Atlas
Cardinity
Cardinity is a secure and reliable online payment platform. We offer e-commerce merchants the possibility to accept credit and debit card payments from buyers anywhere in the world. With Cardinity online merchants are able to charge all the major credit and debit cards such as Visa, MasterCard, Maestro, Carta Si, Diners Club International, etc. in any currency.
Cardinity service is provided by a licensed financial institution regulated by the Central Bank of Lithuania. We are registered on Visa Europe and MasterCard International card associations.
Cardinity is a secure and reliable online payment platform. We offer e-commerce merchants the possibility to accept credit and debit card payments from buyers anywhere in the world. With Cardinity online merchants are able to charge all the major credit and debit cards such as Visa, MasterCard, Maestro, Carta Si, Diners Club International, etc. in any currency.
Cardinity service is provided by a licensed financial institution regulated by the Central Bank of Lithuania. We are registered on Visa Europe and MasterCard International card associations.
Paysimple
Businesses come to PaySimple with a simple, but important need – a better way to accept payments. Developed for the unique needs of service-based businesses, PaySimple delivers flexible payment and billing solutions that are preferred by over 20,000 businesses each day. Unlike our competitors, PaySimple is committed to personalized service. Our customers receive unmatched, personal support with our dedicated customer success and care teams. With a robust API, PaySimple is a trusted technology partner for payment integrations; natively handling cashflow within SaaS products and mobile applications. Learn more or inquire about PaySimple partnership at 800.466.0992 PaySimple is the leading payments management solution for service-based businesses and a division of EverCommerce. Specialties: Online Payments, Mobile Payments, POS, Recurring Billing, Customer Management, Online Payment Forms, E-Invoicing, Cashflow Reporting, eCheck processing, Dedicated Merchant Accoun
Businesses come to PaySimple with a simple, but important need – a better way to accept payments. Developed for the unique needs of service-based businesses, PaySimple delivers flexible payment and billing solutions that are preferred by over 20,000 businesses each day. Unlike our competitors, PaySimple is committed to personalized service. Our customers receive unmatched, personal support with our dedicated customer success and care teams. With a robust API, PaySimple is a trusted technology partner for payment integrations; natively handling cashflow within SaaS products and mobile applications. Learn more or inquire about PaySimple partnership at 800.466.0992 PaySimple is the leading payments management solution for service-based businesses and a division of EverCommerce. Specialties: Online Payments, Mobile Payments, POS, Recurring Billing, Customer Management, Online Payment Forms, E-Invoicing, Cashflow Reporting, eCheck processing, Dedicated Merchant Accoun
Milkypay
High-risk business internet acquiring connection in 3 days
High-risk business internet acquiring connection in 3 days
CLEARACCEPT
Accept card payments wherever, whenever with our integrated card payment solutions that are built specifically for ClearCourse software. Whether your customer is online, at the till or on the phone, our payments platform enables you to take their payment quickly, easily and securely.
Our solution was built specifically to solve the payment needs of our ClearCourse partner platforms. With optimised integrations taking and reconciling card payments across multiple channels is a breeze, while fewer manual steps and less admin saves you and your team significant amounts of time.
We’re about more than just solving your current payment needs - we’re a strategic partner that is looking for ways payments can help make your business even better.
Accept card payments wherever, whenever with our integrated card payment solutions that are built specifically for ClearCourse software. Whether your customer is online, at the till or on the phone, our payments platform enables you to take their payment quickly, easily and securely.
Our solution was built specifically to solve the payment needs of our ClearCourse partner platforms. With optimised integrations taking and reconciling card payments across multiple channels is a breeze, while fewer manual steps and less admin saves you and your team significant amounts of time.
We’re about more than just solving your current payment needs - we’re a strategic partner that is looking for ways payments can help make your business even better.
Optty
Optty is the world's first single true API to over 135 payment partners spanning 140 countries and 120 currencies. Founded in Singapore, Optty's unique business user interface enables the connection of a payment method in under a minute and provides merchants with marketing tools and widgets connected to major platforms and a full "Get Paid" checkout for merchants without an ecommerce website or POS instore.
We bring payments to every merchant everywhere. With more BNPLS than any other solution in the world, Optty provides connections across BNPL, Wallets, Crypto, Account to Account, Debit and Credit processors and more. Powering Schemes, Banks, PSP's, Gateways and Orchestrators via our innovative white label solution and Merchants directly, Optty is the channel providing payments inclusion and real merchant services like never before.
Optty is the world's first single true API to over 135 payment partners spanning 140 countries and 120 currencies. Founded in Singapore, Optty's unique business user interface enables the connection of a payment method in under a minute and provides merchants with marketing tools and widgets connected to major platforms and a full "Get Paid" checkout for merchants without an ecommerce website or POS instore.
