Atlas
Hecto Financial
Main services:
Firm banking:
A payment automation service for various expenses
- An automated payment service for various expenses without the hassle of unnecessary bank visits or internet banking
- Facilitates automatic withdrawal of various funds such as salaries, payments for goods/services and other expenses
Virtual account:
A deposit-only account allocated to a customer for easy payment collection
- Provides a comprehensive range of services from the initial issuance of virtual account to real-time or collective confirmation of customer deposits
- Allows collective consolidation and settlement of the completed deposit transactions by bank
Simple cash settlement:
A simple cash settlement service available after initial account registration
- A new type of settlement system, which utilizes the firm banking's real-time withdrawal and deposit functions
- Available for immediate use after a simple verification process that does not require either certificates or OTP
- Password authe
Main services:
Firm banking:
A payment automation service for various expenses
- An automated payment service for various expenses without the hassle of unnecessary bank visits or internet banking
- Facilitates automatic withdrawal of various funds such as salaries, payments for goods/services and other expenses
Virtual account:
A deposit-only account allocated to a customer for easy payment collection
- Provides a comprehensive range of services from the initial issuance of virtual account to real-time or collective confirmation of customer deposits
- Allows collective consolidation and settlement of the completed deposit transactions by bank
Simple cash settlement:
A simple cash settlement service available after initial account registration
- A new type of settlement system, which utilizes the firm banking's real-time withdrawal and deposit functions
- Available for immediate use after a simple verification process that does not require either certificates or OTP
- Password authe
BCASH S.A.
Bcash is a leading manufacturer and operator of Cryptocurrency ATMs
Bcash is a leading manufacturer and operator of Cryptocurrency ATMs
Betalo
Pay bills with your credit card
With Betalo, you can use your card to easily pay bills and send money to Swedish bank accounts.
Extend your payment period and collect bonus points and other rewards connected to your credit card, simply by paying your bills
Betalo is a Stockholm based FinTech startup aiming to become a leading mobile-first bank. Betalos mission is to simplify everyday financial use, while making it more personal and transparent.
Our team has an extensive technical and financial background, and we care deeply about making Betalo simple and secure to use.
Pay bills with your credit card
With Betalo, you can use your card to easily pay bills and send money to Swedish bank accounts.
Extend your payment period and collect bonus points and other rewards connected to your credit card, simply by paying your bills
Betalo is a Stockholm based FinTech startup aiming to become a leading mobile-first bank. Betalos mission is to simplify everyday financial use, while making it more personal and transparent.
Our team has an extensive technical and financial background, and we care deeply about making Betalo simple and secure to use.
Cbheurope
CBH Compagnie Bancaire Helvétique is a family-owned diversified banking group founded in 1975. Headquartered in Geneva, the Group currently counts close to 300 professionals in 10 locations around the world. As of December 31st, 2023 client assets totaled CHF 14.3 billion and the Bank’s Tier 1 ratio was 43%, placing it among the best capitalized banks in Switzerland compared to its peers. CBH Group provides wealth management services to private and institutional clients, as well as several complementary business lines, including Family Office Solutions, Asset Services & Structuring, exclusive Private Markets expertise, and bespoke daily banking and card solutions.
CBH Compagnie Bancaire Helvétique is a family-owned diversified banking group founded in 1975. Headquartered in Geneva, the Group currently counts close to 300 professionals in 10 locations around the world. As of December 31st, 2023 client assets totaled CHF 14.3 billion and the Bank’s Tier 1 ratio was 43%, placing it among the best capitalized banks in Switzerland compared to its peers. CBH Group provides wealth management services to private and institutional clients, as well as several complementary business lines, including Family Office Solutions, Asset Services & Structuring, exclusive Private Markets expertise, and bespoke daily banking and card solutions.
Centrapay
Centrapay enables any app to transact anything on any device (including payment terminals). It enables this via rich and easy to consume API’s: docs.centrapay.com
Centrapay enables any app to transact anything on any device (including payment terminals). It enables this via rich and easy to consume API’s: docs.centrapay.com
Gocredible
GoCredible makes every payment solution smarter, more reliable, and more cost-effective
Why GoCredible?
The rapidly growing platform economy demands intelligent payment solutions that can effortlessly handle even complex payment situations. GoCredible provides tailored payment solutions for your specific needs. This includes KYC modules & analyses, third-party funds handling, multi-split payments, and supplying the right hardware to support your payment processes.
In addition, payment regulations are becoming increasingly strict. Entities that were previously able to operate under exemptions are now considered payment service providers by regulators—an activity that requires a comprehensive license.
GoCredible makes every payment solution smarter, more reliable, and more cost-effective
Why GoCredible?
The rapidly growing platform economy demands intelligent payment solutions that can effortlessly handle even complex payment situations. GoCredible provides tailored payment solutions for your specific needs. This includes KYC modules & analyses, third-party funds handling, multi-split payments, and supplying the right hardware to support your payment processes.
