Atlas
Secupay
secupay AG, based in Pulsnitz near Dresden, is the largest owner-managed payment institution approved by BaFin. Founded in 2000 by Hans-Peter Weber as a provider of EC terminals, the company has evolved with the ever-changing demands of the payment market into a specialist for tailored payment and loyalty solutions online, offline, and cross-channel, for brick-and-mortar retail, eCommerce, and sophisticated marketplace and platform businesses. This enables secupay to provide a seamless and secure payment experience for every sales channel—both for merchants and their customers.
With its loyalty division "secucard," secupay offers customer retention solutions for both physical and online retail. Coupons, vouchers, or customer cards with customizable loyalty programs can be accepted contactlessly or through optical capture of card data at the POS via cash register, tablet, or terminal.
secupay AG, based in Pulsnitz near Dresden, is the largest owner-managed payment institution approved by BaFin. Founded in 2000 by Hans-Peter Weber as a provider of EC terminals, the company has evolved with the ever-changing demands of the payment market into a specialist for tailored payment and loyalty solutions online, offline, and cross-channel, for brick-and-mortar retail, eCommerce, and sophisticated marketplace and platform businesses. This enables secupay to provide a seamless and secure payment experience for every sales channel—both for merchants and their customers.
With its loyalty division "secucard," secupay offers customer retention solutions for both physical and online retail. Coupons, vouchers, or customer cards with customizable loyalty programs can be accepted contactlessly or through optical capture of card data at the POS via cash register, tablet, or terminal.
ILIXIUM
Our international Ilixium payment network combined with our routing engine is designed to increase acceptance rates for your customers. Stay ahead of the game and convert more customers for the same marketing spend.
Don’t gamble on whether your customers will pay or not, stay ahead of the game and increase your deposits by 21% with Ilixium
Our international Ilixium payment network combined with our routing engine is designed to increase acceptance rates for your customers. Stay ahead of the game and convert more customers for the same marketing spend.
Don’t gamble on whether your customers will pay or not, stay ahead of the game and increase your deposits by 21% with Ilixium
L.CASH
Livil provides worldwide financial products and services in the banking and payment industry. Our purpose is to help individuals, companies and business owners better manage their financial operations and processes. Our services include personal and business IBAN accounts, SWIFT, SEPA, cryptocurrency trade, FX, and many more.
Livil provides worldwide financial products and services in the banking and payment industry. Our purpose is to help individuals, companies and business owners better manage their financial operations and processes. Our services include personal and business IBAN accounts, SWIFT, SEPA, cryptocurrency trade, FX, and many more.
Enovepay
Since 2023, Enovepay has been on a mission to transform how payments are handled in Africa and Latin America. Now spanning 33 countries, we're a top choice for merchants, offering seamless payment solutions through our API and plugins. What makes us stand out is not just our competitive rates, but our unwavering focus on security and reliability. With PCI/DSS certification, we ensure every transaction is safeguarded. Our tailored payment solutions address the unique challenges and opportunities in both African and Latin American markets, simplifying commerce for businesses worldwide.
Since 2023, Enovepay has been on a mission to transform how payments are handled in Africa and Latin America. Now spanning 33 countries, we're a top choice for merchants, offering seamless payment solutions through our API and plugins. What makes us stand out is not just our competitive rates, but our unwavering focus on security and reliability. With PCI/DSS certification, we ensure every transaction is safeguarded. Our tailored payment solutions address the unique challenges and opportunities in both African and Latin American markets, simplifying commerce for businesses worldwide.
Optty
Optty is the world's first single true API to over 135 payment partners spanning 140 countries and 120 currencies. Founded in Singapore, Optty's unique business user interface enables the connection of a payment method in under a minute and provides merchants with marketing tools and widgets connected to major platforms and a full "Get Paid" checkout for merchants without an ecommerce website or POS instore.
