Atlas
Zemplerbank
Hello, we’re Zempler Bank, formerly Cashplus Bank.
We’re here to make money simpler.
We know that banking isn’t at the top of most people’s to do lists, that’s why making it less of a chore is at the top of ours.
We don’t do banking the traditional way – the wrong way. We do banking that works for the people that need it, when they need it.
We’re for the crafters, the grafters, and the self starters. The bank for sole traders and those just starting up. And small businesses with growth on their minds and less time than they’d like.
Just because you’re going it alone doesn’t mean you have to do it on your own.
That’s where we step in – smart technology, straightforward human service, and bank accounts that meet real-life needs.
We’ve already helped over 650,000 businesses get off the ground. We’re here to do banking right and support our customers for the long haul.
Hello, we’re Zempler Bank, formerly Cashplus Bank.
We’re here to make money simpler.
We know that banking isn’t at the top of most people’s to do lists, that’s why making it less of a chore is at the top of ours.
We don’t do banking the traditional way – the wrong way. We do banking that works for the people that need it, when they need it.
We’re for the crafters, the grafters, and the self starters. The bank for sole traders and those just starting up. And small businesses with growth on their minds and less time than they’d like.
Just because you’re going it alone doesn’t mean you have to do it on your own.
That’s where we step in – smart technology, straightforward human service, and bank accounts that meet real-life needs.
We’ve already helped over 650,000 businesses get off the ground. We’re here to do banking right and support our customers for the long haul.
Chynge
Cross-border payments and remittances are slow, expensive and fraught with regulatory restrictions. Chynge applies financial technology including artificial intelligence and machine learning, big data, cloud computing, distributed ledger technology (DLT), and facial recognition to create new business models, new financial products, and new customer experiences to change the way we consume financial services.
Chynge Central, our flagship product, is a decentralized software service to manage money transfers that are instant, free, and safe. Chynge has a unique multi-sided payments business, in which a large, closed-loop money transfer network connects both senders and recipients.
Chynge democratizes payments by making them instant, free, and safe. Chynge mitigates regulatory risks related to money laundering, terrorism financing, corruption and other financial crimes.
Cross-border payments and remittances are slow, expensive and fraught with regulatory restrictions. Chynge applies financial technology including artificial intelligence and machine learning, big data, cloud computing, distributed ledger technology (DLT), and facial recognition to create new business models, new financial products, and new customer experiences to change the way we consume financial services.
Chynge Central, our flagship product, is a decentralized software service to manage money transfers that are instant, free, and safe. Chynge has a unique multi-sided payments business, in which a large, closed-loop money transfer network connects both senders and recipients.
Chynge democratizes payments by making them instant, free, and safe. Chynge mitigates regulatory risks related to money laundering, terrorism financing, corruption and other financial crimes.
Elyps
Elyps is the pioneering Financial Institutions Group serving Global HNWI,
Corporates and Financial Institutions.
International Payments, Multi-Currency Accounts, Stablecoin Infrastructure and Fund Advisory—all from a single platform.
Founded in 2018, Elyps is a Financial Independent Group regulated in Belgium, Luxembourg and France.
Elyps is the pioneering Financial Institutions Group serving Global HNWI,
Corporates and Financial Institutions.
International Payments, Multi-Currency Accounts, Stablecoin Infrastructure and Fund Advisory—all from a single platform.
Founded in 2018, Elyps is a Financial Independent Group regulated in Belgium, Luxembourg and France.
EPG
EPG Financial Services Ltd. is an independent payment service provider that offers a wide range of payment processing services, international merchant accounts and IPSP accounts. All our services conform to the highest security standards and guidelines to provide the best protection for both merchant and cardholder. Our systems are developed modular and adaptable. This notion keeps us flexible to fast changing conditions and markets.
