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Financial Inclusion Services
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1430 companies
Aug 12, 2026
Last updated: Aug 12, 2026
Amnis
amnistreasury.com Netherlands
Global banking should be accessible for SMEs. That is why amnis was built. Over 4,000 businesses trust amnis to streamline their international banking. With amnis, you benefit from: ✔ Borderless business opportunities: Get a CH-IBAN in your company’s name for seamless local collections. ✔ No hidden fees: Manage expenses with multi-currency debit cards at 0% fees. ✔ Cost-effective transfers: Enjoy free local payments across the UK, US, CH & EU. ✔ 24/7 currency exchange: Buy and sell foreign currencies anytime at competitive, transparent rates via self-service. ✔ Earn on your balance: Receive interest on safeguarded EUR, USD, GBP, and CZK accounts.
Global banking should be accessible for SMEs. That is why amnis was built. Over 4,000 businesses trust amnis to streamline their international banking. With amnis, you benefit from: ✔ Borderless business opportunities: Get a CH-IBAN in your company’s name for seamless local collections. ✔ No hidden fees: Manage expenses with multi-currency debit cards at 0% fees. ✔ Cost-effective transfers: Enjoy free local payments across the UK, US, CH & EU. ✔ 24/7 currency exchange: Buy and sell foreign currencies anytime at competitive, transparent rates via self-service. ✔ Earn on your balance: Receive interest on safeguarded EUR, USD, GBP, and CZK accounts.
Franx
franx.com Netherlands
ABN AMRO Franx offers a unique digital banking platform where currencies can be converted and international & euro payments can be executed. On the Franx platform, you will receive an ABN AMRO multi-currency (IBAN) account with which you can manage 34 currencies.
ABN AMRO Franx offers a unique digital banking platform where currencies can be converted and international & euro payments can be executed. On the Franx platform, you will receive an ABN AMRO multi-currency (IBAN) account with which you can manage 34 currencies.
Paytrip
paytrip.fr France
**PayTrip simplifies financial support and instant transfers between family and friends.** Simple, secure, and accessible to everyone, the PayTrip app makes it easy to get an account with an IBAN and speeds up money transfers between Europe and Africa. Support your loved ones financially in real time, anytime and anywhere in the world. Download the mobile app now via the App Store or Google Play.
**PayTrip simplifies financial support and instant transfers between family and friends.** Simple, secure, and accessible to everyone, the PayTrip app makes it easy to get an account with an IBAN and speeds up money transfers between Europe and Africa. Support your loved ones financially in real time, anytime and anywhere in the world. Download the mobile app now via the App Store or Google Play.
Zippay
zip.co Australia
Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centred products that bring customers and merchants together. Operating in two core markets - Australia and New Zealand (ANZ) and the US, Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants. We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.
Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centred products that bring customers and merchants together. Operating in two core markets - Australia and New Zealand (ANZ) and the US, Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants. We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.
Tunzer
tunzer.net Latvia
Founded by industry professionals with extensive experience in finance, e-commerce, crypto and banking, Tunzer combines the best market practices to develop efficient business operations and unorthodox solutions tailored to your needs.
Founded by industry professionals with extensive experience in finance, e-commerce, crypto and banking, Tunzer combines the best market practices to develop efficient business operations and unorthodox solutions tailored to your needs.
LitePay
litepay.ch Czechia
Secure and Anonymous Crypto Payment Gateway Accepting Bitcoin Litecoin Zcash Bitcoin Cash Monero Ethereum Dogecoin LitePay platform allows website owners, developers and merchants to accept Bitcoin, Ethereum, Litecoin and others easily without the need of submitting any kind of identifiable personal information.
Secure and Anonymous Crypto Payment Gateway Accepting Bitcoin Litecoin Zcash Bitcoin Cash Monero Ethereum Dogecoin LitePay platform allows website owners, developers and merchants to accept Bitcoin, Ethereum, Litecoin and others easily without the need of submitting any kind of identifiable personal information.
Transact Pro
transactpro.eu Lithuania
Transact Pro is the first licensed electronic money institution in Latvia with the right to render payment services. The license has been issued by Latvian Financial and Capital Market Commission. Transact Pro has been successfully operating in the market of electronic financial services since 2004. We provide online payment acceptance and processing services, as well as prepaid and debit card issuance services for both corporate and private customers. Today we serve our customers all over the world. E-Commerce merchants enjoy the following direct services provided by Transact Pro: 1. Merchant accounts - to accept payments by Visa/MasterCard/Amex payment cards; 2. Payment Gateway services - to integrate websites and process payments; 3. Current (checking or business) accounts - to receive the proceeds and effect business payments; 4. MasterCard payment cards for immediate access to the account balance.
Transact Pro is the first licensed electronic money institution in Latvia with the right to render payment services. The license has been issued by Latvian Financial and Capital Market Commission. Transact Pro has been successfully operating in the market of electronic financial services since 2004. We provide online payment acceptance and processing services, as well as prepaid and debit card issuance services for both corporate and private customers. Today we serve our customers all over the world. E-Commerce merchants enjoy the following direct services provided by Transact Pro: 1. Merchant accounts - to accept payments by Visa/MasterCard/Amex payment cards; 2. Payment Gateway services - to integrate websites and process payments; 3. Current (checking or business) accounts - to receive the proceeds and effect business payments; 4. MasterCard payment cards for immediate access to the account balance.
