Atlas
Currencyfair
CurrencyFair solves the pain experienced by anyone that needs to send money abroad. Expats, overseas home-owners, and SMEs typically pay large spreads (up to and even exceeding 5%) and high international transfer fees of around €25 on every payment.
CurrencyFair helps its customer access the real exchange rate, while charging a small transparent margin on each transaction. While this charge varies depending on which currencies are being exchanged, the average margin is around 0.53% of the overall trade. In addition there is a small fee of €3 when transferring money out of your account.
Crucially, our pricing is consistent. This means that you’ll get the same great offer whether it’s your first or fifty-first transaction. Our average margin is just 0.53%, so you can be sure you’re getting a competitive rate. In our market, by choosing quick trade, you are guaranteed the best rate available right now.
CurrencyFair solves the pain experienced by anyone that needs to send money abroad. Expats, overseas home-owners, and SMEs typically pay large spreads (up to and even exceeding 5%) and high international transfer fees of around €25 on every payment.
CurrencyFair helps its customer access the real exchange rate, while charging a small transparent margin on each transaction. While this charge varies depending on which currencies are being exchanged, the average margin is around 0.53% of the overall trade. In addition there is a small fee of €3 when transferring money out of your account.
Crucially, our pricing is consistent. This means that you’ll get the same great offer whether it’s your first or fifty-first transaction. Our average margin is just 0.53%, so you can be sure you’re getting a competitive rate. In our market, by choosing quick trade, you are guaranteed the best rate available right now.
Сys
Licensed by the Singapore Central Bank – Monetary Authority of Singapore (MAS) since 1981, CYS Global Remit Pte Ltd is a technology-based remittance company recognized in this region for its proficient payment solutions that meet real-world demand for remittance needs. We take care of companies on the move, worldwide.
From banks to retailers to wholesalers, businesses of all types count on us for answers that enable them to process commercial payments, foreign exchange transactions and documents more efficiently and profitably. Our annual remittance volume reflects our ability to efficiently make payment, foreign exchange transaction and document processing work for our customers based worldwide. Every year, we handle millions of dollars in new business recommended in good faith by our satisfied customers.
Today we are making bold moves to stake its claim as an emerging company with global payment capabilities.
Licensed by the Singapore Central Bank – Monetary Authority of Singapore (MAS) since 1981, CYS Global Remit Pte Ltd is a technology-based remittance company recognized in this region for its proficient payment solutions that meet real-world demand for remittance needs. We take care of companies on the move, worldwide.
From banks to retailers to wholesalers, businesses of all types count on us for answers that enable them to process commercial payments, foreign exchange transactions and documents more efficiently and profitably. Our annual remittance volume reflects our ability to efficiently make payment, foreign exchange transaction and document processing work for our customers based worldwide. Every year, we handle millions of dollars in new business recommended in good faith by our satisfied customers.
Today we are making bold moves to stake its claim as an emerging company with global payment capabilities.
DRFQ
Global payment and banking solutions for modern business.
Pay - Integrated payment gateway enabling same day cross border payments for modern global businesses.
Transact - User-friendly and secure access to digital assets for hedge funds, enterprises and family offices.
As an industry, we are at the early stage of fully appreciating the impact and benefits, but we have run into a number of fairly predictable issues that are preventing mainstream adoption.
In creating DRFQ we have specifically gone out to address these issues in a structured way to enable blockchain enabled technology to become a legitimate part of cross border payments now and for the long term.
Global payment and banking solutions for modern business.
Pay - Integrated payment gateway enabling same day cross border payments for modern global businesses.
Transact - User-friendly and secure access to digital assets for hedge funds, enterprises and family offices.
As an industry, we are at the early stage of fully appreciating the impact and benefits, but we have run into a number of fairly predictable issues that are preventing mainstream adoption.
In creating DRFQ we have specifically gone out to address these issues in a structured way to enable blockchain enabled technology to become a legitimate part of cross border payments now and for the long term.
Cobase
Cobase is a leading technology provider that helps organizations take control of their banking, payments, and treasury operations. Our multi-bank Treasury platform was designed from the ground up to eliminate the inefficiencies of fragmented corporate banking infrastructures. By unifying essential financial processes into one platform.
Cobase is a leading technology provider that helps organizations take control of their banking, payments, and treasury operations. Our multi-bank Treasury platform was designed from the ground up to eliminate the inefficiencies of fragmented corporate banking infrastructures. By unifying essential financial processes into one platform.
Freemarketfx
Freemarket works with businesses to accelerate their growth by giving them access to cross-border payments and currency exchange optimised for their needs.
Freemarket's platform gives you access to a global bank network and innovative technology in one place, allowing you to streamline your processes, remove complexity and increase efficiency.
Freemarket is authorised and regulated by the Financial Conduct Authority.
