Atlas
Magua Pay
Magua Pay INC. is a Canadian company, licensed by the standards of Money Service Business (MSB) that builds business upon high-quality service and customers’ trust, providing that individual and attentive approach, immediate reaction to inquiries, readiness to provide nothing but the best possible service are the qualities to focus on, because they make us reliable.
Every person in Magua Pay knows that reputation we have gained through years of conscientious work is our main property. We are sure that such attitude towards clients and partners leads to mutual prosperity and business achievements. Magua Pay’s main goal is to continue to prove that our solutions are the most appropriate, the most dependable and, of course, the most affordable. You will never find any kind of hidden fees, concealed charges and deliberate misunderstandings in our offerings.
Magua Pay INC. is a Canadian company, licensed by the standards of Money Service Business (MSB) that builds business upon high-quality service and customers’ trust, providing that individual and attentive approach, immediate reaction to inquiries, readiness to provide nothing but the best possible service are the qualities to focus on, because they make us reliable.
Every person in Magua Pay knows that reputation we have gained through years of conscientious work is our main property. We are sure that such attitude towards clients and partners leads to mutual prosperity and business achievements. Magua Pay’s main goal is to continue to prove that our solutions are the most appropriate, the most dependable and, of course, the most affordable. You will never find any kind of hidden fees, concealed charges and deliberate misunderstandings in our offerings.
KPAY MERCHANT SERVICE
KPay Group (KPay) is a leading fintech company dedicated to empowering businesses of all sizes with simple, smart, seamless and secure technology solutions. Serving over 45,000 merchants across Hong Kong, Singapore, and Japan, KPay is building a one-stop platform to support merchants in financial management, business operations and digital transformation across the Asia Pacific, unlocking new growth potential for businesses.
KPay Group (KPay) is a leading fintech company dedicated to empowering businesses of all sizes with simple, smart, seamless and secure technology solutions. Serving over 45,000 merchants across Hong Kong, Singapore, and Japan, KPay is building a one-stop platform to support merchants in financial management, business operations and digital transformation across the Asia Pacific, unlocking new growth potential for businesses.
A
Alps
One unique integration to have access to all Latin America.
One unique integration to have access to all Latin America.
Openbank
We’re a 100% digital, flexible and diverse bank. 🚀
We’re leading the charge in the tech revolution of the financial sector, so bolstering talent, innovation and creativity in our teams is crucial in our mission to turn traditional banking on its head.
We operate in Germany, the Netherlands, Portugal, the U.S., Mexico and Spain. Our head office is in Madrid, and we have tech hubs in Valencia and Bilbao, where our dynamic work environments foster continuous learning and teamwork. We champion our people and their ability to drive real change.
Beyond the daily grind, we encourage an open culture through employee clubs for sport, tech, culture, sustainability and plenty more, giving us greater opportunity to connect, share and grow together. 🌍
We’re a 100% digital, flexible and diverse bank. 🚀
We’re leading the charge in the tech revolution of the financial sector, so bolstering talent, innovation and creativity in our teams is crucial in our mission to turn traditional banking on its head.
We operate in Germany, the Netherlands, Portugal, the U.S., Mexico and Spain. Our head office is in Madrid, and we have tech hubs in Valencia and Bilbao, where our dynamic work environments foster continuous learning and teamwork. We champion our people and their ability to drive real change.
Beyond the daily grind, we encourage an open culture through employee clubs for sport, tech, culture, sustainability and plenty more, giving us greater opportunity to connect, share and grow together. 🌍
Pay.com
Our mission at Pay.com is to create an all-inclusive economy. We help big entrepreneurs to move big payments. And micro-merchants to realize their biggest dreams.
The company was launched in 2020 and is currently expanding with 5 global offices offering top-tier customer service.
Our mission at Pay.com is to create an all-inclusive economy. We help big entrepreneurs to move big payments. And micro-merchants to realize their biggest dreams.
The company was launched in 2020 and is currently expanding with 5 global offices offering top-tier customer service.
OKEXpay
Secure, fast, and reliable payment infrastructure designed specifically for high-risk industries. Instant USDT settlements globally
Secure, fast, and reliable payment infrastructure designed specifically for high-risk industries. Instant USDT settlements globally
Chapa
Chapa Financial Technologies S.C. is an online payment gateway that empowers small businesses and large merchants to accept local or international payments from their customers via our APIs and Chapa's platform. The company primarily focuses on securely solving payments-related problems for ambitious businesses and governmental organizations in developing countries, mainly Ethiopia.
Chapa offers services in the following areas: Payment Gateway and Bill Aggregator Solutions.
