Atlas
Phi Commerce Private
Founded in 2015, Phi Commerce has created PayPhi, a ground-breaking omni-channel payment processing platform which processes digital payments at doorstep, online & in-store across variety of form factors such as cards, net-banking, UPI, Aadhaar, BharatQR, wallets, NEFT, RTGS, and NACH. The company was established with the objective to digitize white spaces in payments & go beyond routine payment processing.
Phi Commerce’s PayPhi Digital Enablement suite has been developed with the mission of empowering very large untapped blue-ocean sectors dominated by offline payment modes such as cash & cheque to accept digital payments.
Custom built enablers around PayPhi, help businesses create, present and process digital payments. Our solutions take into consideration legacy systems and complex workflows of businesses, use case, stakeholders in payment ecosystem such as merchants, consumers, banks, networks and ancillary players etc.
Founded in 2015, Phi Commerce has created PayPhi, a ground-breaking omni-channel payment processing platform which processes digital payments at doorstep, online & in-store across variety of form factors such as cards, net-banking, UPI, Aadhaar, BharatQR, wallets, NEFT, RTGS, and NACH. The company was established with the objective to digitize white spaces in payments & go beyond routine payment processing.
Phi Commerce’s PayPhi Digital Enablement suite has been developed with the mission of empowering very large untapped blue-ocean sectors dominated by offline payment modes such as cash & cheque to accept digital payments.
Custom built enablers around PayPhi, help businesses create, present and process digital payments. Our solutions take into consideration legacy systems and complex workflows of businesses, use case, stakeholders in payment ecosystem such as merchants, consumers, banks, networks and ancillary players etc.
Banxa
Banxa.com provides a global fiat on-ramp for exchanges, wallets and other businesses operating in the cryptocurrency ecosystem.
Banxa.com provides a global fiat on-ramp for exchanges, wallets and other businesses operating in the cryptocurrency ecosystem.
BANCOLOMBIA
We are a Latin American financial group that supports people’s dreams and seeks to build lasting relationships with them, based on trust, closeness, respect, inclusion, and warmth.
Listening, thinking of others, and being sensitive to their needs has led us to a different way of connecting — one in which everyone matters, because providing financial services is not the same as supporting the building of life projects.
We continue moving forward in our transformation process. Our goal is to be more in order to serve better, through agile, simple, and flawless solutions.
We are a Latin American financial group that supports people’s dreams and seeks to build lasting relationships with them, based on trust, closeness, respect, inclusion, and warmth.
Listening, thinking of others, and being sensitive to their needs has led us to a different way of connecting — one in which everyone matters, because providing financial services is not the same as supporting the building of life projects.
We continue moving forward in our transformation process. Our goal is to be more in order to serve better, through agile, simple, and flawless solutions.
PRYSYM GMBH
Prysym is a leader in payment technologies that provides companies with fast, forward-thinking payment solutions. Our innovative global in/out API payment platform offers cross border payments with acquiring and issuing capabilities.
• Regulated Entity Solutions: Our platform powers over 200 banks and provides debit and prepaid issuing processing as well as digital/crypto asset and multi-currency ledger. Prysym provides a complete offering of business and consumer products and robust, progressive compliance.
• Merchant & Business Solutions: Our platform allows companies to make and accept global B2B & B2C payments with business process automation, in-place global bank/BIN sponsors and digitized eDoc integration. Prysym can offer you co-brand or white label.
• Value Added Options: We offer SMS, chat and agent support. Prysym can also provide creative services and digital marketing, mobile and web app development, integrated SMS and email tools and robust APIs
Prysym is a leader in payment technologies that provides companies with fast, forward-thinking payment solutions. Our innovative global in/out API payment platform offers cross border payments with acquiring and issuing capabilities.
• Regulated Entity Solutions: Our platform powers over 200 banks and provides debit and prepaid issuing processing as well as digital/crypto asset and multi-currency ledger. Prysym provides a complete offering of business and consumer products and robust, progressive compliance.
• Merchant & Business Solutions: Our platform allows companies to make and accept global B2B & B2C payments with business process automation, in-place global bank/BIN sponsors and digitized eDoc integration. Prysym can offer you co-brand or white label.
• Value Added Options: We offer SMS, chat and agent support. Prysym can also provide creative services and digital marketing, mobile and web app development, integrated SMS and email tools and robust APIs
Kashing
Kashing: Unattendend payments in a box. Contacless payments for vending machines, kiddies rides, photo booths, roadside retail, pool tables, car washes, laundromats. SEE IT. TAP IT. USE IT Our payment technology streamlines and secures all your payment needs so you can offer your customers the best payment choices – whether they’d prefer to pay online, over the phone or face-to-face.
