Atlas
Ryvyl EU
RYVYL EU is a regulated Electronic Money Institution based in Bulgaria. offering bank account facilities for low, medium and high-risk clients including Financial Institutions, MSB's, Crypto, Adult etc.
We have three main business lines - acquiring, bank accounts and card issuing.
We are principal members of Visa Mastercard, we are also certified high risk acquirers, which means that we have the mandate to onboard high-risk clients from the outset.
We have the license to issue VISA Cards, at the moment only prepaid, however we are expanding this later in the year.
We can offer business bank account facilities for International entities and we offer EUR SEPA instant payment facilities and GBP faster payments. (with USD and other currencies available in the coming months).
RYVYL EU is a regulated Electronic Money Institution based in Bulgaria. offering bank account facilities for low, medium and high-risk clients including Financial Institutions, MSB's, Crypto, Adult etc.
We have three main business lines - acquiring, bank accounts and card issuing.
We are principal members of Visa Mastercard, we are also certified high risk acquirers, which means that we have the mandate to onboard high-risk clients from the outset.
We have the license to issue VISA Cards, at the moment only prepaid, however we are expanding this later in the year.
We can offer business bank account facilities for International entities and we offer EUR SEPA instant payment facilities and GBP faster payments. (with USD and other currencies available in the coming months).
Ifxpayments
Founded in 2005, IFX Payments has grown to become a leading global foreign exchange, payment and financial technology provider.
Headquartered in London, with offices around the world, we’re positioned to be a significant participant in the new banking paradigm delivering advanced payment, treasury and financial management solutions. We replace operational inefficiency with streamlined processes and replace uncertainty with control.
SPECIALITIES
Fintech:
Plug into our fully automated API, comprising of an extensive suite of enterprise-ready payment and reporting solutions, built to seamlessly integrate with your own existing systems for straight-through processing and improved efficiency. Fully integrated with our global network to offer mass payments and real-time financial services, our cross-border payment solutions enable businesses to streamline large-scale payments in over 90 currencies to more than 120 countries without having to maintain local currency accounts.
Founded in 2005, IFX Payments has grown to become a leading global foreign exchange, payment and financial technology provider.
Headquartered in London, with offices around the world, we’re positioned to be a significant participant in the new banking paradigm delivering advanced payment, treasury and financial management solutions. We replace operational inefficiency with streamlined processes and replace uncertainty with control.
SPECIALITIES
Fintech:
Plug into our fully automated API, comprising of an extensive suite of enterprise-ready payment and reporting solutions, built to seamlessly integrate with your own existing systems for straight-through processing and improved efficiency. Fully integrated with our global network to offer mass payments and real-time financial services, our cross-border payment solutions enable businesses to streamline large-scale payments in over 90 currencies to more than 120 countries without having to maintain local currency accounts.
Lidio
Lidio, leveraging Mobilexpress's 13 years of experience in financial technology, develops innovative and user-friendly payment solutions. With the motto of "Liberating Payments," we stand equally for all businesses, working tirelessly to make financial transactions accessible to everyone.
Our virtual POS solutions enable businesses of all sizes to receive online payments on the same day. With the Lidio Dealer Collection solution, we help main businesses manage cash flow across multiple dealers. The Lidio Pass card storage solution provides a secure one-click payment experience for 2.8 million users, while our international collection solutions offer cross-border trade opportunities for all businesses looking to sell in foreign markets.
As the Lidio family, we will continue to push the boundaries of financial technologies and create value for each of our customers. For all value-added Lidio solutions, contact us to digitize your financial processes.
Lidio, leveraging Mobilexpress's 13 years of experience in financial technology, develops innovative and user-friendly payment solutions. With the motto of "Liberating Payments," we stand equally for all businesses, working tirelessly to make financial transactions accessible to everyone.
Our virtual POS solutions enable businesses of all sizes to receive online payments on the same day. With the Lidio Dealer Collection solution, we help main businesses manage cash flow across multiple dealers. The Lidio Pass card storage solution provides a secure one-click payment experience for 2.8 million users, while our international collection solutions offer cross-border trade opportunities for all businesses looking to sell in foreign markets.
As the Lidio family, we will continue to push the boundaries of financial technologies and create value for each of our customers. For all value-added Lidio solutions, contact us to digitize your financial processes.
Interpay
Headquartered in the financial hub of Saudi Arabia, Riyadh, Interpay is an innovative fintech firm dedicated to developing seamless digital payment solutions for banks, payment companies, and merchants.
As a trusted technology partner, InterPay enhances merchant operations by integrating effortlessly with banking institutions, fostering a smooth, secure, and hassle-free digital environment for self-service transactions.
