Atlas
CellPoint Digital
CellPoint Digital is on a mission to make payments a strategic advantage for businesses. We are leading payment orchestration globally. Our cutting-edge platform helps our clients turn payments from a cost into a profit booster. Beyond helping our clients to optimize the payment experience, our innovative solutions help them gain insight into their payment ecosystem to maximize approvals, lower costs and take control of their payments, resulting in more money to the bottom line. We simplify the complexity of 28+ card schemes (think MasterCard, Visa, American Express), 168+ alternative payment methods (think ApplePay, PayPal, Alipay) and 220+ processors (think Worldpay, Elavon, Union Pay) with a platform that combines the best of them all with intelligent routing driving dramatic success for our clients. We serve large enterprise clients and mid-size market leaders across a variety of industries, like airlines and travel, e-commerce, gaming and marketplaces.
CellPoint Digital is on a mission to make payments a strategic advantage for businesses. We are leading payment orchestration globally. Our cutting-edge platform helps our clients turn payments from a cost into a profit booster. Beyond helping our clients to optimize the payment experience, our innovative solutions help them gain insight into their payment ecosystem to maximize approvals, lower costs and take control of their payments, resulting in more money to the bottom line. We simplify the complexity of 28+ card schemes (think MasterCard, Visa, American Express), 168+ alternative payment methods (think ApplePay, PayPal, Alipay) and 220+ processors (think Worldpay, Elavon, Union Pay) with a platform that combines the best of them all with intelligent routing driving dramatic success for our clients. We serve large enterprise clients and mid-size market leaders across a variety of industries, like airlines and travel, e-commerce, gaming and marketplaces.
Moneff
Moneff is the one-stop hub for small business owners. We enable SMEs and sole traders to move their money efficiently by offering multi-currency business accounts and international transfers with competitive FX rates.
Previously known as Safenetpay, Moneff was founded in 2016 and headquartered in London. Moneff is an Electronic Money Institution authorised and regulated by the United Kingdom Financial Conduct Authority (FCA).
Moneff is the one-stop hub for small business owners. We enable SMEs and sole traders to move their money efficiently by offering multi-currency business accounts and international transfers with competitive FX rates.
Previously known as Safenetpay, Moneff was founded in 2016 and headquartered in London. Moneff is an Electronic Money Institution authorised and regulated by the United Kingdom Financial Conduct Authority (FCA).
Oonex
Oonex is a full-service Payment Institution licensed in Belgium and passported across all EU and EEA Member states. As a Swift and Clearing House member and Principal Acquirer and Debit Card Issuer, Oonex works behind the scenes to deliver a suite of payment products & services to Fintech companies worldwide.
Oonex helps FinTech’s and Neo-Banks accelerate their growth and product strategy by providing them easy access to multiple international payment products. By combining these products into a flexible managed service for the Fintech industry, Oonex offers a true alternative to ‘Traditional Banking’ or the need for multiple banking partners; allowing Fintechs to provide compliant, fully managed end-to-end payment services to their end customers under one centralised contract with Oonex.
Oonex is a full-service Payment Institution licensed in Belgium and passported across all EU and EEA Member states. As a Swift and Clearing House member and Principal Acquirer and Debit Card Issuer, Oonex works behind the scenes to deliver a suite of payment products & services to Fintech companies worldwide.
Oonex helps FinTech’s and Neo-Banks accelerate their growth and product strategy by providing them easy access to multiple international payment products. By combining these products into a flexible managed service for the Fintech industry, Oonex offers a true alternative to ‘Traditional Banking’ or the need for multiple banking partners; allowing Fintechs to provide compliant, fully managed end-to-end payment services to their end customers under one centralised contract with Oonex.
Gopay
We believe that money should make people happy
We change the traditional world of finance. We create smart apps for those who want to manage their money easily and stress-free.
We believe that money should make people happy
We change the traditional world of finance. We create smart apps for those who want to manage their money easily and stress-free.
