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Financial Inclusion Services
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1430 companies
Aug 12, 2026
Last updated: Aug 12, 2026
Straumur
straumur.is Iceland
Straumur greiðslumiðlun hf. is a new subsidiary of Kviku Bank. Straumur was established due to Kviku's acquisition of a portfolio of sales agents from Valitor in connection with the merger of Rapyd and Valitor.
Straumur greiðslumiðlun hf. is a new subsidiary of Kviku Bank. Straumur was established due to Kviku's acquisition of a portfolio of sales agents from Valitor in connection with the merger of Rapyd and Valitor.
QERKO
qerko.com Czechia
No more waiting on the staff to bring your bill. No more waiting in line at the bar. Just scan Qerko on the table and pay. Qerko saves time to the staff and customers!
No more waiting on the staff to bring your bill. No more waiting in line at the bar. Just scan Qerko on the table and pay. Qerko saves time to the staff and customers!
Transferrapid
transferrapid.com Romania
Launched in 2006 with US investment and Romanian technology know-how, the company addresses a market estimated in 2010 at 6 billion, driven by the large-scale Romanian workforce migration in recent years into European Union countries. In 2005, Transfer Rapid began its successful partnership with CEC Bank, the country's oldest financial institution with the largest bank network and the most recognized bank brand. Together, they set out to build the most cost-effective payout service in Romania. Following a sustained two-year resource investment by Transfer Rapid - rolling-out state-of-the-art technology through the bank's 1200 branches, training over 2000 bank tellers and providing extensive back-office services - CEC Bank began offering the Transfer Rapid technology platform to its customers, bringing a much-demanded "low-cost, reliable, close to home"​ payout service to the Romanian consumer.
Launched in 2006 with US investment and Romanian technology know-how, the company addresses a market estimated in 2010 at 6 billion, driven by the large-scale Romanian workforce migration in recent years into European Union countries. In 2005, Transfer Rapid began its successful partnership with CEC Bank, the country's oldest financial institution with the largest bank network and the most recognized bank brand. Together, they set out to build the most cost-effective payout service in Romania. Following a sustained two-year resource investment by Transfer Rapid - rolling-out state-of-the-art technology through the bank's 1200 branches, training over 2000 bank tellers and providing extensive back-office services - CEC Bank began offering the Transfer Rapid technology platform to its customers, bringing a much-demanded "low-cost, reliable, close to home"​ payout service to the Romanian consumer.
TransferGalaxy
Sweden
At Transfer Galaxy, we are trying to make the world a little bit fairer. One step at a time. We are democratizing international payments by making remittances cheaper, safer and smarter. It all started out of frustration in the queue of the local Western Union agent. The queue was long, the fees were high and the flexibility was non-existent. A group of friends lamented. Some people lament over problems; others try to find solutions. The friends saw an opportunity, and soon thereafter TransferGalaxy was born. Today, we are still a company full of problem solvers. We use technology to solve problems. With the help of technology, we can transfer monies to the other side of the world within seconds. Straight to a mobile wallet. From Stockholm to Mogadishu. From London to Accra. From Berlin to Beirut. It doesn’t matter where in the world you are. We are making remittances as they should be. For immigrants. By immigrants.
At Transfer Galaxy, we are trying to make the world a little bit fairer. One step at a time. We are democratizing international payments by making remittances cheaper, safer and smarter. It all started out of frustration in the queue of the local Western Union agent. The queue was long, the fees were high and the flexibility was non-existent. A group of friends lamented. Some people lament over problems; others try to find solutions. The friends saw an opportunity, and soon thereafter TransferGalaxy was born. Today, we are still a company full of problem solvers. We use technology to solve problems. With the help of technology, we can transfer monies to the other side of the world within seconds. Straight to a mobile wallet. From Stockholm to Mogadishu. From London to Accra. From Berlin to Beirut. It doesn’t matter where in the world you are. We are making remittances as they should be. For immigrants. By immigrants.
Trezeo
Ireland
In a world where a large and growing proportion of the workforce don’t have the usual safety net provided through traditional employment, Trezeo’s mission is to deliver inclusive financial services for independent workers to support their lives today and tomorrow. Trezeo membership provides a unique range of financial services and protection for independent workers, giving them financial peace of mind and reducing their work-related stress while increasing their financial stability and supporting their future aspirations. Trezeo also enables (platform) companies to deliver greater value and financial well-being for their flexible workforce, attracting and retaining valuable talent while also doing the right thing. In this way, Trezeo is creating a world where workers have access to inclusive financial services irrespective of how they work, creating a better future and contributing to a stronger society. Proudly backed by Techstars and acquired by Monese
In a world where a large and growing proportion of the workforce don’t have the usual safety net provided through traditional employment, Trezeo’s mission is to deliver inclusive financial services for independent workers to support their lives today and tomorrow. Trezeo membership provides a unique range of financial services and protection for independent workers, giving them financial peace of mind and reducing their work-related stress while increasing their financial stability and supporting their future aspirations. Trezeo also enables (platform) companies to deliver greater value and financial well-being for their flexible workforce, attracting and retaining valuable talent while also doing the right thing. In this way, Trezeo is creating a world where workers have access to inclusive financial services irrespective of how they work, creating a better future and contributing to a stronger society. Proudly backed by Techstars and acquired by Monese
Wagestream
wagestream.com United Kingdom
Wagestream makes work more rewarding, by providing financial benefits through 1,000 caring employers like Bupa, Domino's, Evri, Hilton, New Balance and the NHS. Our 3 million members use Wagestream to make money and life work better for them - with one app to earn, budget, save, spend and more.