We bring payments to every merchant everywhere. With more BNPLS than any other solution in the world, Optty provides connections across BNPL, Wallets, Crypto, Account to Account, Debit and Credit processors and more. Powering Schemes, Banks, PSP's, Gateways and Orchestrators via our innovative white label solution and Merchants directly, Optty is the channel providing payments inclusion and real merchant services like never before.
Optty is the world's first single true API to over 135 payment partners spanning 140 countries and 120 currencies. Founded in Singapore, Optty's unique business user interface enables the connection of a payment method in under a minute and provides merchants with marketing tools and widgets connected to major platforms and a full "Get Paid" checkout for merchants without an ecommerce website or POS instore.
We bring payments to every merchant everywhere. With more BNPLS than any other solution in the world, Optty provides connections across BNPL, Wallets, Crypto, Account to Account, Debit and Credit processors and more. Powering Schemes, Banks, PSP's, Gateways and Orchestrators via our innovative white label solution and Merchants directly, Optty is the channel providing payments inclusion and real merchant services like never before.
Fincause
EMI | Building Bridges in Finance 🌍 We're on the brink of something exciting. As an EMI licensed by the Bank of Lithuania, our goal is to connect the dots in financial services. Our upcoming operations firstly will cater to small and medium-sized companies in Lithuania and the European Economic Area (EEA), support Asian companies venturing into Europe. 🌟 Stay connected as we gear up to launch and create opportunities for collaboration. Let's connect and shape the future together!
EMI | Building Bridges in Finance 🌍 We're on the brink of something exciting. As an EMI licensed by the Bank of Lithuania, our goal is to connect the dots in financial services. Our upcoming operations firstly will cater to small and medium-sized companies in Lithuania and the European Economic Area (EEA), support Asian companies venturing into Europe. 🌟 Stay connected as we gear up to launch and create opportunities for collaboration. Let's connect and shape the future together!
Paynetics
Paynetics is a leader in B2B payments and a digital banking platform provider. We are on a mission to simplify payments. We are pioneering a new type of FinTech company – we work to be Europe’s leading "regulated fintech" – combining the trust that comes from being an e-money institution and principal member of Mastercard, VISA, SWIFT and SEPA with the digital DNA and innovation of a fintech. We help our clients to introduce new financial services within industry-leading time to market via our digital banking platform with multiple entry-points across card issuing and acquiring, IBAN accounts, bank transfers. In e-commerce acquiring our one-stop solution combines a quick on-boarding process with robust processing technology. In card issuing we have a wide range of options for our partners. Accepted worldwide, our cards can be digitalized on a mobile phone and offer other features such as loyalty, rewards, parental control, and more besides.
Paynetics is a leader in B2B payments and a digital banking platform provider. We are on a mission to simplify payments. We are pioneering a new type of FinTech company – we work to be Europe’s leading "regulated fintech" – combining the trust that comes from being an e-money institution and principal member of Mastercard, VISA, SWIFT and SEPA with the digital DNA and innovation of a fintech. We help our clients to introduce new financial services within industry-leading time to market via our digital banking platform with multiple entry-points across card issuing and acquiring, IBAN accounts, bank transfers. In e-commerce acquiring our one-stop solution combines a quick on-boarding process with robust processing technology. In card issuing we have a wide range of options for our partners. Accepted worldwide, our cards can be digitalized on a mobile phone and offer other features such as loyalty, rewards, parental control, and more besides.
Pion
Verified
With PION.FINANCE global acquiring network, you can process your customers’ card payments and accept alternative payment methods easily around the world. Just connect to our platform via a single API and you’re good to go.
With PION.FINANCE global acquiring network, you can process your customers’ card payments and accept alternative payment methods easily around the world. Just connect to our platform via a single API and you’re good to go.
Razorpay
Power your finance, grow your business.
Razorpay is India’s first full-stack financial solutions company. We are on a mission to enhance the payment experience of over 300 million end consumers. And in doing so, we aim to enable Indian businesses - big and small - accept payments digitally with minimal effort and maximum ease.
Razorpay has grown from being a payment gateway provider to a solutions-driven organization boasting of an extensive products suite to accept and disburse payments as well as raise capital and park money. In a nutshell, we fit into every nook and corner where your business touches money.
