Atlas
Pawapay
pawaPay is a fast-growing B2B payments start-up, focused on mobile money in Africa. We are building the financial rails that allow entrepreneurs and merchants to reach hundreds of millions of people across Africa.
Our vision is to connect every mobile money wallet in Africa to each other and to the world. Through our payments API we already facilitate over 2 million transactions a day across 15 countries in Sub-Saharan Africa. Our goal by the end of the year is to be in 19 countries and we expect our volumes and merchant base to continue to grow.
We believe that the future of payments in Africa is mobile money and we have positioned ourselves to take the lead as the payments space grows over the next decade.
pawaPay is a fast-growing B2B payments start-up, focused on mobile money in Africa. We are building the financial rails that allow entrepreneurs and merchants to reach hundreds of millions of people across Africa.
Our vision is to connect every mobile money wallet in Africa to each other and to the world. Through our payments API we already facilitate over 2 million transactions a day across 15 countries in Sub-Saharan Africa. Our goal by the end of the year is to be in 19 countries and we expect our volumes and merchant base to continue to grow.
We believe that the future of payments in Africa is mobile money and we have positioned ourselves to take the lead as the payments space grows over the next decade.
Smart Pay
Smart Pay is a QR payment and loyalty card application that combines fast payments and rewards in a single action. Customers simply present a QR code from the app at checkout, allowing for quick scanning and automatic calculation of discounts and bonuses, followed by seamless payment. Smart Pay adheres to PCI and PCI PA standards, ensuring high levels of security and compliance. All data processing is handled with secure, certified cloud technologies, providing businesses and customers with a safe and efficient payment experience.
Smart Pay: reviews
Smart Pay is highly appreciated for its quick and convenient QR payment process, which allows customers to easily combine payments and loyalty rewards in one step.
Smart Pay: competitors
When seeking alternatives to Smart Pay, Tipalti, MassPay, and PayPal are notable mentions.
Smart Pay is a QR payment and loyalty card application that combines fast payments and rewards in a single action. Customers simply present a QR code from the app at checkout, allowing for quick scanning and automatic calculation of discounts and bonuses, followed by seamless payment. Smart Pay adheres to PCI and PCI PA standards, ensuring high levels of security and compliance. All data processing is handled with secure, certified cloud technologies, providing businesses and customers with a safe and efficient payment experience.
Smart Pay: reviews
Smart Pay is highly appreciated for its quick and convenient QR payment process, which allows customers to easily combine payments and loyalty rewards in one step.
Smart Pay: competitors
When seeking alternatives to Smart Pay, Tipalti, MassPay, and PayPal are notable mentions.
Pion
Verified
With PION.FINANCE global acquiring network, you can process your customers’ card payments and accept alternative payment methods easily around the world. Just connect to our platform via a single API and you’re good to go.
With PION.FINANCE global acquiring network, you can process your customers’ card payments and accept alternative payment methods easily around the world. Just connect to our platform via a single API and you’re good to go.
Vendo
We provide payment processing services to e-commerce merchants, including high-risk merchants. We offer frictionless checkouts to keep consumers happy and capture new business. Our AI-enabled tools provide smart pricing, simplify checkout, and minimize fraud and risk. The Vendo professional team guides merchants through technical integrations, regulatory compliance, and capturing analytics to optimize their revenue generation and capture.
We provide payment processing services to e-commerce merchants, including high-risk merchants. We offer frictionless checkouts to keep consumers happy and capture new business. Our AI-enabled tools provide smart pricing, simplify checkout, and minimize fraud and risk. The Vendo professional team guides merchants through technical integrations, regulatory compliance, and capturing analytics to optimize their revenue generation and capture.
Spearpayments
When it comes to choosing a brand, trust is of utmost importance. You want a brand that you can rely on and feel confident in. We understand the significance of trust and have made it our mission to build a brand that you can truly believe in. With years of experience and a commitment to quality, we have established ourselves as a brand you can trust. Our products are known for their reliability and durability, earning us the loyalty and confidence of countless customers. From our exceptional customer service to our attention to detail, we go above and beyond to ensure that your trust in our brand is well-placed. So choose our brand and experience the peace of mind that comes with knowing you have made a trustworthy choice.
When it comes to choosing a brand, trust is of utmost importance. You want a brand that you can rely on and feel confident in. We understand the significance of trust and have made it our mission to build a brand that you can truly believe in. With years of experience and a commitment to quality, we have established ourselves as a brand you can trust. Our products are known for their reliability and durability, earning us the loyalty and confidence of countless customers. From our exceptional customer service to our attention to detail, we go above and beyond to ensure that your trust in our brand is well-placed. So choose our brand and experience the peace of mind that comes with knowing you have made a trustworthy choice.
Monei
MONEI is Southern Europe’s fastest-growing omnichannel payments platform. We help merchants in various sectors from e-commerce and physical retail to restaurants and service-based businesses sell more, save money on transaction fees, and reduce risk with our advanced payment services.
