Atlas
M&T Bank
M&T Bank is a multi-state community-focused bank serving New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C. Founded in 1856, the company provides banking, investment, insurance and mortgage financial services to more than 3.6 million consumer, business and government clients.
M&T Bank is a multi-state community-focused bank serving New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C. Founded in 1856, the company provides banking, investment, insurance and mortgage financial services to more than 3.6 million consumer, business and government clients.
Remitm
Our mission is to offer speedy, reliable and cost effective money transfer solutions to our customers in the UK to remit funds to family members, friends and associates abroad.
Our mission is to offer speedy, reliable and cost effective money transfer solutions to our customers in the UK to remit funds to family members, friends and associates abroad.
Youtility
Youtility is a market leading technology platform delivering embedded as a native experience between bank customers and utility & telecom suppliers.
Our mission is to make subscription management simple, accessible and informative for everyone.
Youtility is a market leading technology platform delivering embedded as a native experience between bank customers and utility & telecom suppliers.
Our mission is to make subscription management simple, accessible and informative for everyone.
Topay
Busy with your profession, but too often lost in peripheral matters?
With ToPay, doing business becomes so much easier. We combine the smart functions of an accounting program with the personal support of an experienced accountant. This way, you always know how much tax you need to reserve and you will not be faced with financial surprises.
Our experts are ready to guide you through financial challenges and provide clear solutions, so that you can move forward with confidence. We take care of the figures, you do what you are good at!
Busy with your profession, but too often lost in peripheral matters?
With ToPay, doing business becomes so much easier. We combine the smart functions of an accounting program with the personal support of an experienced accountant. This way, you always know how much tax you need to reserve and you will not be faced with financial surprises.
Our experts are ready to guide you through financial challenges and provide clear solutions, so that you can move forward with confidence. We take care of the figures, you do what you are good at!
Vendigo
Vendigo is the UK’s leading provider of a point-of-sale financing to the home improvement industry connecting consumers, merchants and lenders. We want to offer consumers the highest approval rates and the best loan terms by partnering with market leading banks and other lending institutions.
We help consumers get the best financing deals so they can realize their dreams for their homes. We help merchants grow their sales by closing more deals and attracting more customers by offering them financing. We help lenders grow their business by connecting them with excellent customers through a network of leading merchants.
Vendigo is the UK’s leading provider of a point-of-sale financing to the home improvement industry connecting consumers, merchants and lenders. We want to offer consumers the highest approval rates and the best loan terms by partnering with market leading banks and other lending institutions.
We help consumers get the best financing deals so they can realize their dreams for their homes. We help merchants grow their sales by closing more deals and attracting more customers by offering them financing. We help lenders grow their business by connecting them with excellent customers through a network of leading merchants.
Volopa
Busy businesses are made up of even busier people, that’s why we’ve built our platform to help you get more out of your day-to-day. We help our clients navigate the heaviness of the world of FX, payments, expense management, and business reporting.
Our offering is simple; one platform, total visibility, and control. It brings together three products into one system: global payments from the UK to 180 countries worldwide, multicurrency prepaid company cards, and simplified employee expense management.
Whether you are sending money overseas, spending in other countries, paying employees or managing your payments and expenses, our system is designed to save you time and money across the entire spending process and helps you consolidate your payments and expenses for optimum efficiency.
Built for business, made for people.
Busy businesses are made up of even busier people, that’s why we’ve built our platform to help you get more out of your day-to-day. We help our clients navigate the heaviness of the world of FX, payments, expense management, and business reporting.
Our offering is simple; one platform, total visibility, and control. It brings together three products into one system: global payments from the UK to 180 countries worldwide, multicurrency prepaid company cards, and simplified employee expense management.
Whether you are sending money overseas, spending in other countries, paying employees or managing your payments and expenses, our system is designed to save you time and money across the entire spending process and helps you consolidate your payments and expenses for optimum efficiency.
Built for business, made for people.
Worldwidecurrencies
Worldwide Currencies are market leaders in foreign currency, providing the most competitive exchange rates for institutional clients, companies and individuals wishing to transfer funds around the world. Our headquarters are based in the City of London, and we are one of the UK’s fastest growing financial service businesses. Since the beginning of 2010, when Worldwide Currencies ownership changed, it has displayed impressive growth where the volumes traded have more than doubled. As a result we are now widely recognised as one of the most respected names in the foreign exchange industry, catering for institutional, corporate and private clients alike.
Our clients benefit from the best available foreign currency exchange rates with the highest level of transparency and compliance, and highly efficient, accurate and speedy payment facilities. This ensures their funds arrive both on time and to the correct destination.
Worldwide Currencies are market leaders in foreign currency, providing the most competitive exchange rates for institutional clients, companies and individuals wishing to transfer funds around the world. Our headquarters are based in the City of London, and we are one of the UK’s fastest growing financial service businesses. Since the beginning of 2010, when Worldwide Currencies ownership changed, it has displayed impressive growth where the volumes traded have more than doubled. As a result we are now widely recognised as one of the most respected names in the foreign exchange industry, catering for institutional, corporate and private clients alike.
