Atlas
Fairfx
We help take you and your money further thanks to our great rates, low fees and award-winning service.
Whether you're heading abroad or sending money overseas, with our multi-currency card, travel money and international payments, we've got you covered.
We help take you and your money further thanks to our great rates, low fees and award-winning service.
Whether you're heading abroad or sending money overseas, with our multi-currency card, travel money and international payments, we've got you covered.
Centralfx
Managing Your Currency Risk & International Payments.
At Central FX we help our clients to manage their currency risk and international payments by understanding the core factors that are unique to their business and developing a currency risk strategy.
To effectively manage currency risk requires an ongoing relationship. It’s a partnership between us and our clients which is dedicated to creating and implementing an effective risk strategy that’s unique to their needs.
Based in the heart of London’s financial district and with over 10 years of experience catering to a variety of clients, we have a dedicated online payments platform, a dedicated account management team and a dedication to minimising your currency risk.
If currency is central to your business, then you need Central FX.
Managing Your Currency Risk & International Payments.
At Central FX we help our clients to manage their currency risk and international payments by understanding the core factors that are unique to their business and developing a currency risk strategy.
To effectively manage currency risk requires an ongoing relationship. It’s a partnership between us and our clients which is dedicated to creating and implementing an effective risk strategy that’s unique to their needs.
Based in the heart of London’s financial district and with over 10 years of experience catering to a variety of clients, we have a dedicated online payments platform, a dedicated account management team and a dedication to minimising your currency risk.
If currency is central to your business, then you need Central FX.
CBD
Commercial Bank of Dubai is one of the leading banks in the UAE, offering innovative and bespoke personal banking and business banking services, through state-of-the-art digital channels including mobile and online banking and through an extensive branch and ATM network. Operating in the UAE for over 50 years, CBD manages the financial requirements of some of the largest corporates and businesses operating in the country, driving the UAE economy. Over the years, CBD has transformed into a progressive and modern banking institution winning multiple awards for its digital initiatives, credit cards, bank accounts, mobile app features and services.
Commercial Bank of Dubai is one of the leading banks in the UAE, offering innovative and bespoke personal banking and business banking services, through state-of-the-art digital channels including mobile and online banking and through an extensive branch and ATM network. Operating in the UAE for over 50 years, CBD manages the financial requirements of some of the largest corporates and businesses operating in the country, driving the UAE economy. Over the years, CBD has transformed into a progressive and modern banking institution winning multiple awards for its digital initiatives, credit cards, bank accounts, mobile app features and services.
Inara
With Inara you save money by using our experience, market knowledge and focus to get you the most competitive exchange rates around. We offer one to one advice to understand your requirements, which helps us suggest the best solutions because we know money transfers can be complicated BUT our team are always on hand to guide you every step of the way.
With Inara you save money by using our experience, market knowledge and focus to get you the most competitive exchange rates around. We offer one to one advice to understand your requirements, which helps us suggest the best solutions because we know money transfers can be complicated BUT our team are always on hand to guide you every step of the way.
Jaja
Jaja is on a mission to redefine and simplify the credit card experience, giving people more time to do the things they love. It’s in our DNA. If things are complicated, we fix them. We Make Simple.
We’ve created a simple-to-use app and online service, to simplify how people manage their money in an ever-increasing world of self-fulfilment. We believe in giving our customers the freedom of get things done effortlessly, when and wherever they want.
Jaja is on a mission to redefine and simplify the credit card experience, giving people more time to do the things they love. It’s in our DNA. If things are complicated, we fix them. We Make Simple.
We’ve created a simple-to-use app and online service, to simplify how people manage their money in an ever-increasing world of self-fulfilment. We believe in giving our customers the freedom of get things done effortlessly, when and wherever they want.
Mettle
Mettle is the free mobile bank account by NatWest built for the self-employed
Mettle's designed to give you the freedom to run your business. It's built for small businesses, startups, limited companies and sole traders with UK residency.
We believe there is something different about people who start their own business – a unique spirit that sets them apart. A blend of drive, ambition and self belief – people who have mettle.
So we’ve built an app that embraces that spirit – one that our customers can rely on and makes managing finances as fast and simple as possible.
Mettle is the free mobile bank account by NatWest built for the self-employed
Mettle's designed to give you the freedom to run your business. It's built for small businesses, startups, limited companies and sole traders with UK residency.
