Paylar, UAB (former name - UAB "UPLATA EU") - a licenced electronic money institution in Lithuania.
Paylar, UAB (former name - UAB "UPLATA EU") - a licenced electronic money institution in Lithuania.
LHV Bank, a fully licensed UK bank, specialises in Banking Services for global fintechs, SME Lending solutions for UK businesses and personal Savings in partnership with Raisin UK. The SME Lending division offers commercial real estate investment loans and trading loans from £0.5m to small and medium-sized businesses in the UK. As a leading Banking Services provider, LHV Bank delivers a wide range of services, including real-time multi-currency payments, accounts, acquiring, indirect scheme access, open banking, and FX solutions. Over 200 renowned fintech companies, such as Airwallex, Currencycloud, Truelayer, and Wise, utilise LHV Bank to serve more than 10 million end customers and access a pool of 500 million potential customers across the UK and Europe. LHV Bank gained its UK banking licence in May 2023 and intends to expand its offerings to e-commerce businesses and start accepting retail deposits later this year.
LHV Bank, a fully licensed UK bank, specialises in Banking Services for global fintechs, SME Lending solutions for UK businesses and personal Savings in partnership with Raisin UK. The SME Lending division offers commercial real estate investment loans and trading loans from £0.5m to small and medium-sized businesses in the UK. As a leading Banking Services provider, LHV Bank delivers a wide range of services, including real-time multi-currency payments, accounts, acquiring, indirect scheme access, open banking, and FX solutions. Over 200 renowned fintech companies, such as Airwallex, Currencycloud, Truelayer, and Wise, utilise LHV Bank to serve more than 10 million end customers and access a pool of 500 million potential customers across the UK and Europe. LHV Bank gained its UK banking licence in May 2023 and intends to expand its offerings to e-commerce businesses and start accepting retail deposits later this year.
Chapa Financial Technologies S.C. is an online payment gateway that empowers small businesses and large merchants to accept local or international payments from their customers via our APIs and Chapa's platform. The company primarily focuses on securely solving payments-related problems for ambitious businesses and governmental organizations in developing countries, mainly Ethiopia.
Chapa offers services in the following areas: Payment Gateway and Bill Aggregator Solutions.
Chapa Financial Technologies S.C. is an online payment gateway that empowers small businesses and large merchants to accept local or international payments from their customers via our APIs and Chapa's platform. The company primarily focuses on securely solving payments-related problems for ambitious businesses and governmental organizations in developing countries, mainly Ethiopia.
Chapa offers services in the following areas: Payment Gateway and Bill Aggregator Solutions.
HAYVN Pay is a regulated financial network for the authorization, clearing and settlement of consumer, merchant and B2B cryptocurrency transactions. HAYVN Pay provides the payment infrastructure to accept cryptocurrency payments, then get paid in traditional currency – all designed to help merchants capture more revenue, and mitigate volatility risks. HAYVN Pay aims to bring cryptocurrency as a payment tool to 75% of the world’s payments merchants by 2024. HAYVN Pay is a part of HAYVN, a digital asset-focused institution regulated in Australia (AUSTRAC), Lithuania (FNTT), Abu Dhabi (ADGM), the Cayman Islands (CIMA) and the British Virgin Islands (BVI). HAYVN’s other business units include digital asset OTC Trading, Asset Management, Custody, and Research.
HAYVN Pay is a regulated financial network for the authorization, clearing and settlement of consumer, merchant and B2B cryptocurrency transactions. HAYVN Pay provides the payment infrastructure to accept cryptocurrency payments, then get paid in traditional currency – all designed to help merchants capture more revenue, and mitigate volatility risks. HAYVN Pay aims to bring cryptocurrency as a payment tool to 75% of the world’s payments merchants by 2024. HAYVN Pay is a part of HAYVN, a digital asset-focused institution regulated in Australia (AUSTRAC), Lithuania (FNTT), Abu Dhabi (ADGM), the Cayman Islands (CIMA) and the British Virgin Islands (BVI). HAYVN’s other business units include digital asset OTC Trading, Asset Management, Custody, and Research.
In 2021 Paylike was acquired by Lunar Group and has joined a common mission to give more power to consumers and businesses when they bank, pay and invest.
Paylike was born out of an idea to simplify accepting payments online.
In 2014 before Paylike was created, setting up a payment provider for a website was difficult, time-consuming and often costing thousands of euros before even accepting the first payment or testing out the checkout.
