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Real-Time Payment Services
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98 companies
Jul 21, 2026
Last updated: Jul 21, 2026
OKEXpay
okexpay.dev Philippines
Secure, fast, and reliable payment infrastructure designed specifically for high-risk industries. Instant USDT settlements globally
Secure, fast, and reliable payment infrastructure designed specifically for high-risk industries. Instant USDT settlements globally
Almapay
almapay.com France
We don’t help people buy more, but buy better — to purchase the products they want, at their own pace, with confidence and control. At Alma, we understand that finance is a business catalyst, and our payment solutions bring significant added value to both merchants and customers across Europe (in Belgium, France, Germany, Italy, the Netherlands, and Spain). For merchants, our installment and deferred payment solutions are excellent ways to build customer loyalty, improve satisfaction, and generate up to 20% more revenue — all without risk, since Alma takes care of everything. For customers, the shopping experience is enhanced (rated 4.8/5 on Trustpilot), and Alma gives them the ability to manage their budget easily. They pay later, Alma pays the merchants immediately. For both merchants and customers, our strength lies in simplicity and efficiency — our goal is to create the smoothest, most pleasant, and most transparent experience possible.
We don’t help people buy more, but buy better — to purchase the products they want, at their own pace, with confidence and control. At Alma, we understand that finance is a business catalyst, and our payment solutions bring significant added value to both merchants and customers across Europe (in Belgium, France, Germany, Italy, the Netherlands, and Spain). For merchants, our installment and deferred payment solutions are excellent ways to build customer loyalty, improve satisfaction, and generate up to 20% more revenue — all without risk, since Alma takes care of everything. For customers, the shopping experience is enhanced (rated 4.8/5 on Trustpilot), and Alma gives them the ability to manage their budget easily. They pay later, Alma pays the merchants immediately. For both merchants and customers, our strength lies in simplicity and efficiency — our goal is to create the smoothest, most pleasant, and most transparent experience possible.
Aceunion
aceunion.com United Kingdom
ACE Union transforms your financial life, offering a seamless way to spend, save, and monitor your money. With our new state-of-the-art feature set and a completely redesigned UI/UX, experience wonder in the all-in-one app! Get instant spending alerts, track budgets, pay bills, make airtime top-ups, schedule payments, pay via QR, make cross border payments and much more! Secure, fast, and user-friendly, upgrade to ACE Union and manage your money, your way.
ACE Union transforms your financial life, offering a seamless way to spend, save, and monitor your money. With our new state-of-the-art feature set and a completely redesigned UI/UX, experience wonder in the all-in-one app! Get instant spending alerts, track budgets, pay bills, make airtime top-ups, schedule payments, pay via QR, make cross border payments and much more! Secure, fast, and user-friendly, upgrade to ACE Union and manage your money, your way.
Justipay
justipay.com Cyprus
Justipay designed as an all-in-one payment solution that will cover all needs and specifications for your business. Acquisition of a strong partnership in your business starts here!
Justipay designed as an all-in-one payment solution that will cover all needs and specifications for your business. Acquisition of a strong partnership in your business starts here!
PayNearMe
home.paynearme.com United States
Deliver an exceptional payment experience that increases self-service, lowers manual intervention and drives down your total cost of acceptance. Simplify, streamline and elevate every aspect of the payment experience—all in a modern, reliable and flexible platform.
Deliver an exceptional payment experience that increases self-service, lowers manual intervention and drives down your total cost of acceptance. Simplify, streamline and elevate every aspect of the payment experience—all in a modern, reliable and flexible platform.
Settler
trysettler.com United Kingdom
Your customers pay by card, Apple Pay, or bank wire. You receive USDT or USDC in your wallet. No new checkout. No banking dependency. Works with any processor. Your customers never see crypto.
Your customers pay by card, Apple Pay, or bank wire. You receive USDT or USDC in your wallet. No new checkout. No banking dependency. Works with any processor. Your customers never see crypto.
Lumonpay
lumonpay.com United Kingdom
We are Lumon, your trusted currency partner. Established in 2000, Lumon has been trusted by over 69,000 customers to save them money on currency exchange transactions for more than 20 years. In 2023 we exchanged over £8.8bn in currency. Whether you’re buying or selling a property, paying for living expenses abroad or simply paying for goods and services, Lumon’s specialist market knowledge and dedicated account managers will help make the process as quick and simple as possible. We're also a trusted currency partner of over 2,500 businesses across the UK, Europe and USA. Our team of international payment and currency risk management specialists provide bespoke FX risk management services along with a dynamic product suite for businesses.
