Atlas
ConnPay
Open banking simplifies deposits by enabling direct, secure bank-to-bank transfers through APIs. Customers authorize payments via their banking app, and funds are transferred instantly or quickly without traditional intermediaries.
Open banking simplifies deposits by enabling direct, secure bank-to-bank transfers through APIs. Customers authorize payments via their banking app, and funds are transferred instantly or quickly without traditional intermediaries.
Smart Pay
Smart Pay is a QR payment and loyalty card application that combines fast payments and rewards in a single action. Customers simply present a QR code from the app at checkout, allowing for quick scanning and automatic calculation of discounts and bonuses, followed by seamless payment. Smart Pay adheres to PCI and PCI PA standards, ensuring high levels of security and compliance. All data processing is handled with secure, certified cloud technologies, providing businesses and customers with a safe and efficient payment experience.
Smart Pay: reviews
Smart Pay is highly appreciated for its quick and convenient QR payment process, which allows customers to easily combine payments and loyalty rewards in one step.
Smart Pay: competitors
When seeking alternatives to Smart Pay, Tipalti, MassPay, and PayPal are notable mentions.
Smart Pay is a QR payment and loyalty card application that combines fast payments and rewards in a single action. Customers simply present a QR code from the app at checkout, allowing for quick scanning and automatic calculation of discounts and bonuses, followed by seamless payment. Smart Pay adheres to PCI and PCI PA standards, ensuring high levels of security and compliance. All data processing is handled with secure, certified cloud technologies, providing businesses and customers with a safe and efficient payment experience.
Smart Pay: reviews
Smart Pay is highly appreciated for its quick and convenient QR payment process, which allows customers to easily combine payments and loyalty rewards in one step.
Smart Pay: competitors
When seeking alternatives to Smart Pay, Tipalti, MassPay, and PayPal are notable mentions.
DusuPay
We provide infrastructure that global businesses use to accept and make payments over the Internet in Africa. #OneApiToRuleAfricanPayments
We support Ecommerce, app development companies, travel and tour companied, and online marketplaces as with payment aggregation services in Africa.
We provide infrastructure that global businesses use to accept and make payments over the Internet in Africa. #OneApiToRuleAfricanPayments
We support Ecommerce, app development companies, travel and tour companied, and online marketplaces as with payment aggregation services in Africa.
Salt edge
Open banking for every business 🛰️ Salt Edge specialises in building open banking #API solutions that empower businesses from all over the world to create smart services for their customers based on access to bank #data and #payment initiation capabilities.
Our company has two main vectors of activity:
✔️ Open Banking Gateway: allows FIs to get instant access to accounts in 5,000 banks across Europe, GCC, APAC, Americas for account information and payment initiation, via a unified API. The Gateway comes with a set of #dataenrichment tools including transaction categorisation, merchant identification, and financial insights, which help in analysing and understanding end-customers’ financial behavior.
✔️ Open Banking and #PSD2 Compliance Solution: helps banks and EMIs to become compliant with the PSD2 and #OpenBanking requirements in just one month. The solution includes a set of APIs, #TPPverification system, Mobile #SCA, consent management system, and more.
Open banking for every business 🛰️ Salt Edge specialises in building open banking #API solutions that empower businesses from all over the world to create smart services for their customers based on access to bank #data and #payment initiation capabilities.
Our company has two main vectors of activity:
✔️ Open Banking Gateway: allows FIs to get instant access to accounts in 5,000 banks across Europe, GCC, APAC, Americas for account information and payment initiation, via a unified API. The Gateway comes with a set of #dataenrichment tools including transaction categorisation, merchant identification, and financial insights, which help in analysing and understanding end-customers’ financial behavior.
✔️ Open Banking and #PSD2 Compliance Solution: helps banks and EMIs to become compliant with the PSD2 and #OpenBanking requirements in just one month. The solution includes a set of APIs, #TPPverification system, Mobile #SCA, consent management system, and more.
Tazapay
Tazapay is a Singapore-based fintech company, designed to redefine the cross-border payment experience. Since its inception in 2021 by industry veterans, Tazapay has raised a successful $16.9 million Series A funding round, with significant investment from prestigious institutions such as Sequoia and the PayPal Alumni Fund. The platform allows businesses to transact with ease in 173+ countries, offering an array of card and local payment options. Its unified interface simplifies the onboarding process, allowing businesses to partner with just one entity, thereby streamlining their payment process. Tazapay continues to drive global business growth by offering a trusted and accessible platform for cross-border e-commerce transactions.
Tazapay is a Singapore-based fintech company, designed to redefine the cross-border payment experience. Since its inception in 2021 by industry veterans, Tazapay has raised a successful $16.9 million Series A funding round, with significant investment from prestigious institutions such as Sequoia and the PayPal Alumni Fund. The platform allows businesses to transact with ease in 173+ countries, offering an array of card and local payment options. Its unified interface simplifies the onboarding process, allowing businesses to partner with just one entity, thereby streamlining their payment process. Tazapay continues to drive global business growth by offering a trusted and accessible platform for cross-border e-commerce transactions.