Freemarket works with businesses to accelerate their growth by giving them access to cross-border payments and currency exchange optimised for their needs.
Freemarket's platform gives you access to a global bank network and innovative technology in one place, allowing you to streamline your processes, remove complexity and increase efficiency.
Freemarket is authorised and regulated by the Financial Conduct Authority.
Sepaga
We are a fully licensed and regulated Electronic Money Institution by the Central Bank of Cyprus (License No. 115.1.3.18/2018) since 2017 and we take pride in providing our clients with exceptional financial solutions for managing their funds and global payments. Our expertise in the issuance, distribution and redemption of Electronic Money has made us a leader in the industry, with a strong reputation for security, reliability, and innovation. We cater to the needs of local and international corporate clients, offering a wide range of financial solutions that are designed to meet their unique requirements.
We are a fully licensed and regulated Electronic Money Institution by the Central Bank of Cyprus (License No. 115.1.3.18/2018) since 2017 and we take pride in providing our clients with exceptional financial solutions for managing their funds and global payments. Our expertise in the issuance, distribution and redemption of Electronic Money has made us a leader in the industry, with a strong reputation for security, reliability, and innovation. We cater to the needs of local and international corporate clients, offering a wide range of financial solutions that are designed to meet their unique requirements.
Talkremit
TalkRemit is an international financial services provider regulated by the UK Financial Conduct Authority, specialising in cross-border remittance.
Our online money transfer platform and mobile remittance app help global migrant communities support their loved ones abroad, without excessive fees or fuss.
TalkRemit is an international financial services provider regulated by the UK Financial Conduct Authority, specialising in cross-border remittance.
Our online money transfer platform and mobile remittance app help global migrant communities support their loved ones abroad, without excessive fees or fuss.
Platio
Platio is an international fintech project headquartered in London and authorised in over 30 countries. Platio’s new Smart Banking Ecosystem is an innovative solution for the crypto world’s main challenges. Powered by EOS blockchain technology, the platform offers all-in-one secure banking for crypto and fiat, and brokerage for stocks.
Platio Smart Banking Ecosystem is set to make crypto a trusted, widespread means of payment. Our technology allows users to seamlessly and intuitively switch between crypto and fiat financial systems. Platio’s built-in safeguards, like Asset Guard and Smart Escrow, will increase confidence in crypto as an asset and drive its global adoption.
Platio holds a European license for crypto operations and is an Authorised Payment Institution.
Platio is an international fintech project headquartered in London and authorised in over 30 countries. Platio’s new Smart Banking Ecosystem is an innovative solution for the crypto world’s main challenges. Powered by EOS blockchain technology, the platform offers all-in-one secure banking for crypto and fiat, and brokerage for stocks.
Platio Smart Banking Ecosystem is set to make crypto a trusted, widespread means of payment. Our technology allows users to seamlessly and intuitively switch between crypto and fiat financial systems. Platio’s built-in safeguards, like Asset Guard and Smart Escrow, will increase confidence in crypto as an asset and drive its global adoption.
Platio holds a European license for crypto operations and is an Authorised Payment Institution.
OmniPayment
OmniPayments is a switching solution for the financial/retail industries. It is deployed on NonStop for the highest availability and offers all the requisite functionality to manage credit/debit-card transactions. It manages multiple devices, hosts application interfaces, and interoperates with third-party products or other systems if required. OmniPayments easily expands to provide additional functionality when needed and supplies complete security functions for every transaction handled, including encryption-at-rest and in-flight. Available 24x7, OmniPayments will survive any single fault, requires no downtime for maintenance or upgrades, and supports a range of disaster-recovery solutions.
OmniPayments can be installed either as a complete, off-the-shelf solution or can be enhanced with customer-requested modifications and features to improve cost-effectiveness, efficiency, and risk mitigation.
OmniPayments is a switching solution for the financial/retail industries. It is deployed on NonStop for the highest availability and offers all the requisite functionality to manage credit/debit-card transactions. It manages multiple devices, hosts application interfaces, and interoperates with third-party products or other systems if required. OmniPayments easily expands to provide additional functionality when needed and supplies complete security functions for every transaction handled, including encryption-at-rest and in-flight. Available 24x7, OmniPayments will survive any single fault, requires no downtime for maintenance or upgrades, and supports a range of disaster-recovery solutions.
OmniPayments can be installed either as a complete, off-the-shelf solution or can be enhanced with customer-requested modifications and features to improve cost-effectiveness, efficiency, and risk mitigation.
Elitepay
Easy to Use. Everything at the click of a button
Credit top-ups for pre-paid cards. Effortless bill payments. International payments for foreign workers. International money transfers. Online gaming top-ups.
Fuss-free
App-based means less hassle, nothing needs to be printed and everything is done with a click on the Android compatible mobile app.