The strength of EPG relies in its technology and management expertise. Management developed a state-of-the-art system that provides an optimised, secure and efficient payment system and payment services to e-commerce merchants,that exceed industry requirements for standards and robustness. Furthermore, the philosophy of EPG is that of doing open business with customers fostering a relationship based on trust, fairness and full transparency.
EPG Financial Services Ltd. is an independent payment service provider that offers a wide range of payment processing services, international merchant accounts and IPSP accounts. All our services conform to the highest security standards and guidelines to provide the best protection for both merchant and cardholder. Our systems are developed modular and adaptable. This notion keeps us flexible to fast changing conditions and markets.
The strength of EPG relies in its technology and management expertise. Management developed a state-of-the-art system that provides an optimised, secure and efficient payment system and payment services to e-commerce merchants,that exceed industry requirements for standards and robustness. Furthermore, the philosophy of EPG is that of doing open business with customers fostering a relationship based on trust, fairness and full transparency.
Corpay
Global businesses trust Corpay Cross-Border to power their international payments, execute plans to manage their currency risk and support their growth around the world. We aim to deliver unmatched service and expertise with respect to moving money globally. Utilizing our proprietary payment automation technology and currency risk mitigation solutions, we take pride in connecting companies large and small with the global financial markets and businesses all over the world.
We partner with more than 100 correspondent banks and counterparty trading institutions in 6 continents comprising a vast and efficient network of payment gateways and in-country processing networks. we make payments globally, leveraging local relationships.
Corpay Cross-Border is the exclusive provider of industry-leading currency risk management and integrated commercial cross-border payments solutions distributed to Mastercard’s financial institution customers.
Global businesses trust Corpay Cross-Border to power their international payments, execute plans to manage their currency risk and support their growth around the world. We aim to deliver unmatched service and expertise with respect to moving money globally. Utilizing our proprietary payment automation technology and currency risk mitigation solutions, we take pride in connecting companies large and small with the global financial markets and businesses all over the world.
We partner with more than 100 correspondent banks and counterparty trading institutions in 6 continents comprising a vast and efficient network of payment gateways and in-country processing networks. we make payments globally, leveraging local relationships.
Corpay Cross-Border is the exclusive provider of industry-leading currency risk management and integrated commercial cross-border payments solutions distributed to Mastercard’s financial institution customers.
Metropaytech
Metro Payment Technologies is an industry leading A+ rated payment processor with over 25 years of experience in the business. We aim to deliver the most advanced, cost effective, customer oriented ePayment processing solutions to meet the needs of various industries nationwide.
As ePayment professionals, we are committed to providing exceptional payment processing products and services to our valued customers 24 hours-a-day, 7 days-a-week.
Metro Payment Technologies is an industry leading A+ rated payment processor with over 25 years of experience in the business. We aim to deliver the most advanced, cost effective, customer oriented ePayment processing solutions to meet the needs of various industries nationwide.
As ePayment professionals, we are committed to providing exceptional payment processing products and services to our valued customers 24 hours-a-day, 7 days-a-week.
Paybase
Paybase is the most flexible payments solution for platform businesses. Combining agile payments routing, best-in-class financial crime prevention and a service-obsessed approach, Paybase is raising the bar of what payments can and should do.
Founded in 2016 and headquartered in London, Paybase is fully licensed as an Electronic Money Institution by the FCA and has been recognised by Real Business as one of the UK’s most disruptive businesses and a firm set to revolutionise the world of finance by Wired.
‘Our mission is to democratise access to payments infrastructure by removing the prohibitive cost and knowledge barriers so that our partners can focus on their core business.’
Paybase is the most flexible payments solution for platform businesses. Combining agile payments routing, best-in-class financial crime prevention and a service-obsessed approach, Paybase is raising the bar of what payments can and should do.
Founded in 2016 and headquartered in London, Paybase is fully licensed as an Electronic Money Institution by the FCA and has been recognised by Real Business as one of the UK’s most disruptive businesses and a firm set to revolutionise the world of finance by Wired.
