Atlas
Cashfree
Cashfree is a payments and banking technology company that enables businesses in India to collect payments online and make payouts.
Cashfree is a payments and banking technology company that enables businesses in India to collect payments online and make payouts.
PLATON
PSP Platon is a payment service that processes online payments over the internet. It is a subsidiary of the Dutch holding HowPeoplePay. The company provides services to a wide range of participants in the e-commerce market.
We leverage our European experience to offer you the most modern, convenient, and secure conditions for conducting business. Our team consists of professionals in the field of payment services and organizing payment acceptance through bank cards and other online payment tools.
PSP Platon is a payment service that processes online payments over the internet. It is a subsidiary of the Dutch holding HowPeoplePay. The company provides services to a wide range of participants in the e-commerce market.
We leverage our European experience to offer you the most modern, convenient, and secure conditions for conducting business. Our team consists of professionals in the field of payment services and organizing payment acceptance through bank cards and other online payment tools.
GEOPay
Asset management solutions
GEO Pay is a service that combines P2P payments and operations on deposit/withdrawal of fiat funds and exchange it for crypto assets
Asset management solutions
GEO Pay is a service that combines P2P payments and operations on deposit/withdrawal of fiat funds and exchange it for crypto assets
B
Bazk
Bravopayment
Bravo Payment Systems is a nationwide full-service electronic payment processor with powerful relationships through First Data Merchant Services, the nation's largest payment processor. Whether you are a traditional brick and mortar retail merchant or an online store, Bravo is committed to evaluating and providing merchants of all sizes and industries a complete and custom credit card processing approach to manage every aspect of your processing needs.
Go with a processor that provides reliability and security; experience the expertise and professionalism; experience the Bravo difference. When switching to Bravo, you experience no hassles or downtime; the process is seamless and our dedicated representatives make certain of it!
Bravo Payment Systems is a nationwide full-service electronic payment processor with powerful relationships through First Data Merchant Services, the nation's largest payment processor. Whether you are a traditional brick and mortar retail merchant or an online store, Bravo is committed to evaluating and providing merchants of all sizes and industries a complete and custom credit card processing approach to manage every aspect of your processing needs.
Go with a processor that provides reliability and security; experience the expertise and professionalism; experience the Bravo difference. When switching to Bravo, you experience no hassles or downtime; the process is seamless and our dedicated representatives make certain of it!
Clarency
It's disappointing that, in a globally connected world, cross-border trade has become increasingly disconnected. Clarency has played its part in reducing the obstacles with straightforward, transparent foreign exchange and payments, but we're keenly aware that forex and payments aren't the whole story.
That's why we've designated a skilled team to developing a platform that addresses the whole picture. That platform is called biz.Clarency, and it will be going live in January 2021 with five international banking organisations.
It's disappointing that, in a globally connected world, cross-border trade has become increasingly disconnected. Clarency has played its part in reducing the obstacles with straightforward, transparent foreign exchange and payments, but we're keenly aware that forex and payments aren't the whole story.
That's why we've designated a skilled team to developing a platform that addresses the whole picture. That platform is called biz.Clarency, and it will be going live in January 2021 with five international banking organisations.
Goldenpay
GoldenPay was launched in December 2008, after receiving the requisite online security certifications from Visa (Verified by Visa) and MasterCard (MasterCard SecureCode), as the first online payment service provider in Azerbaijan. Four months later, HOTNET became the first merchant to be connected to the system. Since then we have connected hundreds of merchants and have played a major role in the introduction of e-Commerce in Azerbaijan.
GoldenPay was launched in December 2008, after receiving the requisite online security certifications from Visa (Verified by Visa) and MasterCard (MasterCard SecureCode), as the first online payment service provider in Azerbaijan. Four months later, HOTNET became the first merchant to be connected to the system. Since then we have connected hundreds of merchants and have played a major role in the introduction of e-Commerce in Azerbaijan.