Milkypay
High-risk business internet acquiring connection in 3 days
High-risk business internet acquiring connection in 3 days
Wepayments
WEpayments is an authorized Payment Institution by the Central Bank of Brazil wich offers an integrated and complete payments solution
⚡ + 90% payin conversion rate
⚡ + 98% payout success rate
⚡ 99.9% API uptime
⚡ 99% transactions completed within 30 seconds
We offer more than payments. We offer risk management, merchant and local end user support and legal & compliance assistance. The best parter for digital companies around the world looking to expand their businesses into the Brazilian market.
WEpayments is an authorized Payment Institution by the Central Bank of Brazil wich offers an integrated and complete payments solution
⚡ + 90% payin conversion rate
⚡ + 98% payout success rate
⚡ 99.9% API uptime
⚡ 99% transactions completed within 30 seconds
We offer more than payments. We offer risk management, merchant and local end user support and legal & compliance assistance. The best parter for digital companies around the world looking to expand their businesses into the Brazilian market.
WOOPPAY
Wooppay is a fin-tech company that specialises in creating complex B2B & B2C digital payment solutions for leading financial institutions and enterprises in Central Asia. Wooppay designs for highly optimised business models and applies latest technology to solve biggest problems across various industry sectors.
A digital enabler that pioneered m-commerce for more than 10M users in Kazakhstan, It is one of the fastest growing ventures in the region and has been distinguished for innovation in finance and technology by the President of the Republic of Kazakhstan.
Wooppay is a fin-tech company that specialises in creating complex B2B & B2C digital payment solutions for leading financial institutions and enterprises in Central Asia. Wooppay designs for highly optimised business models and applies latest technology to solve biggest problems across various industry sectors.
A digital enabler that pioneered m-commerce for more than 10M users in Kazakhstan, It is one of the fastest growing ventures in the region and has been distinguished for innovation in finance and technology by the President of the Republic of Kazakhstan.
Cardinity
Cardinity is a secure and reliable online payment platform. We offer e-commerce merchants the possibility to accept credit and debit card payments from buyers anywhere in the world. With Cardinity online merchants are able to charge all the major credit and debit cards such as Visa, MasterCard, Maestro, Carta Si, Diners Club International, etc. in any currency.
Cardinity service is provided by a licensed financial institution regulated by the Central Bank of Lithuania. We are registered on Visa Europe and MasterCard International card associations.
Cardinity is a secure and reliable online payment platform. We offer e-commerce merchants the possibility to accept credit and debit card payments from buyers anywhere in the world. With Cardinity online merchants are able to charge all the major credit and debit cards such as Visa, MasterCard, Maestro, Carta Si, Diners Club International, etc. in any currency.
Cardinity service is provided by a licensed financial institution regulated by the Central Bank of Lithuania. We are registered on Visa Europe and MasterCard International card associations.
Klarna
The company focuses on the maximum simplification and security of payments, and above all on making them smooth. They work with retailers around the world, making it easy to cooperate. Thanks to Klarna, you can offer customers an additional option and allow them to pay for an order placed within 30 days – after they have already tried your product.
The company has created more than 100 partner groups around the world. You have a local team of customer service specialists at your disposal, consisting of marketing, analytics and product specialists.
Klarna reviews
Klarna is frequently praised for its user-friendly interface and seamless checkout process.
Klarna: competitors
PayPal, Afterpay, Revolut, and Affirm are notable options when considering alternatives to Klarna.
The company focuses on the maximum simplification and security of payments, and above all on making them smooth. They work with retailers around the world, making it easy to cooperate. Thanks to Klarna, you can offer customers an additional option and allow them to pay for an order placed within 30 days – after they have already tried your product.
The company has created more than 100 partner groups around the world. You have a local team of customer service specialists at your disposal, consisting of marketing, analytics and product specialists.
Klarna reviews
Klarna is frequently praised for its user-friendly interface and seamless checkout process.
Klarna: competitors
PayPal, Afterpay, Revolut, and Affirm are notable options when considering alternatives to Klarna.
GlobiancePay
GlobiancePay is a NeoBank that offers a comprehensive suite of services for businesses of all types, including high-volume sales, online gaming, casinos, and various types of industries. The GlobiancePay online payment gateway, enables instant payments in multiple currencies—fiat, crypto, or digital funds, including stablecoin. Transactions are processed in seconds and fees are minimal. Payments can be made in a wide variety of currencies, with the funds instantly converted into the currency of the recipient's choice. GlobiancePay’s user-friendly online-checkout software and smooth Payment Gateway processing enables customers to click, pay, and resume their activities without missing a beat.
GlobiancePay’s wide range of banking, payment, and financial features empower businesses with digital and traditional payment solutions that can be tailored to specific needs.
