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Excelcurrencies

excelcurrencies.com United Kingdom

At Excel, we ensure transferring money overseas is easy, secure and cost-effective. Since our inception in 2004, we have helped thousands of customers buy/sell holiday homes abroad and we work with businesses in all kinds of different industries as their preferred payment partner to suppliers across the globe. Due to our honest, pro-active and knowledgeable approach, we are regarded as one of the most competitive and respected companies in the foreign exchange industry. Fully authorised and regulated by the FCA, we take the stress away when sending your money overseas. All clients have access to; Preferential and transparent exchange rates Market guidance and a dedicated account manager Fast payments and ability to hold 40+ currencies on account No fees or minimum amounts to transfer Optional online platform to execute exchanges

At Excel, we ensure transferring money overseas is easy, secure and cost-effective. Since our inception in 2004, we have helped thousands of customers buy/sell holiday homes abroad and we work with businesses in all kinds of different industries as their preferred payment partner to suppliers across the globe. Due to our honest, pro-active and knowledgeable approach, we are regarded as one of the most competitive and respected companies in the foreign exchange industry. Fully authorised and regulated by the FCA, we take the stress away when sending your money overseas. All clients have access to; Preferential and transparent exchange rates Market guidance and a dedicated account manager Fast payments and ability to hold 40+ currencies on account No fees or minimum amounts to transfer Optional online platform to execute exchanges

impalapay.com Kenya

Impala Pay Limited is a tech company based in Kenya that offers digital solutions to both individuals and businesses across the African continent.

Impala Pay Limited is a tech company based in Kenya that offers digital solutions to both individuals and businesses across the African continent.

Londonandzurich

londonandzurich.co.uk United Kingdom

London & Zurich are a Direct Debit provider who specialise in the provision of Direct Debit and Card Payment collection facilities to a variety of companies across a range of sectors, ranging from small businesses to large blue chip organisations. Our online Direct Debit systems are designed to make it easier, more efficient and more secure for companies to collect payments from their customers. Direct Debit is the most secure and cost-effective way to collect payments, and is used across a variety of industries by companies who are looking for a quick and safe way to process funds. With over 15 years of industry experience, London & Zurich are the experts in providing direct debit for small and large businesses. We specialise in helping our customers make the most of Direct Debit. Fully secure and cloud based, our system will enable you to make Direct Debit collections without the administration, paperwork and personnel costs associated with cash or cheque payments.

London & Zurich are a Direct Debit provider who specialise in the provision of Direct Debit and Card Payment collection facilities to a variety of companies across a range of sectors, ranging from small businesses to large blue chip organisations. Our online Direct Debit systems are designed to make it easier, more efficient and more secure for companies to collect payments from their customers. Direct Debit is the most secure and cost-effective way to collect payments, and is used across a variety of industries by companies who are looking for a quick and safe way to process funds. With over 15 years of industry experience, London & Zurich are the experts in providing direct debit for small and large businesses. We specialise in helping our customers make the most of Direct Debit. Fully secure and cloud based, our system will enable you to make Direct Debit collections without the administration, paperwork and personnel costs associated with cash or cheque payments.

monese.com United Kingdom

We’re reimagining the way banking works. We make it easy to manage your money – wherever you are in the world. We create financial freedom for all of us who live, work, travel, study or send money abroad. We’re the mobile app alternative to the banks, offering accounts you can open instantly so that you don’t lose access to the money you need every time you cross a border on a map. We’re here for everyone, not just for those with perfect credit scores or the right set of utility bills.

We’re reimagining the way banking works. We make it easy to manage your money – wherever you are in the world. We create financial freedom for all of us who live, work, travel, study or send money abroad. We’re the mobile app alternative to the banks, offering accounts you can open instantly so that you don’t lose access to the money you need every time you cross a border on a map. We’re here for everyone, not just for those with perfect credit scores or the right set of utility bills.

necmoney.com United Kingdom

NEC MONEY TRANSFER LIMITED ’s vision is to be a people’s first choice in worldwide remittance and foreign exchange services. To get our vision by maintaining market leadership in worldwide remittance and foreign exchange services through enhanced customer-driven experience, frequently upgrading technology, branch network expansions, and superior service levels. We are working to protect and stop all the illegal ways of sending money around the world. Causes it hampered the economic progress of any country. In order that immigrants can send remittance in a legitimate way to their family & loved ones in their country, we are training up our team members or employees and agents “Anti-Money Laundering (AML) / Combating the Financing of Terrorism (CFT)” training. We are increasing our presence via agent points and online (Web & Mobile App) to ensure everyone gets benefited from our service.