Icard
Card is a fintech company delivering innovative end-to-end payment solutions to more than 1.8 million clients in over 30 countries in Europe. We constantly reinvent the relationship between people, money, and technology with one main goal – to make everyday payments easier, more accessible, and more secure.
iCard is among the first fintech ventures in Europe. Founded in 2007 by a team of only 7 people, 16 years later, the e-money institution has more than 250 employees making the digital future of the financial world possible for millions. We welcome you to a new banking experience – more straightforward and more effective.
Our fintech portfolio spans not only the iCard digital wallet – our financial super-app is available for Android, iOS, Huawei, and desktop, but also offers dozens of products and services – iCard for Business, card issuing and transaction processing with iCard Direct, cash machines from iCard ATM, prepaid cards from GiftCard™, and many more.
Card is a fintech company delivering innovative end-to-end payment solutions to more than 1.8 million clients in over 30 countries in Europe. We constantly reinvent the relationship between people, money, and technology with one main goal – to make everyday payments easier, more accessible, and more secure.
iCard is among the first fintech ventures in Europe. Founded in 2007 by a team of only 7 people, 16 years later, the e-money institution has more than 250 employees making the digital future of the financial world possible for millions. We welcome you to a new banking experience – more straightforward and more effective.
Our fintech portfolio spans not only the iCard digital wallet – our financial super-app is available for Android, iOS, Huawei, and desktop, but also offers dozens of products and services – iCard for Business, card issuing and transaction processing with iCard Direct, cash machines from iCard ATM, prepaid cards from GiftCard™, and many more.
PayWay
Experience. Payway has over 35 years experience in subscription payment service and provides the tools necessary to set-up recurring payments so you can concentrate on what’s important – growing subscription revenue and building your customer base.
PCI-Validated P2PE. The best way to ensure your customer is protected with a recurring payment gateway that is both certified and PCI-compliant. Account Updater. This is a must for any recurring payment business. This critical subscription payment service feature queries the banks regularly to ensure the card data is correct, cutting down on decline rates and reducing churn.
Automated Level III Processing. Auto-detects and fills in information necessary for corporate and procurement cards to process at a lower interchange rate – oftentimes leading to significant savings.
Multiple payment methods. Payway works with multiple payment methods, going beyond your typical charge and credit cards.
Experience. Payway has over 35 years experience in subscription payment service and provides the tools necessary to set-up recurring payments so you can concentrate on what’s important – growing subscription revenue and building your customer base.
PCI-Validated P2PE. The best way to ensure your customer is protected with a recurring payment gateway that is both certified and PCI-compliant. Account Updater. This is a must for any recurring payment business. This critical subscription payment service feature queries the banks regularly to ensure the card data is correct, cutting down on decline rates and reducing churn.
Automated Level III Processing. Auto-detects and fills in information necessary for corporate and procurement cards to process at a lower interchange rate – oftentimes leading to significant savings.
Multiple payment methods. Payway works with multiple payment methods, going beyond your typical charge and credit cards.
Magua Pay
Magua Pay INC. is a Canadian company, licensed by the standards of Money Service Business (MSB) that builds business upon high-quality service and customers’ trust, providing that individual and attentive approach, immediate reaction to inquiries, readiness to provide nothing but the best possible service are the qualities to focus on, because they make us reliable.
Every person in Magua Pay knows that reputation we have gained through years of conscientious work is our main property. We are sure that such attitude towards clients and partners leads to mutual prosperity and business achievements. Magua Pay’s main goal is to continue to prove that our solutions are the most appropriate, the most dependable and, of course, the most affordable. You will never find any kind of hidden fees, concealed charges and deliberate misunderstandings in our offerings.
Magua Pay INC. is a Canadian company, licensed by the standards of Money Service Business (MSB) that builds business upon high-quality service and customers’ trust, providing that individual and attentive approach, immediate reaction to inquiries, readiness to provide nothing but the best possible service are the qualities to focus on, because they make us reliable.
Every person in Magua Pay knows that reputation we have gained through years of conscientious work is our main property. We are sure that such attitude towards clients and partners leads to mutual prosperity and business achievements. Magua Pay’s main goal is to continue to prove that our solutions are the most appropriate, the most dependable and, of course, the most affordable. You will never find any kind of hidden fees, concealed charges and deliberate misunderstandings in our offerings.