Committed to providing a customized, end-to-end transaction experience, InterPay propels your business growth with its streamlined solutions.
Headquartered in the financial hub of Saudi Arabia, Riyadh, Interpay is an innovative fintech firm dedicated to developing seamless digital payment solutions for banks, payment companies, and merchants.
As a trusted technology partner, InterPay enhances merchant operations by integrating effortlessly with banking institutions, fostering a smooth, secure, and hassle-free digital environment for self-service transactions.
Committed to providing a customized, end-to-end transaction experience, InterPay propels your business growth with its streamlined solutions.
KCP
Korea Cyber Payment (KCP) offers secure, real-time internet payment services that connect with Korean banks, allowing customers to make online payments using local credit cards or direct bank transfers. Ideal for flights departing from Korea, KCP accepts payments exclusively in Korean Won (KRW) and requires full payment within two hours of booking to secure the reservation. By partnering with KCP, businesses can easily provide Korean customers with local payment options, enhancing accessibility and customer satisfaction.
KCP: reviews
Users appreciate KCP for its secure, real-time payment processing, which provides a smooth transaction experience for both local cards and bank transfers.
KCP: competitors
Good alternatives to KCP are KG Inicis, Toss Payments, and Kakao Pay.
Korea Cyber Payment (KCP) offers secure, real-time internet payment services that connect with Korean banks, allowing customers to make online payments using local credit cards or direct bank transfers. Ideal for flights departing from Korea, KCP accepts payments exclusively in Korean Won (KRW) and requires full payment within two hours of booking to secure the reservation. By partnering with KCP, businesses can easily provide Korean customers with local payment options, enhancing accessibility and customer satisfaction.
KCP: reviews
Users appreciate KCP for its secure, real-time payment processing, which provides a smooth transaction experience for both local cards and bank transfers.
KCP: competitors
Good alternatives to KCP are KG Inicis, Toss Payments, and Kakao Pay.
EPayLater
Founded in December of 2015 and based in Mumbai, India, ePaylater is a zero cost credit solution for SMEs for purchasing their supplies.
This solution is available to SMEs across physical and digital sales
channels and empowers them to purchase inventory across product categories at the best available prices without being constrained for credit. It also helps reduce trust deficit that typifies digital B2B commerce as buyer obligation to pay arises only after goods are physically received, with a further period of 14 days of interest free credit.
For the suppliers to the SM, this helps to unblock capital, eliminate risks and collection overheads, and most importantly, it helps in boosting the sales.
Founded in December of 2015 and based in Mumbai, India, ePaylater is a zero cost credit solution for SMEs for purchasing their supplies.
This solution is available to SMEs across physical and digital sales
channels and empowers them to purchase inventory across product categories at the best available prices without being constrained for credit. It also helps reduce trust deficit that typifies digital B2B commerce as buyer obligation to pay arises only after goods are physically received, with a further period of 14 days of interest free credit.
For the suppliers to the SM, this helps to unblock capital, eliminate risks and collection overheads, and most importantly, it helps in boosting the sales.
Veracash
Veracash is an online account backed by physical precious metals, stored in a highly secure vault and outside the banking system.
The precious metals are accessible at any time through the Mastercard® card, free of charge and without commissions, anywhere in the world.
Veracash offers a secure savings option that is not fixed and makes the possession of physical gold liquid.
Veracash is a fintech recognized in the professional world, with a track record of awards and media coverage, including the "Mentor" and "Legend" trophies at the Blue Ocean Awards (2017 and 2019), the "Instant Payment" trophy at PayFORUM (2017), and continuous presence in the FrenchWeb 500 ranking since 2016.
Veracash is an online account backed by physical precious metals, stored in a highly secure vault and outside the banking system.
The precious metals are accessible at any time through the Mastercard® card, free of charge and without commissions, anywhere in the world.
Veracash offers a secure savings option that is not fixed and makes the possession of physical gold liquid.
Veracash is a fintech recognized in the professional world, with a track record of awards and media coverage, including the "Mentor" and "Legend" trophies at the Blue Ocean Awards (2017 and 2019), the "Instant Payment" trophy at PayFORUM (2017), and continuous presence in the FrenchWeb 500 ranking since 2016.
Wallyt
Wallyt is a FinTech company dedicated to providing digital payment and open banking solutions. The company provides banks with scenario-specified Fintech solutions, equipping banks with solid tech-capability against rising FinTech competitors. Wallyt now serves more than 150 banks and financial institutions in over 60 countries and areas.
