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Merchant Account Services
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1426 companies
Jul 21, 2026
Last updated: Jul 21, 2026
Fiserv
fiserv.com United States
Fiserv, is a global technology leader committed to delivering innovative and transformative financial services experiences for clients in more than 100 countries.
Fiserv, is a global technology leader committed to delivering innovative and transformative financial services experiences for clients in more than 100 countries.
Yaspa
yaspa.com United Kingdom
Yaspa is an award-winning fintech making payments faster, safer, and simpler with open banking. Founded in 2017 by a former Worldpay CTO, we provide instant, cost-effective payments and verification. We operate across the UK and Europe, are regulated by the UK’s FCA, and backed by Fin Capital, SGH Capital, Discerning Capital, and Metavallon VC.
Yaspa is an award-winning fintech making payments faster, safer, and simpler with open banking. Founded in 2017 by a former Worldpay CTO, we provide instant, cost-effective payments and verification. We operate across the UK and Europe, are regulated by the UK’s FCA, and backed by Fin Capital, SGH Capital, Discerning Capital, and Metavallon VC.
Deluxe
deluxe.com United States
Deluxe, a trusted Payments and Data Company, champions business so communities thrive. Our solutions help businesses pay with ease, get paid faster, and grow profitably. For more than 100 years, Deluxe customers have relied on our solutions and platforms at all stages of their lifecycle, from start-up to maturity. Our powerful scale supports millions of small businesses, thousands of vital financial institutions and hundreds of the world’s largest consumer brands, while processing approximately $3 trillion in annual payment volume. Our reach, scale and distribution channels position Deluxe to be our customers’ most trusted business partner.
Deluxe, a trusted Payments and Data Company, champions business so communities thrive. Our solutions help businesses pay with ease, get paid faster, and grow profitably. For more than 100 years, Deluxe customers have relied on our solutions and platforms at all stages of their lifecycle, from start-up to maturity. Our powerful scale supports millions of small businesses, thousands of vital financial institutions and hundreds of the world’s largest consumer brands, while processing approximately $3 trillion in annual payment volume. Our reach, scale and distribution channels position Deluxe to be our customers’ most trusted business partner.
Euronet
euronetworldwide.com United States
A global leader in payments processing and cross-border transactions, Euronet moves money in all the ways consumers and businesses depend upon. This includes money transfers, credit/debit processing, ATMs, point-of-sale services, branded payments, currency exchange and more. With products and services in more than 200 countries and territories provided through its own brand and branded business segments, Euronet and its financial technologies and networks make participation in the global economy easier, faster and more secure for everyone.
A global leader in payments processing and cross-border transactions, Euronet moves money in all the ways consumers and businesses depend upon. This includes money transfers, credit/debit processing, ATMs, point-of-sale services, branded payments, currency exchange and more. With products and services in more than 200 countries and territories provided through its own brand and branded business segments, Euronet and its financial technologies and networks make participation in the global economy easier, faster and more secure for everyone.
Weststeincard
weststeincard.com Lithuania
WestStein Mastercard is a prepaid debit card with an online bank account that allows you to make money transfers, withdraw cash, and shop online and offline all over the world with friendly fees. The IBAN account is issued without a credit history check and is suited for all incoming and outgoing payments, including SEPA. The card can be topped up in several ways, including with a prepaid voucher. With WestStein Mastercard your online purchases are safe and discreet, as your account is not linked to your local bank. Great for controlling your budget as you can only spend what you have loaded on the card. WestStein Mastercard is also the perfect solution for managing your family’s financial needs as you can link up to three cards to the main account. The user-friendly WestStein client portal and mobile app let you swiftly send and receive payments and check your balance from any location in the world.
WestStein Mastercard is a prepaid debit card with an online bank account that allows you to make money transfers, withdraw cash, and shop online and offline all over the world with friendly fees. The IBAN account is issued without a credit history check and is suited for all incoming and outgoing payments, including SEPA. The card can be topped up in several ways, including with a prepaid voucher. With WestStein Mastercard your online purchases are safe and discreet, as your account is not linked to your local bank. Great for controlling your budget as you can only spend what you have loaded on the card. WestStein Mastercard is also the perfect solution for managing your family’s financial needs as you can link up to three cards to the main account. The user-friendly WestStein client portal and mobile app let you swiftly send and receive payments and check your balance from any location in the world.
