Atlas
Chapa
Chapa Financial Technologies S.C. is an online payment gateway that empowers small businesses and large merchants to accept local or international payments from their customers via our APIs and Chapa's platform. The company primarily focuses on securely solving payments-related problems for ambitious businesses and governmental organizations in developing countries, mainly Ethiopia.
Chapa offers services in the following areas: Payment Gateway and Bill Aggregator Solutions.
Chapa Financial Technologies S.C. is an online payment gateway that empowers small businesses and large merchants to accept local or international payments from their customers via our APIs and Chapa's platform. The company primarily focuses on securely solving payments-related problems for ambitious businesses and governmental organizations in developing countries, mainly Ethiopia.
Chapa offers services in the following areas: Payment Gateway and Bill Aggregator Solutions.
Elekse
Established with completely domestic investments with the slogan "You just take care of your business"
ELEKSE ELECTRONIC MONEY AND PAYMENT COMPANY INC.
With 15 years of industry experience since 2005, it continues its activities by expanding and developing its market share and service network day by day.
In accordance with the Law No. 6493 issued in 2013, we received the payment organization operating license from the BDDK with decision number 6662 on 14.01.2016 during the audit process of the payment sector by the BDDK (Banking Regulation and Supervision Agency).
Established with completely domestic investments with the slogan "You just take care of your business"
ELEKSE ELECTRONIC MONEY AND PAYMENT COMPANY INC.
With 15 years of industry experience since 2005, it continues its activities by expanding and developing its market share and service network day by day.
In accordance with the Law No. 6493 issued in 2013, we received the payment organization operating license from the BDDK with decision number 6662 on 14.01.2016 during the audit process of the payment sector by the BDDK (Banking Regulation and Supervision Agency).
DNA Payments
Launched in 2017, DNA Payments Group has over 150 employees and comprises several successful companies that provide modern payment services for entrepreneurs throughout the UK. Our solutions range from high-tech POS-terminals to complex gateway integrations and custom online payment services, and card payments to Pay by Link, Pay by Bank app and PayPal. Our estate includes 57,000 pos terminals, 30,000 merchants and over 17 million transactions per month - but we are just getting started. Companies within the group include: 123Send, Active Payments, Optomany and Zash AB.
Launched in 2017, DNA Payments Group has over 150 employees and comprises several successful companies that provide modern payment services for entrepreneurs throughout the UK. Our solutions range from high-tech POS-terminals to complex gateway integrations and custom online payment services, and card payments to Pay by Link, Pay by Bank app and PayPal. Our estate includes 57,000 pos terminals, 30,000 merchants and over 17 million transactions per month - but we are just getting started. Companies within the group include: 123Send, Active Payments, Optomany and Zash AB.
Comgate
We are a Czech provider of payment gateways and payment terminals. We have been operating our services for over twenty years and currently more than 15 thousand merchants use them. Join us - you will save up to 20% on fees, plus get a higher number of completed payments and higher sales. We have fair pricing and transparent price lists with no asterisks.
We are a Czech provider of payment gateways and payment terminals. We have been operating our services for over twenty years and currently more than 15 thousand merchants use them. Join us - you will save up to 20% on fees, plus get a higher number of completed payments and higher sales. We have fair pricing and transparent price lists with no asterisks.
Easypayway
EasyPayWay is a online payment gateway for Bangladesh Market. We enable eCommerce businesses to process debit and credit cards online quickly and securely!
Through our range of eCommerce solutions we automate your online payments saving you time and money! All debit and credit card transactions are processed in real time directly into your Internet Merchant Account.
Get online faster with our expert eCommerce advice, simple integration, the widest range of integrated shopping carts, and FREE 24/7 support you can rely on.
EasyPayWay is a online payment gateway for Bangladesh Market. We enable eCommerce businesses to process debit and credit cards online quickly and securely!
Through our range of eCommerce solutions we automate your online payments saving you time and money! All debit and credit card transactions are processed in real time directly into your Internet Merchant Account.
Get online faster with our expert eCommerce advice, simple integration, the widest range of integrated shopping carts, and FREE 24/7 support you can rely on.
Standard Chartered Bank
We are a leading international banking group, with a presence in 53 of the world’s most dynamic markets and serving clients in a further 64. Our purpose is to drive commerce and prosperity through our unique diversity, and our heritage and values are expressed in our brand promise, here for good.
Standard Chartered PLC is listed on the London and Hong Kong Stock Exchanges.
We are a leading international banking group, with a presence in 53 of the world’s most dynamic markets and serving clients in a further 64. Our purpose is to drive commerce and prosperity through our unique diversity, and our heritage and values are expressed in our brand promise, here for good.