GlobiancePay is a NeoBank that offers a comprehensive suite of services for businesses of all types, including high-volume sales, online gaming, casinos, and various types of industries. The GlobiancePay online payment gateway, enables instant payments in multiple currencies—fiat, crypto, or digital funds, including stablecoin. Transactions are processed in seconds and fees are minimal. Payments can be made in a wide variety of currencies, with the funds instantly converted into the currency of the recipient's choice. GlobiancePay’s user-friendly online-checkout software and smooth Payment Gateway processing enables customers to click, pay, and resume their activities without missing a beat.
GlobiancePay’s wide range of banking, payment, and financial features empower businesses with digital and traditional payment solutions that can be tailored to specific needs.
Alacriti
Alacriti stands at the forefront of payments innovation, delivering comprehensive payment and money movement solutions to financial institutions. Our commitment is to empower our clients and their users with seamless, easy-to-use, and secure real-time payment experiences across all preferred channels, rails, types, and devices. Alacriti’s innovative solutions provide cutting-edge payment technologies that integrate effortlessly with existing infrastructures.
Alacriti stands at the forefront of payments innovation, delivering comprehensive payment and money movement solutions to financial institutions. Our commitment is to empower our clients and their users with seamless, easy-to-use, and secure real-time payment experiences across all preferred channels, rails, types, and devices. Alacriti’s innovative solutions provide cutting-edge payment technologies that integrate effortlessly with existing infrastructures.
Cbibank
CBiBank is a US-based International bank. Catering for the international business needs, CBiBank is specialized in providing international financial services.
CBiBank is building an inclusive financial service system through "technology + service". It has successfully launched functions such as public-private account interchange, wealth management and salary payments on the basis of cross-border payment and settlement services to facilitating small and medium-sized trade. Enterprises can meet the financial needs of customers in different scenarios.
To counter the difficulty of opening an account for small and medium-sized trade enterprises, CBiBank has created a convenient process of online application, with zero financial management, zero savings requirements, and opening accounts within maximum 7 working days, which has solved the problems of large amount of initial financial management requirements and long application process.
CBiBank is a US-based International bank. Catering for the international business needs, CBiBank is specialized in providing international financial services.
CBiBank is building an inclusive financial service system through "technology + service". It has successfully launched functions such as public-private account interchange, wealth management and salary payments on the basis of cross-border payment and settlement services to facilitating small and medium-sized trade. Enterprises can meet the financial needs of customers in different scenarios.
To counter the difficulty of opening an account for small and medium-sized trade enterprises, CBiBank has created a convenient process of online application, with zero financial management, zero savings requirements, and opening accounts within maximum 7 working days, which has solved the problems of large amount of initial financial management requirements and long application process.
Passpoint
Passpoint bridges the worlds of fiat and cryptocurrency, empowering businesses to seamlessly handle global transactions through a suite of innovative financial solutions. Whether it’s managing international payments, handling multi-currency accounts, or enabling instant currency conversions, Passpoint simplifies complex financial operations to help businesses grow without borders.
We provide an intuitive dashboard that consolidates all your transaction needs into one place.
Our platform offers: Global Payment Solutions: Access virtual accounts in multiple currencies for seamless local and international transactions, manage funds with our multi-currency wallets, and utilize Passpoint USD Virtual Cards for secure online payments. Comprehensive Finance Operations: Easily manage accounts, track expenses, and automate recurring bills to streamline business operations.
Passpoint bridges the worlds of fiat and cryptocurrency, empowering businesses to seamlessly handle global transactions through a suite of innovative financial solutions. Whether it’s managing international payments, handling multi-currency accounts, or enabling instant currency conversions, Passpoint simplifies complex financial operations to help businesses grow without borders.
We provide an intuitive dashboard that consolidates all your transaction needs into one place.
Our platform offers: Global Payment Solutions: Access virtual accounts in multiple currencies for seamless local and international transactions, manage funds with our multi-currency wallets, and utilize Passpoint USD Virtual Cards for secure online payments. Comprehensive Finance Operations: Easily manage accounts, track expenses, and automate recurring bills to streamline business operations.
Payzoff
Payzoff provides merchants with an ability to penetrate established and emerging markets alike, by providing 150+ international and local payment methods including, but not limited to: credit and debit cards, online banking, e-wallets, cash and mobile payments. Payment culture and technology change rapidly, that's why it is important to provide your customers with all possible ways to deposit funds or receive a payout. Payzoff facilitates this need with a single solution.
Payzoff provides merchants with an ability to penetrate established and emerging markets alike, by providing 150+ international and local payment methods including, but not limited to: credit and debit cards, online banking, e-wallets, cash and mobile payments. Payment culture and technology change rapidly, that's why it is important to provide your customers with all possible ways to deposit funds or receive a payout. Payzoff facilitates this need with a single solution.
Powered by
Ready to integrate a specific service or payment feature?
Share your project details, budget, and timeline—we’ll handle the matchmaking.
Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