We believe there is something different about people who start their own business – a unique spirit that sets them apart. A blend of drive, ambition and self belief – people who have mettle.
So we’ve built an app that embraces that spirit – one that our customers can rely on and makes managing finances as fast and simple as possible.
Monthio
Monthio is the ultimate solution for creditworthiness assessments.
We help leading banks and other loan providers in Nordics digitise the loan approval process, by increasing the speed and accuracy of application approval. We are also live in Spain and Germany, with entrance into France, the Netherlands and Belgium in 2024.
Our powerful solution enables financial institutions to adhere to regulations, while continuing to provide a quick and easy service to applicants.
Monthio is the ultimate solution for creditworthiness assessments.
We help leading banks and other loan providers in Nordics digitise the loan approval process, by increasing the speed and accuracy of application approval. We are also live in Spain and Germany, with entrance into France, the Netherlands and Belgium in 2024.
Our powerful solution enables financial institutions to adhere to regulations, while continuing to provide a quick and easy service to applicants.
Paystream
PayStream is a market leading business providing a range of payroll, umbrella, tax, software and accountancy services for recruitment agencies, contractors and other businesses.
Managed by a team of experienced accountancy professionals, PayStream is supported by over 300 employees all with a passion for providing the very best service in the sector.
All of our operations and people are based in two offices in the UK (Greater Manchester and London) and we place great emphasis on compliance, integrity, investing in people and service development.
With a portfolio of services, our approach is to work in partnership with our clients and to deliver be-spoke solutions for them because we know that one size doesn’t fit all. The ability to deliver a service that meets the needs of our clients, contractors and consultants is what sets us apart in our industry.
PayStream is a market leading business providing a range of payroll, umbrella, tax, software and accountancy services for recruitment agencies, contractors and other businesses.
Managed by a team of experienced accountancy professionals, PayStream is supported by over 300 employees all with a passion for providing the very best service in the sector.
All of our operations and people are based in two offices in the UK (Greater Manchester and London) and we place great emphasis on compliance, integrity, investing in people and service development.
With a portfolio of services, our approach is to work in partnership with our clients and to deliver be-spoke solutions for them because we know that one size doesn’t fit all. The ability to deliver a service that meets the needs of our clients, contractors and consultants is what sets us apart in our industry.
Pleo
Centralise your business spending for complete financial efficiency and balance the books effortlessly with Europe’s most loved and trusted spend management platform.
Expenses, reimbursements, invoices, budgets... With Pleo, you can pay, manage and optimise, turning your spending into a key to business success.
Just... Pleo it.
Join 37,000+ happy companies and start using Pleo today for free.
Centralise your business spending for complete financial efficiency and balance the books effortlessly with Europe’s most loved and trusted spend management platform.
Expenses, reimbursements, invoices, budgets... With Pleo, you can pay, manage and optimise, turning your spending into a key to business success.
Just... Pleo it.
Join 37,000+ happy companies and start using Pleo today for free.
Shifttransfer
At Shift Financial Services, we are transforming cross-border payments with speed, security, and accessibility. Established in 2009 in the United Kingdom, we provide safe and efficient money transfers to over 90 countries, ensuring that individuals, businesses, and underserved communities can move money effortlessly.
Our mission is simple: to make global payments seamless and inclusive. We leverage cutting-edge technology, real-time processing, and a global partner network to offer faster, more affordable transactions compared to traditional financial institutions. Security is at the core of our operations.
With advanced encryption, AI-driven fraud detection, and strict regulatory compliance, we ensure every transaction is protected and reliable.
At Shift, we go beyond remittances—we empower financial inclusion by bridging the gap between digital innovation and real-world financial needs.
At Shift Financial Services, we are transforming cross-border payments with speed, security, and accessibility. Established in 2009 in the United Kingdom, we provide safe and efficient money transfers to over 90 countries, ensuring that individuals, businesses, and underserved communities can move money effortlessly.
Our mission is simple: to make global payments seamless and inclusive. We leverage cutting-edge technology, real-time processing, and a global partner network to offer faster, more affordable transactions compared to traditional financial institutions. Security is at the core of our operations.
With advanced encryption, AI-driven fraud detection, and strict regulatory compliance, we ensure every transaction is protected and reliable.
