Atlas
Wari
Our platform offers financial services and innovative payment solutions for customers and businesses. We offer the possibility to easily and securely pay bills (water, electricity, TV), top-up airtime at a lower cost, send and receive money and more regardless of location. Our services are available in all Wari partner outlets, using our web and mobile app (mywari.com) or by USSD code. We strive to understand the challenges faced by our customers on a daily basis to create convenient solutions.
Our platform offers financial services and innovative payment solutions for customers and businesses. We offer the possibility to easily and securely pay bills (water, electricity, TV), top-up airtime at a lower cost, send and receive money and more regardless of location. Our services are available in all Wari partner outlets, using our web and mobile app (mywari.com) or by USSD code. We strive to understand the challenges faced by our customers on a daily basis to create convenient solutions.
Yintran
Yintran Group Holdings Limited (Yintran) is a Hong Kong-based FinTech company with a stored value facility (SVF) licence granted by the Hong Kong Monetary Authority (HKMA).
Yintran offers a digital wallet named 5D Pay eWallet, issues prepaid cards, provides a remote on-boarding electronic know your customer (eKYC) solution, enables real-time payment transfers for individuals and corporates, and offers the convenience of making purchases anywhere in the world and conducting cross-border payments.
The company offers customised payment solutions for corporate clients, including salary disbursement for staff, invoice payment collection, and scheduled payments. It works with institutions and payment gateways to provide settlement services and offers pay-in and pay-out cross-border payment services. Additionally, its affiliate holds the Securities and Futures Commission (SFC) licences to provide money management and stablecoin services to corporate and high-net-worth clients.
Yintran Group Holdings Limited (Yintran) is a Hong Kong-based FinTech company with a stored value facility (SVF) licence granted by the Hong Kong Monetary Authority (HKMA).
Yintran offers a digital wallet named 5D Pay eWallet, issues prepaid cards, provides a remote on-boarding electronic know your customer (eKYC) solution, enables real-time payment transfers for individuals and corporates, and offers the convenience of making purchases anywhere in the world and conducting cross-border payments.
The company offers customised payment solutions for corporate clients, including salary disbursement for staff, invoice payment collection, and scheduled payments. It works with institutions and payment gateways to provide settlement services and offers pay-in and pay-out cross-border payment services. Additionally, its affiliate holds the Securities and Futures Commission (SFC) licences to provide money management and stablecoin services to corporate and high-net-worth clients.
ZTL
ZTL provide API building-blocks for system owners to build embedded payment solutions.
• Seamless and smooth one-time onboarding (KYC)
• Immediate access to bank-independent payments
• Cost-effective domestic and salary payments
• Cross-border payments with live FX rates
• Real-time account information
• Full AML/Transaction monitoring
• A "one-stop-shop" for all support
ZTL provide API building-blocks for system owners to build embedded payment solutions.
• Seamless and smooth one-time onboarding (KYC)
• Immediate access to bank-independent payments
• Cost-effective domestic and salary payments
• Cross-border payments with live FX rates
• Real-time account information
• Full AML/Transaction monitoring
• A "one-stop-shop" for all support
ZwipePay
Zwipe believes the inherent uniqueness of every person is the key to a safer future. We work with great passion across networks of international organizations, industries and cultures to make convenience safe and secure.
We are pioneering next-generation biometric card and wearables technology for payment and physical & logical access control and identification solutions. We promise our customers and partners deep insight and frictionless solutions, ensuring a seamless user experience with our innovative biometric products and services. Zwipe is headquartered in Oslo, Norway, with a global presence.
Zwipe believes the inherent uniqueness of every person is the key to a safer future. We work with great passion across networks of international organizations, industries and cultures to make convenience safe and secure.
We are pioneering next-generation biometric card and wearables technology for payment and physical & logical access control and identification solutions. We promise our customers and partners deep insight and frictionless solutions, ensuring a seamless user experience with our innovative biometric products and services. Zwipe is headquartered in Oslo, Norway, with a global presence.
Zooz, Inc
Payment Orchestration for forward-thinking businesses
A solution that streamlines all aspects of your
payment stack into one, consolidated, and
customizable platform. Save time, money, and ensure the best approval rates with the ZOOZ orchestration platform.
Payment Orchestration for forward-thinking businesses
A solution that streamlines all aspects of your
payment stack into one, consolidated, and
customizable platform. Save time, money, and ensure the best approval rates with the ZOOZ orchestration platform.