Wallyt offers All-Inclusive Digital Payment Solution, including the Intergrated Payment Gateway, White-labal and customized eWallet Solution, Virtual Card Issuing Solution, Collect&Disburse, Cross-border Remittances, Digital Banking Solutions etc.
Wallyt is a FinTech company dedicated to providing digital payment and open banking solutions. The company provides banks with scenario-specified Fintech solutions, equipping banks with solid tech-capability against rising FinTech competitors. Wallyt now serves more than 150 banks and financial institutions in over 60 countries and areas.
Wallyt offers All-Inclusive Digital Payment Solution, including the Intergrated Payment Gateway, White-labal and customized eWallet Solution, Virtual Card Issuing Solution, Collect&Disburse, Cross-border Remittances, Digital Banking Solutions etc.
Weststeincard
WestStein Mastercard is a prepaid debit card with an online bank account that allows you to make money transfers, withdraw cash, and shop online and offline all over the world with friendly fees.
The IBAN account is issued without a credit history check and is suited for all incoming and outgoing payments, including SEPA. The card can be topped up in several ways, including with a prepaid voucher.
With WestStein Mastercard your online purchases are safe and discreet, as your account is not linked to your local bank.
Great for controlling your budget as you can only spend what you have loaded on the card. WestStein Mastercard is also the perfect solution for managing your family’s financial needs as you can link up to three cards to the main account.
The user-friendly WestStein client portal and mobile app let you swiftly send and receive payments and check your balance from any location in the world.
WestStein Mastercard is a prepaid debit card with an online bank account that allows you to make money transfers, withdraw cash, and shop online and offline all over the world with friendly fees.
The IBAN account is issued without a credit history check and is suited for all incoming and outgoing payments, including SEPA. The card can be topped up in several ways, including with a prepaid voucher.
With WestStein Mastercard your online purchases are safe and discreet, as your account is not linked to your local bank.
Great for controlling your budget as you can only spend what you have loaded on the card. WestStein Mastercard is also the perfect solution for managing your family’s financial needs as you can link up to three cards to the main account.
The user-friendly WestStein client portal and mobile app let you swiftly send and receive payments and check your balance from any location in the world.
Scanpay
ScanPay simplifies payments and job management for home service pros. Collect tap-to-pay payments, create and dispatch jobs, track updates, and send professional invoices. With no subscriptions and a low 2.5% transaction fee, it’s built for field technicians.
ScanPay simplifies payments and job management for home service pros. Collect tap-to-pay payments, create and dispatch jobs, track updates, and send professional invoices. With no subscriptions and a low 2.5% transaction fee, it’s built for field technicians.
Wire-wallet
WireWallet is a trading name of Itsaga Financial Ltd. A company incorporated in Cyprus.
We offer named IBANs, multi-currency eWallets, and currency exchange services! We provide our users with a fully interactive back-office platform where they can manage their funds, perform currency exchanges and pay out in over 100 global currencies. As well as all of the above, each of our users are assigned a dedicated Account Manager who will be available to help you with any issues that may arise, answer any questions for you and help you understand how the platform works. So, with WireWallet you are never alone!
𝗡𝗲𝗲𝗱 𝗺𝗼𝗿𝗲 𝗶𝗻𝗳𝗼?
• 𝘕𝘢𝘮𝘦𝘥 𝘐𝘉𝘈𝘕𝘴 - 𝘨𝘦𝘵 𝘺𝘰𝘶𝘳 𝘰𝘸𝘯 𝘌𝘜𝘙 𝘚𝘌𝘗𝘈 𝘐𝘉𝘈𝘕 𝘵𝘰 𝘴𝘦𝘯𝘥 𝘢𝘯𝘥 𝘳𝘦𝘤𝘦𝘪𝘷𝘦 𝘧𝘶𝘯𝘥𝘴 𝘧𝘳𝘰𝘮 𝘢𝘯 𝘢𝘤𝘤𝘰𝘶𝘯𝘵 𝘪𝘯 𝘺𝘰𝘶𝘳 𝘯𝘢𝘮𝘦!
• 𝘔𝘶𝘭𝘵𝘪-𝘤𝘶𝘳𝘳𝘦𝘯𝘤𝘺 𝘦𝘞𝘢𝘭𝘭𝘦𝘵𝘴 - 𝘶𝘴𝘦 𝘰𝘶𝘳 𝘮𝘶𝘭𝘵𝘪-𝘤𝘶𝘳𝘳𝘦𝘯𝘤𝘺 𝘦𝘞𝘢𝘭𝘭𝘦𝘵 𝘢𝘤𝘤𝘰𝘶𝘯𝘵𝘴 𝘵𝘰 𝘳𝘦𝘤𝘦𝘪𝘷𝘦 𝘪𝘯 𝘭𝘰𝘤𝘢𝘭 𝘤𝘶𝘳𝘳𝘦𝘯𝘤𝘪𝘦𝘴 𝘢𝘯𝘥 𝘴𝘢𝘷𝘦 𝘰𝘯 𝘩𝘪𝘨𝘩 𝘣𝘢𝘯𝘬 𝘧𝘦𝘦𝘴!
