Atlas
Branch
Branch is the leading workforce payments platform that delivers faster, more flexible options for people to get paid.
Branch is the leading workforce payments platform that delivers faster, more flexible options for people to get paid.
Chynge
Cross-border payments and remittances are slow, expensive and fraught with regulatory restrictions. Chynge applies financial technology including artificial intelligence and machine learning, big data, cloud computing, distributed ledger technology (DLT), and facial recognition to create new business models, new financial products, and new customer experiences to change the way we consume financial services.
Chynge Central, our flagship product, is a decentralized software service to manage money transfers that are instant, free, and safe. Chynge has a unique multi-sided payments business, in which a large, closed-loop money transfer network connects both senders and recipients.
Chynge democratizes payments by making them instant, free, and safe. Chynge mitigates regulatory risks related to money laundering, terrorism financing, corruption and other financial crimes.
Cross-border payments and remittances are slow, expensive and fraught with regulatory restrictions. Chynge applies financial technology including artificial intelligence and machine learning, big data, cloud computing, distributed ledger technology (DLT), and facial recognition to create new business models, new financial products, and new customer experiences to change the way we consume financial services.
Chynge Central, our flagship product, is a decentralized software service to manage money transfers that are instant, free, and safe. Chynge has a unique multi-sided payments business, in which a large, closed-loop money transfer network connects both senders and recipients.
Chynge democratizes payments by making them instant, free, and safe. Chynge mitigates regulatory risks related to money laundering, terrorism financing, corruption and other financial crimes.
Dnbcgroup
DNBC Financial Group® began the journey in 2017. With the goal is to support individuals as well as enterprises in business financial transactions around the world, we are thriving as a solution to global financial payments with a strong passion for simplification.
DNBC continues to extend the coverages in financial hubs to ensure consistent services to global users. Growing mission is to help clients sending and receiving money internationally without restrictions.
Up until now, the scope of our services encompasses a broad range from European countries to global engagement.
In the most basic form, DNBC Financial Group® lays a path to convenience and effectiveness. The combination of streamlined offerings and technologies enables DNBC to be more efficient and to cut down hassles in each transaction.
DNBC Financial Group® began the journey in 2017. With the goal is to support individuals as well as enterprises in business financial transactions around the world, we are thriving as a solution to global financial payments with a strong passion for simplification.
DNBC continues to extend the coverages in financial hubs to ensure consistent services to global users. Growing mission is to help clients sending and receiving money internationally without restrictions.
Up until now, the scope of our services encompasses a broad range from European countries to global engagement.
In the most basic form, DNBC Financial Group® lays a path to convenience and effectiveness. The combination of streamlined offerings and technologies enables DNBC to be more efficient and to cut down hassles in each transaction.
Moorwand
Moorwand is a London based payments solutions provider offering issuing and digital banking services. We support the innovators of the payments and fintech space by providing access to card schemes and banking services, in addition to Electronic Money Services.
Moorwand's vision is to transform payments compliance into an enabler of innovation for banks, fintechs, and payment companies. We don’t think it has to be complicated, so we provide specialist expertise to help you create the best fintech products. Our legal and payments experience makes us uniquely placed to support our clients and understand the impact of regulations, whilst anticipating the next wave of innovation before it breaks. Moorwand is licensed by the Financial Conduct Authority of the United Kingdom as a regulated Electronic Money Institution to issue electronic money and provide payment services throughout EEA.
Moorwand is a London based payments solutions provider offering issuing and digital banking services. We support the innovators of the payments and fintech space by providing access to card schemes and banking services, in addition to Electronic Money Services.
Moorwand's vision is to transform payments compliance into an enabler of innovation for banks, fintechs, and payment companies. We don’t think it has to be complicated, so we provide specialist expertise to help you create the best fintech products. Our legal and payments experience makes us uniquely placed to support our clients and understand the impact of regulations, whilst anticipating the next wave of innovation before it breaks. Moorwand is licensed by the Financial Conduct Authority of the United Kingdom as a regulated Electronic Money Institution to issue electronic money and provide payment services throughout EEA.
Paytrip
**PayTrip simplifies financial support and instant transfers between family and friends.**
Simple, secure, and accessible to everyone, the PayTrip app makes it easy to get an account with an IBAN and speeds up money transfers between Europe and Africa.
Support your loved ones financially in real time, anytime and anywhere in the world.
Download the mobile app now via the App Store or Google Play.
**PayTrip simplifies financial support and instant transfers between family and friends.**
Simple, secure, and accessible to everyone, the PayTrip app makes it easy to get an account with an IBAN and speeds up money transfers between Europe and Africa.
Support your loved ones financially in real time, anytime and anywhere in the world.
Download the mobile app now via the App Store or Google Play.
TF Pay
Transfast has been a leading global cross-border payments network provider, supporting communities in the United Kingdom and Europe, serving over 125 countries across Asia, Europe, Africa, Americas for over two decades. Our proprietary payment network, consisting of direct integration with banks and other financial institutions enables C2B, B2C, and B2B payment services to our partners via APIs, SFTP, web, and mobile product applications. Our applications deliver cutting-edge technology, compliance, risk management, and bespoke banking solutions to our clients, which include banks, financial institutions, medium to small business and individual consumers.
