Atlas
SMBC Finance
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 150 offices and 86,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo and Nagoya stock exchanges, and its ADRs trade on the New York Stock Exchange (NYSE: SMFG).
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 150 offices and 86,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo and Nagoya stock exchanges, and its ADRs trade on the New York Stock Exchange (NYSE: SMFG).
Remitm
Our mission is to offer speedy, reliable and cost effective money transfer solutions to our customers in the UK to remit funds to family members, friends and associates abroad.
Our mission is to offer speedy, reliable and cost effective money transfer solutions to our customers in the UK to remit funds to family members, friends and associates abroad.
Youtility
Youtility is a market leading technology platform delivering embedded as a native experience between bank customers and utility & telecom suppliers.
Our mission is to make subscription management simple, accessible and informative for everyone.
Youtility is a market leading technology platform delivering embedded as a native experience between bank customers and utility & telecom suppliers.
Our mission is to make subscription management simple, accessible and informative for everyone.
Yoyogroup
Yoyo powers some of the world’s leading retail brands, through customer loyalty and rewards software solutions, to offer the world's most rewarding buying experience. Yoyo is integrated into over 200 000 retail lanes across 17 000 stores, with over 5 million monthly active users.
Yoyo powers some of the world’s leading retail brands, through customer loyalty and rewards software solutions, to offer the world's most rewarding buying experience. Yoyo is integrated into over 200 000 retail lanes across 17 000 stores, with over 5 million monthly active users.
Kwikwire
We offer various payment processing options designed to assist businesses in trading with customers and counterparts.
Local bank deposits and transfers
Credit card payments processing
Crypto currencies deposits and conversions to fiat
Over the years we gained a lot of experience in payment services industry and are able to create various solutions for specific businesses and circumstances.
We are able to integrate various payment options to the merchant’s website and provide an online portal environment to assist in connecting business counterparts.
We offer various payment processing options designed to assist businesses in trading with customers and counterparts.
Local bank deposits and transfers
Credit card payments processing
Crypto currencies deposits and conversions to fiat
Over the years we gained a lot of experience in payment services industry and are able to create various solutions for specific businesses and circumstances.
We are able to integrate various payment options to the merchant’s website and provide an online portal environment to assist in connecting business counterparts.
Streamable Finance
We are crafting a world where your money flows as seamlessly as time, revolutionizing tomorrow’s financial landscape. We envision a financial world that operates in real-time, not on static ledgers. Our mission is to build a modern, secure and integrated real-time payment infrastructure and enable on-demand value streams.
We are crafting a world where your money flows as seamlessly as time, revolutionizing tomorrow’s financial landscape. We envision a financial world that operates in real-time, not on static ledgers. Our mission is to build a modern, secure and integrated real-time payment infrastructure and enable on-demand value streams.
Verve
Verve is an innovative rewards platform on a mission to transform the cashback space with its cutting-edge card-linking technology, creating compelling propositions for brands, strategic partners, and users alike.
Leveraging open banking, our app users earn cashback using their Starling Bank or Monzo card(s) while spending with brands they love today and exploring new ones they may enjoy tomorrow. Verve is cashback made simple, no loyalty card, voucher codes, or cookies required – rewarding users wherever and however they shop. We drive engagement and enhanced value propositions for our strategic partners, whilst supporting our content partners’ key objectives.
Verve is an innovative rewards platform on a mission to transform the cashback space with its cutting-edge card-linking technology, creating compelling propositions for brands, strategic partners, and users alike.
Leveraging open banking, our app users earn cashback using their Starling Bank or Monzo card(s) while spending with brands they love today and exploring new ones they may enjoy tomorrow. Verve is cashback made simple, no loyalty card, voucher codes, or cookies required – rewarding users wherever and however they shop. We drive engagement and enhanced value propositions for our strategic partners, whilst supporting our content partners’ key objectives.
Whitesgroup
Whites are specialists in providing private and institutional clients access to a range of financial products, designed to minimise risk and maximise profits.