• 𝘊𝘶𝘳𝘳𝘦𝘯𝘤𝘺 𝘌𝘹𝘤𝘩𝘢𝘯𝘨𝘦 -𝘢𝘤𝘤𝘦𝘴𝘴 𝘰𝘷𝘦𝘳 100 𝘨𝘭𝘰𝘣𝘢𝘭 𝘤𝘶𝘳𝘳𝘦𝘯𝘤𝘪𝘦𝘴 𝘳𝘪𝘨𝘩𝘵 𝘪𝘯𝘴𝘪𝘥𝘦 𝘺𝘰𝘶𝘳 𝘢𝘤𝘤𝘰𝘶𝘯𝘵 𝘢𝘯𝘥 𝘴𝘦𝘯𝘥 𝘮𝘰𝘯𝘦𝘺 𝘵𝘰 𝘢𝘭𝘮𝘰𝘴𝘵 𝘢𝘯𝘺 𝘤𝘰𝘶𝘯𝘵𝘳𝘺 𝘪𝘯 𝘵𝘩𝘦 𝘸𝘰𝘳𝘭𝘥!
WireWallet is a trading name of Itsaga Financial Ltd. A company incorporated in Cyprus.
We offer named IBANs, multi-currency eWallets, and currency exchange services! We provide our users with a fully interactive back-office platform where they can manage their funds, perform currency exchanges and pay out in over 100 global currencies. As well as all of the above, each of our users are assigned a dedicated Account Manager who will be available to help you with any issues that may arise, answer any questions for you and help you understand how the platform works. So, with WireWallet you are never alone!
𝗡𝗲𝗲𝗱 𝗺𝗼𝗿𝗲 𝗶𝗻𝗳𝗼?
• 𝘕𝘢𝘮𝘦𝘥 𝘐𝘉𝘈𝘕𝘴 - 𝘨𝘦𝘵 𝘺𝘰𝘶𝘳 𝘰𝘸𝘯 𝘌𝘜𝘙 𝘚𝘌𝘗𝘈 𝘐𝘉𝘈𝘕 𝘵𝘰 𝘴𝘦𝘯𝘥 𝘢𝘯𝘥 𝘳𝘦𝘤𝘦𝘪𝘷𝘦 𝘧𝘶𝘯𝘥𝘴 𝘧𝘳𝘰𝘮 𝘢𝘯 𝘢𝘤𝘤𝘰𝘶𝘯𝘵 𝘪𝘯 𝘺𝘰𝘶𝘳 𝘯𝘢𝘮𝘦!
• 𝘔𝘶𝘭𝘵𝘪-𝘤𝘶𝘳𝘳𝘦𝘯𝘤𝘺 𝘦𝘞𝘢𝘭𝘭𝘦𝘵𝘴 - 𝘶𝘴𝘦 𝘰𝘶𝘳 𝘮𝘶𝘭𝘵𝘪-𝘤𝘶𝘳𝘳𝘦𝘯𝘤𝘺 𝘦𝘞𝘢𝘭𝘭𝘦𝘵 𝘢𝘤𝘤𝘰𝘶𝘯𝘵𝘴 𝘵𝘰 𝘳𝘦𝘤𝘦𝘪𝘷𝘦 𝘪𝘯 𝘭𝘰𝘤𝘢𝘭 𝘤𝘶𝘳𝘳𝘦𝘯𝘤𝘪𝘦𝘴 𝘢𝘯𝘥 𝘴𝘢𝘷𝘦 𝘰𝘯 𝘩𝘪𝘨𝘩 𝘣𝘢𝘯𝘬 𝘧𝘦𝘦𝘴!