Chapa Financial Technologies S.C. is an online payment gateway that empowers small businesses and large merchants to accept local or international payments from their customers via our APIs and Chapa's platform. The company primarily focuses on securely solving payments-related problems for ambitious businesses and governmental organizations in developing countries, mainly Ethiopia.
Chapa offers services in the following areas: Payment Gateway and Bill Aggregator Solutions.
Sumup
SumUp is dedicated to providing small businesses with affordable, user-friendly payment solutions to help them thrive. Founded in 2012, SumUp has empowered over 3 million companies worldwide by enabling them to receive payments quickly and easily, even if they’re considered too small by traditional service providers. With a range of payment terminals and remote solutions like invoicing, gift cards, and payment links, SumUp offers flexibility that suits diverse business needs. Designed to support businesses of all sizes, SumUp makes it easier for entrepreneurs to focus on what they love while ensuring financial accessibility and growth.
SumUp: reviews
SumUp receives high praise for its straightforward and affordable payment solutions, making it a go-to option for small businesses looking to accept card payments with ease.
SumUp: competitors
Good alternatives to SumUp are Zettle and Stripe.
SumUp is dedicated to providing small businesses with affordable, user-friendly payment solutions to help them thrive. Founded in 2012, SumUp has empowered over 3 million companies worldwide by enabling them to receive payments quickly and easily, even if they’re considered too small by traditional service providers. With a range of payment terminals and remote solutions like invoicing, gift cards, and payment links, SumUp offers flexibility that suits diverse business needs. Designed to support businesses of all sizes, SumUp makes it easier for entrepreneurs to focus on what they love while ensuring financial accessibility and growth.
SumUp: reviews
SumUp receives high praise for its straightforward and affordable payment solutions, making it a go-to option for small businesses looking to accept card payments with ease.
SumUp: competitors
Good alternatives to SumUp are Zettle and Stripe.
FreedomPay
The FreedomPay Commerce Platform is the best way for merchants to simplify complex payment environments. Validated by the PCI Security Standards Council for Point-to-Point Encryption (P2PE) along with EMV, Tokenization, Contactless and DCC capabilities, global leaders in retail, hospitality, gaming, education, healthcare and financial services trust FreedomPay to deliver unmatched security and advanced value added services.
Since our launch in 2000, FreedomPay has been a pioneer in Next Level Commerce™, including mobile payments, cashless solutions, virtual and remote terminals, payment processing, intelligent analysis, routing of promotions, incentives and customer relationship management services.
As the industry's first TransAtlantic payments solution with integrations across top point-of-sale, device manufacturers and payment processors, supported by rapid API adoption, FreedomPay is driving the future of commerce and customer interaction.
The FreedomPay Commerce Platform is the best way for merchants to simplify complex payment environments. Validated by the PCI Security Standards Council for Point-to-Point Encryption (P2PE) along with EMV, Tokenization, Contactless and DCC capabilities, global leaders in retail, hospitality, gaming, education, healthcare and financial services trust FreedomPay to deliver unmatched security and advanced value added services.
Since our launch in 2000, FreedomPay has been a pioneer in Next Level Commerce™, including mobile payments, cashless solutions, virtual and remote terminals, payment processing, intelligent analysis, routing of promotions, incentives and customer relationship management services.
As the industry's first TransAtlantic payments solution with integrations across top point-of-sale, device manufacturers and payment processors, supported by rapid API adoption, FreedomPay is driving the future of commerce and customer interaction.
Portmone.com
Largest independent omni-channel merchants payment platform in Ukraine. Headquartered in Kyiv. Key services: - B2C: online transfers between individuals, electronic bill deliverer & paying bills (utilities, communications, internet, etc.), sale of tickets, insurance and other services - B2B: integrated solutions for e-commerce: Internet acquiring, processing, transaction solutions for internet banking, customized solutions for web and mobile payment platforms
Largest independent omni-channel merchants payment platform in Ukraine. Headquartered in Kyiv. Key services: - B2C: online transfers between individuals, electronic bill deliverer & paying bills (utilities, communications, internet, etc.), sale of tickets, insurance and other services - B2B: integrated solutions for e-commerce: Internet acquiring, processing, transaction solutions for internet banking, customized solutions for web and mobile payment platforms
Gr4vy
Upgrade to the future of payments infrastructure. With the constant increase in payment options and providers across the globe, managing payment infrastructure to support multiple offerings has become complex. As a result, businesses are often challenged with long lead times to launch payment methods, limited resources, and added complexity when expanding into new markets. Gr4vy is a cloud-based payments platform that takes the complexity out of building and managing your payment ecosystem, allowing you to customize and optimize all your payments through one simple, universal integration. Gr4vy’s no-code rules engine allows businesses to get access to 100+ unique payment methods and anti-fraud providers worldwide. Merchants can personalize checkout experiences for every customer, create dynamic and smart rules for routing and retries, tokenize transactions, migrate data between providers and much more.