In addition, payment regulations are becoming increasingly strict. Entities that were previously able to operate under exemptions are now considered payment service providers by regulators—an activity that requires a comprehensive license.
Igoriatrade
Igoria Trade is a public company, listed at the Warsaw Stock Exchange (ticker IGT). Igoria Trade has a licence as the European Payment Institution and operates in 31 European countries. The company provides financial advisory and consultancy services, foreign exchange, payment, transfers and escrow trust account.
Igoria Trade is a public company, listed at the Warsaw Stock Exchange (ticker IGT). Igoria Trade has a licence as the European Payment Institution and operates in 31 European countries. The company provides financial advisory and consultancy services, foreign exchange, payment, transfers and escrow trust account.
Irisbgsf
he leading Open banking provider in Southeast Europe.
PSD-2 Licensed payment institutions offering account information and payment initiation services.
he leading Open banking provider in Southeast Europe.
PSD-2 Licensed payment institutions offering account information and payment initiation services.
Mamamoney
Mama Money is a rapidly growing, innovative, tech company and the world’s first Social Business Money Transfer Operator.
Mama provides an easy, safe and low-cost way for foreign nationals to send money home to support their families. Our mobile application is easy-to-use and allows our customers to send money to their loved ones through a vast payout network that's continuously expanding.
Rather than looking at profit-maximisation, Mama aims to directly assist people who don’t earn a lot by lowering the cost of cross-border payments.
Mama Money was built to help African and Asian expats who left their homes and communities in search of better opportunities. Social upliftment through financial inclusion is the core belief of Mama Money and this drives us to keep growing and innovating.
Mama Money is a rapidly growing, innovative, tech company and the world’s first Social Business Money Transfer Operator.
Mama provides an easy, safe and low-cost way for foreign nationals to send money home to support their families. Our mobile application is easy-to-use and allows our customers to send money to their loved ones through a vast payout network that's continuously expanding.
Rather than looking at profit-maximisation, Mama aims to directly assist people who don’t earn a lot by lowering the cost of cross-border payments.
Mama Money was built to help African and Asian expats who left their homes and communities in search of better opportunities. Social upliftment through financial inclusion is the core belief of Mama Money and this drives us to keep growing and innovating.
Mercury
Mercury Global | Where Global Finance Meets Innovation | International FX | Digital Financial Infrastructure At Mercury Global, we understand that there is more to international financial movements — strategy, timing, and trust. That’s why we go beyond the transaction, offering a fully integrated solution for international clients who demand more from their financial partner.
As a next-generation foreign exchange and fintech firm, we specialise in simplifying complex cross-border needs — delivering precision, speed, and compliance at scale.
Our Core Services:
• International payments for individuals & corporates
• FX Internet Banking Platform with live rates & automated trades
• Global account setup & offshore structuring
• Exchange control advisory & tax clearance solutions
• Custom-built Affiliate Engine to scale your network
Mercury Global | Where Global Finance Meets Innovation | International FX | Digital Financial Infrastructure At Mercury Global, we understand that there is more to international financial movements — strategy, timing, and trust. That’s why we go beyond the transaction, offering a fully integrated solution for international clients who demand more from their financial partner.
As a next-generation foreign exchange and fintech firm, we specialise in simplifying complex cross-border needs — delivering precision, speed, and compliance at scale.
Our Core Services:
• International payments for individuals & corporates
• FX Internet Banking Platform with live rates & automated trades
• Global account setup & offshore structuring
• Exchange control advisory & tax clearance solutions
• Custom-built Affiliate Engine to scale your network
NLB
NLB d.d. is a member of the NLB Group is the largest banking and financial group in Slovenia and the largest financial group with headquarters and an exclusive strategic interest in our home region – Southeast Europe. The Group utilises a universal banking model and supports its clients through retail, corporate, and investment banking services, intertwining sustainability intensively into all its operations.
In addition to NLB d.d., a main entity in Slovenia and a public company, NLB Group is comprised of six subsidiary banks, several companies for ancillary services (asset management, real estate management, leasing services etc.), and a limited number of non-core subsidiaries in a controlled wind-down, operating in the markets of Bosnia & Herzegovina, Montenegro, Kosovo, North Macedonia, Serbia, and Croatia.
NLB d.d. is a member of the NLB Group is the largest banking and financial group in Slovenia and the largest financial group with headquarters and an exclusive strategic interest in our home region – Southeast Europe. The Group utilises a universal banking model and supports its clients through retail, corporate, and investment banking services, intertwining sustainability intensively into all its operations.
In addition to NLB d.d., a main entity in Slovenia and a public company, NLB Group is comprised of six subsidiary banks, several companies for ancillary services (asset management, real estate management, leasing services etc.), and a limited number of non-core subsidiaries in a controlled wind-down, operating in the markets of Bosnia & Herzegovina, Montenegro, Kosovo, North Macedonia, Serbia, and Croatia.