GetaPay
Zong
Zong Customers can now easily pay their Zong postpaid bills or top-up their prepaid mobile accounts instantly, by just walking into an ATM nearest to them or by logging on to Zong website. With a network consisting of all leading commercial banks, Zong customers can now have round the clock access to Zong Load and Recharge services nationwide either by using their bank’s ATM card on its designated Bank’s ATM machine or through any of the various modes of payment offered by the member banks.
Zong customers can have easy access to Zong Prepaid Recharge and Postpaid billing facility using any of the following payment modes, Nationwide.
ATM
Bank IVR
Bank Call Center
Internet/Online Banking
Branchless Banking
Zong Customers can now easily pay their Zong postpaid bills or top-up their prepaid mobile accounts instantly, by just walking into an ATM nearest to them or by logging on to Zong website. With a network consisting of all leading commercial banks, Zong customers can now have round the clock access to Zong Load and Recharge services nationwide either by using their bank’s ATM card on its designated Bank’s ATM machine or through any of the various modes of payment offered by the member banks.
Zong customers can have easy access to Zong Prepaid Recharge and Postpaid billing facility using any of the following payment modes, Nationwide.
ATM
Bank IVR
Bank Call Center
Internet/Online Banking
Branchless Banking
Vantage Pay
We're payment experts
We are part of a global group that operates across multiple countries and continents, delivering world-class solutions for millions of users around the world.
From custom payment solutions to fully integrated mobile applications, we deliver unique solutions that address Africa's payment challenges.
We're payment experts
We are part of a global group that operates across multiple countries and continents, delivering world-class solutions for millions of users around the world.
From custom payment solutions to fully integrated mobile applications, we deliver unique solutions that address Africa's payment challenges.
Dipocket
DiPocket Group is a European BaaS provider, complementary to and independent from banks, providing payment and technology infrastructure to corporates, fintech and even smaller credit institutions. Use cases include, amongst others, solutions for funds disbursement, corporate purchases, employee benefits, gift cards, which DiPocket is able to offer both the in EEA and the UK).
For consumers, our Financial App introduces a true peer to peer experience to personal financial services. DiPocket App is available both in iOS and Android.
Licensed in Lithuania and the UK, DiPocket is a principal member of both Mastercard and VISA.
DiPocket Group is a European BaaS provider, complementary to and independent from banks, providing payment and technology infrastructure to corporates, fintech and even smaller credit institutions. Use cases include, amongst others, solutions for funds disbursement, corporate purchases, employee benefits, gift cards, which DiPocket is able to offer both the in EEA and the UK).
For consumers, our Financial App introduces a true peer to peer experience to personal financial services. DiPocket App is available both in iOS and Android.
Licensed in Lithuania and the UK, DiPocket is a principal member of both Mastercard and VISA.
Ryvyl EU
RYVYL EU is a regulated Electronic Money Institution based in Bulgaria. offering bank account facilities for low, medium and high-risk clients including Financial Institutions, MSB's, Crypto, Adult etc.
We have three main business lines - acquiring, bank accounts and card issuing.
We are principal members of Visa Mastercard, we are also certified high risk acquirers, which means that we have the mandate to onboard high-risk clients from the outset.
We have the license to issue VISA Cards, at the moment only prepaid, however we are expanding this later in the year.
We can offer business bank account facilities for International entities and we offer EUR SEPA instant payment facilities and GBP faster payments. (with USD and other currencies available in the coming months).
RYVYL EU is a regulated Electronic Money Institution based in Bulgaria. offering bank account facilities for low, medium and high-risk clients including Financial Institutions, MSB's, Crypto, Adult etc.
We have three main business lines - acquiring, bank accounts and card issuing.
We are principal members of Visa Mastercard, we are also certified high risk acquirers, which means that we have the mandate to onboard high-risk clients from the outset.
We have the license to issue VISA Cards, at the moment only prepaid, however we are expanding this later in the year.
We can offer business bank account facilities for International entities and we offer EUR SEPA instant payment facilities and GBP faster payments. (with USD and other currencies available in the coming months).
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