Kashing: Unattendend payments in a box. Contacless payments for vending machines, kiddies rides, photo booths, roadside retail, pool tables, car washes, laundromats. SEE IT. TAP IT. USE IT Our payment technology streamlines and secures all your payment needs so you can offer your customers the best payment choices – whether they’d prefer to pay online, over the phone or face-to-face.
Deutsche Bank
Deutsche Bank provides a wide range of business solutions for corporate clients and financial institutions around the world. The bank offers services like corporate finance, investment banking, asset management, and trade finance. Its advanced digital tools and expertise in risk management and capital markets help businesses improve their financial strategies and operations. Deutsche Bank’s focus on tailored solutions and strategic advice makes it a key partner for companies looking to grow and succeed globally.
Deutsche Bank: reviews
Clients appreciate the bank's expertise in corporate finance and investment banking, which helps them make informed decisions and achieve their business goals.
Deutsche Bank: competitors
Consider Barclays, UBS, RBS as key alternatives to Deutsche Bank.
Deutsche Bank provides a wide range of business solutions for corporate clients and financial institutions around the world. The bank offers services like corporate finance, investment banking, asset management, and trade finance. Its advanced digital tools and expertise in risk management and capital markets help businesses improve their financial strategies and operations. Deutsche Bank’s focus on tailored solutions and strategic advice makes it a key partner for companies looking to grow and succeed globally.
Deutsche Bank: reviews
Clients appreciate the bank's expertise in corporate finance and investment banking, which helps them make informed decisions and achieve their business goals.
Deutsche Bank: competitors
Consider Barclays, UBS, RBS as key alternatives to Deutsche Bank.
Citypay
Accept payments anytime, anywhere
For over 20 years CityPay have been at the forefront of providing safe and easy card payment solutions to thousands of satisfied customers. Anywhere you do business – in-store, online, through mobile, or over the phone – we have the payment solution. Let us help your business thrive.
Accept payments anytime, anywhere
For over 20 years CityPay have been at the forefront of providing safe and easy card payment solutions to thousands of satisfied customers. Anywhere you do business – in-store, online, through mobile, or over the phone – we have the payment solution. Let us help your business thrive.
Spenda Limited
Spenda is an integrated business platform that enables businesses across the supply chain to sell better and get paid faster.
We serve as both a software solutions provider and a payment processor and deliver the essential infrastructure to streamline business processes before, during and after the payment event.
With over 20 years’ experience in building solutions that improve transactional efficiency between businesses, Spenda is applicable to any business that needs to make or receive a payment. Our software enables the smooth flow of funds throughout a supply chain or network of buyers and sellers, from producer to end-consumer.
Spenda is an integrated business platform that enables businesses across the supply chain to sell better and get paid faster.
We serve as both a software solutions provider and a payment processor and deliver the essential infrastructure to streamline business processes before, during and after the payment event.
With over 20 years’ experience in building solutions that improve transactional efficiency between businesses, Spenda is applicable to any business that needs to make or receive a payment. Our software enables the smooth flow of funds throughout a supply chain or network of buyers and sellers, from producer to end-consumer.
Rapid financial
Rapid Financial Solutions is the leading provider of frictionless fintech, payment and engagement solutions for corporations, state and county governments, municipalities, schools, and sports associations. Our technology platform empowers organizations to step into today’s technology and go beyond pay disbursements, giving consumers greater choice and connection to the services they want and need.
With our smart, connected commerce solutions, organizations can increase operational efficiency. By moving away from cash and paper checks, our more than 1,500 clients have slashed disbursement costs, eliminated unclaimed property and escheatment, reduced check fraud, and deepened customer satisfaction and engagement.
Rapid Financial Solutions is the leading provider of frictionless fintech, payment and engagement solutions for corporations, state and county governments, municipalities, schools, and sports associations. Our technology platform empowers organizations to step into today’s technology and go beyond pay disbursements, giving consumers greater choice and connection to the services they want and need.
With our smart, connected commerce solutions, organizations can increase operational efficiency. By moving away from cash and paper checks, our more than 1,500 clients have slashed disbursement costs, eliminated unclaimed property and escheatment, reduced check fraud, and deepened customer satisfaction and engagement.
Prizm Pay Limited
What you will need for accepting digital payments
International Cards Prizmpay’s gateway adds the capability of accepting all major Visa, MasterCard® credit and debit cards internationally in over 250 countries for your online business. We enable you to collect payment around the globe. There is neither minimums nor hidden charges.
What you will need for accepting digital payments
International Cards Prizmpay’s gateway adds the capability of accepting all major Visa, MasterCard® credit and debit cards internationally in over 250 countries for your online business. We enable you to collect payment around the globe. There is neither minimums nor hidden charges.
PayTM
Paytm started the Digital Revolution in India.
And we went on to become India’s leading Payments App. Today, more than 20 Million merchants & businesses are powered by Paytm to Accept Payments digitally.
