Atlas
Smile and Pay
Smile&Pay's mission is to support professionals, merchants, and associations in launching and developing their activities. Established in Paris in October 2015, it is the French solution for card payment processing, accessible to everyone. All our payment terminals comply with the strictest French security standards (PCI-PTS standards, GIE-CB approved TPE). Transactions are secure, and professionals are protected.
In its 4 years of existence, Smile&Pay has processed over 200 million euros in transactions, with 100 million euros in the year 2019 alone. This impressive growth is a testament to our expertise in the field.
SMILE&PAY offers a practical, secure, and commitment-free solution that brings a smile to professionals and merchants.
Smile&Pay's mission is to support professionals, merchants, and associations in launching and developing their activities. Established in Paris in October 2015, it is the French solution for card payment processing, accessible to everyone. All our payment terminals comply with the strictest French security standards (PCI-PTS standards, GIE-CB approved TPE). Transactions are secure, and professionals are protected.
In its 4 years of existence, Smile&Pay has processed over 200 million euros in transactions, with 100 million euros in the year 2019 alone. This impressive growth is a testament to our expertise in the field.
SMILE&PAY offers a practical, secure, and commitment-free solution that brings a smile to professionals and merchants.
Optimus Pay
CCS Group, through its two subsidiary companies CabCard Services (UK) Ltd and Optimus Pay Ltd, provides card payment processing services to small businesses across the UK.
CabCard Services (UK) Ltd and Optimus Pay Ltd are both registered by the UK Financial Conduct Authority as Small Payment Institutions.
CCS Group, through its two subsidiary companies CabCard Services (UK) Ltd and Optimus Pay Ltd, provides card payment processing services to small businesses across the UK.
CabCard Services (UK) Ltd and Optimus Pay Ltd are both registered by the UK Financial Conduct Authority as Small Payment Institutions.
ING
NG, a leading European bank, serves over 38 million customers, including corporate clients and financial institutions, across more than 40 countries with a workforce of over 60,000 employees. ING offers a wide range of products, including specialized lending, corporate finance, sustainable finance solutions, and cash management for Wholesale Banking clients.
ING: reviews
Customers appreciate the bank's commitment to making banking seamless and efficient, enabling them to make informed decisions and achieve their financial goals with confidence.
ING: competitors
Alternatives to ING worth considering include Santander, BBVA, and Bankinter.
NG, a leading European bank, serves over 38 million customers, including corporate clients and financial institutions, across more than 40 countries with a workforce of over 60,000 employees. ING offers a wide range of products, including specialized lending, corporate finance, sustainable finance solutions, and cash management for Wholesale Banking clients.
ING: reviews
Customers appreciate the bank's commitment to making banking seamless and efficient, enabling them to make informed decisions and achieve their financial goals with confidence.
ING: competitors
Alternatives to ING worth considering include Santander, BBVA, and Bankinter.
Fusionpay
FusionPay is a smart pay-tech company based in London, UK. Through FusionPay's integrated mobile payment solutions, Chinese customers can pay Chinese Yuan directly without exchanging, and the payments are settled in £ /€ to merchants' accounts.
Having already partnered with Alipay, WeChat Pay, Unionpay, JDPay and Suning Pay, FusionPay aims to connect EU merchants to overseas customers by efficient cross-border payment solutions and by multichannel marketing programs.
FusionPay is a smart pay-tech company based in London, UK. Through FusionPay's integrated mobile payment solutions, Chinese customers can pay Chinese Yuan directly without exchanging, and the payments are settled in £ /€ to merchants' accounts.
Having already partnered with Alipay, WeChat Pay, Unionpay, JDPay and Suning Pay, FusionPay aims to connect EU merchants to overseas customers by efficient cross-border payment solutions and by multichannel marketing programs.
Citypay
Accept payments anytime, anywhere
For over 20 years CityPay have been at the forefront of providing safe and easy card payment solutions to thousands of satisfied customers. Anywhere you do business – in-store, online, through mobile, or over the phone – we have the payment solution. Let us help your business thrive.
Accept payments anytime, anywhere
For over 20 years CityPay have been at the forefront of providing safe and easy card payment solutions to thousands of satisfied customers. Anywhere you do business – in-store, online, through mobile, or over the phone – we have the payment solution. Let us help your business thrive.
Spenda Limited
Spenda is an integrated business platform that enables businesses across the supply chain to sell better and get paid faster.
We serve as both a software solutions provider and a payment processor and deliver the essential infrastructure to streamline business processes before, during and after the payment event.
