Atlas
Paynt
We are a fully integrated payment solution and infrastructure provider. Our platform allows streamlining back-office operations with unparalleled automation and efficiency in mind. It was created by knowledgeable industry experts based on input from our partners in the payments space and addresses the most pressing needs of any acquirer/ISO or agent in the wider payments community.
We want to be known for our passion for tech and our drive to succeed and scale together with you. From the humble beginnings to providing services to thousands of customers in Europe and beyond we are proud to bring you the best in payments.
Let's Paynt the future together!
We are a fully integrated payment solution and infrastructure provider. Our platform allows streamlining back-office operations with unparalleled automation and efficiency in mind. It was created by knowledgeable industry experts based on input from our partners in the payments space and addresses the most pressing needs of any acquirer/ISO or agent in the wider payments community.
We want to be known for our passion for tech and our drive to succeed and scale together with you. From the humble beginnings to providing services to thousands of customers in Europe and beyond we are proud to bring you the best in payments.
Let's Paynt the future together!
Biso.tech
BISO TECH is a leading independent specialist in payment orchestration, offering
fully customisable financial management technologies.
Our comprehensive platform streamlines the entire payment process by triggering, directing, and validating transactions between merchants, customers, and payment providers, all in one centralised framework that includes routing and
reconciliation tailored to your business needs.
Through a single seamless integration merchants gain access to multiple payment providers and methods, allowing for optimal global payment coverage. With BISO TECH, you can take control of your payment processes while gaining full transparency of your payment data, all through a single,user-friendly interface.
If you are unable to find the ideal provider on our platform, BISO TECH will be
pleased to identify new providers that meet your payment and financial
management needs through our tailored, white-glove service.
BISO TECH is a leading independent specialist in payment orchestration, offering
fully customisable financial management technologies.
Our comprehensive platform streamlines the entire payment process by triggering, directing, and validating transactions between merchants, customers, and payment providers, all in one centralised framework that includes routing and
reconciliation tailored to your business needs.
Through a single seamless integration merchants gain access to multiple payment providers and methods, allowing for optimal global payment coverage. With BISO TECH, you can take control of your payment processes while gaining full transparency of your payment data, all through a single,user-friendly interface.
If you are unable to find the ideal provider on our platform, BISO TECH will be
pleased to identify new providers that meet your payment and financial
management needs through our tailored, white-glove service.
Aplauz
Aplauz is prepaid digital credit that empowers people to make conscious spending. Aplauz vouchers can be bought at convenience stores and used to make online payments without any of the traditional online payment methods, and without having a bank account. It is ideal for those who don’t own a credit card or don’t want to disclose financial details, to securely buy online, while staying in control of their spending.
Aplauz is prepaid digital credit that empowers people to make conscious spending. Aplauz vouchers can be bought at convenience stores and used to make online payments without any of the traditional online payment methods, and without having a bank account. It is ideal for those who don’t own a credit card or don’t want to disclose financial details, to securely buy online, while staying in control of their spending.
Aachener-bank
Seit 1899 ist die Aachener Bank als regionaler Partner vor Ort in Aachen und Umgebung tätig. Wir sind anders. Wir sind eine Genossenschaftsbank und damit unseren Kunden und Mitgliedern verpflichtet - und das aus Überzeugung. Was einer alleine nicht schafft, das erreichen viele gemeinsam. Die genossenschaftliche Idee ist ein Gewinn für alle und unsere Leitlinie als engagiertes Unternehmen in der Region Aachen. Unsere Verbundenheit zur Region zeigt sich, neben unseren Dienstleistungen als lebenslanger Finanzpartner, vor allem bei zahlreichen Aktionen und Veranstaltungen, an denen wir als Initiator, Sponsor sowie Unterstützer auftreten. Unsere wichtigste Ressource – unsere Mitarbeiterinnen und Mitarbeiter. Immer wieder suchen wir Menschen, die mit uns erfolgreich sein wollen. Unsere genossenschaftlichen Werte wie Fairness, Solidarität und Partnerschaftlichkeit prägen nicht nur das Verhältnis zu unseren Kunden, sondern auch das zu unseren Mitarbeitern.
Seit 1899 ist die Aachener Bank als regionaler Partner vor Ort in Aachen und Umgebung tätig. Wir sind anders. Wir sind eine Genossenschaftsbank und damit unseren Kunden und Mitgliedern verpflichtet - und das aus Überzeugung. Was einer alleine nicht schafft, das erreichen viele gemeinsam. Die genossenschaftliche Idee ist ein Gewinn für alle und unsere Leitlinie als engagiertes Unternehmen in der Region Aachen. Unsere Verbundenheit zur Region zeigt sich, neben unseren Dienstleistungen als lebenslanger Finanzpartner, vor allem bei zahlreichen Aktionen und Veranstaltungen, an denen wir als Initiator, Sponsor sowie Unterstützer auftreten. Unsere wichtigste Ressource – unsere Mitarbeiterinnen und Mitarbeiter. Immer wieder suchen wir Menschen, die mit uns erfolgreich sein wollen. Unsere genossenschaftlichen Werte wie Fairness, Solidarität und Partnerschaftlichkeit prägen nicht nur das Verhältnis zu unseren Kunden, sondern auch das zu unseren Mitarbeitern.