Zaypay
Personal touch in Payroll services
Personal touch in Payroll services
Sqalapay
At Sqala, we believe that everyone deserves access to financial services, and we are committed to providing secure and reliable payment solutions to clients who may have been overlooked by traditional financial institutions.
At Sqala, we believe that everyone deserves access to financial services, and we are committed to providing secure and reliable payment solutions to clients who may have been overlooked by traditional financial institutions.
SIX
IX has been connecting the financial markets to the real economy for over 90 years.
The Swiss company provides services in the securities, financial information as well as the payments business and caters to a broad international client base. Its stable and efficient infrastructure guarantees the competitiveness of the Swiss and Spanish financial center.
The workforce of 4,000 employees in 19 countries on 5 continents constantly provide innovations across the value chain to help financial institutions accelerate growth. The reliable and secure services enable them to focus on their core business, create value, and reduce cost.
Measured in terms of free float, SIX – with the Swiss and the Spanish stock exchange – constitutes the third-largest exchange group in Europe by market capitalization.
IX has been connecting the financial markets to the real economy for over 90 years.
The Swiss company provides services in the securities, financial information as well as the payments business and caters to a broad international client base. Its stable and efficient infrastructure guarantees the competitiveness of the Swiss and Spanish financial center.
The workforce of 4,000 employees in 19 countries on 5 continents constantly provide innovations across the value chain to help financial institutions accelerate growth. The reliable and secure services enable them to focus on their core business, create value, and reduce cost.
Measured in terms of free float, SIX – with the Swiss and the Spanish stock exchange – constitutes the third-largest exchange group in Europe by market capitalization.
PAY4
Pay4 is a flexible, revolving credit facility, which can be used to fund a company’s UK and international supplier payments. The finance is unsecured, so it'll work well alongside other forms of finance. Also, with no setup or non-utilisation charges, you only pay for the facility when you use it.
Key Features
• Revolving credit facility from £50k
• Up to 120 days credit (from date of invoice)
• Unsecured, so works alongside existing finance
• Pay your UK or international suppliers
• No setup or non-utilisation fees
• Easy to use online platform
Pay4 is a flexible, revolving credit facility, which can be used to fund a company’s UK and international supplier payments. The finance is unsecured, so it'll work well alongside other forms of finance. Also, with no setup or non-utilisation charges, you only pay for the facility when you use it.
Key Features
• Revolving credit facility from £50k
• Up to 120 days credit (from date of invoice)
• Unsecured, so works alongside existing finance
• Pay your UK or international suppliers
• No setup or non-utilisation fees
• Easy to use online platform
NxSystems
We are a leading provider of Global Payment Solutions – offers organizations of every size, and across every industry and geography, a comprehensive suite of innovative electronic payment products that access the global financial network.
From payroll and commissions, personal and business travel expenses, procurement, voucher, loyalty, gift and incentive programs, student rewards, consumer rebates, airline and travel provider vouchers and buy here pay here financing, to split-tender and multi-currency payment options, the NxPay® payment platform provides a real-time web-enabled electronic payment software solution for consumers, merchants, direct selling organizations, independent sales organizations (ISOs), airline and travel providers and multi-national companies located throughout the world.
We are a leading provider of Global Payment Solutions – offers organizations of every size, and across every industry and geography, a comprehensive suite of innovative electronic payment products that access the global financial network.
From payroll and commissions, personal and business travel expenses, procurement, voucher, loyalty, gift and incentive programs, student rewards, consumer rebates, airline and travel provider vouchers and buy here pay here financing, to split-tender and multi-currency payment options, the NxPay® payment platform provides a real-time web-enabled electronic payment software solution for consumers, merchants, direct selling organizations, independent sales organizations (ISOs), airline and travel providers and multi-national companies located throughout the world.
Cielo
We are more than a machine; we are a technology and service company for retail.
Our belief is to move the market, and the payment point is the gateway to various smart and interconnected services: we offer a portfolio of solutions to meet the needs of over 1 million people impacted by our business.
In addition to a structure that keeps business moving, with cutting-edge technology, efficient logistics, and the highest security standards, we challenge the market to evolve. Restless, we are machine, internet, mobile, and whatever comes next.
We believe that no business was born to stand still, and our vocation is to awaken this same restlessness in each of our customers.
We are more than a machine; we are a technology and service company for retail.
Our belief is to move the market, and the payment point is the gateway to various smart and interconnected services: we offer a portfolio of solutions to meet the needs of over 1 million people impacted by our business.
