Atlas
DECTA
Verified
DECTA is a global processing company that provides end-to-end solutions of payment processing, acquiring and card issuing for customers including banks, PSPs, Fintechs and online merchants.
DECTA is a global processing company that provides end-to-end solutions of payment processing, acquiring and card issuing for customers including banks, PSPs, Fintechs and online merchants.
Credibanco
Credibanco is a Colombian company supervised by the Financial Superintendency, with more than 50 years of experience in managing and developing low-value payment systems. The company currently promotes electronic payments in the country by structuring solutions that replace the use of cash, encourage formalization and financial inclusion, and optimize portfolios for the financial sector, merchants, and the Government.
Credibanco supports merchants, banks, institutional clients, and independent professionals through the development and implementation of innovative products that drive their growth, such as: mobile platforms, payment systems, online sales services, e-marketing, contact centers, risk suites, acquiring services, switching, clearing and settlement, digital wallets (SmartWallet), portable POS devices (MiPago), Multi-Currency Payment (DCC), among others.
Credibanco is a Colombian company supervised by the Financial Superintendency, with more than 50 years of experience in managing and developing low-value payment systems. The company currently promotes electronic payments in the country by structuring solutions that replace the use of cash, encourage formalization and financial inclusion, and optimize portfolios for the financial sector, merchants, and the Government.
Credibanco supports merchants, banks, institutional clients, and independent professionals through the development and implementation of innovative products that drive their growth, such as: mobile platforms, payment systems, online sales services, e-marketing, contact centers, risk suites, acquiring services, switching, clearing and settlement, digital wallets (SmartWallet), portable POS devices (MiPago), Multi-Currency Payment (DCC), among others.
Twistopay
🚀 Twisto is redefining how people shop and pay. 🚀
We are a fintech BNPL service, making payments easy, flexible, and stress-free. 2.5 million customers in the Czech Republic, Poland, and Romania have already trusted us – and we’re still growing.
Twisto was the first to introduce BNPL in the Czech market, bringing a new level of convenience to online shopping. Today, our payment solutions help merchants increase conversions and average order value, while giving customers the freedom to pay without stress. Whether it's a 30-day free deferred payment, Pay in 3 with no registration, or exclusive benefits for registered users, Twisto is all about how payments should work in the modern world.
We are available in 60,000+ online stores. Since 2023, we have been part of the fintech group Param, pushing the boundaries of digital finance.
🚀 Twisto is redefining how people shop and pay. 🚀
We are a fintech BNPL service, making payments easy, flexible, and stress-free. 2.5 million customers in the Czech Republic, Poland, and Romania have already trusted us – and we’re still growing.
Twisto was the first to introduce BNPL in the Czech market, bringing a new level of convenience to online shopping. Today, our payment solutions help merchants increase conversions and average order value, while giving customers the freedom to pay without stress. Whether it's a 30-day free deferred payment, Pay in 3 with no registration, or exclusive benefits for registered users, Twisto is all about how payments should work in the modern world.
We are available in 60,000+ online stores. Since 2023, we have been part of the fintech group Param, pushing the boundaries of digital finance.
VikingPay
Grow your business internationally via a single connection. Simple, flexible, frictionless online payments with expert guidance. VikingPay provides bespoke e-commerce solutions to both merchants and acquiring institutions.
Our services include:
▪️ Merchant Processing Solutions
▪️ Merchant Banking Services
▪️ Gateway and Processing Consultancy
▪️ Anti-Fraud and Chargeback Consultancy
Grow your business internationally via a single connection. Simple, flexible, frictionless online payments with expert guidance. VikingPay provides bespoke e-commerce solutions to both merchants and acquiring institutions.
Our services include:
▪️ Merchant Processing Solutions
▪️ Merchant Banking Services
▪️ Gateway and Processing Consultancy
▪️ Anti-Fraud and Chargeback Consultancy
Fenige S. A.
Cut costs and speed up your transactions with Fenige. Fully certified PCI DSS European Payment Institution, with own innovative software processing platform directly connected to VISA & Mastercard systems.
Cut costs and speed up your transactions with Fenige. Fully certified PCI DSS European Payment Institution, with own innovative software processing platform directly connected to VISA & Mastercard systems.
Pawapay
pawaPay is a fast-growing B2B payments start-up, focused on mobile money in Africa. We are building the financial rails that allow entrepreneurs and merchants to reach hundreds of millions of people across Africa.