Airbapay
Airba is an ecosystem of online services that includes TECHNODOM Operator, Airba Pay, Airba FinTech, Airba Finance, Airba Marketplace, Airba Fresh, Airba FF, Sail co-working, TechnoFit, and more. We present a modern fintech ecosystem. Our portfolio includes advanced services such as a "Financial Marketplace," "Online Acquiring," and our own microfinance organization (MFO) to provide our clients with everything they need for successful financial activities.
Airba is an ecosystem of online services that includes TECHNODOM Operator, Airba Pay, Airba FinTech, Airba Finance, Airba Marketplace, Airba Fresh, Airba FF, Sail co-working, TechnoFit, and more. We present a modern fintech ecosystem. Our portfolio includes advanced services such as a "Financial Marketplace," "Online Acquiring," and our own microfinance organization (MFO) to provide our clients with everything they need for successful financial activities.
Lyra
Heading towards tomorrow’s payment!
Have you ever wondered what happens behind each transaction?
Lyra, an independent French company with international reach, has successfully made its mark in the payment and fintech ecosystem since 2001. As a committed payment service provider, our teams work every day to make payments safer and simpler.
⚡ Boosting the growth of your business? Challenge accepted!
💡 How? With flexible, omnichannel purchase journeys that meet the needs of our clients (merchants, banks, maintainers, publishers, etc.).
Our strengths:
Strong network of partners
End-to-end control of the payment chain
Certified expertise
Highly secure solutions (PCI-DSS)
Deep knowledge of every industry and business model (retail, hospitality, tourism, marketplace, etc.)
Subsidiaries around the world to be closer to the specifics of each market
Need a new vision of payment? Our experts are here to help!
Heading towards tomorrow’s payment!
Have you ever wondered what happens behind each transaction?
Lyra, an independent French company with international reach, has successfully made its mark in the payment and fintech ecosystem since 2001. As a committed payment service provider, our teams work every day to make payments safer and simpler.
⚡ Boosting the growth of your business? Challenge accepted!
💡 How? With flexible, omnichannel purchase journeys that meet the needs of our clients (merchants, banks, maintainers, publishers, etc.).
Our strengths:
Strong network of partners
End-to-end control of the payment chain
Certified expertise
Highly secure solutions (PCI-DSS)
Deep knowledge of every industry and business model (retail, hospitality, tourism, marketplace, etc.)
Subsidiaries around the world to be closer to the specifics of each market
Need a new vision of payment? Our experts are here to help!
Youcloudpayment
We are CHALLENGING THE STATUS QUO of today’s payment and traditional POS application landscape. That’s why we have developed YouCloud platform that combines the front end, payment services, back end, inventory system, promotions, and loyalty module. In addition, we support a multi-vendor selection of hardware devices for our customers.
Our centralized payments as a service platform: YouCloud, eliminates obstacles and helps merchants work with their Acquiring partners to simplify the complex payment landscape with a single integration and access to a comprehensive suite of cloud-based, back-office reporting tools for enhanced control and flexibility.
We are CHALLENGING THE STATUS QUO of today’s payment and traditional POS application landscape. That’s why we have developed YouCloud platform that combines the front end, payment services, back end, inventory system, promotions, and loyalty module. In addition, we support a multi-vendor selection of hardware devices for our customers.
Our centralized payments as a service platform: YouCloud, eliminates obstacles and helps merchants work with their Acquiring partners to simplify the complex payment landscape with a single integration and access to a comprehensive suite of cloud-based, back-office reporting tools for enhanced control and flexibility.
FNB
First National Bank (FNB) offers a range of tailored business solutions designed to enhance financial management. FNB provides comprehensive services including flexible payment solutions, business loans, and cash management tools. Its advanced digital banking platform enables businesses to manage accounts, process transactions, and access real-time financial insights from anywhere. With a focus on innovation and customer support, FNB helps businesses streamline operations and achieve their financial goals effectively.
