Atlas
Payrails
Payrails is a payment operating system for global enterprises that want to effectively manage all aspects of their payment operations in one place. Our end-to-end solution connects merchants to a vast network of payment providers, fraud solutions, and alternative payment methods through one single, intuitive API. Payrails is joined in its mission by top-tier investors Andreessen Horowitz, EQT, General Catalyst, and HV Capital to enable us to solve the growing complexity of payments.
Payrails is a payment operating system for global enterprises that want to effectively manage all aspects of their payment operations in one place. Our end-to-end solution connects merchants to a vast network of payment providers, fraud solutions, and alternative payment methods through one single, intuitive API. Payrails is joined in its mission by top-tier investors Andreessen Horowitz, EQT, General Catalyst, and HV Capital to enable us to solve the growing complexity of payments.
Fidelity Payment Services
Fidelity Payment Services is a leading global payment processor and payment solutions provider for businesses across the U.S. and Canada. As one of the largest merchant service providers in the Northeast, Fidelity is chosen by merchants across all industries for its competitive processing rates, advanced and customizable payment technology, security and fraud protection expertise, and superior customer support. Built on top of our own Cardknox payment gateway, Fidelity provides you with one streamlined solution for the best in secure payments across in-store, e-commerce, unattended, and mobile. With our expansive knowledge of industry trends, the latest technologies, and customer preferences, Fidelity successfully equips businesses with the solutions they need to thrive in a crowded marketplace.
Fidelity Payment Services is a leading global payment processor and payment solutions provider for businesses across the U.S. and Canada. As one of the largest merchant service providers in the Northeast, Fidelity is chosen by merchants across all industries for its competitive processing rates, advanced and customizable payment technology, security and fraud protection expertise, and superior customer support. Built on top of our own Cardknox payment gateway, Fidelity provides you with one streamlined solution for the best in secure payments across in-store, e-commerce, unattended, and mobile. With our expansive knowledge of industry trends, the latest technologies, and customer preferences, Fidelity successfully equips businesses with the solutions they need to thrive in a crowded marketplace.
PAYTABS
PayTabs is an award winning, B2B, payments solutions powerhouse founded by Saudi entrepreneur Abdulaziz Al Jouf. Having processed the first live payment gateway transaction in June 2014, today PayTabs processes transactions in multiple currencies, safely and securely. Using API plugins, PayTabs facilitates seamless B2B ecommerce solutions for SME’s across 49 industries to ‘plug and play’ payment features on to their websites.
PayTabs prides itself on offering electronic invoicing services enabling businesses to enjoy digital invoicing, pay by QR code or secure social media payment links. Originally backed by Saudi Aramco’s “Waed” and later by private Saudi investment, over the years, PayTabs has in-built and exported a full stack of game changing solutions.
These include mobile applications, hospitality, governmental, education, airline, travel, transport, and biller solutions, to interlink the multi-billion-dollar enterprise market chain in the MENA region.
PayTabs is an award winning, B2B, payments solutions powerhouse founded by Saudi entrepreneur Abdulaziz Al Jouf. Having processed the first live payment gateway transaction in June 2014, today PayTabs processes transactions in multiple currencies, safely and securely. Using API plugins, PayTabs facilitates seamless B2B ecommerce solutions for SME’s across 49 industries to ‘plug and play’ payment features on to their websites.
PayTabs prides itself on offering electronic invoicing services enabling businesses to enjoy digital invoicing, pay by QR code or secure social media payment links. Originally backed by Saudi Aramco’s “Waed” and later by private Saudi investment, over the years, PayTabs has in-built and exported a full stack of game changing solutions.
These include mobile applications, hospitality, governmental, education, airline, travel, transport, and biller solutions, to interlink the multi-billion-dollar enterprise market chain in the MENA region.
Merchantwarrior
Merchant Warrior is an Australia based payment provider that offers a range of online payment solutions to merchants worldwide. Our organisation prides itself in establishing and maintaining a healthy relationship with each of our clients. We achieve this by working in synergy with our clients to gain insight into their individual requirements and by providing them with a solution that caters wholly to those requirements.
Merchant Warrior provides its clients with an enhanced set of features and extensive support that aids merchants in delivering exceptional service and, in doing so, promotes customer satisfaction, product sales and processing volume.
Payment Solutions
Merchant Warrior has a variety of products which are designed to help merchants accept online payments. Our products cater for merchants of all sizes from small business to corporate clients.
Merchant Warrior is an Australia based payment provider that offers a range of online payment solutions to merchants worldwide. Our organisation prides itself in establishing and maintaining a healthy relationship with each of our clients. We achieve this by working in synergy with our clients to gain insight into their individual requirements and by providing them with a solution that caters wholly to those requirements.
Merchant Warrior provides its clients with an enhanced set of features and extensive support that aids merchants in delivering exceptional service and, in doing so, promotes customer satisfaction, product sales and processing volume.
Payment Solutions
Merchant Warrior has a variety of products which are designed to help merchants accept online payments. Our products cater for merchants of all sizes from small business to corporate clients.