Risk-free
Eliminate cash-flow tie up. Easy tracking limits errors.
Easy to Use. Everything at the click of a button
Credit top-ups for pre-paid cards. Effortless bill payments. International payments for foreign workers. International money transfers. Online gaming top-ups.
Fuss-free
App-based means less hassle, nothing needs to be printed and everything is done with a click on the Android compatible mobile app.
Risk-free
Eliminate cash-flow tie up. Easy tracking limits errors.
Cashia
It all started with an idea in 2020, built to take the pain out of peer-to-peer, B2B payments, and reduce the costs of digital fees altogether, Cashia is a digital Ecosystem Aggregator bringing a better way to send, spend, invest, and save to our many monthly active users.
With a mission to build the fastest and most seamless platform to send and receive money by making it more affordable, instantly available and universally accessible. Working with stakeholders across the private, public, and informal sectors, we aim to unlock the true potential of digital payments across Africa by bridging the digital dividend in online payments and e-Commerce services.
It all started with an idea in 2020, built to take the pain out of peer-to-peer, B2B payments, and reduce the costs of digital fees altogether, Cashia is a digital Ecosystem Aggregator bringing a better way to send, spend, invest, and save to our many monthly active users.
With a mission to build the fastest and most seamless platform to send and receive money by making it more affordable, instantly available and universally accessible. Working with stakeholders across the private, public, and informal sectors, we aim to unlock the true potential of digital payments across Africa by bridging the digital dividend in online payments and e-Commerce services.
ASPay
AS Pay provides the best B2C solutions to businesses empowering them to earn more by providing the best services in the industry.
AS Pay provides the best B2C solutions to businesses empowering them to earn more by providing the best services in the industry.
Dreamzpay
Welcome to Dreamzpay, where innovation meets simplicity in the world of payment solutions. We're Sirapal Payment Ltd, a forward-thinking company dedicated to transforming the way businesses handle transactions. With a passion for technology and a commitment to empowering modern businesses, we've crafted Dreamzpay to provide seamless, secure, and convenient payment solutions.
Welcome to Dreamzpay, where innovation meets simplicity in the world of payment solutions. We're Sirapal Payment Ltd, a forward-thinking company dedicated to transforming the way businesses handle transactions. With a passion for technology and a commitment to empowering modern businesses, we've crafted Dreamzpay to provide seamless, secure, and convenient payment solutions.
Alphapay
AlphaPay is registered and regulated payment institution by the Bank of Lithuania. Download the mobile APP( AlphaPay App) and you can register in minutes and get your private or corprtae account with the assitance of the APP. You can make payments ,FX conversions from your phone just like you can using your online banking platform on your computer. Our main priority and goal is to make the account opening procedure as fast and efficient as possible. The account opening shouldnt take more than a few minutes and you should be able to open it at your own conviennace wether your at home or at your favourite restaurant! We make it simple for you so there is no hassle like with tradional conservative banks. Instant EURO payment is available at very competitive rates especially for larger amount transfers.
AlphaPay is registered and regulated payment institution by the Bank of Lithuania. Download the mobile APP( AlphaPay App) and you can register in minutes and get your private or corprtae account with the assitance of the APP. You can make payments ,FX conversions from your phone just like you can using your online banking platform on your computer. Our main priority and goal is to make the account opening procedure as fast and efficient as possible. The account opening shouldnt take more than a few minutes and you should be able to open it at your own conviennace wether your at home or at your favourite restaurant! We make it simple for you so there is no hassle like with tradional conservative banks. Instant EURO payment is available at very competitive rates especially for larger amount transfers.
Zai
Zai brand focuses on mid-market and enterprise-level business customers in the world of integrated financial services, including payments, FX, fraud management, reconciliation and more. Zai’s payment API is at the core of our suite of embedded finance products and services, helping businesses simplify complex payment workflows and move funds. Founded in 2010, Zai’s consumer brand, CurrencyFair, is a global cross-border payments fintech serving individuals and small businesses who want faster, cheaper foreign exchange. It was founded in 2010 and has a global regulatory footprint across the USA, Europe, the UK, Singapore, Hong Kong and Australia. CurrencyFair serves individuals and businesses with international payments and currency exchange through its proprietary global platform
Zai brand focuses on mid-market and enterprise-level business customers in the world of integrated financial services, including payments, FX, fraud management, reconciliation and more. Zai’s payment API is at the core of our suite of embedded finance products and services, helping businesses simplify complex payment workflows and move funds. Founded in 2010, Zai’s consumer brand, CurrencyFair, is a global cross-border payments fintech serving individuals and small businesses who want faster, cheaper foreign exchange. It was founded in 2010 and has a global regulatory footprint across the USA, Europe, the UK, Singapore, Hong Kong and Australia. CurrencyFair serves individuals and businesses with international payments and currency exchange through its proprietary global platform
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