Our clients benefit from the best available foreign currency exchange rates with the highest level of transparency and compliance, and highly efficient, accurate and speedy payment facilities. This ensures their funds arrive both on time and to the correct destination.
Whitesgroup
Whites are specialists in providing private and institutional clients access to a range of financial products, designed to minimise risk and maximise profits.
Whites have large exposure into all major markets across Europe, Africa, Asia, UK and the middle east, this gives us experience in dealing with international clients and providing products for foreign markets as well as here in the UK.
Whites also provides companies with innovative bespoke software solutions designed to help streamline processes and also offer great white label opportunities.
Whites Technology -
Whites Technology have developed a number software solutions aimed at the financial services industry. We have a range of clients from SME's and corporates to large blue chip companies, we aim to provide the best, most innovative products to our clients.
We understand the need for a close working partnership and we think that a personal visit to your company is essential to understand your needs.
Whites are specialists in providing private and institutional clients access to a range of financial products, designed to minimise risk and maximise profits.
Whites have large exposure into all major markets across Europe, Africa, Asia, UK and the middle east, this gives us experience in dealing with international clients and providing products for foreign markets as well as here in the UK.
Whites also provides companies with innovative bespoke software solutions designed to help streamline processes and also offer great white label opportunities.
Whites Technology -
Whites Technology have developed a number software solutions aimed at the financial services industry. We have a range of clients from SME's and corporates to large blue chip companies, we aim to provide the best, most innovative products to our clients.
We understand the need for a close working partnership and we think that a personal visit to your company is essential to understand your needs.
Prosperos
Empowering the Latino workforce with financial tools that cultivate financial wellness. Prósperos is an innovative financial platform that allows millions of Latinos to manage their finances while taking care of their family in the USA and Latin America.
Prósperos is the best way to provide money to family in Latin America.
Empowering the Latino workforce with financial tools that cultivate financial wellness. Prósperos is an innovative financial platform that allows millions of Latinos to manage their finances while taking care of their family in the USA and Latin America.
Prósperos is the best way to provide money to family in Latin America.
MACROKIOSK
MACROKIOSK is an enterprise solutions platform market leader in Asia, helping businesses of all sizes and industries to acquire, grow and retain customers effectively with BOLD..
MACROKIOSK is an enterprise solutions platform market leader in Asia, helping businesses of all sizes and industries to acquire, grow and retain customers effectively with BOLD..
Zafin
Founded in 2002, Zafin is a leading provider of SaaS core modernization and transformation solutions offering an integrated platform and capabilities that simplify operations and enable increased revenue, profitability, and enhanced customer experiences for top banks worldwide. Our platform enables business users to work collaboratively to design and manage pricing, products, and packages, while technologists streamline core banking systems.
With Zafin, banks accelerate time to market for new products and offers while lowering the cost of change and achieving tangible business and risk outcomes. The Zafin platform increases business agility while enabling personalized pricing and dynamic responses to evolving customer and market needs.
Zafin is headquartered in Vancouver, Canada, with offices and customers around the globe including ING, CIBC, HSBC, Wells Fargo, PNC, and ANZ
Founded in 2002, Zafin is a leading provider of SaaS core modernization and transformation solutions offering an integrated platform and capabilities that simplify operations and enable increased revenue, profitability, and enhanced customer experiences for top banks worldwide. Our platform enables business users to work collaboratively to design and manage pricing, products, and packages, while technologists streamline core banking systems.
With Zafin, banks accelerate time to market for new products and offers while lowering the cost of change and achieving tangible business and risk outcomes. The Zafin platform increases business agility while enabling personalized pricing and dynamic responses to evolving customer and market needs.
Zafin is headquartered in Vancouver, Canada, with offices and customers around the globe including ING, CIBC, HSBC, Wells Fargo, PNC, and ANZ
Acerpay
AcerPay is an innovative payment platform designed to facilitate seamless and secure transactions for online merchants in the digital age. We support a wide range of payment methods across South East Asia, including Online Banking, Bank Transfers, QR payments, E-wallets, Payouts, and other popular regional solutions.
AcerPay is an innovative payment platform designed to facilitate seamless and secure transactions for online merchants in the digital age. We support a wide range of payment methods across South East Asia, including Online Banking, Bank Transfers, QR payments, E-wallets, Payouts, and other popular regional solutions.
Smart Gates
Connect to multiple acquirers and payment methods via a single integration
Get clear reporting, smart routing and enterprise-grade security from day one.
Connect to multiple acquirers and payment methods via a single integration
Get clear reporting, smart routing and enterprise-grade security from day one.
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Ready to integrate a specific service or payment feature?
Share your project details, budget, and timeline—we’ll handle the matchmaking.
Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
