Atlas
Monexeurope
Monex Europe is part of the wider financial services group, Monex S.A.P.I. de C.V. (“Monex”), a global investment-grade financial services institution. Monex is a leading global financial solutions provider, offering a complete set of tools to support business growth and strategic financial operations.
We specialise in FX risk management and international payments, helping corporate and institutional clients design tailored FX solutions to navigate currency volatility with confidence. Our team of FX specialists implement well-considered currency strategies, offering dedicated support to help clients manage their payment needs – whether for goods, services, or direct investments.
Monex Europe is part of the wider financial services group, Monex S.A.P.I. de C.V. (“Monex”), a global investment-grade financial services institution. Monex is a leading global financial solutions provider, offering a complete set of tools to support business growth and strategic financial operations.
We specialise in FX risk management and international payments, helping corporate and institutional clients design tailored FX solutions to navigate currency volatility with confidence. Our team of FX specialists implement well-considered currency strategies, offering dedicated support to help clients manage their payment needs – whether for goods, services, or direct investments.
Monthio
Monthio is the ultimate solution for creditworthiness assessments.
We help leading banks and other loan providers in Nordics digitise the loan approval process, by increasing the speed and accuracy of application approval. We are also live in Spain and Germany, with entrance into France, the Netherlands and Belgium in 2024.
Our powerful solution enables financial institutions to adhere to regulations, while continuing to provide a quick and easy service to applicants.
Monthio is the ultimate solution for creditworthiness assessments.
We help leading banks and other loan providers in Nordics digitise the loan approval process, by increasing the speed and accuracy of application approval. We are also live in Spain and Germany, with entrance into France, the Netherlands and Belgium in 2024.
Our powerful solution enables financial institutions to adhere to regulations, while continuing to provide a quick and easy service to applicants.
Noveba
Noveba provide e-money/payment account services for corporate and private clients, operate and manage payment card programmes and offer tailor-made Banking-as-a-Service (BAAS) solutions, based on the latest technology and expertise.
☑️ Stay in-control of your payments with Noveba.
☑️ Instantly receive funds and make daily payments using your favorite smart devices.
☑️ Designed both for businesses and personal use.
☑️ Developed on the verge of FinTech era, Noveba provides you with an e-wallet that can help you overcome all the critical challenges that lay ahead.
☑️ Perform local and international transfers, exchange funds and build trust with your partners and friends.
In a way that is simple and secure.
Noveba provide e-money/payment account services for corporate and private clients, operate and manage payment card programmes and offer tailor-made Banking-as-a-Service (BAAS) solutions, based on the latest technology and expertise.
☑️ Stay in-control of your payments with Noveba.
☑️ Instantly receive funds and make daily payments using your favorite smart devices.
☑️ Designed both for businesses and personal use.
☑️ Developed on the verge of FinTech era, Noveba provides you with an e-wallet that can help you overcome all the critical challenges that lay ahead.
☑️ Perform local and international transfers, exchange funds and build trust with your partners and friends.
In a way that is simple and secure.
Privat3money
Privat 3 Money is an FCA regulated fintech company established to provide premier finance and wealth solutions for both private clients and corporations.
We offer a frictionless account opening process and access to a state-of-the-art platform. Our customers have access to multi-currency accounts, exclusive metal debit cards and competitive FX rates, as well as our new and exciting trading platform. With the ability to process payments in real time in the UK, USA, and Europe as well as cross border payment facilities, Privat 3 Money is the ultimate solution for the discerning global customer needing a seamless, bespoke and private financial solution.
Privat 3 Money is an FCA regulated fintech company established to provide premier finance and wealth solutions for both private clients and corporations.
We offer a frictionless account opening process and access to a state-of-the-art platform. Our customers have access to multi-currency accounts, exclusive metal debit cards and competitive FX rates, as well as our new and exciting trading platform. With the ability to process payments in real time in the UK, USA, and Europe as well as cross border payment facilities, Privat 3 Money is the ultimate solution for the discerning global customer needing a seamless, bespoke and private financial solution.
Sedelcapital
DIGITAL PAYMENT SOLUTIONS
Send, receive, deposit, request, invest and exchange money in multiple currencies easily, quickly and securely at great rates
DIGITAL PAYMENT SOLUTIONS
Send, receive, deposit, request, invest and exchange money in multiple currencies easily, quickly and securely at great rates
Travelex
Founded in 1976 Travelex has grown to become one of the market leading specialist providers of foreign exchange products, solutions and services, operating across the entire value chain of the foreign exchange industry in more than 20 countries. We have developed a growing network of over 1,550 sites, including stores and ATMs, in some of the world’s top international airports and in major transport hubs, premium shopping malls, high street locations, supermarkets and city centres.