We understand the importance of globally connecting our clients, and we focus on seamless financial solutions and superior customer experience.
Transfast has been a leading global cross-border payments network provider, supporting communities in the United Kingdom and Europe, serving over 125 countries across Asia, Europe, Africa, Americas for over two decades. Our proprietary payment network, consisting of direct integration with banks and other financial institutions enables C2B, B2C, and B2B payment services to our partners via APIs, SFTP, web, and mobile product applications. Our applications deliver cutting-edge technology, compliance, risk management, and bespoke banking solutions to our clients, which include banks, financial institutions, medium to small business and individual consumers.
We understand the importance of globally connecting our clients, and we focus on seamless financial solutions and superior customer experience.
Windcave
Established in 1999 in New Zealand, Windcave stands as a high-growth, innovative leader in payment technology.
We offer a seamless, global platform catering to diverse clientele including corporate, banking, and SMEs. By consolidating payment needs through a single provider, Windcave streamlines payment processes, ensuring superior experiences for countless global brands. Our services span online, in-store, and unattended environments, boasting features such as global acquiring, tokenization, data insights, cross-border services, and support for all popular payment methods.
Established in 1999 in New Zealand, Windcave stands as a high-growth, innovative leader in payment technology.
We offer a seamless, global platform catering to diverse clientele including corporate, banking, and SMEs. By consolidating payment needs through a single provider, Windcave streamlines payment processes, ensuring superior experiences for countless global brands. Our services span online, in-store, and unattended environments, boasting features such as global acquiring, tokenization, data insights, cross-border services, and support for all popular payment methods.
PayZen
PayZen's embedded, AI-powered patient financing solutions drive a significant revenue lift for healthcare providers while improving patient affordability and satisfaction.
Our platform automatically engages patients who need flexible payment options and offers them interest-free payment plans for up to 60 months tailored to their unique ability to pay. At the same time, we can pre-fund providers without recourse, eliminating bad debt and bringing A/R days to zero. Providers get a much higher patient payment rate and accelerated cash. Patients get affordable access to care and an intuitive payment experience.
While we got our start in patient financing, PayZen's vision is broader than breaking large balances into monthly payments. We are building an integrated, data-driven platform that automates manual processes to holistically address the affordability needs of patients, resulting in an overall increase in revenue for providers.
PayZen's embedded, AI-powered patient financing solutions drive a significant revenue lift for healthcare providers while improving patient affordability and satisfaction.
Our platform automatically engages patients who need flexible payment options and offers them interest-free payment plans for up to 60 months tailored to their unique ability to pay. At the same time, we can pre-fund providers without recourse, eliminating bad debt and bringing A/R days to zero. Providers get a much higher patient payment rate and accelerated cash. Patients get affordable access to care and an intuitive payment experience.
While we got our start in patient financing, PayZen's vision is broader than breaking large balances into monthly payments. We are building an integrated, data-driven platform that automates manual processes to holistically address the affordability needs of patients, resulting in an overall increase in revenue for providers.
Arvato Finance Services Ltd.
Payment and Financing Services
From integrating suitable payment methods to secure factoring and professional bookkeeping and accounting – whether worldwide or locally – Arvato Financial Solutions supports your business.
Payment and Financing Services
From integrating suitable payment methods to secure factoring and professional bookkeeping and accounting – whether worldwide or locally – Arvato Financial Solutions supports your business.
Biso.tech
BISO TECH is a leading independent specialist in payment orchestration, offering
fully customisable financial management technologies.
Our comprehensive platform streamlines the entire payment process by triggering, directing, and validating transactions between merchants, customers, and payment providers, all in one centralised framework that includes routing and
reconciliation tailored to your business needs.
Through a single seamless integration merchants gain access to multiple payment providers and methods, allowing for optimal global payment coverage. With BISO TECH, you can take control of your payment processes while gaining full transparency of your payment data, all through a single,user-friendly interface.
If you are unable to find the ideal provider on our platform, BISO TECH will be
pleased to identify new providers that meet your payment and financial
management needs through our tailored, white-glove service.
BISO TECH is a leading independent specialist in payment orchestration, offering
fully customisable financial management technologies.
Our comprehensive platform streamlines the entire payment process by triggering, directing, and validating transactions between merchants, customers, and payment providers, all in one centralised framework that includes routing and
reconciliation tailored to your business needs.
Through a single seamless integration merchants gain access to multiple payment providers and methods, allowing for optimal global payment coverage. With BISO TECH, you can take control of your payment processes while gaining full transparency of your payment data, all through a single,user-friendly interface.
If you are unable to find the ideal provider on our platform, BISO TECH will be
pleased to identify new providers that meet your payment and financial
management needs through our tailored, white-glove service.