RaboBank
rabobank.com Netherlands
Rabobank is a cooperative bank with a mission. Our goal: to help customers realize their ambitions. We serve about 10 million customers in 47 countries. As an international financial institution, we work on the well-being and prosperity of millions of people. In the Netherlands, we serve individual and business customers. Globally, we focus on the food and agriculture sectors. For big or small challenges, in every area, people join forces in search of solutions. Rabobank has been doing this for 125 years, and we will continue to grow a better world together. As an employer, we support the growth of colleagues every day. At Rabobank, you can work on your own development & shape the world around you. This is reflected in your own development budget, our hybrid work environment, and a good balance between your work and home life. You can work on banking matters for our individual and business customers, as well as on societal issues such as food and energy transitions.
Rabobank is a cooperative bank with a mission. Our goal: to help customers realize their ambitions. We serve about 10 million customers in 47 countries. As an international financial institution, we work on the well-being and prosperity of millions of people. In the Netherlands, we serve individual and business customers. Globally, we focus on the food and agriculture sectors. For big or small challenges, in every area, people join forces in search of solutions. Rabobank has been doing this for 125 years, and we will continue to grow a better world together. As an employer, we support the growth of colleagues every day. At Rabobank, you can work on your own development & shape the world around you. This is reflected in your own development budget, our hybrid work environment, and a good balance between your work and home life. You can work on banking matters for our individual and business customers, as well as on societal issues such as food and energy transitions.
Aplauz
aplauz.com Germany
Aplauz is prepaid digital credit that empowers people to make conscious spending. Aplauz vouchers can be bought at convenience stores and used to make online payments without any of the traditional online payment methods, and without having a bank account. It is ideal for those who don’t own a credit card or don’t want to disclose financial details, to securely buy online, while staying in control of their spending.
Aplauz is prepaid digital credit that empowers people to make conscious spending. Aplauz vouchers can be bought at convenience stores and used to make online payments without any of the traditional online payment methods, and without having a bank account. It is ideal for those who don’t own a credit card or don’t want to disclose financial details, to securely buy online, while staying in control of their spending.
Seven seas finance
sevenseasfinance.com Lithuania
As a global FinTech company Seven Seas Finance provides an exclusive online banking platform for e-commerce and traders, individuals and businesses, from Europe and China. Seven Seas Finance services include Personal/Business Accounts, Local Payment Collection in EUR and GBP, SEPA EUR Payments, Cross-Border SWIFT Payments, Currency Exchange and Payment Cards. We are constantly expanding our products. Seven Seas Finance is a trademark of Seven Seas Europe Ltd. - a licensed Electronic Money Institution (License no. 22) by the Central Bank of Lithuania (Lietuvos bankas) allowing it to provide financial services in all European Union countries. Seven Seas Europe Ltd. is a part of Seven Seas Global Group, established in Hong Kong in 2017. Seven Seas Global Group Ltd. has offices in Vilnius in Lithuania, Shanghai, Guangzhou and Hong Kong in China.
As a global FinTech company Seven Seas Finance provides an exclusive online banking platform for e-commerce and traders, individuals and businesses, from Europe and China. Seven Seas Finance services include Personal/Business Accounts, Local Payment Collection in EUR and GBP, SEPA EUR Payments, Cross-Border SWIFT Payments, Currency Exchange and Payment Cards. We are constantly expanding our products. Seven Seas Finance is a trademark of Seven Seas Europe Ltd. - a licensed Electronic Money Institution (License no. 22) by the Central Bank of Lithuania (Lietuvos bankas) allowing it to provide financial services in all European Union countries. Seven Seas Europe Ltd. is a part of Seven Seas Global Group, established in Hong Kong in 2017. Seven Seas Global Group Ltd. has offices in Vilnius in Lithuania, Shanghai, Guangzhou and Hong Kong in China.
Sonect
sonect.net Switzerland
Sonect is a Swiss company that converts every shop into a “virtual ATM”. This reduces cost of cash distribution for banks and eases up in store cash management for merchants via a location-based on-demand service. Users of the platform can withdraw cash from any of the participating shops using a smartphone. Sonect builds a community around local businesses and helps them generate physical leads while banks save up to 50% in running their ATM operations and optimize their presence. Sonect also helps banks expand their services into new regions and increase financial inclusion without any significant capital investment. ❝We connect people who possess cash with people who need cash.❞ We are a team of payment industry experts, banking veterans, IT gurus, sales & marketing champions with a common mission: easy cash, everywhere by leveraging the power of sharing economy. We follow three core principles: Enabler ◄ Companion ► Community ☛ Enabler Possessing cash means freedom.