Our vision is to connect every mobile money wallet in Africa to each other and to the world. Through our payments API we already facilitate over 2 million transactions a day across 15 countries in Sub-Saharan Africa. Our goal by the end of the year is to be in 19 countries and we expect our volumes and merchant base to continue to grow.
We believe that the future of payments in Africa is mobile money and we have positioned ourselves to take the lead as the payments space grows over the next decade.
pawaPay is a fast-growing B2B payments start-up, focused on mobile money in Africa. We are building the financial rails that allow entrepreneurs and merchants to reach hundreds of millions of people across Africa.
Our vision is to connect every mobile money wallet in Africa to each other and to the world. Through our payments API we already facilitate over 2 million transactions a day across 15 countries in Sub-Saharan Africa. Our goal by the end of the year is to be in 19 countries and we expect our volumes and merchant base to continue to grow.
We believe that the future of payments in Africa is mobile money and we have positioned ourselves to take the lead as the payments space grows over the next decade.
Wiserpay
Wiserpay is a comprehensive online payment solution provider specializing in high-risk markets. We offer advanced payment processing services worldwide, Our solutions include 24/7 technical support, fraud protection, and a dedicated acquiring team to ensure successful transactions and minimal declines. Wiserpay emphasizes swift and seamless integration, PCI DSS compliance, and secure server-to-server integrations for enhanced transaction safety. we aim to be a leading, stable payment service provider in their market.
Wiserpay is a comprehensive online payment solution provider specializing in high-risk markets. We offer advanced payment processing services worldwide, Our solutions include 24/7 technical support, fraud protection, and a dedicated acquiring team to ensure successful transactions and minimal declines. Wiserpay emphasizes swift and seamless integration, PCI DSS compliance, and secure server-to-server integrations for enhanced transaction safety. we aim to be a leading, stable payment service provider in their market.
Foxpay
We provide our clients with convenient, fast, and high-quality financial services. The standout advantages of Foxpay are:
🦊 Accounts for individuals and legal entities
🦊 Free transfers
🦊 Mobile app – a wallet in your phone
🦊 Easy payments for online store customers
🦊 Payments via QR code
🦊 Self-service terminals instead of cashiers
Embrace a new way to pay with Foxpay!
We provide our clients with convenient, fast, and high-quality financial services. The standout advantages of Foxpay are:
🦊 Accounts for individuals and legal entities
🦊 Free transfers
🦊 Mobile app – a wallet in your phone
🦊 Easy payments for online store customers
🦊 Payments via QR code
🦊 Self-service terminals instead of cashiers
Embrace a new way to pay with Foxpay!
Braintree
Braintree is a powerful payments platform that helps businesses reach more customers and boost conversions by offering a single, seamless integration for multiple payment methods. These include PayPal, Venmo (US), credit and debit cards, and popular digital wallets like Apple Pay and Google Pay. By leveraging PayPal’s network and cutting-edge technology, Braintree enables businesses to expand into new markets while providing a smooth and secure payment experience, ensuring convenience for both the business and its customers.
Braintree: reviews
Users also like its reliability and the flexibility it provides, helping businesses reach more customers and drive higher conversions.
Braintree: competitors
Alternatives to Braintree include Stripe, Square and Adyen.
Braintree is a powerful payments platform that helps businesses reach more customers and boost conversions by offering a single, seamless integration for multiple payment methods. These include PayPal, Venmo (US), credit and debit cards, and popular digital wallets like Apple Pay and Google Pay. By leveraging PayPal’s network and cutting-edge technology, Braintree enables businesses to expand into new markets while providing a smooth and secure payment experience, ensuring convenience for both the business and its customers.
Braintree: reviews
Users also like its reliability and the flexibility it provides, helping businesses reach more customers and drive higher conversions.
Braintree: competitors
Alternatives to Braintree include Stripe, Square and Adyen.
Localpayment
We develop local and international alliances, and we integrate partners, technologies and functionalities, in one platform with unlimited capabilities. With one API integration your company can land in a country without a local entity and get funds into the company bank account anywhere worldwide.
We develop local and international alliances, and we integrate partners, technologies and functionalities, in one platform with unlimited capabilities. With one API integration your company can land in a country without a local entity and get funds into the company bank account anywhere worldwide.
Easy-ep
Payment institution regulated and supervised by the Central Bank of Spain focused on offering cutting-edge financial solutions to companies in every industry.
More than 15 years of experience endorse us with a great knowledge of the financial regulatory environment and its ecosystem.
Regardless of the size of your company, we offer a complete set of agile, secure and reliable tools to drive your business into this new financial era.