• 𝘊𝘶𝘳𝘳𝘦𝘯𝘤𝘺 𝘌𝘹𝘤𝘩𝘢𝘯𝘨𝘦 -𝘢𝘤𝘤𝘦𝘴𝘴 𝘰𝘷𝘦𝘳 100 𝘨𝘭𝘰𝘣𝘢𝘭 𝘤𝘶𝘳𝘳𝘦𝘯𝘤𝘪𝘦𝘴 𝘳𝘪𝘨𝘩𝘵 𝘪𝘯𝘴𝘪𝘥𝘦 𝘺𝘰𝘶𝘳 𝘢𝘤𝘤𝘰𝘶𝘯𝘵 𝘢𝘯𝘥 𝘴𝘦𝘯𝘥 𝘮𝘰𝘯𝘦𝘺 𝘵𝘰 𝘢𝘭𝘮𝘰𝘴𝘵 𝘢𝘯𝘺 𝘤𝘰𝘶𝘯𝘵𝘳𝘺 𝘪𝘯 𝘵𝘩𝘦 𝘸𝘰𝘳𝘭𝘥!
American Express
An American financial company, which is one of the twenty largest banks in the United States. The company has product, which is a global e-commerce solution. It allows you to securely accept and forward most large payment transactions from your website or virtual terminal to more than 50 acquiring banks around the world. American Express has a solution that is suitable for almost any business. The product is also automated, which guarantees protection against financial fraud.
**American Express: reviews**
American Express consistently receives positive feedback for exceptional customer service and comprehensive incentive programs focused on different lifestyles.
**American Express: competitors**
Among the alternatives of American Express, PayPal, Capital One Bank, Citi, and Discover can be noted.
An American financial company, which is one of the twenty largest banks in the United States. The company has product, which is a global e-commerce solution. It allows you to securely accept and forward most large payment transactions from your website or virtual terminal to more than 50 acquiring banks around the world. American Express has a solution that is suitable for almost any business. The product is also automated, which guarantees protection against financial fraud.
**American Express: reviews**
American Express consistently receives positive feedback for exceptional customer service and comprehensive incentive programs focused on different lifestyles.
**American Express: competitors**
Among the alternatives of American Express, PayPal, Capital One Bank, Citi, and Discover can be noted.
Changenow
ChangeNOW is a non-custodial crypto exchange created for simple and fast cross-chain swaps. We strive for maximum safety, simplicity, and convenience. We do not store your funds or require any sort of account creation. ChangeNOW has more than 1,000 crypto assets available for instant cross-chain exchanges and does not hold any limits; you can exchange as much as you want. The fiat option is also available – you can buy cryptocurrency with Visa or MasterCard through our third-party fiat partners. And of course, all these features are available not only to our customers, but also could be obtained through API integration to make your business more attractive for your clients. We provide a huge variety of tools for business, including API integration, exchange widget, custody storage, whitelabel solutions, and more.
ChangeNOW is a non-custodial crypto exchange created for simple and fast cross-chain swaps. We strive for maximum safety, simplicity, and convenience. We do not store your funds or require any sort of account creation. ChangeNOW has more than 1,000 crypto assets available for instant cross-chain exchanges and does not hold any limits; you can exchange as much as you want. The fiat option is also available – you can buy cryptocurrency with Visa or MasterCard through our third-party fiat partners. And of course, all these features are available not only to our customers, but also could be obtained through API integration to make your business more attractive for your clients. We provide a huge variety of tools for business, including API integration, exchange widget, custody storage, whitelabel solutions, and more.
Paymont
PAYMONT is a European payment services provider offering professional payment services to both individuals and corporate clients from all around the world. PAYMONT UAB has been a company operating since 2020, and the Central Bank of Lithuania granted them a license to operate an electronic money institution (EMI) on January 28, 2021. This license authorizes PAYMONT to maintain payment accounts for clients, perform payment operations (payments and direct debits), or operate a money remittance service. Clients have a multi-currency account at their disposal, which also allows them to exchange currencies at a favorable rate. In the first phase of its activity, PAYMONT focuses primarily on legal entities, especially small and medium-sized enterprises, based in the European Economic Area. Payment accounts are also available for individuals.
PAYMONT is a European payment services provider offering professional payment services to both individuals and corporate clients from all around the world. PAYMONT UAB has been a company operating since 2020, and the Central Bank of Lithuania granted them a license to operate an electronic money institution (EMI) on January 28, 2021. This license authorizes PAYMONT to maintain payment accounts for clients, perform payment operations (payments and direct debits), or operate a money remittance service. Clients have a multi-currency account at their disposal, which also allows them to exchange currencies at a favorable rate. In the first phase of its activity, PAYMONT focuses primarily on legal entities, especially small and medium-sized enterprises, based in the European Economic Area. Payment accounts are also available for individuals.
Anypayment
Anypayment is a brand of UAB "Corporate Services" - a licensed electronic money institution in the Republic of Lithuania which provides payment solutions and services within the EEA.
Anypayment is a brand of UAB "Corporate Services" - a licensed electronic money institution in the Republic of Lithuania which provides payment solutions and services within the EEA.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