Standard Chartered PLC is listed on the London and Hong Kong Stock Exchanges.
AllPay
As a business we pride ourselves on making payments easy.
We stand as a leading payments specialist in the UK, facilitating the seamless collection and distribution of funds between organisations and their customers.
Established in 1994, allpay has consistently been at the forefront of payment aggregation, processing over £9.4 billion annually for over 900 public and private sector entities. With over three decades of experience, we now process in excess of 66.4 million transactions annually, offering a comprehensive bill payment solution that encompasses all major payment methods.
Our commitment to innovation has led us to pioneer the introduction of Prepaid Cards within the Public Sector. From card design to printing and fulfilment, all aspects are handled by our dedicated team.
As a business we pride ourselves on making payments easy.
We stand as a leading payments specialist in the UK, facilitating the seamless collection and distribution of funds between organisations and their customers.
Established in 1994, allpay has consistently been at the forefront of payment aggregation, processing over £9.4 billion annually for over 900 public and private sector entities. With over three decades of experience, we now process in excess of 66.4 million transactions annually, offering a comprehensive bill payment solution that encompasses all major payment methods.
Our commitment to innovation has led us to pioneer the introduction of Prepaid Cards within the Public Sector. From card design to printing and fulfilment, all aspects are handled by our dedicated team.
BUD
Bud Financial (“Bud”) enriches financial data, identifying the likes of merchant, category, location and regularity of transactions, to provide actionable insights and readable inputs for LLMs in the financial services industry.
Scaling rapidly, Bud has been a trailblazer in its use of AI since 2015. The company has enabled banks and fintechs worldwide to get customer context from their transaction data so they can personalize the banking experience, proactively manage risk and optimize their business operations.
With tens of billions of transactions processed, Bud’s market-leading transactional enrichment, categorization and analysis helps financial institutions to become intelligent enterprises, fully harnessing their customer data and finding new, data-driven opportunities to grow.
Bud Financial (“Bud”) enriches financial data, identifying the likes of merchant, category, location and regularity of transactions, to provide actionable insights and readable inputs for LLMs in the financial services industry.
Scaling rapidly, Bud has been a trailblazer in its use of AI since 2015. The company has enabled banks and fintechs worldwide to get customer context from their transaction data so they can personalize the banking experience, proactively manage risk and optimize their business operations.
With tens of billions of transactions processed, Bud’s market-leading transactional enrichment, categorization and analysis helps financial institutions to become intelligent enterprises, fully harnessing their customer data and finding new, data-driven opportunities to grow.
Conotoxia
Conotoxia is a brand that brings together Conotoxia Holding's fast-growing global fintech companies, specialising in providing innovative financial services. On the web portal conotoxia.com, users can conveniently exchange currencies, send international money transfers, order and manage multi-currency cards, or use the in-house developed payment gateway system Conotoxia Pay. The fintech also offers multi-currency loans and complex investment services.
Conotoxia is a brand that brings together Conotoxia Holding's fast-growing global fintech companies, specialising in providing innovative financial services. On the web portal conotoxia.com, users can conveniently exchange currencies, send international money transfers, order and manage multi-currency cards, or use the in-house developed payment gateway system Conotoxia Pay. The fintech also offers multi-currency loans and complex investment services.
Easy-ep
Payment institution regulated and supervised by the Central Bank of Spain focused on offering cutting-edge financial solutions to companies in every industry.
More than 15 years of experience endorse us with a great knowledge of the financial regulatory environment and its ecosystem.
Regardless of the size of your company, we offer a complete set of agile, secure and reliable tools to drive your business into this new financial era.
Payment institution regulated and supervised by the Central Bank of Spain focused on offering cutting-edge financial solutions to companies in every industry.
More than 15 years of experience endorse us with a great knowledge of the financial regulatory environment and its ecosystem.
Regardless of the size of your company, we offer a complete set of agile, secure and reliable tools to drive your business into this new financial era.
Lumonpay
We are Lumon, your trusted currency partner.
Established in 2000, Lumon has been trusted by over 69,000 customers to save them money on currency exchange transactions for more than 20 years. In 2023 we exchanged over £8.8bn in currency.
Whether you’re buying or selling a property, paying for living expenses abroad or simply paying for goods and services, Lumon’s specialist market knowledge and dedicated account managers will help make the process as quick and simple as possible.
We're also a trusted currency partner of over 2,500 businesses across the UK, Europe and USA. Our team of international payment and currency risk management specialists provide bespoke FX risk management services along with a dynamic product suite for businesses.
We are Lumon, your trusted currency partner.