‘Our mission is to democratise access to payments infrastructure by removing the prohibitive cost and knowledge barriers so that our partners can focus on their core business.’
Paytend
EUROPEAN IBAN ACCOUNT
Paytend is a comprehensive digital banking solution offering IBAN accounts to users in the European Economic Area (EEA).
With Paytend, you can open accounts online, make payments both online and in-store, and track your funds via the user-friendly Paytend app.
Enjoy seamless international payment transfers and manage your money directly from your mobile phone, making it a versatile and powerful banking tool for all your financial needs.
EUROPEAN IBAN ACCOUNT
Paytend is a comprehensive digital banking solution offering IBAN accounts to users in the European Economic Area (EEA).
With Paytend, you can open accounts online, make payments both online and in-store, and track your funds via the user-friendly Paytend app.
Enjoy seamless international payment transfers and manage your money directly from your mobile phone, making it a versatile and powerful banking tool for all your financial needs.
Simpaisa
At the crossroads of innovation and impact, Simpaisa pioneers secure, disruptive, and innovative technology infrastructure, amplifying financial inclusivity. We specialize in digital payments services, streamlining the collection of payments and distribution of payouts for our clients.
By providing a seamless platform and single API integration, Simpaisa enables businesses to efficiently accept payments from their customers while ensuring secure and timely disbursement of funds to suppliers, partners, and stakeholders. With customizable solutions tailored to the specific needs of each client, we optimize financial processes, enhance cash flow management, and foster growth for businesses across various industries. This seamless integration simplifies the payment process for merchants, eliminating the need for multiple bank accounts and disparate systems, while also enhancing the end-user experience with secure and streamlined transactions.
At the crossroads of innovation and impact, Simpaisa pioneers secure, disruptive, and innovative technology infrastructure, amplifying financial inclusivity. We specialize in digital payments services, streamlining the collection of payments and distribution of payouts for our clients.
By providing a seamless platform and single API integration, Simpaisa enables businesses to efficiently accept payments from their customers while ensuring secure and timely disbursement of funds to suppliers, partners, and stakeholders. With customizable solutions tailored to the specific needs of each client, we optimize financial processes, enhance cash flow management, and foster growth for businesses across various industries. This seamless integration simplifies the payment process for merchants, eliminating the need for multiple bank accounts and disparate systems, while also enhancing the end-user experience with secure and streamlined transactions.
TF Pay
Transfast has been a leading global cross-border payments network provider, supporting communities in the United Kingdom and Europe, serving over 125 countries across Asia, Europe, Africa, Americas for over two decades. Our proprietary payment network, consisting of direct integration with banks and other financial institutions enables C2B, B2C, and B2B payment services to our partners via APIs, SFTP, web, and mobile product applications. Our applications deliver cutting-edge technology, compliance, risk management, and bespoke banking solutions to our clients, which include banks, financial institutions, medium to small business and individual consumers.
We understand the importance of globally connecting our clients, and we focus on seamless financial solutions and superior customer experience.
Transfast has been a leading global cross-border payments network provider, supporting communities in the United Kingdom and Europe, serving over 125 countries across Asia, Europe, Africa, Americas for over two decades. Our proprietary payment network, consisting of direct integration with banks and other financial institutions enables C2B, B2C, and B2B payment services to our partners via APIs, SFTP, web, and mobile product applications. Our applications deliver cutting-edge technology, compliance, risk management, and bespoke banking solutions to our clients, which include banks, financial institutions, medium to small business and individual consumers.
We understand the importance of globally connecting our clients, and we focus on seamless financial solutions and superior customer experience.