With a single integration, merchants can accept a wide range of major, alternative, and local payment methods, route transactions to the best-performing processor (with payments orchestration), sell cross-border, and improve the customer experience (online and off). Our mobile payment app, MONEI Pay, lets businesses accept payments from anywhere using a mobile device (no website or POS hardware required).
MONEI is Southern Europe’s fastest-growing omnichannel payments platform. We help merchants in various sectors from e-commerce and physical retail to restaurants and service-based businesses sell more, save money on transaction fees, and reduce risk with our advanced payment services.
With a single integration, merchants can accept a wide range of major, alternative, and local payment methods, route transactions to the best-performing processor (with payments orchestration), sell cross-border, and improve the customer experience (online and off). Our mobile payment app, MONEI Pay, lets businesses accept payments from anywhere using a mobile device (no website or POS hardware required).
Everypay
EveryPay is a fully licensed PSP, regulated by the Bank of Greece. Everypay's Payment Gateway (PGW) is the most advanced in Greece and one of the fastest in Europe.
We have processed millions of transactions. We are fully compliant with PSD2 and we are an open API paytech serving a variety of payment types (please see below for more details).
Two Banks already use our system as "White Label". We are proud for our technology.
Our platform combines services in 1 place such as:
1. E-POS
2. V-POS
3. Email Payments / Request For Payments
4. One Click Pay - Through tokenization
Everypay offers free plugins for every e-shop platform such as: Magento, Shopify, WooCommerce etc.
EveryPay is a fully licensed PSP, regulated by the Bank of Greece. Everypay's Payment Gateway (PGW) is the most advanced in Greece and one of the fastest in Europe.
We have processed millions of transactions. We are fully compliant with PSD2 and we are an open API paytech serving a variety of payment types (please see below for more details).
Two Banks already use our system as "White Label". We are proud for our technology.
Our platform combines services in 1 place such as:
1. E-POS
2. V-POS
3. Email Payments / Request For Payments
4. One Click Pay - Through tokenization
Everypay offers free plugins for every e-shop platform such as: Magento, Shopify, WooCommerce etc.
ACI Worldwide
ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.
In short, we’re helping banks, merchants and billers capture rising real-time opportunities and volumes, all to meet the shifting needs of their consumers and business customers.
ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.
In short, we’re helping banks, merchants and billers capture rising real-time opportunities and volumes, all to meet the shifting needs of their consumers and business customers.
DLocal
dLocal is the only 360 payments technology platform designed to handle mass online payments in growth markets across LATAM, APAC & EMEA. Over 450 global e-commerce companies, including Uber, Sony, GoDaddy, Constant Contact and Avast, rely on dLocal to accept 300+ locally-relevant payment methods online, as well as issue mass payouts to their contractors, agents and sellers in emerging markets around the world.
With dLocal, there is no need to manage separate pay-in and payout processors, set-up numerous local entities, integrate dozens of isolated acquirers and payment methods or worry about stranded funds overseas. By operating as the payments processor and merchant of record in each market, dLocal is making it simple for online companies to reach 2 billion digitally-savvy consumers and maximize revenues in today's fastest-growing markets.
dLocal is the only 360 payments technology platform designed to handle mass online payments in growth markets across LATAM, APAC & EMEA. Over 450 global e-commerce companies, including Uber, Sony, GoDaddy, Constant Contact and Avast, rely on dLocal to accept 300+ locally-relevant payment methods online, as well as issue mass payouts to their contractors, agents and sellers in emerging markets around the world.
With dLocal, there is no need to manage separate pay-in and payout processors, set-up numerous local entities, integrate dozens of isolated acquirers and payment methods or worry about stranded funds overseas. By operating as the payments processor and merchant of record in each market, dLocal is making it simple for online companies to reach 2 billion digitally-savvy consumers and maximize revenues in today's fastest-growing markets.
Apirone
Apirone is one of the simplest and most convenient services for receiving, processing, and sending payments in cryptocurrency.
Apirone is one of the simplest and most convenient services for receiving, processing, and sending payments in cryptocurrency.
GlobiancePay
GlobiancePay is a NeoBank that offers a comprehensive suite of services for businesses of all types, including high-volume sales, online gaming, casinos, and various types of industries. The GlobiancePay online payment gateway, enables instant payments in multiple currencies—fiat, crypto, or digital funds, including stablecoin. Transactions are processed in seconds and fees are minimal. Payments can be made in a wide variety of currencies, with the funds instantly converted into the currency of the recipient's choice. GlobiancePay’s user-friendly online-checkout software and smooth Payment Gateway processing enables customers to click, pay, and resume their activities without missing a beat.
GlobiancePay’s wide range of banking, payment, and financial features empower businesses with digital and traditional payment solutions that can be tailored to specific needs.
GlobiancePay is a NeoBank that offers a comprehensive suite of services for businesses of all types, including high-volume sales, online gaming, casinos, and various types of industries. The GlobiancePay online payment gateway, enables instant payments in multiple currencies—fiat, crypto, or digital funds, including stablecoin. Transactions are processed in seconds and fees are minimal. Payments can be made in a wide variety of currencies, with the funds instantly converted into the currency of the recipient's choice. GlobiancePay’s user-friendly online-checkout software and smooth Payment Gateway processing enables customers to click, pay, and resume their activities without missing a beat.