NEC MONEY TRANSFER LIMITED ’s vision is to be a people’s first choice in worldwide remittance and foreign exchange services. To get our vision by maintaining market leadership in worldwide remittance and foreign exchange services through enhanced customer-driven experience, frequently upgrading technology, branch network expansions, and superior service levels. We are working to protect and stop all the illegal ways of sending money around the world. Causes it hampered the economic progress of any country. In order that immigrants can send remittance in a legitimate way to their family & loved ones in their country, we are training up our team members or employees and agents “Anti-Money Laundering (AML) / Combating the Financing of Terrorism (CFT)” training. We are increasing our presence via agent points and online (Web & Mobile App) to ensure everyone gets benefited from our service.

discover.com United States

We are Discover. As one of the most recognized brands in U.S. financial services, we create solutions that connect people to commerce in more rewarding ways. Our lending products and payment services go far beyond consumer credit, to enable millions of merchants to run their businesses, to explore new markets, power fin-tech companies and most importantly—help people to build a brighter financial future. The Discover Network provides card acceptance at millions of businesses and cash access locations. We operate the ATM debit network, PULSE; and Diners Club International has acceptance in more than 185 countries and territories.

We are Discover. As one of the most recognized brands in U.S. financial services, we create solutions that connect people to commerce in more rewarding ways. Our lending products and payment services go far beyond consumer credit, to enable millions of merchants to run their businesses, to explore new markets, power fin-tech companies and most importantly—help people to build a brighter financial future. The Discover Network provides card acceptance at millions of businesses and cash access locations. We operate the ATM debit network, PULSE; and Diners Club International has acceptance in more than 185 countries and territories.

paystream.co.uk United Kingdom

PayStream is a market leading business providing a range of payroll, umbrella, tax, software and accountancy services for recruitment agencies, contractors and other businesses. Managed by a team of experienced accountancy professionals, PayStream is supported by over 300 employees all with a passion for providing the very best service in the sector. All of our operations and people are based in two offices in the UK (Greater Manchester and London) and we place great emphasis on compliance, integrity, investing in people and service development. With a portfolio of services, our approach is to work in partnership with our clients and to deliver be-spoke solutions for them because we know that one size doesn’t fit all. The ability to deliver a service that meets the needs of our clients, contractors and consultants is what sets us apart in our industry.

PayStream is a market leading business providing a range of payroll, umbrella, tax, software and accountancy services for recruitment agencies, contractors and other businesses. Managed by a team of experienced accountancy professionals, PayStream is supported by over 300 employees all with a passion for providing the very best service in the sector. All of our operations and people are based in two offices in the UK (Greater Manchester and London) and we place great emphasis on compliance, integrity, investing in people and service development. With a portfolio of services, our approach is to work in partnership with our clients and to deliver be-spoke solutions for them because we know that one size doesn’t fit all. The ability to deliver a service that meets the needs of our clients, contractors and consultants is what sets us apart in our industry.

Unifiedpostgroup

unifiedpostgroup.com Belgium

Unifiedpost Group, we revolutionise buying and selling for businesses and governments worldwide, by digitalising financial supply chain processes in our trusted and tax compliant business network. Our cloud-based open network promotes collaboration, digital interactions, document exchanges, payments and cash flow optimisation. It also enables us and our partners to create additional data-driven services to help organisations grow. In our trusted network we equip every verified participant with the right tools to digitalise and automate business processes - from payments, to invoicing, to order-to-cash and procure-to-pay. Those tools range from smart mobile and web applications over software integrations all the way to fully documented APIs. Since our founding in 2001, Unifiedpost Group has grown significantly, expanding to offices in 30+ countries, reaching 1,000,000+ SMEs and 2,500+ corporates.

Unifiedpost Group, we revolutionise buying and selling for businesses and governments worldwide, by digitalising financial supply chain processes in our trusted and tax compliant business network. Our cloud-based open network promotes collaboration, digital interactions, document exchanges, payments and cash flow optimisation. It also enables us and our partners to create additional data-driven services to help organisations grow. In our trusted network we equip every verified participant with the right tools to digitalise and automate business processes - from payments, to invoicing, to order-to-cash and procure-to-pay. Those tools range from smart mobile and web applications over software integrations all the way to fully documented APIs. Since our founding in 2001, Unifiedpost Group has grown significantly, expanding to offices in 30+ countries, reaching 1,000,000+ SMEs and 2,500+ corporates.

Senegal

Our platform offers financial services and innovative payment solutions for customers and businesses. We offer the possibility to easily and securely pay bills (water, electricity, TV), top-up airtime at a lower cost, send and receive money and more regardless of location. Our services are available in all Wari partner outlets, using our web and mobile app (mywari.com) or by USSD code. We strive to understand the challenges faced by our customers on a daily basis to create convenient solutions.

Our platform offers financial services and innovative payment solutions for customers and businesses. We offer the possibility to easily and securely pay bills (water, electricity, TV), top-up airtime at a lower cost, send and receive money and more regardless of location. Our services are available in all Wari partner outlets, using our web and mobile app (mywari.com) or by USSD code. We strive to understand the challenges faced by our customers on a daily basis to create convenient solutions.

Israel

At Pay Momentum, we're the driving force behind a groundbreaking payment processing revolution. Our cutting-edge technology sets new industry standards with the highest approval rates, even in the most challenging markets. Pay Momentum is more than just a solution; it's a game-changer. We've redefined payment processing, utilizing advanced algorithms and innovative strategies to ensure seamless transactions. Our unwavering commitment to precision and reliability empowers businesses to navigate tough markets with ease, unlocking previously untapped revenue streams. With Pay Momentum, businesses can thrive in the most demanding environments, thanks to our transformative approach to payment processing. Join us in reshaping the future of payments and achieving unparalleled success. Together, we're unlocking new horizons in finance and commerce, and Pay Momentum is leading the way.