Wagestream makes work more rewarding, by providing financial benefits through 1,000 caring employers like Bupa, Domino's, Evri, Hilton, New Balance and the NHS. Our 3 million members use Wagestream to make money and life work better for them - with one app to earn, budget, save, spend and more.
Wallester
wallester.com Estonia
Wallester is an Estonian-licensed financial institution and an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently. What we do: White-Label Solution with Embedded Finance: Our White-Label solution enables businesses to integrate financial services directly into their platforms - a concept known as embedded finance. This allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team. Wallester Business: Corporate Expense Management: Wallester Business is designed to modernise corporate expense management.
Wallester is an Estonian-licensed financial institution and an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently. What we do: White-Label Solution with Embedded Finance: Our White-Label solution enables businesses to integrate financial services directly into their platforms - a concept known as embedded finance. This allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team. Wallester Business: Corporate Expense Management: Wallester Business is designed to modernise corporate expense management.
Worldwidemoneyexchange
worldwidemoneyexchange.net United States
World Wide Money Exchange™ has been serving the City of Denver and the airport community for nearly 30 years. We are committed to providing the highest customer service possible to the traveling public and airport community. Whether you are on your way to a business conference in Tokyo or to relax on a beach in the French Riviera, World Wide Money Exchange™ can assist you with your foreign currency needs, and prepare you for your next adventure. World Wide Money Exchange™ conveniently offers 3 locations to choose from, all within Denver International Airport.
World Wide Money Exchange™ has been serving the City of Denver and the airport community for nearly 30 years. We are committed to providing the highest customer service possible to the traveling public and airport community. Whether you are on your way to a business conference in Tokyo or to relax on a beach in the French Riviera, World Wide Money Exchange™ can assist you with your foreign currency needs, and prepare you for your next adventure. World Wide Money Exchange™ conveniently offers 3 locations to choose from, all within Denver International Airport.
Whitesgroup
whitesgroup.com.sg United Kingdom
Whites are specialists in providing private and institutional clients access to a range of financial products, designed to minimise risk and maximise profits. Whites have large exposure into all major markets across Europe, Africa, Asia, UK and the middle east, this gives us experience in dealing with international clients and providing products for foreign markets as well as here in the UK. Whites also provides companies with innovative bespoke software solutions designed to help streamline processes and also offer great white label opportunities. Whites Technology - Whites Technology have developed a number software solutions aimed at the financial services industry. We have a range of clients from SME's and corporates to large blue chip companies, we aim to provide the best, most innovative products to our clients. We understand the need for a close working partnership and we think that a personal visit to your company is essential to understand your needs.
Whites are specialists in providing private and institutional clients access to a range of financial products, designed to minimise risk and maximise profits. Whites have large exposure into all major markets across Europe, Africa, Asia, UK and the middle east, this gives us experience in dealing with international clients and providing products for foreign markets as well as here in the UK. Whites also provides companies with innovative bespoke software solutions designed to help streamline processes and also offer great white label opportunities. Whites Technology - Whites Technology have developed a number software solutions aimed at the financial services industry. We have a range of clients from SME's and corporates to large blue chip companies, we aim to provide the best, most innovative products to our clients. We understand the need for a close working partnership and we think that a personal visit to your company is essential to understand your needs.
Yayeh
yayeh.co.uk Senegal
Yayeh is an online service that lets people send money to friends and family living abroad, using a computer, smartphone, or tablet. It is a convenient, low-cost alternative to traditional money transfer companies that use high streets agents and charge unreasonable fees. Money can be received as a Bank Deposit, Cash Pick-up, Mobile Money, or Mobile Airtime.
Yayeh is an online service that lets people send money to friends and family living abroad, using a computer, smartphone, or tablet. It is a convenient, low-cost alternative to traditional money transfer companies that use high streets agents and charge unreasonable fees. Money can be received as a Bank Deposit, Cash Pick-up, Mobile Money, or Mobile Airtime.