In addition to a structure that keeps business moving, with cutting-edge technology, efficient logistics, and the highest security standards, we challenge the market to evolve. Restless, we are machine, internet, mobile, and whatever comes next.
We believe that no business was born to stand still, and our vocation is to awaken this same restlessness in each of our customers.
Anna money
ANNA is an AI-powered fintech pioneer, helping small businesses across the UK with everything from business accounts to tax solutions.
What ANNA delivers:
• Small business banking: Get a business current account in less than 10 minutes, and a debit card that miaows. Yes, really.
• Invoicing software: Ditch the spreadsheets and get paid faster. ANNA can create and send professional looking invoices, and chase them when they’re overdue.
• Receipt scanner app: Piles of receipts keeping you awake at night? ANNA snaps and sorts them on the go, saving you the time and hassle.
• Tax services: Life’s full of surprises, but don’t let your tax bill be one of them. Stay one step ahead of HMRC, with handy tax reminders and tax estimations as you earn.
ANNA is an AI-powered fintech pioneer, helping small businesses across the UK with everything from business accounts to tax solutions.
What ANNA delivers:
• Small business banking: Get a business current account in less than 10 minutes, and a debit card that miaows. Yes, really.
• Invoicing software: Ditch the spreadsheets and get paid faster. ANNA can create and send professional looking invoices, and chase them when they’re overdue.
• Receipt scanner app: Piles of receipts keeping you awake at night? ANNA snaps and sorts them on the go, saving you the time and hassle.
• Tax services: Life’s full of surprises, but don’t let your tax bill be one of them. Stay one step ahead of HMRC, with handy tax reminders and tax estimations as you earn.
INQ
INQ specialises in comprehensive consultancy services for Foreign Exchange, Banking, Payments, and Processing. We connect clients with top-tier institutions like Tier 1 Banks, Electronic Money Institutions, Asset Managers, Foreign Exchange Brokers, Card Programme Managers, Payment Gateways, Crypto Exchanges and Private Banks.
With a cumulative 25 years of industry experience, INQ's management understands both client requirements and market dynamics. We simplify the process of identifying or even shaping the right structure, ensuring the perfect partnership for our clients.
As a trusted partner, we continue to serve global businesses and individuals seeking guidance for their Banking, Payments, Foreign Exchange, Card Processing, and Wealth Structuring needs.
INQ specialises in comprehensive consultancy services for Foreign Exchange, Banking, Payments, and Processing. We connect clients with top-tier institutions like Tier 1 Banks, Electronic Money Institutions, Asset Managers, Foreign Exchange Brokers, Card Programme Managers, Payment Gateways, Crypto Exchanges and Private Banks.
With a cumulative 25 years of industry experience, INQ's management understands both client requirements and market dynamics. We simplify the process of identifying or even shaping the right structure, ensuring the perfect partnership for our clients.
As a trusted partner, we continue to serve global businesses and individuals seeking guidance for their Banking, Payments, Foreign Exchange, Card Processing, and Wealth Structuring needs.
Qliro
We are Qliro
Our company was founded in 2014 and the team was given one task, bring a new payment solution in to the market, in only 6 months.
Today we have grown to a team of over 200 people from over 30 different countries delivering safe and simple payments for e-commerce growth.
Qliro has a track record of delivering new products and services at unmatched speed. We have launched a range of commercially successful products, including an e-commerce checkout, a pay-after-delivery product, D2C saving and loans products, apps, self-service website and merchant-facing interfaces. We are active in an exciting intersection of the e-commerce, payment and financial services markets. We target both leading online merchants and millions of consumers seeking superior digital payments and consumer finance products.
We are Qliro
Our company was founded in 2014 and the team was given one task, bring a new payment solution in to the market, in only 6 months.
Today we have grown to a team of over 200 people from over 30 different countries delivering safe and simple payments for e-commerce growth.
Qliro has a track record of delivering new products and services at unmatched speed. We have launched a range of commercially successful products, including an e-commerce checkout, a pay-after-delivery product, D2C saving and loans products, apps, self-service website and merchant-facing interfaces. We are active in an exciting intersection of the e-commerce, payment and financial services markets. We target both leading online merchants and millions of consumers seeking superior digital payments and consumer finance products.
Paygreen
PayGreen is a French payment solution aimed at e-commerce. We have a simple goal: to ensure that every transaction has a positive impact on society and the environment.
PayGreen is a French payment solution aimed at e-commerce. We have a simple goal: to ensure that every transaction has a positive impact on society and the environment.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