ALT 5 Pay
ALT 5 Sigma, Inc. is a leading institutional solution enabling access to a proprietary trading platform, custodianship and bespoke asset management services. Rapid growth and technology evolution is underway in the way investors purchase, manage and exchange crypto and digital assets. ALT 5's mission is to provide safe and transparent institutional access to the most compliant digital offerings in the market. We offer white-label, co-branded or FIX API solutions to our clients. Avoid investment seepage! Bolster your offerings and capture all clients investments."
ALT 5 Sigma, Inc. is a leading institutional solution enabling access to a proprietary trading platform, custodianship and bespoke asset management services. Rapid growth and technology evolution is underway in the way investors purchase, manage and exchange crypto and digital assets. ALT 5's mission is to provide safe and transparent institutional access to the most compliant digital offerings in the market. We offer white-label, co-branded or FIX API solutions to our clients. Avoid investment seepage! Bolster your offerings and capture all clients investments."
Ifxpayments
Founded in 2005, IFX Payments has grown to become a leading global foreign exchange, payment and financial technology provider.
Headquartered in London, with offices around the world, we’re positioned to be a significant participant in the new banking paradigm delivering advanced payment, treasury and financial management solutions. We replace operational inefficiency with streamlined processes and replace uncertainty with control.
SPECIALITIES
Fintech:
Plug into our fully automated API, comprising of an extensive suite of enterprise-ready payment and reporting solutions, built to seamlessly integrate with your own existing systems for straight-through processing and improved efficiency. Fully integrated with our global network to offer mass payments and real-time financial services, our cross-border payment solutions enable businesses to streamline large-scale payments in over 90 currencies to more than 120 countries without having to maintain local currency accounts.
Founded in 2005, IFX Payments has grown to become a leading global foreign exchange, payment and financial technology provider.
Headquartered in London, with offices around the world, we’re positioned to be a significant participant in the new banking paradigm delivering advanced payment, treasury and financial management solutions. We replace operational inefficiency with streamlined processes and replace uncertainty with control.
SPECIALITIES
Fintech:
Plug into our fully automated API, comprising of an extensive suite of enterprise-ready payment and reporting solutions, built to seamlessly integrate with your own existing systems for straight-through processing and improved efficiency. Fully integrated with our global network to offer mass payments and real-time financial services, our cross-border payment solutions enable businesses to streamline large-scale payments in over 90 currencies to more than 120 countries without having to maintain local currency accounts.
PingPong
PingPong is the world's leading cross-border payments platform trusted by global companies to send, receive, and manage money around the world. We're experienced in creating custom solutions for global companies from Fortune 500s to burgeoning startups.
With nearly a decade under our belt, PingPong has thrived – obtaining 60 financial licences and facilitating $200 billion USD in transactions.
Named one of the top 100 global cross-border payments companies of 2023, we’re committed to bringing seamless, cross-border payments to life alongside trusted, key banking partners – including Citi, J.P. Morgan, MUFG, Deutsche Bank, and others.
PingPong is the world's leading cross-border payments platform trusted by global companies to send, receive, and manage money around the world. We're experienced in creating custom solutions for global companies from Fortune 500s to burgeoning startups.
With nearly a decade under our belt, PingPong has thrived – obtaining 60 financial licences and facilitating $200 billion USD in transactions.
Named one of the top 100 global cross-border payments companies of 2023, we’re committed to bringing seamless, cross-border payments to life alongside trusted, key banking partners – including Citi, J.P. Morgan, MUFG, Deutsche Bank, and others.
Dnbcgroup
DNBC Financial Group® began the journey in 2017. With the goal is to support individuals as well as enterprises in business financial transactions around the world, we are thriving as a solution to global financial payments with a strong passion for simplification.
DNBC continues to extend the coverages in financial hubs to ensure consistent services to global users. Growing mission is to help clients sending and receiving money internationally without restrictions.
Up until now, the scope of our services encompasses a broad range from European countries to global engagement.
In the most basic form, DNBC Financial Group® lays a path to convenience and effectiveness. The combination of streamlined offerings and technologies enables DNBC to be more efficient and to cut down hassles in each transaction.
DNBC Financial Group® began the journey in 2017. With the goal is to support individuals as well as enterprises in business financial transactions around the world, we are thriving as a solution to global financial payments with a strong passion for simplification.
DNBC continues to extend the coverages in financial hubs to ensure consistent services to global users. Growing mission is to help clients sending and receiving money internationally without restrictions.
Up until now, the scope of our services encompasses a broad range from European countries to global engagement.
In the most basic form, DNBC Financial Group® lays a path to convenience and effectiveness. The combination of streamlined offerings and technologies enables DNBC to be more efficient and to cut down hassles in each transaction.
FiatSystems
We offer a payment processing marketplace with one of the largest networks of payment providers in the world.
Sign up now and start accepting payments instantly with our lightning-fast processing solution. Don’t wait, get started today!