We bring payments to every merchant everywhere. With more BNPLS than any other solution in the world, Optty provides connections across BNPL, Wallets, Crypto, Account to Account, Debit and Credit processors and more. Powering Schemes, Banks, PSP's, Gateways and Orchestrators via our innovative white label solution and Merchants directly, Optty is the channel providing payments inclusion and real merchant services like never before.
Pliant
Customize everything you need to make payments, control spend, and optimize finance operations using one credit card platform.
Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability.
We serve two primary customer segments:
- Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines.
- Companies such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions.
Customize everything you need to make payments, control spend, and optimize finance operations using one credit card platform.
Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability.
We serve two primary customer segments:
- Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines.
- Companies such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions.
Paynetics
Paynetics is a leader in B2B payments and a digital banking platform provider. We are on a mission to simplify payments. We are pioneering a new type of FinTech company – we work to be Europe’s leading "regulated fintech" – combining the trust that comes from being an e-money institution and principal member of Mastercard, VISA, SWIFT and SEPA with the digital DNA and innovation of a fintech. We help our clients to introduce new financial services within industry-leading time to market via our digital banking platform with multiple entry-points across card issuing and acquiring, IBAN accounts, bank transfers. In e-commerce acquiring our one-stop solution combines a quick on-boarding process with robust processing technology. In card issuing we have a wide range of options for our partners. Accepted worldwide, our cards can be digitalized on a mobile phone and offer other features such as loyalty, rewards, parental control, and more besides.
Paynetics is a leader in B2B payments and a digital banking platform provider. We are on a mission to simplify payments. We are pioneering a new type of FinTech company – we work to be Europe’s leading "regulated fintech" – combining the trust that comes from being an e-money institution and principal member of Mastercard, VISA, SWIFT and SEPA with the digital DNA and innovation of a fintech. We help our clients to introduce new financial services within industry-leading time to market via our digital banking platform with multiple entry-points across card issuing and acquiring, IBAN accounts, bank transfers. In e-commerce acquiring our one-stop solution combines a quick on-boarding process with robust processing technology. In card issuing we have a wide range of options for our partners. Accepted worldwide, our cards can be digitalized on a mobile phone and offer other features such as loyalty, rewards, parental control, and more besides.
Payzoff
Payzoff provides merchants with an ability to penetrate established and emerging markets alike, by providing 150+ international and local payment methods including, but not limited to: credit and debit cards, online banking, e-wallets, cash and mobile payments. Payment culture and technology change rapidly, that's why it is important to provide your customers with all possible ways to deposit funds or receive a payout. Payzoff facilitates this need with a single solution.
Payzoff provides merchants with an ability to penetrate established and emerging markets alike, by providing 150+ international and local payment methods including, but not limited to: credit and debit cards, online banking, e-wallets, cash and mobile payments. Payment culture and technology change rapidly, that's why it is important to provide your customers with all possible ways to deposit funds or receive a payout. Payzoff facilitates this need with a single solution.
Payhawk
Payhawk is the finance orchestration platform that unifies global spend management with intelligent automation and real-time payments. Our solution combines corporate cards, expense management, accounts payable, and procure-to-pay in a single platform — eliminating manual processes that slow companies down.
Unlike solutions that force a trade-off between powerful controls and great user experience, Payhawk delivers both, enabling finance teams to drive efficiency and growth while maintaining control. Headquartered in London with 9 offices across Europe and the US, Payhawk serves mid-market and enterprise companies in 32+ countries.
Payhawk is the finance orchestration platform that unifies global spend management with intelligent automation and real-time payments. Our solution combines corporate cards, expense management, accounts payable, and procure-to-pay in a single platform — eliminating manual processes that slow companies down.
Unlike solutions that force a trade-off between powerful controls and great user experience, Payhawk delivers both, enabling finance teams to drive efficiency and growth while maintaining control. Headquartered in London with 9 offices across Europe and the US, Payhawk serves mid-market and enterprise companies in 32+ countries.
MangoPay
Mangopay is a modular and flexible payment infrastructure provider. We power payments for the world's largest and most innovative marketplaces and platforms, including Vinted, Chrono24, Wallapop, La Redoute, Rakuten and many more.
Partner with us to select and connect the products you need to succeed, from pay-in to payout and everything in between.
Mangopay is a modular and flexible payment infrastructure provider. We power payments for the world's largest and most innovative marketplaces and platforms, including Vinted, Chrono24, Wallapop, La Redoute, Rakuten and many more.
Partner with us to select and connect the products you need to succeed, from pay-in to payout and everything in between.
Axcess
Axcess Payment Services deliver bespoke payment solutions for firms of all shapes and sizes. At Axcess, we recognise that every business is unique and provide solutions that are tailored to your individual needs.
We have connections with over 300 banks worldwide and an experienced team of professionals who are committed to finding the best payment solution for your business. Our expansive portfolio of financial institutions enables us to find the right account for your business no matter what your requirements are.