Paycombat
Our company provides a comprehensive payment solution that caters to various payment methods. We offer a seamless transaction experience for our customers through the acceptance of major credit cards such as Visa and MasterCard. Additionally, we provide the convenience of e-wallet payment options. With our payment solution, customers can easily complete their transactions using their preferred payment method, whether it be through traditional credit cards or the emerging e-wallet technology. Our aim is to ensure a secure and efficient payment process, ensuring customer satisfaction and convenience.
Our company provides a comprehensive payment solution that caters to various payment methods. We offer a seamless transaction experience for our customers through the acceptance of major credit cards such as Visa and MasterCard. Additionally, we provide the convenience of e-wallet payment options. With our payment solution, customers can easily complete their transactions using their preferred payment method, whether it be through traditional credit cards or the emerging e-wallet technology. Our aim is to ensure a secure and efficient payment process, ensuring customer satisfaction and convenience.
Montonio
Bank and card payments, BLIK, refunds, financing & shipping for online stores. Join 6,000 ecommerce merchants & start enjoying low fees & top-notch customer support today.
Bank and card payments, BLIK, refunds, financing & shipping for online stores. Join 6,000 ecommerce merchants & start enjoying low fees & top-notch customer support today.
Wallter
Wallter® is one of the leading Financial Institutions in Lithuania licensed by the Bank of Lithuania. We offer a state-of-the-art online solution platform for business, FX and international payments. Wallter® serves hundreds of corporate customers (B2B) with services customised and adapted according to the client's needs. • Designated SEPA IBAN Accounts • Aggregated SWIFT IBAN Accounts • Multi-currency Accounts • Wire Transfer Services - International payments from a multi-currency account. Receive funds in 40 currencies and make payments in 100 supported currencies. • Local Currency Payments - Pay your employees, vendors, or 3rd party in local currency. Suitable for B2C purposes and for small amounts. • Physical and Virtual Business Cards - Your business payment card of choice everywhere, any time!
Wallter® is one of the leading Financial Institutions in Lithuania licensed by the Bank of Lithuania. We offer a state-of-the-art online solution platform for business, FX and international payments. Wallter® serves hundreds of corporate customers (B2B) with services customised and adapted according to the client's needs. • Designated SEPA IBAN Accounts • Aggregated SWIFT IBAN Accounts • Multi-currency Accounts • Wire Transfer Services - International payments from a multi-currency account. Receive funds in 40 currencies and make payments in 100 supported currencies. • Local Currency Payments - Pay your employees, vendors, or 3rd party in local currency. Suitable for B2C purposes and for small amounts. • Physical and Virtual Business Cards - Your business payment card of choice everywhere, any time!
Sonect
Sonect is a Swiss company that converts every shop into a “virtual ATM”. This reduces cost of cash distribution for banks and eases up in store cash management for merchants via a location-based on-demand service. Users of the platform can withdraw cash from any of the participating shops using a smartphone. Sonect builds a community around local businesses and helps them generate physical leads while banks save up to 50% in running their ATM operations and optimize their presence. Sonect also helps banks expand their services into new regions and increase financial inclusion without any significant capital investment. ❝We connect people who possess cash with people who need cash.❞ We are a team of payment industry experts, banking veterans, IT gurus, sales & marketing champions with a common mission: easy cash, everywhere by leveraging the power of sharing economy. We follow three core principles: Enabler ◄ Companion ►
Community ☛ Enabler Possessing cash means freedom.
Sonect is a Swiss company that converts every shop into a “virtual ATM”. This reduces cost of cash distribution for banks and eases up in store cash management for merchants via a location-based on-demand service. Users of the platform can withdraw cash from any of the participating shops using a smartphone. Sonect builds a community around local businesses and helps them generate physical leads while banks save up to 50% in running their ATM operations and optimize their presence. Sonect also helps banks expand their services into new regions and increase financial inclusion without any significant capital investment. ❝We connect people who possess cash with people who need cash.❞ We are a team of payment industry experts, banking veterans, IT gurus, sales & marketing champions with a common mission: easy cash, everywhere by leveraging the power of sharing economy. We follow three core principles: Enabler ◄ Companion ►
Community ☛ Enabler Possessing cash means freedom.
Inswitch
Inswitch is a global leader in embedded financial technology, helping businesses and organizations to instantly implement their own digital financial services, using the Inswitch payment network for cash, banking and cards. Inswitch already works with companies in +30 countries and processes over USD 9 billion per year, for more than 80 million end users. From embedding a simple payment channel to deploying a full stack neo bank, Inswitch's API-based platform serves companies and projects of all sizes and industries. With Inswitch, any company can become a Fintech company.
Inswitch is a global leader in embedded financial technology, helping businesses and organizations to instantly implement their own digital financial services, using the Inswitch payment network for cash, banking and cards. Inswitch already works with companies in +30 countries and processes over USD 9 billion per year, for more than 80 million end users. From embedding a simple payment channel to deploying a full stack neo bank, Inswitch's API-based platform serves companies and projects of all sizes and industries. With Inswitch, any company can become a Fintech company.
Powered by
Ready to integrate a specific service or payment feature?
Share your project details, budget, and timeline—we’ll handle the matchmaking.
Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