In 2021 Paylike was acquired by Lunar Group and has joined a common mission to give more power to consumers and businesses when they bank, pay and invest.
Paylike was born out of an idea to simplify accepting payments online.
In 2014 before Paylike was created, setting up a payment provider for a website was difficult, time-consuming and often costing thousands of euros before even accepting the first payment or testing out the checkout.
PayBy offers safe and contactless payment solution, and aims to build an all-in-one ecosystem in UAE and GCC.
PayBy offers safe and contactless payment solution, and aims to build an all-in-one ecosystem in UAE and GCC.
Zenith Payments offers multiple leading payment processing and prepaid card solutions, across various C2B and B2B industries. Our clients and partners include many blue-chip companies, who stay with Zenith because of our best-in-class service standards. We are proudly Australian and 100% privately owned and consider ourselves to be at the forefront of payment technology and prepaid card innovation. We are innovators and have been first to launch many products to the Australian market, delivering the right solutions for our partners, clients and end customers.
Our brands include: - B2Bpay - Rental Rewards - School EasyPay - ChildCare EasyPay - Thoroughbred Payments - TravelPay - Universal Gift Card - Gift Card Store
The Zenith Payments businesses were originally part of Pinpoint Pty Ltd.
Zenith Payments offers multiple leading payment processing and prepaid card solutions, across various C2B and B2B industries. Our clients and partners include many blue-chip companies, who stay with Zenith because of our best-in-class service standards. We are proudly Australian and 100% privately owned and consider ourselves to be at the forefront of payment technology and prepaid card innovation. We are innovators and have been first to launch many products to the Australian market, delivering the right solutions for our partners, clients and end customers.
Our brands include: - B2Bpay - Rental Rewards - School EasyPay - ChildCare EasyPay - Thoroughbred Payments - TravelPay - Universal Gift Card - Gift Card Store
The Zenith Payments businesses were originally part of Pinpoint Pty Ltd.
KPay Group (KPay) is a leading fintech company dedicated to empowering businesses of all sizes with simple, smart, seamless and secure technology solutions. Serving over 45,000 merchants across Hong Kong, Singapore, and Japan, KPay is building a one-stop platform to support merchants in financial management, business operations and digital transformation across the Asia Pacific, unlocking new growth potential for businesses.
KPay Group (KPay) is a leading fintech company dedicated to empowering businesses of all sizes with simple, smart, seamless and secure technology solutions. Serving over 45,000 merchants across Hong Kong, Singapore, and Japan, KPay is building a one-stop platform to support merchants in financial management, business operations and digital transformation across the Asia Pacific, unlocking new growth potential for businesses.
Axerve is the brand of the Fabrick group that offers solutions to meet all the needs of SMEs in the field of payment acceptance, across both physical and digital channels. Thanks to its technological services for points of sale, Axerve covers the entire value chain of in-store payment services, from cash digitization to collections via POS, payment links, or QR codes.
Axerve is the brand of the Fabrick group that offers solutions to meet all the needs of SMEs in the field of payment acceptance, across both physical and digital channels. Thanks to its technological services for points of sale, Axerve covers the entire value chain of in-store payment services, from cash digitization to collections via POS, payment links, or QR codes.
RYVYL EU is a regulated Electronic Money Institution based in Bulgaria. offering bank account facilities for low, medium and high-risk clients including Financial Institutions, MSB's, Crypto, Adult etc.
We have three main business lines - acquiring, bank accounts and card issuing.
We are principal members of Visa Mastercard, we are also certified high risk acquirers, which means that we have the mandate to onboard high-risk clients from the outset.
We have the license to issue VISA Cards, at the moment only prepaid, however we are expanding this later in the year.
We can offer business bank account facilities for International entities and we offer EUR SEPA instant payment facilities and GBP faster payments. (with USD and other currencies available in the coming months).
RYVYL EU is a regulated Electronic Money Institution based in Bulgaria. offering bank account facilities for low, medium and high-risk clients including Financial Institutions, MSB's, Crypto, Adult etc.
We have three main business lines - acquiring, bank accounts and card issuing.
We are principal members of Visa Mastercard, we are also certified high risk acquirers, which means that we have the mandate to onboard high-risk clients from the outset.
We have the license to issue VISA Cards, at the moment only prepaid, however we are expanding this later in the year.
We can offer business bank account facilities for International entities and we offer EUR SEPA instant payment facilities and GBP faster payments. (with USD and other currencies available in the coming months).