GlobiancePay’s wide range of banking, payment, and financial features empower businesses with digital and traditional payment solutions that can be tailored to specific needs.
TSYS
TSYS, a Global Payments company, is the payment stack for the future, powered by unmatched expertise.
At TSYS, we’re building the future of payments. Our suite of scalable issuer solutions provides the next generation platform for origination, processing and risk management. Whatever your industry, scale or ambition, we’ll help you configure the ideal solution for you.
Operating in more than 75 countries around the world, we process billions of transactions each year. Beyond the transaction, we deliver powerful user experiences. We give your customers more of what they want–in more ways and places. Power your growth with the only payments partner you need.
TSYS, a Global Payments company, is the payment stack for the future, powered by unmatched expertise.
At TSYS, we’re building the future of payments. Our suite of scalable issuer solutions provides the next generation platform for origination, processing and risk management. Whatever your industry, scale or ambition, we’ll help you configure the ideal solution for you.
Operating in more than 75 countries around the world, we process billions of transactions each year. Beyond the transaction, we deliver powerful user experiences. We give your customers more of what they want–in more ways and places. Power your growth with the only payments partner you need.
SoEasyPay
We are revolutionising the payment processing industry by doing things differently, better and focusing on your best interests – ultimately helping your business succeed online, improving your bottom line and by taking the pain out of online payment.
Where we really come into our own is helping our clients make savings in ways they were previously not even aware were possible; for example, how SMEs can use multiple hosted payment pages to boost sales conversion rates or how a company trading internationally can use multiple local merchant accounts to avoid cross border fees.
So while competitive rates are important, they are only part of what we can offer. And the good news is the more business you do online, the more dramatic the savings SoEasyPay can help you make – our features can especially impact businesses with high volumes of online transactions.
At SoEasyPay we aim to make it as fast, simple and cost-effective as possible for you to start trading online.
We are revolutionising the payment processing industry by doing things differently, better and focusing on your best interests – ultimately helping your business succeed online, improving your bottom line and by taking the pain out of online payment.
Where we really come into our own is helping our clients make savings in ways they were previously not even aware were possible; for example, how SMEs can use multiple hosted payment pages to boost sales conversion rates or how a company trading internationally can use multiple local merchant accounts to avoid cross border fees.
So while competitive rates are important, they are only part of what we can offer. And the good news is the more business you do online, the more dramatic the savings SoEasyPay can help you make – our features can especially impact businesses with high volumes of online transactions.
At SoEasyPay we aim to make it as fast, simple and cost-effective as possible for you to start trading online.
EasyBits
The company was founded in 2018 by the specialists of FinTech sphere having vast experience and a great number of completed projects. EASYBITS.io is a platform of the European level for cryptocurrencies trading, which provides services in Ukraine, for Ukrainians.
Our priorities
- We make access to cryptocurrencies and their use as simple and accessible as possible.
- We strive to become a model of trust and develop crypto payments in Ukraine and around the world.
Our mission
We want to create an opportunity for free use of cryptocurrency in the territory of Ukraine for each and every one. We believe that everyone should be able to freely and legally buy any cryptocurrency and use it for investment or settlement. We strive to fill the vacuum of legal buying/selling of cryptocurrency in the territory of Ukraine. Support us!
The company was founded in 2018 by the specialists of FinTech sphere having vast experience and a great number of completed projects. EASYBITS.io is a platform of the European level for cryptocurrencies trading, which provides services in Ukraine, for Ukrainians.
Our priorities
- We make access to cryptocurrencies and their use as simple and accessible as possible.
- We strive to become a model of trust and develop crypto payments in Ukraine and around the world.
Our mission
We want to create an opportunity for free use of cryptocurrency in the territory of Ukraine for each and every one. We believe that everyone should be able to freely and legally buy any cryptocurrency and use it for investment or settlement. We strive to fill the vacuum of legal buying/selling of cryptocurrency in the territory of Ukraine. Support us!
Fabrick
Fabrick is a European Open Platform, which empowers businesses to transform their end-to-end value chain through modular, easy-to-integrate and future-ready Open Finance solutions. By offering PSD2 services – such as data aggregation, payment initiation, advanced credit scoring, personal and business financial management – combined on its platform with: payment orchestration services, payment acceptance, collecting, split payments, reconciliation and digital lending, Fabrick addresses different use cases, enabling businesses from any sector to embed payment and banking services seamlessly into their products through APIs.
Fabrick is a European Open Platform, which empowers businesses to transform their end-to-end value chain through modular, easy-to-integrate and future-ready Open Finance solutions. By offering PSD2 services – such as data aggregation, payment initiation, advanced credit scoring, personal and business financial management – combined on its platform with: payment orchestration services, payment acceptance, collecting, split payments, reconciliation and digital lending, Fabrick addresses different use cases, enabling businesses from any sector to embed payment and banking services seamlessly into their products through APIs.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