Payment institution regulated and supervised by the Central Bank of Spain focused on offering cutting-edge financial solutions to companies in every industry.
More than 15 years of experience endorse us with a great knowledge of the financial regulatory environment and its ecosystem.
Regardless of the size of your company, we offer a complete set of agile, secure and reliable tools to drive your business into this new financial era.
Fingenom
Instant global payment gateway with fiat & crypto support, lightning-fast settlements, advanced fraud protection, sandbox/API/SDKs, and full stack merchant panel.
Instant global payment gateway with fiat & crypto support, lightning-fast settlements, advanced fraud protection, sandbox/API/SDKs, and full stack merchant panel.
Monri
Monri Payments dates back to the 2000s, when in 2003 incorporated as the first payment gateway in the South East Europe region. Soon, it became the first Croatian company to receive the PCI DSS certification and the first company in the Central and Eastern Europe to receive the certification on the initial attempt.
Now, we are the leading independent Croatian payment industry service provider and a trusted partner of more than 25 financial institutions. Monri is an Internet Payment Service Provider (IPSP) and Payment Facilitator for Visa and MasterCard.
Our mission is to provide you with an efficient, secure, and affordable transaction processing via our omnichannel payment platform.
Monri Payments dates back to the 2000s, when in 2003 incorporated as the first payment gateway in the South East Europe region. Soon, it became the first Croatian company to receive the PCI DSS certification and the first company in the Central and Eastern Europe to receive the certification on the initial attempt.
Now, we are the leading independent Croatian payment industry service provider and a trusted partner of more than 25 financial institutions. Monri is an Internet Payment Service Provider (IPSP) and Payment Facilitator for Visa and MasterCard.
Our mission is to provide you with an efficient, secure, and affordable transaction processing via our omnichannel payment platform.
XPAY
XPay is a fintech company that develops digital transformation solutions with a focus on financial empowerment. We aspire to improve quality of life by providing a range of solutions that help optimize financial management on both the business and individual levels. Our decision to initially target community ecosystems meant that we could bring the benefits of our smart solutions not only to businesses but also to families, who are the beating heart of any community. By doing so, we are able to improve the quality of life for families by enabling them to reap the limitless benefits of financial empowerment within their existing comfort zones. To sustain this vision, we are also adamant about being inclusive of today’s younger generations, who undoubtedly are the driving force behind a truly cashless society built on sound financial knowledge.
XPay is a fintech company that develops digital transformation solutions with a focus on financial empowerment. We aspire to improve quality of life by providing a range of solutions that help optimize financial management on both the business and individual levels. Our decision to initially target community ecosystems meant that we could bring the benefits of our smart solutions not only to businesses but also to families, who are the beating heart of any community. By doing so, we are able to improve the quality of life for families by enabling them to reap the limitless benefits of financial empowerment within their existing comfort zones. To sustain this vision, we are also adamant about being inclusive of today’s younger generations, who undoubtedly are the driving force behind a truly cashless society built on sound financial knowledge.
Maldopay
Malgopay is a digital payment platform developed by Malgotech Solutions Private Limited, based in Bangalore, India. It offers a comprehensive suite of services designed to simplify financial transactions for users across the country. The platform enables users to manage mobile recharges, utility bill payments, and online shopping, all while earning rewards and cashback.
**Key Features:**
- **Mobile Recharges:** Users can recharge their mobile phones across various networks instantly, with no extra fees and exclusive cashback on every transaction.
- **Utility Bill Payments:** Malgopay facilitates quick and secure payments for services such as electricity, water, gas, and broadband, ensuring uninterrupted services without added fees.
- **Shopping Discounts:** The platform provides exclusive shopping discounts across various categories, allowing users to save on their favorite products.
Malgopay is a digital payment platform developed by Malgotech Solutions Private Limited, based in Bangalore, India. It offers a comprehensive suite of services designed to simplify financial transactions for users across the country. The platform enables users to manage mobile recharges, utility bill payments, and online shopping, all while earning rewards and cashback.
**Key Features:**
- **Mobile Recharges:** Users can recharge their mobile phones across various networks instantly, with no extra fees and exclusive cashback on every transaction.
- **Utility Bill Payments:** Malgopay facilitates quick and secure payments for services such as electricity, water, gas, and broadband, ensuring uninterrupted services without added fees.
- **Shopping Discounts:** The platform provides exclusive shopping discounts across various categories, allowing users to save on their favorite products.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