Travelex has built a growing online and mobile foreign exchange platform, and we also process and deliver foreign currency orders for major banks, travel agencies and hotels worldwide. In addition, we source and distribute large quantities of foreign currency banknotes for customers on a wholesale basis - including for central banks and international financial institutions. We also offer a range of remittance and international money transfer products around the world.
Founded in 1976 Travelex has grown to become one of the market leading specialist providers of foreign exchange products, solutions and services, operating across the entire value chain of the foreign exchange industry in more than 20 countries. We have developed a growing network of over 1,550 sites, including stores and ATMs, in some of the world’s top international airports and in major transport hubs, premium shopping malls, high street locations, supermarkets and city centres.
Travelex has built a growing online and mobile foreign exchange platform, and we also process and deliver foreign currency orders for major banks, travel agencies and hotels worldwide. In addition, we source and distribute large quantities of foreign currency banknotes for customers on a wholesale basis - including for central banks and international financial institutions. We also offer a range of remittance and international money transfer products around the world.
Wallextech
Overseas payment and cash management solutions for businesses - simplified
Wallex not only allows you to make cross-border payments at better rates and faster speeds, we also provide you with the ability to convert and hold balances in multiple currencies so that you can properly plan, manage and hedge your currency needs all from one platform.
Overseas payment and cash management solutions for businesses - simplified
Wallex not only allows you to make cross-border payments at better rates and faster speeds, we also provide you with the ability to convert and hold balances in multiple currencies so that you can properly plan, manage and hedge your currency needs all from one platform.
Wari
Our platform offers financial services and innovative payment solutions for customers and businesses. We offer the possibility to easily and securely pay bills (water, electricity, TV), top-up airtime at a lower cost, send and receive money and more regardless of location. Our services are available in all Wari partner outlets, using our web and mobile app (mywari.com) or by USSD code. We strive to understand the challenges faced by our customers on a daily basis to create convenient solutions.
Our platform offers financial services and innovative payment solutions for customers and businesses. We offer the possibility to easily and securely pay bills (water, electricity, TV), top-up airtime at a lower cost, send and receive money and more regardless of location. Our services are available in all Wari partner outlets, using our web and mobile app (mywari.com) or by USSD code. We strive to understand the challenges faced by our customers on a daily basis to create convenient solutions.
Worldfirst
WorldFirst began in 2004 with a mission to enable truly borderless commerce with easy, fast and secure international payments. Today, we’ve empowered over a million businesses to grow in global markets. Our multi-currency World Account lets you send, receive, convert and manage payments easily and competitively across the globe – all from one platform.
WorldFirst began in 2004 with a mission to enable truly borderless commerce with easy, fast and secure international payments. Today, we’ve empowered over a million businesses to grow in global markets. Our multi-currency World Account lets you send, receive, convert and manage payments easily and competitively across the globe – all from one platform.
FAZZ
Fazz is a digital financial services group on a mission to make finance fair and inclusive for businesses in Southeast Asia.
Started as a YC-backed company in 2016, we empower micro and small businesses in Indonesia by offering affordable payment services. We've now expanded our mission to serve underserved businesses in Southeast Asia, providing easy access to essential financial services, including payments, savings, and loans.
Our group owns the following brands: Fazz Business (Neobank for business), Fazz Agen (Financial Agent Network), StraitsX (Payments infrastructure for digital assets)
Headquartered in Singapore and Indonesia, we have more than 600 dedicated employees extending across our regional offices in Malaysia, Taiwan and Vietnam. We are also backed and supported by prominent investors including Tiger Global, Insignia Venture Partners, B Capital, BRI Ventures.
Fazz is a digital financial services group on a mission to make finance fair and inclusive for businesses in Southeast Asia.
Started as a YC-backed company in 2016, we empower micro and small businesses in Indonesia by offering affordable payment services. We've now expanded our mission to serve underserved businesses in Southeast Asia, providing easy access to essential financial services, including payments, savings, and loans.
Our group owns the following brands: Fazz Business (Neobank for business), Fazz Agen (Financial Agent Network), StraitsX (Payments infrastructure for digital assets)
Headquartered in Singapore and Indonesia, we have more than 600 dedicated employees extending across our regional offices in Malaysia, Taiwan and Vietnam. We are also backed and supported by prominent investors including Tiger Global, Insignia Venture Partners, B Capital, BRI Ventures.