Toppayy
We are a new form of payment. Through a digital wallet, we offer exclusive discounts and add value to your brand. The objective is for our clients to fulfill their life plans with happiness, well-being and sustainability. Count on benefits, such as cashback and discounts, increasing your customers’ purchasing power. With TopDicas, he will be able to access social transformation information about financial education, entrepreneurship and mental health, all in the TopPayy app.
We are a new form of payment. Through a digital wallet, we offer exclusive discounts and add value to your brand. The objective is for our clients to fulfill their life plans with happiness, well-being and sustainability. Count on benefits, such as cashback and discounts, increasing your customers’ purchasing power. With TopDicas, he will be able to access social transformation information about financial education, entrepreneurship and mental health, all in the TopPayy app.
CirclePay
At Circlepay, we're building the next-generation financial health platform powered by AI and social connections. Our initial offering, on-demand pay, enables users to access their accrued earnings before payday, providing greater control over their finances. By leveraging user-permissioned bank data and cutting-edge AI, we deliver accurate credit assessments to ensure fair access to credit, based on a deep understanding of each user's financial situation. We're the first to introduce borrowing groups, enabling users to form groups to secure higher credit limits and improve their chances of approval.
At Circlepay, we're building the next-generation financial health platform powered by AI and social connections. Our initial offering, on-demand pay, enables users to access their accrued earnings before payday, providing greater control over their finances. By leveraging user-permissioned bank data and cutting-edge AI, we deliver accurate credit assessments to ensure fair access to credit, based on a deep understanding of each user's financial situation. We're the first to introduce borrowing groups, enabling users to form groups to secure higher credit limits and improve their chances of approval.
Paysme
Paysme is a super app delivering financial services to underserved small business communities to accelerate their transition to the digital economy including mobile payments, digital banking, e-commerce, insurance, credit cards, fuel cards, accounting & loyalty/rewards.
Our specialist industry customer channels include cab:app for taxis, Marketti for market traders & Fanslive for sports clubs.
Paysme is a super app delivering financial services to underserved small business communities to accelerate their transition to the digital economy including mobile payments, digital banking, e-commerce, insurance, credit cards, fuel cards, accounting & loyalty/rewards.
Our specialist industry customer channels include cab:app for taxis, Marketti for market traders & Fanslive for sports clubs.
Ioka fintech
Your partner in Kazakhstan
Unlock business potential by leveraging the ioka online payment ecosystem — a growth engine for both a new generation of innovative startups and market leaders in Kazakhstan.
ioka is a growth engine for both a new generation of innovative startups and market leaders.
Your partner in Kazakhstan
Unlock business potential by leveraging the ioka online payment ecosystem — a growth engine for both a new generation of innovative startups and market leaders in Kazakhstan.
ioka is a growth engine for both a new generation of innovative startups and market leaders.
Centrapay
Centrapay enables any app to transact anything on any device (including payment terminals). It enables this via rich and easy to consume API’s: docs.centrapay.com
Centrapay enables any app to transact anything on any device (including payment terminals). It enables this via rich and easy to consume API’s: docs.centrapay.com
Directremit
Direct Remit is committed to serving different nationalities everywhere in the world through its modern and efficient technology and remittance facilities Direct Remit ensures quick and easy delivery of remittances to beneficiaries by increasing its network, offices, and partners in different part of the globe. Our endeavor is to provide quick and easy remittance service that is reliable and accessible to both, the Diasporas and their families back home. Equipped with state of the art technology and with experienced, qualified staff Direct Remit offers a secure and trusted means of transferring money effectively and efficiently.
Secure, easy and instant remittance services for individuals and businesses. Competitive rates for foreign exchange and money remittance. A large network of agents across the UK, UAE, and the world. Stringent AML/CFT policies to prevent risk and fraud. Dedicated and professional customer service teams
Direct Remit is committed to serving different nationalities everywhere in the world through its modern and efficient technology and remittance facilities Direct Remit ensures quick and easy delivery of remittances to beneficiaries by increasing its network, offices, and partners in different part of the globe. Our endeavor is to provide quick and easy remittance service that is reliable and accessible to both, the Diasporas and their families back home. Equipped with state of the art technology and with experienced, qualified staff Direct Remit offers a secure and trusted means of transferring money effectively and efficiently.