With over 20 years’ experience in building solutions that improve transactional efficiency between businesses, Spenda is applicable to any business that needs to make or receive a payment. Our software enables the smooth flow of funds throughout a supply chain or network of buyers and sellers, from producer to end-consumer.
Spenda is an integrated business platform that enables businesses across the supply chain to sell better and get paid faster.
We serve as both a software solutions provider and a payment processor and deliver the essential infrastructure to streamline business processes before, during and after the payment event.
With over 20 years’ experience in building solutions that improve transactional efficiency between businesses, Spenda is applicable to any business that needs to make or receive a payment. Our software enables the smooth flow of funds throughout a supply chain or network of buyers and sellers, from producer to end-consumer.
Signetpay
Signetpay's smart processing capabilities offer dynamic and automatic transaction routing between multiple acquiring banks, covering any fail-overs. This assures maximum success rate and almost 0% drop errors.
We understand how frustrating it could be for merchants to lose a customer during the checkout process. That is why we aim to help you draw significantly increased conversion rates for your business. With server uptime consistency, averaging over 99.98% availability, you can rely on our platform and the fully-capable, fault-tolerant network it runs on.
Signetpay's smart processing capabilities offer dynamic and automatic transaction routing between multiple acquiring banks, covering any fail-overs. This assures maximum success rate and almost 0% drop errors.
We understand how frustrating it could be for merchants to lose a customer during the checkout process. That is why we aim to help you draw significantly increased conversion rates for your business. With server uptime consistency, averaging over 99.98% availability, you can rely on our platform and the fully-capable, fault-tolerant network it runs on.
Prizm Pay Limited
What you will need for accepting digital payments
International Cards Prizmpay’s gateway adds the capability of accepting all major Visa, MasterCard® credit and debit cards internationally in over 250 countries for your online business. We enable you to collect payment around the globe. There is neither minimums nor hidden charges.
What you will need for accepting digital payments
International Cards Prizmpay’s gateway adds the capability of accepting all major Visa, MasterCard® credit and debit cards internationally in over 250 countries for your online business. We enable you to collect payment around the globe. There is neither minimums nor hidden charges.
WEX
WEX is a global commerce platform specializing in fuel and fleet management, employee benefits, and business payments. It helps streamline the procure-to-pay process, aiming to deliver measurable returns for businesses and their clients. By offering seamless, scalable integrations, WEX simplifies operations and supports business goals. The platform also provides flexible rebate sharing options to enhance payment capabilities and improve overall efficiency.
WEX: reviews
WEX is highly regarded for its efficient integration capabilities and user-friendly interface, which simplify complex payment processes. Users also appreciate the platform's flexibility and robust support, which help streamline operations and drive business growth.
WEX: competitors
Gusto, Dayforce, Isolved, and Paychex are recognized as leading alternatives to WEX.
WEX is a global commerce platform specializing in fuel and fleet management, employee benefits, and business payments. It helps streamline the procure-to-pay process, aiming to deliver measurable returns for businesses and their clients. By offering seamless, scalable integrations, WEX simplifies operations and supports business goals. The platform also provides flexible rebate sharing options to enhance payment capabilities and improve overall efficiency.
WEX: reviews
WEX is highly regarded for its efficient integration capabilities and user-friendly interface, which simplify complex payment processes. Users also appreciate the platform's flexibility and robust support, which help streamline operations and drive business growth.
WEX: competitors
Gusto, Dayforce, Isolved, and Paychex are recognized as leading alternatives to WEX.
MoneyTO
Moneyto Ltd is the payment institution authorised by FCA and registered by HMRC. Moneyto has been passported to conduct money transfer business in all of the EU countries. Moneyto Ltd has been acquired and re-launched in 2014 by British and Russian entrepreneur George Piskov, co-founder of Russia-based remittance powerhouse Unistream and Armenia-based Unibank. Moneyto use of great technology enables customers to send money abroad online using their VISA or MC card. The card can be debited in GBP or Euro at customer’s discretion. Usually, within minutes, the transfers can be picked up in cash at more than a hundred thousand convenient and secure locations in 26 countries.
Moneyto Ltd is the payment institution authorised by FCA and registered by HMRC. Moneyto has been passported to conduct money transfer business in all of the EU countries. Moneyto Ltd has been acquired and re-launched in 2014 by British and Russian entrepreneur George Piskov, co-founder of Russia-based remittance powerhouse Unistream and Armenia-based Unibank. Moneyto use of great technology enables customers to send money abroad online using their VISA or MC card. The card can be debited in GBP or Euro at customer’s discretion. Usually, within minutes, the transfers can be picked up in cash at more than a hundred thousand convenient and secure locations in 26 countries.