Ozan
At Ozan, we believe in the power of financial freedom, the ability for everyone to access, manage and control their money anytime, anywhere. We envision a world where borders do not define or limit monetary transactions, a world where people can make informed decisions about their finances without the hassle of traditional banking.
Every product we design, and every service we deliver, stems from our commitment to innovation, convenience, and security. With our powerful platform and versatile solutions, we strive to break down the barriers that stand between people and enterprises, and their financial aspirations.
From facilitating everyday transactions to empowering businesses to thrive, Ozan is more than just a fintech company. We are a catalyst for change, an agent of progress, working tirelessly to transform the way the world handles money.
Join us as we work towards a future where every individual and business has the tools and the power to control their financial future.
At Ozan, we believe in the power of financial freedom, the ability for everyone to access, manage and control their money anytime, anywhere. We envision a world where borders do not define or limit monetary transactions, a world where people can make informed decisions about their finances without the hassle of traditional banking.
Every product we design, and every service we deliver, stems from our commitment to innovation, convenience, and security. With our powerful platform and versatile solutions, we strive to break down the barriers that stand between people and enterprises, and their financial aspirations.
From facilitating everyday transactions to empowering businesses to thrive, Ozan is more than just a fintech company. We are a catalyst for change, an agent of progress, working tirelessly to transform the way the world handles money.
Join us as we work towards a future where every individual and business has the tools and the power to control their financial future.
Kort payments
KORT Payments is a specialized omnichannel payments platform. Its core purpose is to enable businesses to connect and transact seamlessly through industry-leading capabilities in compliance, risk management, and payment processing.
KORT is powered by our innovative full-stack, enterprise-grade platform and led by a seasoned management team. For more than 200 years collectively, this team has been leading the charge in global e-commerce and payment processing.
We are a customer-focused business dedicated to enhancing partner and customer satisfaction and building strong relationships. We partner with our customers to pair our risk tolerance with their unique processing needs.
KORT Payments is a specialized omnichannel payments platform. Its core purpose is to enable businesses to connect and transact seamlessly through industry-leading capabilities in compliance, risk management, and payment processing.
KORT is powered by our innovative full-stack, enterprise-grade platform and led by a seasoned management team. For more than 200 years collectively, this team has been leading the charge in global e-commerce and payment processing.
We are a customer-focused business dedicated to enhancing partner and customer satisfaction and building strong relationships. We partner with our customers to pair our risk tolerance with their unique processing needs.
VTC Pay
VTC Pay is regarded as one of the best payment gateways in Vietnam for many years by both merchants and customers. There are over 3M activated e-wallets, 10M processed transactions and over $5 million monthly cash flow. Additionally, VTC Pay has achieved many awards in Vietnam. Everything happens for reasons. And all success that VTC Pay has got comes from what it brings to merchants.
First of all, VTC Pay – Payment gateway has provided a stable user platform, and perfect payment infrastructure with a wide connection to 33 local banks.
Secondly, we have an outstanding technology power which is an international standard of transmission and PC, high qualified engineers and IT experts, and ISO -27001 of security.
Finally, we all aim for merchants’ success. We understand the demands and expectation of businesses, support merchants to promote their products in the market, manufacture the best products which generate revenue and profit, 24/7 enthusiastic customers care.
VTC Pay is regarded as one of the best payment gateways in Vietnam for many years by both merchants and customers. There are over 3M activated e-wallets, 10M processed transactions and over $5 million monthly cash flow. Additionally, VTC Pay has achieved many awards in Vietnam. Everything happens for reasons. And all success that VTC Pay has got comes from what it brings to merchants.
First of all, VTC Pay – Payment gateway has provided a stable user platform, and perfect payment infrastructure with a wide connection to 33 local banks.
Secondly, we have an outstanding technology power which is an international standard of transmission and PC, high qualified engineers and IT experts, and ISO -27001 of security.
Finally, we all aim for merchants’ success. We understand the demands and expectation of businesses, support merchants to promote their products in the market, manufacture the best products which generate revenue and profit, 24/7 enthusiastic customers care.
Swish
The work to develop Swish started as a collaboration between six of Sweden's largest banks. Together, Danske Bank, Handelsbanken, Länsförsäkringar, Nordea, SEB, and Swedbank and Sparbankerna own Getswish AB, and more banks have joined. The banks are responsible for designing offers, terms, and any fees for Swish to their customers.
You can find more information about the terms that apply to your bank on their website.
The work to develop Swish started as a collaboration between six of Sweden's largest banks. Together, Danske Bank, Handelsbanken, Länsförsäkringar, Nordea, SEB, and Swedbank and Sparbankerna own Getswish AB, and more banks have joined. The banks are responsible for designing offers, terms, and any fees for Swish to their customers.
You can find more information about the terms that apply to your bank on their website.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