Valenspay
alens Pay is a fintech company that wishes to interrupt the current complex financial services market via easy access to standard and advanced financial services and products, combined with white-labelling capability to larger institutions and companies. The focus is on an easily accessible platform with web-access and Apps (IOS and Android)) with swift and online onboarding processes. This will ensure a short period from when a decision is made until an individual or company becomes a user.
alens Pay is a fintech company that wishes to interrupt the current complex financial services market via easy access to standard and advanced financial services and products, combined with white-labelling capability to larger institutions and companies. The focus is on an easily accessible platform with web-access and Apps (IOS and Android)) with swift and online onboarding processes. This will ensure a short period from when a decision is made until an individual or company becomes a user.
Merchantstronghold
Merchant Stronghold works with Online Business for their Payment Gateway, Business Formations and back end needs. We have many years of experience and understanding with retail and high risk businesses.
We have Mutually Partnered with Processing Companies , Acquirers, ISOs, MSPs, PSP Wallets and Direct Principal Members of Visa and Mastercard.
We work with a Variety of Businesses for their Direct Acquiring and Payment Gateway Assistance. This includes business registered in European 28 Countries, United Kingdom, Ireland , United States of America and Canada.
Merchant Stronghold works with Online Business for their Payment Gateway, Business Formations and back end needs. We have many years of experience and understanding with retail and high risk businesses.
We have Mutually Partnered with Processing Companies , Acquirers, ISOs, MSPs, PSP Wallets and Direct Principal Members of Visa and Mastercard.
We work with a Variety of Businesses for their Direct Acquiring and Payment Gateway Assistance. This includes business registered in European 28 Countries, United Kingdom, Ireland , United States of America and Canada.
Usb-pay
Each account application is reviewed on a case-by-case basis, therefore we would expect clients to provide completed merchant pre-approval form. If business activity requires license, we would expect our merchants to have it, in most cases it’s an EU license. However, for certain businesses, an offshore license is also accepted.
Each account application is reviewed on a case-by-case basis, therefore we would expect clients to provide completed merchant pre-approval form. If business activity requires license, we would expect our merchants to have it, in most cases it’s an EU license. However, for certain businesses, an offshore license is also accepted.
PeP Online
Whilst being offered over 30 payment methods available in the majority of countries all over the world, you may perfectly well follow the needs of your clients and demands set on the market where your operate.
The range of 160 currencies included in our offer constitutes an ocean of possibilities for your business. The payment itself is effected in the currency that is preferred by you or your client respectively, whereas the payments are credited on your account in the currency which proves most convenient to you! With no additional currency conversion tariffs and charges to be paid by the bank.
Whilst being offered over 30 payment methods available in the majority of countries all over the world, you may perfectly well follow the needs of your clients and demands set on the market where your operate.
The range of 160 currencies included in our offer constitutes an ocean of possibilities for your business. The payment itself is effected in the currency that is preferred by you or your client respectively, whereas the payments are credited on your account in the currency which proves most convenient to you! With no additional currency conversion tariffs and charges to be paid by the bank.
REPAY
REPAY, established in 2006, is a full-service payment technology and processing provider that enables the expedient and secure collection of payments through any channel at any time. Our omni-channel payment platform provides direct integration with enterprise management systems and access to a suite of payment solutions, including credit/debit card processing, ACH processing, Instant Funding, IVR/phone pay, text pay, electronic bill payment and presentment (EBPP) systems, and consumer-facing payment portals, such as web portals and mobile apps. REPAY also serves the B2B space by automating accounts payable (AP) services and outbound vendor payments through virtual card, ACH, and check processing and effectively managing the full print/mail and electronic communication stream.
REPAY, established in 2006, is a full-service payment technology and processing provider that enables the expedient and secure collection of payments through any channel at any time. Our omni-channel payment platform provides direct integration with enterprise management systems and access to a suite of payment solutions, including credit/debit card processing, ACH processing, Instant Funding, IVR/phone pay, text pay, electronic bill payment and presentment (EBPP) systems, and consumer-facing payment portals, such as web portals and mobile apps. REPAY also serves the B2B space by automating accounts payable (AP) services and outbound vendor payments through virtual card, ACH, and check processing and effectively managing the full print/mail and electronic communication stream.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