Secure, easy and instant remittance services for individuals and businesses. Competitive rates for foreign exchange and money remittance. A large network of agents across the UK, UAE, and the world. Stringent AML/CFT policies to prevent risk and fraud. Dedicated and professional customer service teams
Gate2payments
Accept payments in your webshop – simple and affordable.
Gate2Payments is a Danish FinTech company that offers global payment solutions for eCommerce businesses across all sectors. Gate2Payments saves most customers up to 80% on their current acquiring costs by connecting them to a wide range of global and local financial institutions through the Gate2Payments platform, as well as our own solutions for processing credit and debit card transactions.
Accept payments in your webshop – simple and affordable.
Gate2Payments is a Danish FinTech company that offers global payment solutions for eCommerce businesses across all sectors. Gate2Payments saves most customers up to 80% on their current acquiring costs by connecting them to a wide range of global and local financial institutions through the Gate2Payments platform, as well as our own solutions for processing credit and debit card transactions.
GKG
Established in 2010 in the United Kingdom, GKG is a prominent financial holding company that focuses on digital banking, brokerage, and credit. The group companies also operate in the real estate, hospitality, private equity, and entertainment industries.
Based in Miami, the Group has strong presence in various countries across the globe. We value and promote diversity within our operations, embracing and celebrating the unique contributions of our team members. At our core, we prioritize and embrace the richness of different cultures and religions, ensuring that equality remains a guiding principle in all our business endeavors.
Established in 2010 in the United Kingdom, GKG is a prominent financial holding company that focuses on digital banking, brokerage, and credit. The group companies also operate in the real estate, hospitality, private equity, and entertainment industries.
Based in Miami, the Group has strong presence in various countries across the globe. We value and promote diversity within our operations, embracing and celebrating the unique contributions of our team members. At our core, we prioritize and embrace the richness of different cultures and religions, ensuring that equality remains a guiding principle in all our business endeavors.
Gocredible
GoCredible makes every payment solution smarter, more reliable, and more cost-effective
Why GoCredible?
The rapidly growing platform economy demands intelligent payment solutions that can effortlessly handle even complex payment situations. GoCredible provides tailored payment solutions for your specific needs. This includes KYC modules & analyses, third-party funds handling, multi-split payments, and supplying the right hardware to support your payment processes.
In addition, payment regulations are becoming increasingly strict. Entities that were previously able to operate under exemptions are now considered payment service providers by regulators—an activity that requires a comprehensive license.
GoCredible makes every payment solution smarter, more reliable, and more cost-effective
Why GoCredible?
The rapidly growing platform economy demands intelligent payment solutions that can effortlessly handle even complex payment situations. GoCredible provides tailored payment solutions for your specific needs. This includes KYC modules & analyses, third-party funds handling, multi-split payments, and supplying the right hardware to support your payment processes.
In addition, payment regulations are becoming increasingly strict. Entities that were previously able to operate under exemptions are now considered payment service providers by regulators—an activity that requires a comprehensive license.
Hbmoneytransfer
We are dedicated to establishing ourselves as the global market leader in the money transfer industry. Our mission is to deliver a swift, secure, and cost-effective money transfer experience to all our customers. Through relentless innovation and continuous improvement of our services tailored to customer needs, we aim for excellence. At our core, we are committed to not just meeting but exceeding your expectations, ensuring the fulfillment of every promise we make.
We are dedicated to establishing ourselves as the global market leader in the money transfer industry. Our mission is to deliver a swift, secure, and cost-effective money transfer experience to all our customers. Through relentless innovation and continuous improvement of our services tailored to customer needs, we aim for excellence. At our core, we are committed to not just meeting but exceeding your expectations, ensuring the fulfillment of every promise we make.
Unzer
Unzer digitalizes commerce with payment and software solutions that cover the entire merchant value chain. From online purchases and in-store mobile POS systems to final settlement and essential business processes, Unzer simplifies and optimizes retail operations. This all-in-one approach helps merchants manage their businesses more efficiently, providing their customers with a smooth and seamless shopping experience.
More than 85,000 merchants across Europe already use Unzer's ecosystem. The company employs around 750 people in eight offices in Germany, Austria, Denmark and Luxembourg.
Unzer digitalizes commerce with payment and software solutions that cover the entire merchant value chain. From online purchases and in-store mobile POS systems to final settlement and essential business processes, Unzer simplifies and optimizes retail operations. This all-in-one approach helps merchants manage their businesses more efficiently, providing their customers with a smooth and seamless shopping experience.
More than 85,000 merchants across Europe already use Unzer's ecosystem. The company employs around 750 people in eight offices in Germany, Austria, Denmark and Luxembourg.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