Xace
xace.io United Kingdom
Xace is a leading alternative banking provider specialising in tailored financial solutions for the iGaming, fintech, and high-growth digital sectors. With a multi-licensed banking infrastructure across the UK and EU, Xace offers seamless multi-currency IBANs, international payment routes, and FX solutions, enabling iGaming businesses to operate efficiently in a complex financial landscape.
Xace is a leading alternative banking provider specialising in tailored financial solutions for the iGaming, fintech, and high-growth digital sectors. With a multi-licensed banking infrastructure across the UK and EU, Xace offers seamless multi-currency IBANs, international payment routes, and FX solutions, enabling iGaming businesses to operate efficiently in a complex financial landscape.
Paytone
paytone.io Cyprus
FinTech platform with advanced payment solution. Why do clients choose us: ✔️ Fast withdrawal of funds ✔️ Instant conversion ✔️ Bulk payments ✔️ Complete and simple API ✔️ Fast integration ✔️ Fixed rates
FinTech platform with advanced payment solution. Why do clients choose us: ✔️ Fast withdrawal of funds ✔️ Instant conversion ✔️ Bulk payments ✔️ Complete and simple API ✔️ Fast integration ✔️ Fixed rates
Passpoint
mypasspoint.com Nigeria
Passpoint bridges the worlds of fiat and cryptocurrency, empowering businesses to seamlessly handle global transactions through a suite of innovative financial solutions. Whether it’s managing international payments, handling multi-currency accounts, or enabling instant currency conversions, Passpoint simplifies complex financial operations to help businesses grow without borders. We provide an intuitive dashboard that consolidates all your transaction needs into one place. Our platform offers: Global Payment Solutions: Access virtual accounts in multiple currencies for seamless local and international transactions, manage funds with our multi-currency wallets, and utilize Passpoint USD Virtual Cards for secure online payments. Comprehensive Finance Operations: Easily manage accounts, track expenses, and automate recurring bills to streamline business operations.
Passpoint bridges the worlds of fiat and cryptocurrency, empowering businesses to seamlessly handle global transactions through a suite of innovative financial solutions. Whether it’s managing international payments, handling multi-currency accounts, or enabling instant currency conversions, Passpoint simplifies complex financial operations to help businesses grow without borders. We provide an intuitive dashboard that consolidates all your transaction needs into one place. Our platform offers: Global Payment Solutions: Access virtual accounts in multiple currencies for seamless local and international transactions, manage funds with our multi-currency wallets, and utilize Passpoint USD Virtual Cards for secure online payments. Comprehensive Finance Operations: Easily manage accounts, track expenses, and automate recurring bills to streamline business operations.
WonderlandPay
wonderlandpay.com China
WonderlandPay is a global payment service provider based in Hong Kong and with branches in China. The company services clients worldwide and have existing accounts from Asia, US and Europe.we are providing professional online credit card and debit card payment service with its connection to the banks in China, HK,Japan, Korea, Europe, US and Africa.we could provide our clients with multi-currency online payment and settlement service. We provide low processing rates to make it easy even for new e-businesses to start receiving payments online. Specializing in offering globe credit card payment solution for online gaming/gambling/Forex/CFD/Binary Option/Nutra(without recurring) and other E-Commerce business.
WonderlandPay is a global payment service provider based in Hong Kong and with branches in China. The company services clients worldwide and have existing accounts from Asia, US and Europe.we are providing professional online credit card and debit card payment service with its connection to the banks in China, HK,Japan, Korea, Europe, US and Africa.we could provide our clients with multi-currency online payment and settlement service. We provide low processing rates to make it easy even for new e-businesses to start receiving payments online. Specializing in offering globe credit card payment solution for online gaming/gambling/Forex/CFD/Binary Option/Nutra(without recurring) and other E-Commerce business.
PAYONE
payone.com Germany
With over 260,000 customers and 3.8 billion transactions processed annually, PAYONE is the leading payment provider in Germany and Austria. Whether in brick-and-mortar stores, mobile, or online – PAYONE helps merchants and service providers with the challenges of cashless payments. As a full-service payment provider, PAYONE develops digital payment processes that are fast, simple, and secure. Beyond traditional payment services, PAYONE also provides tailored solutions for all industries and company sizes. PAYONE is a joint venture between Worldline and the DSV Group (German Savings Banks Association).