FNB: reviews
Customers appreciate the bank's responsive customer service and innovative solutions, which enhance financial efficiency and support business growth.
FNB: competitors
Consider Scotiabank, BCI, Citi, and Discover as key alternatives to FNB.
First National Bank (FNB) offers a range of tailored business solutions designed to enhance financial management. FNB provides comprehensive services including flexible payment solutions, business loans, and cash management tools. Its advanced digital banking platform enables businesses to manage accounts, process transactions, and access real-time financial insights from anywhere. With a focus on innovation and customer support, FNB helps businesses streamline operations and achieve their financial goals effectively.
FNB: reviews
Customers appreciate the bank's responsive customer service and innovative solutions, which enhance financial efficiency and support business growth.
FNB: competitors
Consider Scotiabank, BCI, Citi, and Discover as key alternatives to FNB.
Branch
Branch is the leading workforce payments platform that delivers faster, more flexible options for people to get paid.
Branch is the leading workforce payments platform that delivers faster, more flexible options for people to get paid.
BUD
Bud Financial (“Bud”) enriches financial data, identifying the likes of merchant, category, location and regularity of transactions, to provide actionable insights and readable inputs for LLMs in the financial services industry.
Scaling rapidly, Bud has been a trailblazer in its use of AI since 2015. The company has enabled banks and fintechs worldwide to get customer context from their transaction data so they can personalize the banking experience, proactively manage risk and optimize their business operations.
With tens of billions of transactions processed, Bud’s market-leading transactional enrichment, categorization and analysis helps financial institutions to become intelligent enterprises, fully harnessing their customer data and finding new, data-driven opportunities to grow.
Bud Financial (“Bud”) enriches financial data, identifying the likes of merchant, category, location and regularity of transactions, to provide actionable insights and readable inputs for LLMs in the financial services industry.
Scaling rapidly, Bud has been a trailblazer in its use of AI since 2015. The company has enabled banks and fintechs worldwide to get customer context from their transaction data so they can personalize the banking experience, proactively manage risk and optimize their business operations.
With tens of billions of transactions processed, Bud’s market-leading transactional enrichment, categorization and analysis helps financial institutions to become intelligent enterprises, fully harnessing their customer data and finding new, data-driven opportunities to grow.
Directremit
Direct Remit is committed to serving different nationalities everywhere in the world through its modern and efficient technology and remittance facilities Direct Remit ensures quick and easy delivery of remittances to beneficiaries by increasing its network, offices, and partners in different part of the globe. Our endeavor is to provide quick and easy remittance service that is reliable and accessible to both, the Diasporas and their families back home. Equipped with state of the art technology and with experienced, qualified staff Direct Remit offers a secure and trusted means of transferring money effectively and efficiently.
Secure, easy and instant remittance services for individuals and businesses. Competitive rates for foreign exchange and money remittance. A large network of agents across the UK, UAE, and the world. Stringent AML/CFT policies to prevent risk and fraud. Dedicated and professional customer service teams
Direct Remit is committed to serving different nationalities everywhere in the world through its modern and efficient technology and remittance facilities Direct Remit ensures quick and easy delivery of remittances to beneficiaries by increasing its network, offices, and partners in different part of the globe. Our endeavor is to provide quick and easy remittance service that is reliable and accessible to both, the Diasporas and their families back home. Equipped with state of the art technology and with experienced, qualified staff Direct Remit offers a secure and trusted means of transferring money effectively and efficiently.
Secure, easy and instant remittance services for individuals and businesses. Competitive rates for foreign exchange and money remittance. A large network of agents across the UK, UAE, and the world. Stringent AML/CFT policies to prevent risk and fraud. Dedicated and professional customer service teams
Corpay
Global businesses trust Corpay Cross-Border to power their international payments, execute plans to manage their currency risk and support their growth around the world. We aim to deliver unmatched service and expertise with respect to moving money globally. Utilizing our proprietary payment automation technology and currency risk mitigation solutions, we take pride in connecting companies large and small with the global financial markets and businesses all over the world.