Sonect is a Swiss company that converts every shop into a “virtual ATM”. This reduces cost of cash distribution for banks and eases up in store cash management for merchants via a location-based on-demand service. Users of the platform can withdraw cash from any of the participating shops using a smartphone. Sonect builds a community around local businesses and helps them generate physical leads while banks save up to 50% in running their ATM operations and optimize their presence. Sonect also helps banks expand their services into new regions and increase financial inclusion without any significant capital investment. ❝We connect people who possess cash with people who need cash.❞ We are a team of payment industry experts, banking veterans, IT gurus, sales & marketing champions with a common mission: easy cash, everywhere by leveraging the power of sharing economy. We follow three core principles: Enabler ◄ Companion ► Community ☛ Enabler Possessing cash means freedom.
Forter
forter.com United States
Forter applies identity intelligence at every step of the digital commerce journey - filtering out fraud to help your business focus on growing customer lifetime value. Our integrated suite of solutions span fraud, identity, payments, chargebacks and abuse. We call this the Forter Trust Platform. We help the world's biggest brands trust the identities they are interacting with so they can confidently offer every good customer a great experience, including faster, easier checkout, simpler returns and refunds and more valuable promotions. That's why Nordstrom, Instacart, Adobe, Priceline, and leaders across industries have relied on Forter to decision more than $1 trillion in GMV.
Forter applies identity intelligence at every step of the digital commerce journey - filtering out fraud to help your business focus on growing customer lifetime value. Our integrated suite of solutions span fraud, identity, payments, chargebacks and abuse. We call this the Forter Trust Platform. We help the world's biggest brands trust the identities they are interacting with so they can confidently offer every good customer a great experience, including faster, easier checkout, simpler returns and refunds and more valuable promotions. That's why Nordstrom, Instacart, Adobe, Priceline, and leaders across industries have relied on Forter to decision more than $1 trillion in GMV.
Oonex
oonex.com Belgium
Oonex is a full-service Payment Institution licensed in Belgium and passported across all EU and EEA Member states. As a Swift and Clearing House member and Principal Acquirer and Debit Card Issuer, Oonex works behind the scenes to deliver a suite of payment products & services to Fintech companies worldwide. Oonex helps FinTech’s and Neo-Banks accelerate their growth and product strategy by providing them easy access to multiple international payment products. By combining these products into a flexible managed service for the Fintech industry, Oonex offers a true alternative to ‘Traditional Banking’ or the need for multiple banking partners; allowing Fintechs to provide compliant, fully managed end-to-end payment services to their end customers under one centralised contract with Oonex.
Oonex is a full-service Payment Institution licensed in Belgium and passported across all EU and EEA Member states. As a Swift and Clearing House member and Principal Acquirer and Debit Card Issuer, Oonex works behind the scenes to deliver a suite of payment products & services to Fintech companies worldwide. Oonex helps FinTech’s and Neo-Banks accelerate their growth and product strategy by providing them easy access to multiple international payment products. By combining these products into a flexible managed service for the Fintech industry, Oonex offers a true alternative to ‘Traditional Banking’ or the need for multiple banking partners; allowing Fintechs to provide compliant, fully managed end-to-end payment services to their end customers under one centralised contract with Oonex.
Airbapay
airbapay.kz Kazakhstan
Airba is an ecosystem of online services that includes TECHNODOM Operator, Airba Pay, Airba FinTech, Airba Finance, Airba Marketplace, Airba Fresh, Airba FF, Sail co-working, TechnoFit, and more. We present a modern fintech ecosystem. Our portfolio includes advanced services such as a "Financial Marketplace," "Online Acquiring," and our own microfinance organization (MFO) to provide our clients with everything they need for successful financial activities.
Airba is an ecosystem of online services that includes TECHNODOM Operator, Airba Pay, Airba FinTech, Airba Finance, Airba Marketplace, Airba Fresh, Airba FF, Sail co-working, TechnoFit, and more. We present a modern fintech ecosystem. Our portfolio includes advanced services such as a "Financial Marketplace," "Online Acquiring," and our own microfinance organization (MFO) to provide our clients with everything they need for successful financial activities.
Youcloudpayment
youcloudpayment.in United Arab Emirates
We are CHALLENGING THE STATUS QUO of today’s payment and traditional POS application landscape. That’s why we have developed YouCloud platform that combines the front end, payment services, back end, inventory system, promotions, and loyalty module. In addition, we support a multi-vendor selection of hardware devices for our customers. Our centralized payments as a service platform: YouCloud, eliminates obstacles and helps merchants work with their Acquiring partners to simplify the complex payment landscape with a single integration and access to a comprehensive suite of cloud-based, back-office reporting tools for enhanced control and flexibility.
We are CHALLENGING THE STATUS QUO of today’s payment and traditional POS application landscape. That’s why we have developed YouCloud platform that combines the front end, payment services, back end, inventory system, promotions, and loyalty module. In addition, we support a multi-vendor selection of hardware devices for our customers. Our centralized payments as a service platform: YouCloud, eliminates obstacles and helps merchants work with their Acquiring partners to simplify the complex payment landscape with a single integration and access to a comprehensive suite of cloud-based, back-office reporting tools for enhanced control and flexibility.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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