With over 260,000 customers and 3.8 billion transactions processed annually, PAYONE is the leading payment provider in Germany and Austria. Whether in brick-and-mortar stores, mobile, or online – PAYONE helps merchants and service providers with the challenges of cashless payments. As a full-service payment provider, PAYONE develops digital payment processes that are fast, simple, and secure. Beyond traditional payment services, PAYONE also provides tailored solutions for all industries and company sizes. PAYONE is a joint venture between Worldline and the DSV Group (German Savings Banks Association).
Paycashglobal
paycashglobal.com Brazil
PayCash is a payment gateway that enables cash-in & digital banking payments through a single API, for Latin America. For more information on what we do, who we are, and career opportunities, visit www.paycashglobal.com
PayCash is a payment gateway that enables cash-in & digital banking payments through a single API, for Latin America. For more information on what we do, who we are, and career opportunities, visit www.paycashglobal.com
Valhallaconsultants
valhallaconsultants.com
Valhalla Consultants understands that the world of global currency transactions and foreign exchange is ever changing and comes with a myriad of issues that companies face when attempting to execute cross-border and same currency payments. With over 25-years of experience in the sector, our management team has created an intricate global network of Tier 1 Banks, Asset Managers, Foreign Exchange Brokers and Electronic Money Institutions, each of whom being able to provide in depth solutions across various sectors and jurisdictions.
Valhalla Consultants understands that the world of global currency transactions and foreign exchange is ever changing and comes with a myriad of issues that companies face when attempting to execute cross-border and same currency payments. With over 25-years of experience in the sector, our management team has created an intricate global network of Tier 1 Banks, Asset Managers, Foreign Exchange Brokers and Electronic Money Institutions, each of whom being able to provide in depth solutions across various sectors and jurisdictions.
Brighty.app
brighty.app United Kingdom
We offer OTC + dedicated/aggregated crypto friendly bank accounts for international entities, foreign UBO friendly.
We offer OTC + dedicated/aggregated crypto friendly bank accounts for international entities, foreign UBO friendly.
LHV Bank
lhv.com United Kingdom
LHV Bank, a fully licensed UK bank, specialises in Banking Services for global fintechs, SME Lending solutions for UK businesses and personal Savings in partnership with Raisin UK. The SME Lending division offers commercial real estate investment loans and trading loans from £0.5m to small and medium-sized businesses in the UK. As a leading Banking Services provider, LHV Bank delivers a wide range of services, including real-time multi-currency payments, accounts, acquiring, indirect scheme access, open banking, and FX solutions. Over 200 renowned fintech companies, such as Airwallex, Currencycloud, Truelayer, and Wise, utilise LHV Bank to serve more than 10 million end customers and access a pool of 500 million potential customers across the UK and Europe. LHV Bank gained its UK banking licence in May 2023 and intends to expand its offerings to e-commerce businesses and start accepting retail deposits later this year.
LHV Bank, a fully licensed UK bank, specialises in Banking Services for global fintechs, SME Lending solutions for UK businesses and personal Savings in partnership with Raisin UK. The SME Lending division offers commercial real estate investment loans and trading loans from £0.5m to small and medium-sized businesses in the UK. As a leading Banking Services provider, LHV Bank delivers a wide range of services, including real-time multi-currency payments, accounts, acquiring, indirect scheme access, open banking, and FX solutions. Over 200 renowned fintech companies, such as Airwallex, Currencycloud, Truelayer, and Wise, utilise LHV Bank to serve more than 10 million end customers and access a pool of 500 million potential customers across the UK and Europe. LHV Bank gained its UK banking licence in May 2023 and intends to expand its offerings to e-commerce businesses and start accepting retail deposits later this year.
Payby
payby.me United Arab Emirates
PayBy offers safe and contactless payment solution, and aims to build an all-in-one ecosystem in UAE and GCC.
PayBy offers safe and contactless payment solution, and aims to build an all-in-one ecosystem in UAE and GCC.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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