Atlas
Wagestream
Wagestream makes work more rewarding, by providing financial benefits through 1,000 caring employers like Bupa, Domino's, Evri, Hilton, New Balance and the NHS.
Our 3 million members use Wagestream to make money and life work better for them - with one app to earn, budget, save, spend and more.
Wagestream makes work more rewarding, by providing financial benefits through 1,000 caring employers like Bupa, Domino's, Evri, Hilton, New Balance and the NHS.
Our 3 million members use Wagestream to make money and life work better for them - with one app to earn, budget, save, spend and more.
Prosperos
Empowering the Latino workforce with financial tools that cultivate financial wellness. Prósperos is an innovative financial platform that allows millions of Latinos to manage their finances while taking care of their family in the USA and Latin America.
Prósperos is the best way to provide money to family in Latin America.
Empowering the Latino workforce with financial tools that cultivate financial wellness. Prósperos is an innovative financial platform that allows millions of Latinos to manage their finances while taking care of their family in the USA and Latin America.
Prósperos is the best way to provide money to family in Latin America.
Payscout
Headquartered in Los Angeles, California, Payscout is a leading merchant services provider, connecting merchants and consumers via credit, debit, ACH, Apple Pay, Google Pay, and alternative payment networks. What differentiates Payscout is its mission “to support the entrepreneurial dream one transaction at a time” by being a thought leader in the payments industry. Empowering businesses with secure payment processing and risk management services, Payscout specializes in facilitating seamless transactions across diverse sectors such as accounts receivable management, healthcare, education, and managed risk verticals. It’s one of the few providers to deliver a true global payment solution that encompasses all merchant risk verticals.
Payscout’s integrated payment platform has a built-in layer of compliance to navigate customers from regulatory challenges as the payment landscape continues to evolve.
Headquartered in Los Angeles, California, Payscout is a leading merchant services provider, connecting merchants and consumers via credit, debit, ACH, Apple Pay, Google Pay, and alternative payment networks. What differentiates Payscout is its mission “to support the entrepreneurial dream one transaction at a time” by being a thought leader in the payments industry. Empowering businesses with secure payment processing and risk management services, Payscout specializes in facilitating seamless transactions across diverse sectors such as accounts receivable management, healthcare, education, and managed risk verticals. It’s one of the few providers to deliver a true global payment solution that encompasses all merchant risk verticals.
Payscout’s integrated payment platform has a built-in layer of compliance to navigate customers from regulatory challenges as the payment landscape continues to evolve.
PAYMILL
PAYMILL offers an innovative payment solution which enables online businesses and services to accept card payments on their websites. The developer-friendly API as well as the fast account activation process within a couple of days only differentiate PAYMILL from its competitors.
PAYMILL has been launched in Germany in August 2012 and has been expanded to over 30 countries. PAYMILL is able to process more than 100 currencies and able to offer payout in 23 currencies.
PAYMILL supports all major credit and debit card brands like Visa, Mastercard, AMEX, JCB, CuP, Diners, Discover etc.
Direct debit has been added since November 2012 as an additional payment method, such as PayPal in June 2015.
No monthly costs - you pay only for successful transactions,
no re-direction or iFrames,
easy technical solution,
beautiful REST API
Subscriptions and recurring payments
PAYMILL offers an innovative payment solution which enables online businesses and services to accept card payments on their websites. The developer-friendly API as well as the fast account activation process within a couple of days only differentiate PAYMILL from its competitors.
PAYMILL has been launched in Germany in August 2012 and has been expanded to over 30 countries. PAYMILL is able to process more than 100 currencies and able to offer payout in 23 currencies.
PAYMILL supports all major credit and debit card brands like Visa, Mastercard, AMEX, JCB, CuP, Diners, Discover etc.
Direct debit has been added since November 2012 as an additional payment method, such as PayPal in June 2015.
No monthly costs - you pay only for successful transactions,
no re-direction or iFrames,
easy technical solution,
beautiful REST API
Subscriptions and recurring payments
INQ
INQ specialises in comprehensive consultancy services for Foreign Exchange, Banking, Payments, and Processing. We connect clients with top-tier institutions like Tier 1 Banks, Electronic Money Institutions, Asset Managers, Foreign Exchange Brokers, Card Programme Managers, Payment Gateways, Crypto Exchanges and Private Banks.
With a cumulative 25 years of industry experience, INQ's management understands both client requirements and market dynamics. We simplify the process of identifying or even shaping the right structure, ensuring the perfect partnership for our clients.
As a trusted partner, we continue to serve global businesses and individuals seeking guidance for their Banking, Payments, Foreign Exchange, Card Processing, and Wealth Structuring needs.
INQ specialises in comprehensive consultancy services for Foreign Exchange, Banking, Payments, and Processing. We connect clients with top-tier institutions like Tier 1 Banks, Electronic Money Institutions, Asset Managers, Foreign Exchange Brokers, Card Programme Managers, Payment Gateways, Crypto Exchanges and Private Banks.