Established in 2000, Lumon has been trusted by over 69,000 customers to save them money on currency exchange transactions for more than 20 years. In 2023 we exchanged over £8.8bn in currency.
Whether you’re buying or selling a property, paying for living expenses abroad or simply paying for goods and services, Lumon’s specialist market knowledge and dedicated account managers will help make the process as quick and simple as possible.
We're also a trusted currency partner of over 2,500 businesses across the UK, Europe and USA. Our team of international payment and currency risk management specialists provide bespoke FX risk management services along with a dynamic product suite for businesses.
M-daq
M-DAQ Global is a pioneering fintech group specialising in foreign exchange (FX) & payment solutions that facilitate seamless cross-border transactions for businesses worldwide. Our proprietary technology empowers both large enterprises and SMEs to navigate international trade with FX clarity, certainty, and payment mobility.
Headquartered in Singapore with an expanding presence across 7 countries and territories, M-DAQ Global provides a comprehensive suite of FX, collections, and payment solutions, as well as value-added services such as AI-driven KYB onboarding and enhanced risk management solutions, enabling businesses to transact across borders with ease amidst evolving needs.
M-DAQ Global is a pioneering fintech group specialising in foreign exchange (FX) & payment solutions that facilitate seamless cross-border transactions for businesses worldwide. Our proprietary technology empowers both large enterprises and SMEs to navigate international trade with FX clarity, certainty, and payment mobility.
Headquartered in Singapore with an expanding presence across 7 countries and territories, M-DAQ Global provides a comprehensive suite of FX, collections, and payment solutions, as well as value-added services such as AI-driven KYB onboarding and enhanced risk management solutions, enabling businesses to transact across borders with ease amidst evolving needs.
Intergiro AB
Designing financial infrastructure for innovators and change-makers to build, adapt and thrive in our interconnected world. We offer embedded finance as well as smart business banking solutions.
Designing financial infrastructure for innovators and change-makers to build, adapt and thrive in our interconnected world. We offer embedded finance as well as smart business banking solutions.
Moorwand
Moorwand is a London based payments solutions provider offering issuing and digital banking services. We support the innovators of the payments and fintech space by providing access to card schemes and banking services, in addition to Electronic Money Services.
Moorwand's vision is to transform payments compliance into an enabler of innovation for banks, fintechs, and payment companies. We don’t think it has to be complicated, so we provide specialist expertise to help you create the best fintech products. Our legal and payments experience makes us uniquely placed to support our clients and understand the impact of regulations, whilst anticipating the next wave of innovation before it breaks. Moorwand is licensed by the Financial Conduct Authority of the United Kingdom as a regulated Electronic Money Institution to issue electronic money and provide payment services throughout EEA.
Moorwand is a London based payments solutions provider offering issuing and digital banking services. We support the innovators of the payments and fintech space by providing access to card schemes and banking services, in addition to Electronic Money Services.
Moorwand's vision is to transform payments compliance into an enabler of innovation for banks, fintechs, and payment companies. We don’t think it has to be complicated, so we provide specialist expertise to help you create the best fintech products. Our legal and payments experience makes us uniquely placed to support our clients and understand the impact of regulations, whilst anticipating the next wave of innovation before it breaks. Moorwand is licensed by the Financial Conduct Authority of the United Kingdom as a regulated Electronic Money Institution to issue electronic money and provide payment services throughout EEA.
Reem
Reem Finance PJSC provides customized financing solutions that allow entrepreneurs to broaden their portfolios through backed financial scale-up. Headquartered in Abu Dhabi and licensed by the Central Bank of the UAE, Reem Finance is a private joint-stock company that offers financial solutions to facilitate business growth and advance trade capacity for private entities within various sectors.
Reem Finance is committed to excellence in its service delivery through knowledge-driven customized solutions and timely execution. The company offers a solid foundation to support its clients' business needs. Reem Finance can provide finance terms that allow for rapid drawdown and tailored structures, in a manner that is generally not offered by conventional banks.
Reem Finance PJSC provides customized financing solutions that allow entrepreneurs to broaden their portfolios through backed financial scale-up. Headquartered in Abu Dhabi and licensed by the Central Bank of the UAE, Reem Finance is a private joint-stock company that offers financial solutions to facilitate business growth and advance trade capacity for private entities within various sectors.
Reem Finance is committed to excellence in its service delivery through knowledge-driven customized solutions and timely execution. The company offers a solid foundation to support its clients' business needs. Reem Finance can provide finance terms that allow for rapid drawdown and tailored structures, in a manner that is generally not offered by conventional banks.
Powered by
Ready to integrate a specific service or payment feature?
Share your project details, budget, and timeline—we’ll handle the matchmaking.
Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