Whites have large exposure into all major markets across Europe, Africa, Asia, UK and the middle east, this gives us experience in dealing with international clients and providing products for foreign markets as well as here in the UK.
Whites also provides companies with innovative bespoke software solutions designed to help streamline processes and also offer great white label opportunities.
Whites Technology -
Whites Technology have developed a number software solutions aimed at the financial services industry. We have a range of clients from SME's and corporates to large blue chip companies, we aim to provide the best, most innovative products to our clients.
We understand the need for a close working partnership and we think that a personal visit to your company is essential to understand your needs.
Whites are specialists in providing private and institutional clients access to a range of financial products, designed to minimise risk and maximise profits.
Whites have large exposure into all major markets across Europe, Africa, Asia, UK and the middle east, this gives us experience in dealing with international clients and providing products for foreign markets as well as here in the UK.
Whites also provides companies with innovative bespoke software solutions designed to help streamline processes and also offer great white label opportunities.
Whites Technology -
Whites Technology have developed a number software solutions aimed at the financial services industry. We have a range of clients from SME's and corporates to large blue chip companies, we aim to provide the best, most innovative products to our clients.
We understand the need for a close working partnership and we think that a personal visit to your company is essential to understand your needs.
Zafin
Founded in 2002, Zafin is a leading provider of SaaS core modernization and transformation solutions offering an integrated platform and capabilities that simplify operations and enable increased revenue, profitability, and enhanced customer experiences for top banks worldwide. Our platform enables business users to work collaboratively to design and manage pricing, products, and packages, while technologists streamline core banking systems.
With Zafin, banks accelerate time to market for new products and offers while lowering the cost of change and achieving tangible business and risk outcomes. The Zafin platform increases business agility while enabling personalized pricing and dynamic responses to evolving customer and market needs.
Zafin is headquartered in Vancouver, Canada, with offices and customers around the globe including ING, CIBC, HSBC, Wells Fargo, PNC, and ANZ
Founded in 2002, Zafin is a leading provider of SaaS core modernization and transformation solutions offering an integrated platform and capabilities that simplify operations and enable increased revenue, profitability, and enhanced customer experiences for top banks worldwide. Our platform enables business users to work collaboratively to design and manage pricing, products, and packages, while technologists streamline core banking systems.
With Zafin, banks accelerate time to market for new products and offers while lowering the cost of change and achieving tangible business and risk outcomes. The Zafin platform increases business agility while enabling personalized pricing and dynamic responses to evolving customer and market needs.
Zafin is headquartered in Vancouver, Canada, with offices and customers around the globe including ING, CIBC, HSBC, Wells Fargo, PNC, and ANZ
MACROKIOSK
MACROKIOSK is an enterprise solutions platform market leader in Asia, helping businesses of all sizes and industries to acquire, grow and retain customers effectively with BOLD..
MACROKIOSK is an enterprise solutions platform market leader in Asia, helping businesses of all sizes and industries to acquire, grow and retain customers effectively with BOLD..
Trybit
New
TryBit helps businesses accept and process payments globally. Built for SaaS companies, e-commerce stores, online services, and other platforms.
It combines 40+ cryptocurrencies, fees from 0.4%, flexible KYB, and fast integration.
TryBit helps businesses accept and process payments globally. Built for SaaS companies, e-commerce stores, online services, and other platforms.
It combines 40+ cryptocurrencies, fees from 0.4%, flexible KYB, and fast integration.
ZeroBite
New
ZeroBite provides global cash-in and cash-out payment infrastructure for B2B and B2C companies. We help businesses securely accept and process payments in underserved markets, high-risk industries, and regions where traditional banking and card payments are unavailable, unreliable, or insufficient.
ZeroBite provides global cash-in and cash-out payment infrastructure for B2B and B2C companies. We help businesses securely accept and process payments in underserved markets, high-risk industries, and regions where traditional banking and card payments are unavailable, unreliable, or insufficient.
Powered by
Ready to integrate a specific service or payment feature?
Share your project details, budget, and timeline—we’ll handle the matchmaking.
Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