With a cumulative 25 years of industry experience, INQ's management understands both client requirements and market dynamics. We simplify the process of identifying or even shaping the right structure, ensuring the perfect partnership for our clients.
As a trusted partner, we continue to serve global businesses and individuals seeking guidance for their Banking, Payments, Foreign Exchange, Card Processing, and Wealth Structuring needs.
Rocketpay
RocketPay is India's First automatic credit collection app trusted by more than 3 lakhs + businesses across Bharat. Our cutting-edge platform ensures seamless credit collection, empowering MSMEs with a secure and one stop digital solution for businesses to ease their day to day credit collection hassle
Elevate your credit management experience with our innovative app, dedicated to fostering financial growth and reliability for businesses across India. People of RocketPay have a vision to revolutionise the credit collection industry with a completely safe and secure credit collection digital product.
RocketPay is India's First automatic credit collection app trusted by more than 3 lakhs + businesses across Bharat. Our cutting-edge platform ensures seamless credit collection, empowering MSMEs with a secure and one stop digital solution for businesses to ease their day to day credit collection hassle
Elevate your credit management experience with our innovative app, dedicated to fostering financial growth and reliability for businesses across India. People of RocketPay have a vision to revolutionise the credit collection industry with a completely safe and secure credit collection digital product.
Octet
Octet is a payment organization that combines various bank products into a single platform, enabling businesses to manage their cash flows more easily and efficiently. Licensed and regulated by the Central Bank of Turkey, Octet Turkey is a supply chain financing and management platform compliant with PCI-DSS standards, offering collection and payment solutions for SMEs, large enterprises, and companies with a dealer network.
Octet is a payment organization that combines various bank products into a single platform, enabling businesses to manage their cash flows more easily and efficiently. Licensed and regulated by the Central Bank of Turkey, Octet Turkey is a supply chain financing and management platform compliant with PCI-DSS standards, offering collection and payment solutions for SMEs, large enterprises, and companies with a dealer network.
Cranepi
Crane Payment Innovations is the leader in world-class, automated payment solutions. We partner with businesses to provide payment experiences that set new and innovative standards for consumer convenience, security, and reliability. We are excited to explore new ways every day to improve how millions of people across the globe can make their payments in a way that fits with their lives. Our global engineers develop products and deliver innovative solutions in currency validation technologies, cash management systems, digital payment technologies, mobile applications, security, and digital advertising. We offer a range of devices for bill and coin validation, cash recycling and dispensing systems, IoT applications for our enterprise-level connected products and services, and software applications to integrate sensory hardware to machines and networks.
Crane Payment Innovations is the leader in world-class, automated payment solutions. We partner with businesses to provide payment experiences that set new and innovative standards for consumer convenience, security, and reliability. We are excited to explore new ways every day to improve how millions of people across the globe can make their payments in a way that fits with their lives. Our global engineers develop products and deliver innovative solutions in currency validation technologies, cash management systems, digital payment technologies, mobile applications, security, and digital advertising. We offer a range of devices for bill and coin validation, cash recycling and dispensing systems, IoT applications for our enterprise-level connected products and services, and software applications to integrate sensory hardware to machines and networks.
Spenda Limited
Spenda is an integrated business platform that enables businesses across the supply chain to sell better and get paid faster.
We serve as both a software solutions provider and a payment processor and deliver the essential infrastructure to streamline business processes before, during and after the payment event.
With over 20 years’ experience in building solutions that improve transactional efficiency between businesses, Spenda is applicable to any business that needs to make or receive a payment. Our software enables the smooth flow of funds throughout a supply chain or network of buyers and sellers, from producer to end-consumer.
Spenda is an integrated business platform that enables businesses across the supply chain to sell better and get paid faster.
We serve as both a software solutions provider and a payment processor and deliver the essential infrastructure to streamline business processes before, during and after the payment event.
With over 20 years’ experience in building solutions that improve transactional efficiency between businesses, Spenda is applicable to any business that needs to make or receive a payment. Our software enables the smooth flow of funds throughout a supply chain or network of buyers and sellers, from producer to end-consumer.
SBI Axes Co
SBI FinTech Solutions is a “total Fintech solutions company” that provides new Fintech services that are convenient, secure and safe, setting the growing payment and international money transfer segments as its main business.
Within SBI Group financial service business, our company is strategically positioned as “value-added service provider with innovative Fintech to fill the gap between conventional financial institutions and customers’ needs”.
In the recent business environment, especially the “cashless society acceleration” and the “increase of foreign workers” are strong trends along with deregulations that are expected to boost our main businesses, payment service and international money transfer service. Under our company slogan “Imagination and Innovation”, we strive to develop business with additional values to society swiftly accepting new technologies and services generated through Fintech.
SBI FinTech Solutions is a “total Fintech solutions company” that provides new Fintech services that are convenient, secure and safe, setting the growing payment and international money transfer segments as its main business.