Zappte
zappte.com United States
Our evolving technology has 20 years of dedicated reliable service and billions of transactions for wireless internet, VoIP, municipal utilities, digital infrastructure, subscriber billing, and many other specialty MCC, MVV, IC+ driven verticals. We especially cater to billing software companies, MVNOs, white labeled emerging market merchant acquirers, payment veterans looking for payfac as a service, and many other integrated specialty applications. If this sounds like you, we now invite and encourage you to contact us about using this robust platform.
Our evolving technology has 20 years of dedicated reliable service and billions of transactions for wireless internet, VoIP, municipal utilities, digital infrastructure, subscriber billing, and many other specialty MCC, MVV, IC+ driven verticals. We especially cater to billing software companies, MVNOs, white labeled emerging market merchant acquirers, payment veterans looking for payfac as a service, and many other integrated specialty applications. If this sounds like you, we now invite and encourage you to contact us about using this robust platform.
Ypsilon Payment Solutions
payments.ypsilon.net Germany
Welcome to Ypsilon Payment Solutions, the PCI DSS certified Travel Payment Experts. We, as a specialized payment service connector, offer PCI DSS compliance, efficient payment systems, high-end fraud prevention systems, effective solutions and interfaces for your specific needs and requirements.
Welcome to Ypsilon Payment Solutions, the PCI DSS certified Travel Payment Experts. We, as a specialized payment service connector, offer PCI DSS compliance, efficient payment systems, high-end fraud prevention systems, effective solutions and interfaces for your specific needs and requirements.
PayVector
payvector.co.uk United Kingdom
PayVector is the next generation in payment processing. Founded in 2007 as Iridium Corporation and recently rebranded to PayVector to reflect the scalability of our products and innovative nature of the business. PayVector offers comprehensive solutions for all the payment needs of your business. We specialise in card not present payments including e-Commerce, Telephone & Mail Order and Mobile. We do not charge any set up fees and our rates are among the lowest around. Our system has been designed for real people (not just developers) and offers simple to use and easy to comprehend reporting tools. Unlike some of our competitors you can rely on us not to let you down, we have delivered 100% uptime since inception PayVector is a scalable solution, allowing your business unlimited growth potential. We are currently processing payments for over 35,000 merchants.
PayVector is the next generation in payment processing. Founded in 2007 as Iridium Corporation and recently rebranded to PayVector to reflect the scalability of our products and innovative nature of the business. PayVector offers comprehensive solutions for all the payment needs of your business. We specialise in card not present payments including e-Commerce, Telephone & Mail Order and Mobile. We do not charge any set up fees and our rates are among the lowest around. Our system has been designed for real people (not just developers) and offers simple to use and easy to comprehend reporting tools. Unlike some of our competitors you can rely on us not to let you down, we have delivered 100% uptime since inception PayVector is a scalable solution, allowing your business unlimited growth potential. We are currently processing payments for over 35,000 merchants.
Payscout
payscout.com United States
Headquartered in Los Angeles, California, Payscout is a leading merchant services provider, connecting merchants and consumers via credit, debit, ACH, Apple Pay, Google Pay, and alternative payment networks. What differentiates Payscout is its mission “to support the entrepreneurial dream one transaction at a time” by being a thought leader in the payments industry. Empowering businesses with secure payment processing and risk management services, Payscout specializes in facilitating seamless transactions across diverse sectors such as accounts receivable management, healthcare, education, and managed risk verticals. It’s one of the few providers to deliver a true global payment solution that encompasses all merchant risk verticals. Payscout’s integrated payment platform has a built-in layer of compliance to navigate customers from regulatory challenges as the payment landscape continues to evolve.
Headquartered in Los Angeles, California, Payscout is a leading merchant services provider, connecting merchants and consumers via credit, debit, ACH, Apple Pay, Google Pay, and alternative payment networks. What differentiates Payscout is its mission “to support the entrepreneurial dream one transaction at a time” by being a thought leader in the payments industry. Empowering businesses with secure payment processing and risk management services, Payscout specializes in facilitating seamless transactions across diverse sectors such as accounts receivable management, healthcare, education, and managed risk verticals. It’s one of the few providers to deliver a true global payment solution that encompasses all merchant risk verticals. Payscout’s integrated payment platform has a built-in layer of compliance to navigate customers from regulatory challenges as the payment landscape continues to evolve.
Snapswap
snapswap.eu Luxembourg
SnapSwap offers Everest™ , a business payments and expense management platform which allows business owners to monitor and manage credit cards within their teams. ➡️Follow us on @everestcard and visit our website https://everestcard.com/ SnapSwap also provides Snaprove™, a digital onboarding speeding up the verification process, KYC data collection and performance of due diligence of customers.
SnapSwap offers Everest™ , a business payments and expense management platform which allows business owners to monitor and manage credit cards within their teams. ➡️Follow us on @everestcard and visit our website https://everestcard.com/ SnapSwap also provides Snaprove™, a digital onboarding speeding up the verification process, KYC data collection and performance of due diligence of customers.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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