We are Lumon, your trusted currency partner. Established in 2000, Lumon has been trusted by over 69,000 customers to save them money on currency exchange transactions for more than 20 years. In 2023 we exchanged over £8.8bn in currency. Whether you’re buying or selling a property, paying for living expenses abroad or simply paying for goods and services, Lumon’s specialist market knowledge and dedicated account managers will help make the process as quick and simple as possible. We're also a trusted currency partner of over 2,500 businesses across the UK, Europe and USA. Our team of international payment and currency risk management specialists provide bespoke FX risk management services along with a dynamic product suite for businesses.
Jubaexpress
jubaexpress.com United Arab Emirates
uba Express Money Transfer Ltd is a UK registered and licensed Money Transmitter Company with head quarter offices in Dubai, UAE and Kampala, Uganda. The company was established in Febraury 2009, to enable the ever growing number of African diaspora communities to support their families in their origin countries. The company has since established, grown and significantly expanded to the world, thanks to the commitment of the working teams who were focused on delivering the best possible service to our valued customers - the people who made all of this happen. Juba Express is a leading and trusted remittance network, non-banking financial company and money transfer operator that provides monetary and financial services to millions of families to receive necessary funds from their relatives and families in different parts of the world, particularly in the developed countries, such as United States, Australia, Canada, UK, and other European countries.
uba Express Money Transfer Ltd is a UK registered and licensed Money Transmitter Company with head quarter offices in Dubai, UAE and Kampala, Uganda. The company was established in Febraury 2009, to enable the ever growing number of African diaspora communities to support their families in their origin countries. The company has since established, grown and significantly expanded to the world, thanks to the commitment of the working teams who were focused on delivering the best possible service to our valued customers - the people who made all of this happen. Juba Express is a leading and trusted remittance network, non-banking financial company and money transfer operator that provides monetary and financial services to millions of families to receive necessary funds from their relatives and families in different parts of the world, particularly in the developed countries, such as United States, Australia, Canada, UK, and other European countries.
VelPay
velpay.io United Kingdom
VelPay — is a versatile payment ecosystem for business that integrates both fiat and cryptocurrency channels. The platform allows you to accept payments, execute mass payouts, and manage transactions through a single dashboard, ensuring speed, multi-routing, and security for global settlements.
VelPay — is a versatile payment ecosystem for business that integrates both fiat and cryptocurrency channels. The platform allows you to accept payments, execute mass payouts, and manage transactions through a single dashboard, ensuring speed, multi-routing, and security for global settlements.
Ime london
imelondon.co.uk United Kingdom
We are a UK registered company with our head office located in London. Since 2007 we have been providing a wide range of services to our clients. We aim to expand to other relevant ones as per the market demand and as our expertise develops. Customer satisfaction is our main priority. To conduct remittance operations, we are registered and regulated by HMRC and FCA UK. We have been provided a license for money transfer from the UK. We are guided by our own written compliance policy which is based on the “EU payment service regulations” published in 2017. In some cases, we may use a shared network that involves third party companies, and, in those cases, we have to abide by their compliance requirement as well. Our aim is to provide a fast, reliable and secure way of payment.
We are a UK registered company with our head office located in London. Since 2007 we have been providing a wide range of services to our clients. We aim to expand to other relevant ones as per the market demand and as our expertise develops. Customer satisfaction is our main priority. To conduct remittance operations, we are registered and regulated by HMRC and FCA UK. We have been provided a license for money transfer from the UK. We are guided by our own written compliance policy which is based on the “EU payment service regulations” published in 2017. In some cases, we may use a shared network that involves third party companies, and, in those cases, we have to abide by their compliance requirement as well. Our aim is to provide a fast, reliable and secure way of payment.
MoneyGram
United States
MoneyGram is a global leader in cross-border P2P payments and money transfers. Its consumer-centric capabilities enable family and friends to quickly and affordably send money in more than 200 countries and territories, with more than 75 countries now digitally enabled. MoneyGram leverages its modern, mobile, and API-driven platform and collaborates with the world's leading brands to serve millions of people each year through both its walk-in business and its direct-to-consumer digital business. With a strong culture of innovation and a relentless focus on utilizing technology to deliver the world's best customer experience, MoneyGram is leading the evolution of digital P2P payments.
MoneyGram is a global leader in cross-border P2P payments and money transfers. Its consumer-centric capabilities enable family and friends to quickly and affordably send money in more than 200 countries and territories, with more than 75 countries now digitally enabled. MoneyGram leverages its modern, mobile, and API-driven platform and collaborates with the world's leading brands to serve millions of people each year through both its walk-in business and its direct-to-consumer digital business. With a strong culture of innovation and a relentless focus on utilizing technology to deliver the world's best customer experience, MoneyGram is leading the evolution of digital P2P payments.