BANCOLOMBIA
We are a Latin American financial group that supports people’s dreams and seeks to build lasting relationships with them, based on trust, closeness, respect, inclusion, and warmth.
Listening, thinking of others, and being sensitive to their needs has led us to a different way of connecting — one in which everyone matters, because providing financial services is not the same as supporting the building of life projects.
We continue moving forward in our transformation process. Our goal is to be more in order to serve better, through agile, simple, and flawless solutions.
We are a Latin American financial group that supports people’s dreams and seeks to build lasting relationships with them, based on trust, closeness, respect, inclusion, and warmth.
Listening, thinking of others, and being sensitive to their needs has led us to a different way of connecting — one in which everyone matters, because providing financial services is not the same as supporting the building of life projects.
We continue moving forward in our transformation process. Our goal is to be more in order to serve better, through agile, simple, and flawless solutions.
Absa Group
Absa Group Limited (Absa) has forged a new way of getting things done, driven by bravery and passion, with the readiness to realise growth on the African continent and beyond.
We’re a truly African brand, inspired by the people we serve in Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania, Uganda, and Zambia. We also have representative offices in China, Namibia, Nigeria and the United States, as well as securities entities in the United Kingdom and the United States, along with technology support colleagues in the Czech Republic.
Absa Group Limited (Absa) has forged a new way of getting things done, driven by bravery and passion, with the readiness to realise growth on the African continent and beyond.
We’re a truly African brand, inspired by the people we serve in Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania, Uganda, and Zambia. We also have representative offices in China, Namibia, Nigeria and the United States, as well as securities entities in the United Kingdom and the United States, along with technology support colleagues in the Czech Republic.
Cleartreasury
We remove the complexity of international payments. Our expertise brings you insight and stability in an uncertain financial environment.
In a market as dynamic and unpredictable as foreign exchange, our aim is to help reduce that risk for our clients and partners.
FX Strategy We help protect your bottom line from unpredictability of currency markets using spot, forward contracts and structured products.
Payments International Payments are a daily necessity for many business. We remove the complexity from the process using a combination of both our expertise and technology. Integrations Our services can be seamlessly integrated into your systems or product via our various APIs.
We remove the complexity of international payments. Our expertise brings you insight and stability in an uncertain financial environment.
In a market as dynamic and unpredictable as foreign exchange, our aim is to help reduce that risk for our clients and partners.
FX Strategy We help protect your bottom line from unpredictability of currency markets using spot, forward contracts and structured products.
Payments International Payments are a daily necessity for many business. We remove the complexity from the process using a combination of both our expertise and technology. Integrations Our services can be seamlessly integrated into your systems or product via our various APIs.
Datafipayments
DataFi Payments simplifies the process for merchants accepting electronic payments in every commerce verticals. Our goal is to provide cost effective rate structures,highest level of data security, cutting edge technology from payment gateways to point of sale systems and most importantly customer service that truly serves the merchants needs. We have merchant account solutions to meet the unique needs of each industry and service all electronic payment solution based of the merchants needs.
DataFi is a one stop provider for all of our merchants' payment processing needs. We are a registered ISO of Wells Fargo Bank,N.A.,Walnut Creek, CA and have the ability to place each merchant on platforms that best fit the merchants criteria. Our goal is facilitate all of our customers needs from inception and to nurture their growth with our payment solutions.
DataFi Payments simplifies the process for merchants accepting electronic payments in every commerce verticals. Our goal is to provide cost effective rate structures,highest level of data security, cutting edge technology from payment gateways to point of sale systems and most importantly customer service that truly serves the merchants needs. We have merchant account solutions to meet the unique needs of each industry and service all electronic payment solution based of the merchants needs.
DataFi is a one stop provider for all of our merchants' payment processing needs. We are a registered ISO of Wells Fargo Bank,N.A.,Walnut Creek, CA and have the ability to place each merchant on platforms that best fit the merchants criteria. Our goal is facilitate all of our customers needs from inception and to nurture their growth with our payment solutions.
Daytonacap
Daytona Capital is a global payments provider with a specific focus on connecting the world with Africa. We offer seamless low cost cross-border payments to Bank accounts, Mobile wallets and our very own fast growing cash pick up network.
Daytona Capital is a global payments provider with a specific focus on connecting the world with Africa. We offer seamless low cost cross-border payments to Bank accounts, Mobile wallets and our very own fast growing cash pick up network.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
