fin-tech companies and most importantly—help people to build a brighter financial future.
The Discover Network provides card acceptance at millions of businesses and cash access locations. We operate the ATM debit network, PULSE; and Diners Club International has acceptance in more than 185 countries and territories.
We are Discover. As one of the most recognized brands in U.S. financial services, we create solutions that connect people to commerce in more rewarding ways.
Our lending products and payment services go far beyond consumer credit, to enable millions of merchants to run their businesses, to explore new markets, power fin-tech companies and most importantly—help people to build a brighter financial future.
The Discover Network provides card acceptance at millions of businesses and cash access locations. We operate the ATM debit network, PULSE; and Diners Club International has acceptance in more than 185 countries and territories.
Paystream
PayStream is a market leading business providing a range of payroll, umbrella, tax, software and accountancy services for recruitment agencies, contractors and other businesses.
Managed by a team of experienced accountancy professionals, PayStream is supported by over 300 employees all with a passion for providing the very best service in the sector.
All of our operations and people are based in two offices in the UK (Greater Manchester and London) and we place great emphasis on compliance, integrity, investing in people and service development.
With a portfolio of services, our approach is to work in partnership with our clients and to deliver be-spoke solutions for them because we know that one size doesn’t fit all. The ability to deliver a service that meets the needs of our clients, contractors and consultants is what sets us apart in our industry.
PayStream is a market leading business providing a range of payroll, umbrella, tax, software and accountancy services for recruitment agencies, contractors and other businesses.
Managed by a team of experienced accountancy professionals, PayStream is supported by over 300 employees all with a passion for providing the very best service in the sector.
All of our operations and people are based in two offices in the UK (Greater Manchester and London) and we place great emphasis on compliance, integrity, investing in people and service development.
With a portfolio of services, our approach is to work in partnership with our clients and to deliver be-spoke solutions for them because we know that one size doesn’t fit all. The ability to deliver a service that meets the needs of our clients, contractors and consultants is what sets us apart in our industry.
Sedelcapital
DIGITAL PAYMENT SOLUTIONS
Send, receive, deposit, request, invest and exchange money in multiple currencies easily, quickly and securely at great rates
DIGITAL PAYMENT SOLUTIONS
Send, receive, deposit, request, invest and exchange money in multiple currencies easily, quickly and securely at great rates
Steadypay
Unlock the power of embedded lending solutions to enhance your services.
Our Lending as a Service (LaaS) platform integrates seamlessly, allowing you to offer tailored credit services to small businesses and individuals.
Improve their creditworthiness, pre-assess eligibility, and provide access to credit with our advanced open banking risk engine. Battle-tested with high approval rates and low defaults, our white-label lending products are configurable, so you only plug in what you need.
Empower your customers’ financial wellbeing and take your services to the next level.
SteadyPay is authorised and regulated by the UK FCA.
Unlock the power of embedded lending solutions to enhance your services.
Our Lending as a Service (LaaS) platform integrates seamlessly, allowing you to offer tailored credit services to small businesses and individuals.
Improve their creditworthiness, pre-assess eligibility, and provide access to credit with our advanced open banking risk engine. Battle-tested with high approval rates and low defaults, our white-label lending products are configurable, so you only plug in what you need.
Empower your customers’ financial wellbeing and take your services to the next level.
SteadyPay is authorised and regulated by the UK FCA.
Upesi
Upesi Money Transfer Limited is an African home grown money remittance company headquartered in Nairobi, Kenya🇰🇪 and a branch in Kampala, Uganda🇺🇬 that has strong partnerships across the world providing and ensuring safe, fast, efficient and reliable transmission of funds directly to the final recipients.
We have offices Our mission is simple- To deliver the swiftest, most transparent and consumer friendly money transfer services available from Africa to the world and the world to Africa. We have offices located in Kenya and Uganda.
Upesi Money Transfer Limited is an African home grown money remittance company headquartered in Nairobi, Kenya🇰🇪 and a branch in Kampala, Uganda🇺🇬 that has strong partnerships across the world providing and ensuring safe, fast, efficient and reliable transmission of funds directly to the final recipients.
We have offices Our mission is simple- To deliver the swiftest, most transparent and consumer friendly money transfer services available from Africa to the world and the world to Africa. We have offices located in Kenya and Uganda.
Vallettapay
VallettaPay is a fully fledged global payments solution. We are a team of young and highly experienced individuals that strive to transform the legacy banking systems into a customer-oriented solution. VallettaPay safely provides global high tech payment solutions that will exceed your expectations.