This is because more than 300 million Indians use Paytm to Pay at their stores. And that’s not all, Paytm App is used to Pay bills, do Recharges, Send money to friends & family, Book movies & travel tickets.
With innovations to Financial services & products in pipeline, this is but one of the milestones achieved towards our mission – to bring 500 million unserved and underserved Indians to the mainstream economy.
Paytm started the Digital Revolution in India.
And we went on to become India’s leading Payments App. Today, more than 20 Million merchants & businesses are powered by Paytm to Accept Payments digitally.
This is because more than 300 million Indians use Paytm to Pay at their stores. And that’s not all, Paytm App is used to Pay bills, do Recharges, Send money to friends & family, Book movies & travel tickets.
With innovations to Financial services & products in pipeline, this is but one of the milestones achieved towards our mission – to bring 500 million unserved and underserved Indians to the mainstream economy.
Managepay
ManagePay Systems Bhd (MPay) is an investment holding company. The group’s operating segment is classified into two: Fintech Services and Non-Fintech services. Fintech services segment is involved in POS terminal services, third party acquiring, payment services, e-money and Mastercard card issuing, alternative financing business outsourcing services, and loyalty management services. Non-fintech services segment is involved in the software and digital security, information communications, e-commerce, and technology services. Payment services is the major contributor to the group’s total turnover and revenue.
ManagePay Systems Bhd (MPay) is an investment holding company. The group’s operating segment is classified into two: Fintech Services and Non-Fintech services. Fintech services segment is involved in POS terminal services, third party acquiring, payment services, e-money and Mastercard card issuing, alternative financing business outsourcing services, and loyalty management services. Non-fintech services segment is involved in the software and digital security, information communications, e-commerce, and technology services. Payment services is the major contributor to the group’s total turnover and revenue.
WEX
WEX is a global commerce platform specializing in fuel and fleet management, employee benefits, and business payments. It helps streamline the procure-to-pay process, aiming to deliver measurable returns for businesses and their clients. By offering seamless, scalable integrations, WEX simplifies operations and supports business goals. The platform also provides flexible rebate sharing options to enhance payment capabilities and improve overall efficiency.
WEX: reviews
WEX is highly regarded for its efficient integration capabilities and user-friendly interface, which simplify complex payment processes. Users also appreciate the platform's flexibility and robust support, which help streamline operations and drive business growth.
WEX: competitors
Gusto, Dayforce, Isolved, and Paychex are recognized as leading alternatives to WEX.
WEX is a global commerce platform specializing in fuel and fleet management, employee benefits, and business payments. It helps streamline the procure-to-pay process, aiming to deliver measurable returns for businesses and their clients. By offering seamless, scalable integrations, WEX simplifies operations and supports business goals. The platform also provides flexible rebate sharing options to enhance payment capabilities and improve overall efficiency.
WEX: reviews
WEX is highly regarded for its efficient integration capabilities and user-friendly interface, which simplify complex payment processes. Users also appreciate the platform's flexibility and robust support, which help streamline operations and drive business growth.
WEX: competitors
Gusto, Dayforce, Isolved, and Paychex are recognized as leading alternatives to WEX.
Caxton
For business accounts that offer expense management, accounts payable, faster payroll payments and of course - international payments.
With a mission to challenge the fees, FX losses, and impersonal service typical of high-street banks, we set out to combine payment expertise with smart, pre-paid cards. And today, we stand tall as an FCA-regulated payments firm that does all of that, plus delivers a user-friendly, API-driven platform – to power the global payment needs of businesses and individuals alike.
For business accounts that offer expense management, accounts payable, faster payroll payments and of course - international payments.
With a mission to challenge the fees, FX losses, and impersonal service typical of high-street banks, we set out to combine payment expertise with smart, pre-paid cards. And today, we stand tall as an FCA-regulated payments firm that does all of that, plus delivers a user-friendly, API-driven platform – to power the global payment needs of businesses and individuals alike.
Unzer
Unzer digitalizes commerce with payment and software solutions that cover the entire merchant value chain. From online purchases and in-store mobile POS systems to final settlement and essential business processes, Unzer simplifies and optimizes retail operations. This all-in-one approach helps merchants manage their businesses more efficiently, providing their customers with a smooth and seamless shopping experience.
More than 85,000 merchants across Europe already use Unzer's ecosystem. The company employs around 750 people in eight offices in Germany, Austria, Denmark and Luxembourg.
Unzer digitalizes commerce with payment and software solutions that cover the entire merchant value chain. From online purchases and in-store mobile POS systems to final settlement and essential business processes, Unzer simplifies and optimizes retail operations. This all-in-one approach helps merchants manage their businesses more efficiently, providing their customers with a smooth and seamless shopping experience.
More than 85,000 merchants across Europe already use Unzer's ecosystem. The company employs around 750 people in eight offices in Germany, Austria, Denmark and Luxembourg.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