ZTL
ZTL provide API building-blocks for system owners to build embedded payment solutions.
• Seamless and smooth one-time onboarding (KYC)
• Immediate access to bank-independent payments
• Cost-effective domestic and salary payments
• Cross-border payments with live FX rates
• Real-time account information
• Full AML/Transaction monitoring
• A "one-stop-shop" for all support
ZTL provide API building-blocks for system owners to build embedded payment solutions.
• Seamless and smooth one-time onboarding (KYC)
• Immediate access to bank-independent payments
• Cost-effective domestic and salary payments
• Cross-border payments with live FX rates
• Real-time account information
• Full AML/Transaction monitoring
• A "one-stop-shop" for all support
Pxpfinancial
PXP is a technology platform, unifying global payments and making commerce simpler, better and more connected.
One link to PXP unlocks endless opportunities: access all your data, orchestrate multiple acquirers, payment methods and systems globally through our omnichannel, unified platform.
With strong focus on engineering excellence, intelligent payment routing, turning data into powerful insights and complete control over your ecosystem design, we help businesses of all sizes thrive.
Our solutions are built for today and designed for what’s next, empowering you to focus on scaling your business.
PXP is a technology platform, unifying global payments and making commerce simpler, better and more connected.
One link to PXP unlocks endless opportunities: access all your data, orchestrate multiple acquirers, payment methods and systems globally through our omnichannel, unified platform.
With strong focus on engineering excellence, intelligent payment routing, turning data into powerful insights and complete control over your ecosystem design, we help businesses of all sizes thrive.
Our solutions are built for today and designed for what’s next, empowering you to focus on scaling your business.
PayGate Co. Ltd.
With nearly half a century of expertise in the payments industry, we are a leading provider of payments, credit and debit transaction solutions and services to the private and public sectors.
As one of the first Bacs-approved solution providers trusted by global brands, SMEs, banks and bureaux, we have a long history of delivering highly secure, reliable and scalable payment processing, data validation and Direct Debit management solutions.
The premium paygate software, range of services and expertise help our customers transform, automate and digitise their processes, and stay ahead in a fast-changing payments landscape. They achieve lower payment transaction costs, avoid risk and protect their organisation with absolute confidence in their business continuity and disaster recovery procedures.
What makes us different is our transparent pricing, fair contracts and a truly customer-centred approach to doing business.
With nearly half a century of expertise in the payments industry, we are a leading provider of payments, credit and debit transaction solutions and services to the private and public sectors.
As one of the first Bacs-approved solution providers trusted by global brands, SMEs, banks and bureaux, we have a long history of delivering highly secure, reliable and scalable payment processing, data validation and Direct Debit management solutions.
The premium paygate software, range of services and expertise help our customers transform, automate and digitise their processes, and stay ahead in a fast-changing payments landscape. They achieve lower payment transaction costs, avoid risk and protect their organisation with absolute confidence in their business continuity and disaster recovery procedures.
What makes us different is our transparent pricing, fair contracts and a truly customer-centred approach to doing business.
PAY4
Pay4 is a flexible, revolving credit facility, which can be used to fund a company’s UK and international supplier payments. The finance is unsecured, so it'll work well alongside other forms of finance. Also, with no setup or non-utilisation charges, you only pay for the facility when you use it.
Key Features
• Revolving credit facility from £50k
• Up to 120 days credit (from date of invoice)
• Unsecured, so works alongside existing finance
• Pay your UK or international suppliers
• No setup or non-utilisation fees
• Easy to use online platform
Pay4 is a flexible, revolving credit facility, which can be used to fund a company’s UK and international supplier payments. The finance is unsecured, so it'll work well alongside other forms of finance. Also, with no setup or non-utilisation charges, you only pay for the facility when you use it.
Key Features
• Revolving credit facility from £50k
• Up to 120 days credit (from date of invoice)
• Unsecured, so works alongside existing finance
• Pay your UK or international suppliers
• No setup or non-utilisation fees
• Easy to use online platform
C.Pay
With the C-pay payment management system (PMS) powered by Classera, feel safe with a secured & easy complete payment solution and increase your cash flow by improving your operational efficiency
With the C-pay payment management system (PMS) powered by Classera, feel safe with a secured & easy complete payment solution and increase your cash flow by improving your operational efficiency
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