Within SBI Group financial service business, our company is strategically positioned as “value-added service provider with innovative Fintech to fill the gap between conventional financial institutions and customers’ needs”.
In the recent business environment, especially the “cashless society acceleration” and the “increase of foreign workers” are strong trends along with deregulations that are expected to boost our main businesses, payment service and international money transfer service. Under our company slogan “Imagination and Innovation”, we strive to develop business with additional values to society swiftly accepting new technologies and services generated through Fintech.
Eservice
eService is the leader in the Polish market for payment card acceptance and electronic transaction processing, as well as the largest provider of settlement technology services in Central and Eastern Europe.
We have been operating for nearly 25 years, offering entrepreneurs omnichannel payment solutions for both brick-and-mortar and mobile service and retail points, as well as online businesses. Our offering includes POS terminals, as well as applications and payment gateways for e-commerce and m-commerce solutions.
We are the only company in the Polish payment sector whose services are regularly audited and certified for quality and security by TUV ISO 9001 and PCI P2PE. We actively support the promotion of cashless payments among small and medium-sized enterprises, as well as in local government units and public institutions. As a result, we are also the most frequently chosen service provider under the “Cashless Poland” program.
eService is the leader in the Polish market for payment card acceptance and electronic transaction processing, as well as the largest provider of settlement technology services in Central and Eastern Europe.
We have been operating for nearly 25 years, offering entrepreneurs omnichannel payment solutions for both brick-and-mortar and mobile service and retail points, as well as online businesses. Our offering includes POS terminals, as well as applications and payment gateways for e-commerce and m-commerce solutions.
We are the only company in the Polish payment sector whose services are regularly audited and certified for quality and security by TUV ISO 9001 and PCI P2PE. We actively support the promotion of cashless payments among small and medium-sized enterprises, as well as in local government units and public institutions. As a result, we are also the most frequently chosen service provider under the “Cashless Poland” program.
Finja
Welcome to Finja, your new-age financial services platform tailored for professionals, SMEs, and merchants, addressing their payments, collections, and credit needs. As a friend of banks, Financial Institutions (FIs), and merchants alike, we occupy a unique position in the value chain, facilitating seamless digital interactions for all stakeholders in the ecosystem.
Equitable Lending Platform:
Discover our innovative lending ecosystem, an equitable platform that leverages AI and data-driven methodologies to provide financial services to the underbanked segments of our nation. Operated by Finja Lending Services under an NBFC license, our commitment is to empower individuals and businesses through accessible and fair lending practices.
Integrated Financial Services:
At Finja, we are dedicated to delivering comprehensive financial solutions under one roof. Whether you are a business, SME, or an individual, our suite of services is designed to meet your financial needs seamlessly.
Welcome to Finja, your new-age financial services platform tailored for professionals, SMEs, and merchants, addressing their payments, collections, and credit needs. As a friend of banks, Financial Institutions (FIs), and merchants alike, we occupy a unique position in the value chain, facilitating seamless digital interactions for all stakeholders in the ecosystem.
Equitable Lending Platform:
Discover our innovative lending ecosystem, an equitable platform that leverages AI and data-driven methodologies to provide financial services to the underbanked segments of our nation. Operated by Finja Lending Services under an NBFC license, our commitment is to empower individuals and businesses through accessible and fair lending practices.
Integrated Financial Services:
At Finja, we are dedicated to delivering comprehensive financial solutions under one roof. Whether you are a business, SME, or an individual, our suite of services is designed to meet your financial needs seamlessly.
Optimuspay
CCS Group, through its two subsidiary companies CabCard Services (UK) Ltd and Optimus Pay Ltd, provides card payment processing services to small businesses across the UK.
CabCard Services (UK) Ltd and Optimus Pay Ltd are both registered by the UK Financial Conduct Authority as Small Payment Institutions.
CCS Group, through its two subsidiary companies CabCard Services (UK) Ltd and Optimus Pay Ltd, provides card payment processing services to small businesses across the UK.
CabCard Services (UK) Ltd and Optimus Pay Ltd are both registered by the UK Financial Conduct Authority as Small Payment Institutions.
Petnet
Foreign Exchange Services which focuses on corporate requirements for local buying and selling of US Dollar up to International Wire Transfer Services.
Foreign Exchange Services which focuses on corporate requirements for local buying and selling of US Dollar up to International Wire Transfer Services.
Pin payments
Pin Payments is an online payment platform designed for small businesses.
We build intentionally simple software to help our customers accept card payments, whether they run an online store, sell subscriptions, invoice their clients, or process card sales manually.
One account, multiple ways to get paid.
Pin Payments is an online payment platform designed for small businesses.
We build intentionally simple software to help our customers accept card payments, whether they run an online store, sell subscriptions, invoice their clients, or process card sales manually.
One account, multiple ways to get paid.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