VallettaPay is a fully fledged global payments solution. We are a team of young and highly experienced individuals that strive to transform the legacy banking systems into a customer-oriented solution. VallettaPay safely provides global high tech payment solutions that will exceed your expectations.
Wallextech
Overseas payment and cash management solutions for businesses - simplified
Wallex not only allows you to make cross-border payments at better rates and faster speeds, we also provide you with the ability to convert and hold balances in multiple currencies so that you can properly plan, manage and hedge your currency needs all from one platform.
Overseas payment and cash management solutions for businesses - simplified
Wallex not only allows you to make cross-border payments at better rates and faster speeds, we also provide you with the ability to convert and hold balances in multiple currencies so that you can properly plan, manage and hedge your currency needs all from one platform.
Wari
Our platform offers financial services and innovative payment solutions for customers and businesses. We offer the possibility to easily and securely pay bills (water, electricity, TV), top-up airtime at a lower cost, send and receive money and more regardless of location. Our services are available in all Wari partner outlets, using our web and mobile app (mywari.com) or by USSD code. We strive to understand the challenges faced by our customers on a daily basis to create convenient solutions.
Our platform offers financial services and innovative payment solutions for customers and businesses. We offer the possibility to easily and securely pay bills (water, electricity, TV), top-up airtime at a lower cost, send and receive money and more regardless of location. Our services are available in all Wari partner outlets, using our web and mobile app (mywari.com) or by USSD code. We strive to understand the challenges faced by our customers on a daily basis to create convenient solutions.
FAZZ
Fazz is a digital financial services group on a mission to make finance fair and inclusive for businesses in Southeast Asia.
Started as a YC-backed company in 2016, we empower micro and small businesses in Indonesia by offering affordable payment services. We've now expanded our mission to serve underserved businesses in Southeast Asia, providing easy access to essential financial services, including payments, savings, and loans.
Our group owns the following brands: Fazz Business (Neobank for business), Fazz Agen (Financial Agent Network), StraitsX (Payments infrastructure for digital assets)
Headquartered in Singapore and Indonesia, we have more than 600 dedicated employees extending across our regional offices in Malaysia, Taiwan and Vietnam. We are also backed and supported by prominent investors including Tiger Global, Insignia Venture Partners, B Capital, BRI Ventures.
Fazz is a digital financial services group on a mission to make finance fair and inclusive for businesses in Southeast Asia.
Started as a YC-backed company in 2016, we empower micro and small businesses in Indonesia by offering affordable payment services. We've now expanded our mission to serve underserved businesses in Southeast Asia, providing easy access to essential financial services, including payments, savings, and loans.
Our group owns the following brands: Fazz Business (Neobank for business), Fazz Agen (Financial Agent Network), StraitsX (Payments infrastructure for digital assets)
Headquartered in Singapore and Indonesia, we have more than 600 dedicated employees extending across our regional offices in Malaysia, Taiwan and Vietnam. We are also backed and supported by prominent investors including Tiger Global, Insignia Venture Partners, B Capital, BRI Ventures.
PayGate Co. Ltd.
With nearly half a century of expertise in the payments industry, we are a leading provider of payments, credit and debit transaction solutions and services to the private and public sectors.
As one of the first Bacs-approved solution providers trusted by global brands, SMEs, banks and bureaux, we have a long history of delivering highly secure, reliable and scalable payment processing, data validation and Direct Debit management solutions.
The premium paygate software, range of services and expertise help our customers transform, automate and digitise their processes, and stay ahead in a fast-changing payments landscape. They achieve lower payment transaction costs, avoid risk and protect their organisation with absolute confidence in their business continuity and disaster recovery procedures.
What makes us different is our transparent pricing, fair contracts and a truly customer-centred approach to doing business.
With nearly half a century of expertise in the payments industry, we are a leading provider of payments, credit and debit transaction solutions and services to the private and public sectors.
As one of the first Bacs-approved solution providers trusted by global brands, SMEs, banks and bureaux, we have a long history of delivering highly secure, reliable and scalable payment processing, data validation and Direct Debit management solutions.
The premium paygate software, range of services and expertise help our customers transform, automate and digitise their processes, and stay ahead in a fast-changing payments landscape. They achieve lower payment transaction costs, avoid risk and protect their organisation with absolute confidence in their business continuity and disaster recovery procedures.
What makes us different is our transparent pricing, fair contracts and a truly customer-centred approach to doing business.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