At Shift, we go beyond remittances—we empower financial inclusion by bridging the gap between digital innovation and real-world financial needs.
Tink
Tink, A Visa Solution, is a market-leading payment services and data enrichment platform, serving some of the world’s largest financial institutions. Tink provides payments, banking, and lending solutions that power the new world of finance – whether that’s initiating account-to-account payments, onboarding new users, making better risk decisions or creating engaging money management tools.
A wholly owned subsidiary of Visa, Tink was founded in Stockholm in 2012 as a pioneer of open banking. Today, Tink and Visa’s open banking solutions are present in 20 markets, with 13,000 connections to financial institutions. Tink enables its partners to offer data-driven experiences that help eliminate complexity for millions of consumers across the globe.
Tink, A Visa Solution, is a market-leading payment services and data enrichment platform, serving some of the world’s largest financial institutions. Tink provides payments, banking, and lending solutions that power the new world of finance – whether that’s initiating account-to-account payments, onboarding new users, making better risk decisions or creating engaging money management tools.
A wholly owned subsidiary of Visa, Tink was founded in Stockholm in 2012 as a pioneer of open banking. Today, Tink and Visa’s open banking solutions are present in 20 markets, with 13,000 connections to financial institutions. Tink enables its partners to offer data-driven experiences that help eliminate complexity for millions of consumers across the globe.
WaveCrest
WaveCrest provides award-winning digital payment solutions to corporations and governments. Programs include business payouts, employee, student and taxpayer disbursements, mobile wallets, prepaid cards, lottery payments, pre-defined and custom offerings.
WaveCrest Holdings Limited in Europe is a regulated e-money issuer and a principal member of Mastercard. WaveCrest Payment Services of the Americas, Inc. is a FinCEN-registered prepaid access provider, and an issuer of Discover Network prepaid cards.
WaveCrest provides award-winning digital payment solutions to corporations and governments. Programs include business payouts, employee, student and taxpayer disbursements, mobile wallets, prepaid cards, lottery payments, pre-defined and custom offerings.
WaveCrest Holdings Limited in Europe is a regulated e-money issuer and a principal member of Mastercard. WaveCrest Payment Services of the Americas, Inc. is a FinCEN-registered prepaid access provider, and an issuer of Discover Network prepaid cards.
Wari
Our platform offers financial services and innovative payment solutions for customers and businesses. We offer the possibility to easily and securely pay bills (water, electricity, TV), top-up airtime at a lower cost, send and receive money and more regardless of location. Our services are available in all Wari partner outlets, using our web and mobile app (mywari.com) or by USSD code. We strive to understand the challenges faced by our customers on a daily basis to create convenient solutions.
Our platform offers financial services and innovative payment solutions for customers and businesses. We offer the possibility to easily and securely pay bills (water, electricity, TV), top-up airtime at a lower cost, send and receive money and more regardless of location. Our services are available in all Wari partner outlets, using our web and mobile app (mywari.com) or by USSD code. We strive to understand the challenges faced by our customers on a daily basis to create convenient solutions.
ZTL
ZTL provide API building-blocks for system owners to build embedded payment solutions.
• Seamless and smooth one-time onboarding (KYC)
• Immediate access to bank-independent payments
• Cost-effective domestic and salary payments
• Cross-border payments with live FX rates
• Real-time account information
• Full AML/Transaction monitoring
• A "one-stop-shop" for all support
ZTL provide API building-blocks for system owners to build embedded payment solutions.
• Seamless and smooth one-time onboarding (KYC)
• Immediate access to bank-independent payments
• Cost-effective domestic and salary payments
• Cross-border payments with live FX rates
• Real-time account information
• Full AML/Transaction monitoring
• A "one-stop-shop" for all support
Digimeth
Digital Method is a software development company specialising in payment technology. The company is located in London, United Kingdom.
Our mission is to assemble a highly qualified team to provide customers with a speedy and exciting online payment experience. Our employees constantly update their skills, work in a favourable atmosphere and get perks.
Digital Method is a software development company specialising in payment technology. The company is located in London, United Kingdom.
Our mission is to assemble a highly qualified team to provide customers with a speedy and exciting online payment experience. Our employees constantly update their skills, work in a favourable atmosphere and get perks.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