We offer fully branded payment pages so your transaction process can be consistent with the design of your website and brand. Whether you have one member of staff or a team of 200, we can help. We also offer multi-currency payment options and multi-language payment pages which allow your business to extend its market internationally.
Axcess Payment Services deliver bespoke payment solutions for firms of all shapes and sizes. At Axcess, we recognise that every business is unique and provide solutions that are tailored to your individual needs.
We have connections with over 300 banks worldwide and an experienced team of professionals who are committed to finding the best payment solution for your business. Our expansive portfolio of financial institutions enables us to find the right account for your business no matter what your requirements are.
We offer fully branded payment pages so your transaction process can be consistent with the design of your website and brand. Whether you have one member of staff or a team of 200, we can help. We also offer multi-currency payment options and multi-language payment pages which allow your business to extend its market internationally.
Metawallet
MetaWallet is a crypto payment infrastructure platform built for businesses. We offer fast, secure, and compliant on/off-ramp solutions through tier-1 exchanges.
MetaWallet is a crypto payment infrastructure platform built for businesses. We offer fast, secure, and compliant on/off-ramp solutions through tier-1 exchanges.
Conekta
Conekta is the Mexican company specialized in online payments. It was founded in 2012 by Cristina Randall, Héctor Cárdenas, and Leo Fisher. Today, it employs more than 230 people who share the goal of building an economy that includes and benefits everyone.
Our mission is to develop technology that enables the digital economy and makes it accessible to all. That’s why we offer solutions that anyone—individuals or businesses—can easily and securely use to receive payments via card, bank transfer, or cash.
With the support of investors such as Propel Venture Capital, Jaguar Ventures, 500 Startups, VARIV Capital, and FEMSA, we have raised over \$21 million USD in two investment rounds. Among our business partners are major national and international companies such as Google, Uber, Facebook, Netflix, GAIA, Cabify, Rappi, and others.
Conekta is the Mexican company specialized in online payments. It was founded in 2012 by Cristina Randall, Héctor Cárdenas, and Leo Fisher. Today, it employs more than 230 people who share the goal of building an economy that includes and benefits everyone.
Our mission is to develop technology that enables the digital economy and makes it accessible to all. That’s why we offer solutions that anyone—individuals or businesses—can easily and securely use to receive payments via card, bank transfer, or cash.
With the support of investors such as Propel Venture Capital, Jaguar Ventures, 500 Startups, VARIV Capital, and FEMSA, we have raised over \$21 million USD in two investment rounds. Among our business partners are major national and international companies such as Google, Uber, Facebook, Netflix, GAIA, Cabify, Rappi, and others.
Monei
MONEI is Southern Europe’s fastest-growing omnichannel payments platform. We help merchants in various sectors from e-commerce and physical retail to restaurants and service-based businesses sell more, save money on transaction fees, and reduce risk with our advanced payment services.
With a single integration, merchants can accept a wide range of major, alternative, and local payment methods, route transactions to the best-performing processor (with payments orchestration), sell cross-border, and improve the customer experience (online and off). Our mobile payment app, MONEI Pay, lets businesses accept payments from anywhere using a mobile device (no website or POS hardware required).
MONEI is Southern Europe’s fastest-growing omnichannel payments platform. We help merchants in various sectors from e-commerce and physical retail to restaurants and service-based businesses sell more, save money on transaction fees, and reduce risk with our advanced payment services.
With a single integration, merchants can accept a wide range of major, alternative, and local payment methods, route transactions to the best-performing processor (with payments orchestration), sell cross-border, and improve the customer experience (online and off). Our mobile payment app, MONEI Pay, lets businesses accept payments from anywhere using a mobile device (no website or POS hardware required).
EPayco
ePayco is a technology company that enables individuals, businesses, and institutions to simplify and scale both their business models and operations within a robust payment ecosystem. ePayco’s solutions support over 130,000 connected businesses and more than 7.5 million users, processing secure payments through the platform.
It operates as an Aggregator and Gateway, offering solutions for both in-person and remote sales, allowing clients to receive payments through multiple channels and tools in a single integration.
Currently, the company works with major payment networks and financial institutions. ePayco is PCI DSS Level 1 certified and operates in Colombia, with expansion plans soon for Peru, Mexico, and Ecuador.
ePayco is a technology company that enables individuals, businesses, and institutions to simplify and scale both their business models and operations within a robust payment ecosystem. ePayco’s solutions support over 130,000 connected businesses and more than 7.5 million users, processing secure payments through the platform.
It operates as an Aggregator and Gateway, offering solutions for both in-person and remote sales, allowing clients to receive payments through multiple channels and tools in a single integration.
Currently, the company works with major payment networks and financial institutions. ePayco is PCI DSS Level 1 certified and operates in Colombia, with expansion plans soon for Peru, Mexico, and Ecuador.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