We offer a payment processing marketplace with one of the largest networks of payment providers in the world.
Sign up now and start accepting payments instantly with our lightning-fast processing solution. Don’t wait, get started today!
Paydex
We provide businesses with a complete payment ecosystem focused on what they need and nothing more. It's time to stop complicating the world of payments and get business owners where they need to be.
We provide businesses with a complete payment ecosystem focused on what they need and nothing more. It's time to stop complicating the world of payments and get business owners where they need to be.
Digitalriver
Digital River optimizes payment authorization by dynamically routing and retrying transactions across one of the industry’s largest multi-acquirer networks. By processing payments through local acquirers in over 40 markets, we reduce declines and unwanted cross-border fees, saving you and your customers money and frustrations. And using machine learning, we reduce fraud and involuntary churn to recover more of your revenue.
Digital River optimizes payment authorization by dynamically routing and retrying transactions across one of the industry’s largest multi-acquirer networks. By processing payments through local acquirers in over 40 markets, we reduce declines and unwanted cross-border fees, saving you and your customers money and frustrations. And using machine learning, we reduce fraud and involuntary churn to recover more of your revenue.
Chynge
Cross-border payments and remittances are slow, expensive and fraught with regulatory restrictions. Chynge applies financial technology including artificial intelligence and machine learning, big data, cloud computing, distributed ledger technology (DLT), and facial recognition to create new business models, new financial products, and new customer experiences to change the way we consume financial services.
Chynge Central, our flagship product, is a decentralized software service to manage money transfers that are instant, free, and safe. Chynge has a unique multi-sided payments business, in which a large, closed-loop money transfer network connects both senders and recipients.
Chynge democratizes payments by making them instant, free, and safe. Chynge mitigates regulatory risks related to money laundering, terrorism financing, corruption and other financial crimes.
Cross-border payments and remittances are slow, expensive and fraught with regulatory restrictions. Chynge applies financial technology including artificial intelligence and machine learning, big data, cloud computing, distributed ledger technology (DLT), and facial recognition to create new business models, new financial products, and new customer experiences to change the way we consume financial services.
Chynge Central, our flagship product, is a decentralized software service to manage money transfers that are instant, free, and safe. Chynge has a unique multi-sided payments business, in which a large, closed-loop money transfer network connects both senders and recipients.
Chynge democratizes payments by making them instant, free, and safe. Chynge mitigates regulatory risks related to money laundering, terrorism financing, corruption and other financial crimes.
Optimuscards
Optimus is an Electronic Money Institution regulated in the UK by the Financial Conduct Authority. We are Principal Members of Mastercard®. We are a leading provider of Embedded Finance, CaaS and BaaS services.
We serve the new and traditional financial world from Digital Payments and Fintech to Banks and Lenders.
Optimus APIs offer fast and seamless implementation, alongside a range of Mastercard®-backed card programmes, payment solutions and virtual accounts.
Optimus prides itself on delivering scalable strategies and continuous operational support, offering a range of financial solutions from BIN sponsorship to comprehensive programme management.
Optimus is an Electronic Money Institution regulated in the UK by the Financial Conduct Authority. We are Principal Members of Mastercard®. We are a leading provider of Embedded Finance, CaaS and BaaS services.
We serve the new and traditional financial world from Digital Payments and Fintech to Banks and Lenders.
Optimus APIs offer fast and seamless implementation, alongside a range of Mastercard®-backed card programmes, payment solutions and virtual accounts.
Optimus prides itself on delivering scalable strategies and continuous operational support, offering a range of financial solutions from BIN sponsorship to comprehensive programme management.
PayAssist
PayAssist is a modern Payroll bureau. We offer a reliable Payroll Service with a friendly and personal touch.
We work with businesses of all sizes, across the whole of the UK. We believe that a Payroll Service should work around your individual business’ needs. Which is why we offer a range of additional services tailored to your specific requirements.
Our Payroll Service is competitively priced, complete with HMRC checks to data submitted and amounts paid, and we offer a fully integrated Bacs Service.
PayAssist is a modern Payroll bureau. We offer a reliable Payroll Service with a friendly and personal touch.
We work with businesses of all sizes, across the whole of the UK. We believe that a Payroll Service should work around your individual business’ needs. Which is why we offer a range of additional services tailored to your specific requirements.
Our Payroll Service is competitively priced, complete with HMRC checks to data submitted and amounts paid, and we offer a fully integrated Bacs Service.
MerchantE
MerchantE provides a financial technology platform that drives digital commerce and supports the money management needs of growing businesses. Our customers gain a competitive advantage with our services to revolutionize the way they bring money in, move money out, and make money decisions. We help our partners by offering tools and revenue streams to integrate, self-brand, refer, or resell our products and services.
MerchantE provides a financial technology platform that drives digital commerce and supports the money management needs of growing businesses. Our customers gain a competitive advantage with our services to revolutionize the way they bring money in, move money out, and make money decisions. We help our partners by offering tools and revenue streams to integrate, self-brand, refer, or resell our products and services.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