Riafinancial
ua.riafinancial.com United States
Ria Money Transfer, a business segment of Euronet Worldwide, Inc. (NASDAQ: EEFT), delivers innovative financial services including fast, secure, and affordable global money transfers to millions of customers along with currency exchange, mobile top-up, bill payment and check cashing services, offering a reliable omnichannel experience. The company is steadfast in its commitment to serve its customers and the communities in which they live, opening ways for a better everyday life. Founded in 1987, the company has grown from a single storefront in New York City, to become one of the largest money transfer companies worldwide, with more than 580,000 locations and presence in nearly 200 countries and territories around the world.
Ria Money Transfer, a business segment of Euronet Worldwide, Inc. (NASDAQ: EEFT), delivers innovative financial services including fast, secure, and affordable global money transfers to millions of customers along with currency exchange, mobile top-up, bill payment and check cashing services, offering a reliable omnichannel experience. The company is steadfast in its commitment to serve its customers and the communities in which they live, opening ways for a better everyday life. Founded in 1987, the company has grown from a single storefront in New York City, to become one of the largest money transfer companies worldwide, with more than 580,000 locations and presence in nearly 200 countries and territories around the world.
Singx
singx.co Singapore
SingX is a revolutionary fintech company that specializes in simplifying and making international payments affordable for businesses. With our innovative platform, we empower organizations to effortlessly manage their cross-border transactions, minimizing costs, and maximizing efficiency. In today's globalized economy, businesses and consumers face numerous challenges with cross border payments and collections. Traditional banking systems often come with high fees, complex processes, and lengthy settlement times. SingX aims to address these pain points by providing a seamless and cost-effective solution. SingX’s Core Value Proposition is Cheaper, Faster, More Convenient payments. We offer 100% Digital Solutions delivered by a world class technology platform. Our service offering includes: 1. Consumer Solutions 2. Business Solutions 3. Payment Solutions for banks and payment intermediaries 4.
SingX is a revolutionary fintech company that specializes in simplifying and making international payments affordable for businesses. With our innovative platform, we empower organizations to effortlessly manage their cross-border transactions, minimizing costs, and maximizing efficiency. In today's globalized economy, businesses and consumers face numerous challenges with cross border payments and collections. Traditional banking systems often come with high fees, complex processes, and lengthy settlement times. SingX aims to address these pain points by providing a seamless and cost-effective solution. SingX’s Core Value Proposition is Cheaper, Faster, More Convenient payments. We offer 100% Digital Solutions delivered by a world class technology platform. Our service offering includes: 1. Consumer Solutions 2. Business Solutions 3. Payment Solutions for banks and payment intermediaries 4.
Satispay
satispay.com Italy
atispay powers payments for the people - help you send, receive and save money, whichever side of the exchange you stand. Launched in 2015 as a European payment network, becoming an Italian unicorn in 2022 was a significant milestone for us. But what truly matters is our dedication to simplifying payments for individuals and businesses alike, making life easier for everyone. As part of our commitment, we're proud to offer innovative services like our meal vouchers, which streamline benefits for employers and promote local businesses. Within our community of 4 million consumers and 300,000 merchants, we're more than just numbers; we're a diverse team of over 600+ talented professionals from various backgrounds, shaping the future of payments in Europe.
atispay powers payments for the people - help you send, receive and save money, whichever side of the exchange you stand. Launched in 2015 as a European payment network, becoming an Italian unicorn in 2022 was a significant milestone for us. But what truly matters is our dedication to simplifying payments for individuals and businesses alike, making life easier for everyone. As part of our commitment, we're proud to offer innovative services like our meal vouchers, which streamline benefits for employers and promote local businesses. Within our community of 4 million consumers and 300,000 merchants, we're more than just numbers; we're a diverse team of over 600+ talented professionals from various backgrounds, shaping the future of payments in Europe.
Acerpay
acerpay.asia Australia
AcerPay is an innovative payment platform designed to facilitate seamless and secure transactions for online merchants in the digital age. We support a wide range of payment methods across South East Asia, including Online Banking, Bank Transfers, QR payments, E-wallets, Payouts, and other popular regional solutions.
AcerPay is an innovative payment platform designed to facilitate seamless and secure transactions for online merchants in the digital age. We support a wide range of payment methods across South East Asia, including Online Banking, Bank Transfers, QR payments, E-wallets, Payouts, and other popular regional solutions.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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