At Pay Momentum, we're the driving force behind a groundbreaking payment processing revolution. Our cutting-edge technology sets new industry standards with the highest approval rates, even in the most challenging markets. Pay Momentum is more than just a solution; it's a game-changer. We've redefined payment processing, utilizing advanced algorithms and innovative strategies to ensure seamless transactions. Our unwavering commitment to precision and reliability empowers businesses to navigate tough markets with ease, unlocking previously untapped revenue streams. With Pay Momentum, businesses can thrive in the most demanding environments, thanks to our transformative approach to payment processing. Join us in reshaping the future of payments and achieving unparalleled success. Together, we're unlocking new horizons in finance and commerce, and Pay Momentum is leading the way.

United Kingdom

PXP is a technology platform, unifying global payments and making commerce simpler, better and more connected. One link to PXP unlocks endless opportunities: access all your data, orchestrate multiple acquirers, payment methods and systems globally through our omnichannel, unified platform. With strong focus on engineering excellence, intelligent payment routing, turning data into powerful insights and complete control over your ecosystem design, we help businesses of all sizes thrive. Our solutions are built for today and designed for what’s next, empowering you to focus on scaling your business.

PXP is a technology platform, unifying global payments and making commerce simpler, better and more connected. One link to PXP unlocks endless opportunities: access all your data, orchestrate multiple acquirers, payment methods and systems globally through our omnichannel, unified platform. With strong focus on engineering excellence, intelligent payment routing, turning data into powerful insights and complete control over your ecosystem design, we help businesses of all sizes thrive. Our solutions are built for today and designed for what’s next, empowering you to focus on scaling your business.

paymentusa.com United States

PaymentUSA specializes in the Merchant Processing Industry. We provide the lowest cost, pass-through rates, with customer service that is not often found in today's business ethic. We treat our merchants like friends and pride ourselves in creating long-lasting, mutually beneficial business relationships. We offer free terminal placement and have a variety of free merchant account service options. If you are an e-commerce business or are in need of a High-Risk merchant account, we've got you covered. Signing up is fast and easy. We don't have contracts, setup fees, cancellation fees, and we have a 96% customer retention rate.

PaymentUSA specializes in the Merchant Processing Industry. We provide the lowest cost, pass-through rates, with customer service that is not often found in today's business ethic. We treat our merchants like friends and pride ourselves in creating long-lasting, mutually beneficial business relationships. We offer free terminal placement and have a variety of free merchant account service options. If you are an e-commerce business or are in need of a High-Risk merchant account, we've got you covered. Signing up is fast and easy. We don't have contracts, setup fees, cancellation fees, and we have a 96% customer retention rate.

pay4.com United Kingdom

Pay4 is a flexible, revolving credit facility, which can be used to fund a company’s UK and international supplier payments. The finance is unsecured, so it'll work well alongside other forms of finance. Also, with no setup or non-utilisation charges, you only pay for the facility when you use it. Key Features • Revolving credit facility from £50k • Up to 120 days credit (from date of invoice) • Unsecured, so works alongside existing finance • Pay your UK or international suppliers • No setup or non-utilisation fees • Easy to use online platform

Pay4 is a flexible, revolving credit facility, which can be used to fund a company’s UK and international supplier payments. The finance is unsecured, so it'll work well alongside other forms of finance. Also, with no setup or non-utilisation charges, you only pay for the facility when you use it. Key Features • Revolving credit facility from £50k • Up to 120 days credit (from date of invoice) • Unsecured, so works alongside existing finance • Pay your UK or international suppliers • No setup or non-utilisation fees • Easy to use online platform

onevision.kz Kazakhstan

Mission - To act as a global partner for our clients, providing them access to international financial markets and offering innovative solutions that meet their financial needs. - First graduate of the Kazakhstan Accelerator under the MOST Ventures fund - In-house development team - Revenue of 500,000 USD in 2023 - Branches in Kyrgyzstan, Uzbekistan, Tajikistan, and Azerbaijan

Mission - To act as a global partner for our clients, providing them access to international financial markets and offering innovative solutions that meet their financial needs. - First graduate of the Kazakhstan Accelerator under the MOST Ventures fund - In-house development team - Revenue of 500,000 USD in 2023 - Branches in Kyrgyzstan, Uzbekistan, Tajikistan, and Azerbaijan

nummuspay.com Greece

Nummuspay is a subscription management and credit card processing platform that manages all parts of the revenue lifecycle for subscription and recurring revenue businesses. We love helping companies make their business more profitable, by looking at ways to increase sales revenue as well as decreasing their costs and benchmarking their business.

Nummuspay is a subscription management and credit card processing platform that manages all parts of the revenue lifecycle for subscription and recurring revenue businesses. We love helping companies make their business more profitable, by looking at ways to increase sales revenue as well as decreasing their costs and benchmarking their business.

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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

Card Processing FAQs

Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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