Upgrade to the future of payments infrastructure. With the constant increase in payment options and providers across the globe, managing payment infrastructure to support multiple offerings has become complex. As a result, businesses are often challenged with long lead times to launch payment methods, limited resources, and added complexity when expanding into new markets. Gr4vy is a cloud-based payments platform that takes the complexity out of building and managing your payment ecosystem, allowing you to customize and optimize all your payments through one simple, universal integration. Gr4vy’s no-code rules engine allows businesses to get access to 100+ unique payment methods and anti-fraud providers worldwide. Merchants can personalize checkout experiences for every customer, create dynamic and smart rules for routing and retries, tokenize transactions, migrate data between providers and much more.
Digitalriver
Digital River optimizes payment authorization by dynamically routing and retrying transactions across one of the industry’s largest multi-acquirer networks. By processing payments through local acquirers in over 40 markets, we reduce declines and unwanted cross-border fees, saving you and your customers money and frustrations. And using machine learning, we reduce fraud and involuntary churn to recover more of your revenue.
Digital River optimizes payment authorization by dynamically routing and retrying transactions across one of the industry’s largest multi-acquirer networks. By processing payments through local acquirers in over 40 markets, we reduce declines and unwanted cross-border fees, saving you and your customers money and frustrations. And using machine learning, we reduce fraud and involuntary churn to recover more of your revenue.
Ifxpayments
Founded in 2005, IFX Payments has grown to become a leading global foreign exchange, payment and financial technology provider.
Headquartered in London, with offices around the world, we’re positioned to be a significant participant in the new banking paradigm delivering advanced payment, treasury and financial management solutions. We replace operational inefficiency with streamlined processes and replace uncertainty with control.
SPECIALITIES
Fintech:
Plug into our fully automated API, comprising of an extensive suite of enterprise-ready payment and reporting solutions, built to seamlessly integrate with your own existing systems for straight-through processing and improved efficiency. Fully integrated with our global network to offer mass payments and real-time financial services, our cross-border payment solutions enable businesses to streamline large-scale payments in over 90 currencies to more than 120 countries without having to maintain local currency accounts.
Founded in 2005, IFX Payments has grown to become a leading global foreign exchange, payment and financial technology provider.
Headquartered in London, with offices around the world, we’re positioned to be a significant participant in the new banking paradigm delivering advanced payment, treasury and financial management solutions. We replace operational inefficiency with streamlined processes and replace uncertainty with control.
SPECIALITIES
Fintech:
Plug into our fully automated API, comprising of an extensive suite of enterprise-ready payment and reporting solutions, built to seamlessly integrate with your own existing systems for straight-through processing and improved efficiency. Fully integrated with our global network to offer mass payments and real-time financial services, our cross-border payment solutions enable businesses to streamline large-scale payments in over 90 currencies to more than 120 countries without having to maintain local currency accounts.
FLIQA Payments
Elevate your checkout with secure, real-time bank transfers.
Fliqa’s PIS cuts out intermediaries, streamlines user authentication, and puts you in control of your payment ecosystem.
Elevate your checkout with secure, real-time bank transfers.
Fliqa’s PIS cuts out intermediaries, streamlines user authentication, and puts you in control of your payment ecosystem.
Meniga
Meniga is a global leader in digital banking solutions, serving over 100 million banking customers across 165 financial institutions in 30 countries spanning Europe, North America, the Middle East and Asia.
Our customers include some of the most influential banks of these regions, such as UniCredit, Groupe BPCE, UOB, Swedbank, SAB, Tangerine, and Crédito Agrícola.
Our award-winning products enable large financial institutions to transform their online and mobile digital environments with minimal investment within weeks, not years. Meniga has developed a framework for next-generation digital banking around advanced data consolidation and enrichment and AI-powered Insights, allowing banks to hyper-personalise the digital banking experience. Our state-of-the-art finance management solutions position Meniga as the chosen orchestration platform for enabling neobank-grade customer experiences.
Meniga is a global leader in digital banking solutions, serving over 100 million banking customers across 165 financial institutions in 30 countries spanning Europe, North America, the Middle East and Asia.
Our customers include some of the most influential banks of these regions, such as UniCredit, Groupe BPCE, UOB, Swedbank, SAB, Tangerine, and Crédito Agrícola.
Our award-winning products enable large financial institutions to transform their online and mobile digital environments with minimal investment within weeks, not years. Meniga has developed a framework for next-generation digital banking around advanced data consolidation and enrichment and AI-powered Insights, allowing banks to hyper-personalise the digital banking experience. Our state-of-the-art finance management solutions position Meniga as the chosen orchestration platform for enabling neobank-grade customer experiences.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