We partner with more than 100 correspondent banks and counterparty trading institutions in 6 continents comprising a vast and efficient network of payment gateways and in-country processing networks. we make payments globally, leveraging local relationships.
Corpay Cross-Border is the exclusive provider of industry-leading currency risk management and integrated commercial cross-border payments solutions distributed to Mastercard’s financial institution customers.
Global businesses trust Corpay Cross-Border to power their international payments, execute plans to manage their currency risk and support their growth around the world. We aim to deliver unmatched service and expertise with respect to moving money globally. Utilizing our proprietary payment automation technology and currency risk mitigation solutions, we take pride in connecting companies large and small with the global financial markets and businesses all over the world.
We partner with more than 100 correspondent banks and counterparty trading institutions in 6 continents comprising a vast and efficient network of payment gateways and in-country processing networks. we make payments globally, leveraging local relationships.
Corpay Cross-Border is the exclusive provider of industry-leading currency risk management and integrated commercial cross-border payments solutions distributed to Mastercard’s financial institution customers.
Stonex
Connecting Clients to Markets.
StoneX Group Inc. (NASDAQ: SNEX) is an institutional-grade financial services franchise, offering advanced digital platforms, end-to-end clearing and execution services and global market expertise to our clients worldwide.
Connecting Clients to Markets.
StoneX Group Inc. (NASDAQ: SNEX) is an institutional-grade financial services franchise, offering advanced digital platforms, end-to-end clearing and execution services and global market expertise to our clients worldwide.
Lyf
Lyf is a French fintech company reinventing everyday shopping journeys and payment experiences through simple and secure digital solutions.
📱 For retail, food service, and independent businesses: solutions that streamline the checkout process. Payment platform, mobile point of sale (soft POS), scan & go, table ordering and payment, etc.
📱 For individuals: the Lyf Pay app, which allows users to create group pools with friends, send money easily, pay in-store, and take advantage of special offers.
9 million downloads – 4.4/5 rating on app stores.
We are backed in our growth by leading shareholders in banking, payments, and retail: BNP Paribas, Crédit Mutuel, Auchan, the Casino group, and Mastercard.
Lyf is a French fintech company reinventing everyday shopping journeys and payment experiences through simple and secure digital solutions.
📱 For retail, food service, and independent businesses: solutions that streamline the checkout process. Payment platform, mobile point of sale (soft POS), scan & go, table ordering and payment, etc.
📱 For individuals: the Lyf Pay app, which allows users to create group pools with friends, send money easily, pay in-store, and take advantage of special offers.
9 million downloads – 4.4/5 rating on app stores.
We are backed in our growth by leading shareholders in banking, payments, and retail: BNP Paribas, Crédit Mutuel, Auchan, the Casino group, and Mastercard.
Paybase
Paybase is the most flexible payments solution for platform businesses. Combining agile payments routing, best-in-class financial crime prevention and a service-obsessed approach, Paybase is raising the bar of what payments can and should do.
Founded in 2016 and headquartered in London, Paybase is fully licensed as an Electronic Money Institution by the FCA and has been recognised by Real Business as one of the UK’s most disruptive businesses and a firm set to revolutionise the world of finance by Wired.
‘Our mission is to democratise access to payments infrastructure by removing the prohibitive cost and knowledge barriers so that our partners can focus on their core business.’
Paybase is the most flexible payments solution for platform businesses. Combining agile payments routing, best-in-class financial crime prevention and a service-obsessed approach, Paybase is raising the bar of what payments can and should do.
Founded in 2016 and headquartered in London, Paybase is fully licensed as an Electronic Money Institution by the FCA and has been recognised by Real Business as one of the UK’s most disruptive businesses and a firm set to revolutionise the world of finance by Wired.
‘Our mission is to democratise access to payments infrastructure by removing the prohibitive cost and knowledge barriers so that our partners can focus on their core business.’
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