Yaspa is an award-winning fintech making payments faster, safer, and simpler with open banking. Founded in 2017 by a former Worldpay CTO, we provide instant, cost-effective payments and verification. We operate across the UK and Europe, are regulated by the UK’s FCA, and backed by Fin Capital, SGH Capital, Discerning Capital, and Metavallon VC.
Yaspa is an award-winning fintech making payments faster, safer, and simpler with open banking. Founded in 2017 by a former Worldpay CTO, we provide instant, cost-effective payments and verification. We operate across the UK and Europe, are regulated by the UK’s FCA, and backed by Fin Capital, SGH Capital, Discerning Capital, and Metavallon VC.
A global leader in payments processing and cross-border transactions, Euronet moves money in all the ways consumers and businesses depend upon. This includes money transfers, credit/debit processing, ATMs, point-of-sale services, branded payments, currency exchange and more. With products and services in more than 200 countries and territories provided through its own brand and branded business segments, Euronet and its financial technologies and networks make participation in the global economy easier, faster and more secure for everyone.
A global leader in payments processing and cross-border transactions, Euronet moves money in all the ways consumers and businesses depend upon. This includes money transfers, credit/debit processing, ATMs, point-of-sale services, branded payments, currency exchange and more. With products and services in more than 200 countries and territories provided through its own brand and branded business segments, Euronet and its financial technologies and networks make participation in the global economy easier, faster and more secure for everyone.
Ebury is a Fintech company specialised in international payments, collections, and foreign exchange services. It offers financial solutions aimed mainly at SMEs and midcaps. Ebury offers foreign exchange activity in over 130 currencies - for both major and emerging markets - as well as cash management strategies, trade finance, and foreign exchange risk management.
Founded in London in 2009 by Spanish engineers Juan Lobato and Salvador García, the company has grown its global market presence to a network of 31 offices in 21 countries and more than 1,300 employees.
Throughout its history, the company has received more than 20 international awards, including the Financial Times 1000 Europe's fastest-growing companies 2020 and The Sunday Times Tech Track 100. All these recognitions place Ebury as one of the leading European financial technology companies.
Ebury is a Fintech company specialised in international payments, collections, and foreign exchange services. It offers financial solutions aimed mainly at SMEs and midcaps. Ebury offers foreign exchange activity in over 130 currencies - for both major and emerging markets - as well as cash management strategies, trade finance, and foreign exchange risk management.
Founded in London in 2009 by Spanish engineers Juan Lobato and Salvador García, the company has grown its global market presence to a network of 31 offices in 21 countries and more than 1,300 employees.
Throughout its history, the company has received more than 20 international awards, including the Financial Times 1000 Europe's fastest-growing companies 2020 and The Sunday Times Tech Track 100. All these recognitions place Ebury as one of the leading European financial technology companies.
GoldenPay was launched in December 2008, after receiving the requisite online security certifications from Visa (Verified by Visa) and MasterCard (MasterCard SecureCode), as the first online payment service provider in Azerbaijan. Four months later, HOTNET became the first merchant to be connected to the system. Since then we have connected hundreds of merchants and have played a major role in the introduction of e-Commerce in Azerbaijan.
GoldenPay was launched in December 2008, after receiving the requisite online security certifications from Visa (Verified by Visa) and MasterCard (MasterCard SecureCode), as the first online payment service provider in Azerbaijan. Four months later, HOTNET became the first merchant to be connected to the system. Since then we have connected hundreds of merchants and have played a major role in the introduction of e-Commerce in Azerbaijan.
Established 2010 by former American Express and RBS Business and Commercial bankers, Regent FE is a UK based Financial Institution providing exceptional customer service and support. We work closely with our customers ensuring that their global business runs smoothly. From onboarding complex and foreign companies, to supporting payments and currency needs of a growing global community.
Today, Regent FE is established in the UK and Europe, servicing customers from every continent. Please reach out to see how we can save you Time, Money and enable you to take control of your international payments, collections and currency management.
Established 2010 by former American Express and RBS Business and Commercial bankers, Regent FE is a UK based Financial Institution providing exceptional customer service and support. We work closely with our customers ensuring that their global business runs smoothly. From onboarding complex and foreign companies, to supporting payments and currency needs of a growing global community.
Today, Regent FE is established in the UK and Europe, servicing customers from every continent. Please reach out to see how we can save you Time, Money and enable you to take control of your international payments, collections and currency management.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