#OutgrowOrdinary
We identify ourselves as disruptors in the digital payments space and our vision is to power the financial ecosystem for other disruptors. Like attracts like and Razorpay actively looks to partner with established companies and startups that have either broken the glass ceiling in their industry or are set to.
Power your finance, grow your business.
Razorpay is India’s first full-stack financial solutions company. We are on a mission to enhance the payment experience of over 300 million end consumers. And in doing so, we aim to enable Indian businesses - big and small - accept payments digitally with minimal effort and maximum ease.
Razorpay has grown from being a payment gateway provider to a solutions-driven organization boasting of an extensive products suite to accept and disburse payments as well as raise capital and park money. In a nutshell, we fit into every nook and corner where your business touches money.
#OutgrowOrdinary
We identify ourselves as disruptors in the digital payments space and our vision is to power the financial ecosystem for other disruptors. Like attracts like and Razorpay actively looks to partner with established companies and startups that have either broken the glass ceiling in their industry or are set to.
AFS
Arab Financial Services (AFS) was formed in 1984 to provide payment products, services and expertise to banks and merchant groups and deliver customized payment solutions in an increasingly divergent, disruptive, and dynamic payment eco-system.
A key to the growing and continued success of the company was an executive team determined to invest in the most up-to-date, cutting edge technologies. AFS is owned by a total of 37 banks and financial institutions and serves over 60 clients in more than 20 countries across MEA.
Today, AFS is the region’s leading digital payment solutions provider and Fintech enabler, regulated by the Central Bank of Bahrain.
AFS’s innovative approach to the provision of financial services is evidenced by a series of pioneering payment services that covers card processing services, merchant acquiring, fintech solutions and an impressive array of value-added services.
Arab Financial Services (AFS) was formed in 1984 to provide payment products, services and expertise to banks and merchant groups and deliver customized payment solutions in an increasingly divergent, disruptive, and dynamic payment eco-system.
A key to the growing and continued success of the company was an executive team determined to invest in the most up-to-date, cutting edge technologies. AFS is owned by a total of 37 banks and financial institutions and serves over 60 clients in more than 20 countries across MEA.
Today, AFS is the region’s leading digital payment solutions provider and Fintech enabler, regulated by the Central Bank of Bahrain.
AFS’s innovative approach to the provision of financial services is evidenced by a series of pioneering payment services that covers card processing services, merchant acquiring, fintech solutions and an impressive array of value-added services.
Yapily Limited
Imagine receiving payments directly from a customer's bank account, with instant settlement in most cases. As Europe's leading open banking provider this is what Yapily enables; Customers initiate payments in a few simple clicks, no card required.
Imagine receiving payments directly from a customer's bank account, with instant settlement in most cases. As Europe's leading open banking provider this is what Yapily enables; Customers initiate payments in a few simple clicks, no card required.
MangoPay
Mangopay is a modular and flexible payment infrastructure provider. We power payments for the world's largest and most innovative marketplaces and platforms, including Vinted, Chrono24, Wallapop, La Redoute, Rakuten and many more.
Partner with us to select and connect the products you need to succeed, from pay-in to payout and everything in between.
Mangopay is a modular and flexible payment infrastructure provider. We power payments for the world's largest and most innovative marketplaces and platforms, including Vinted, Chrono24, Wallapop, La Redoute, Rakuten and many more.
Partner with us to select and connect the products you need to succeed, from pay-in to payout and everything in between.
Bingopay
Acquiring advantages
-Significant increase in sales volume, increase in the average bill.
-Increasing the number of clients.
-Increasing the security of payments.
-Easy integration via well-defined REST API’s and online integration support.
-Simple and hassle free merchant boarding.
-Full automation. Cut operational costs and scale instantly to meet your needs.
-Higher approval rates. Cutting edge technology maximizes your revenue.
Acquiring advantages
-Significant increase in sales volume, increase in the average bill.
-Increasing the number of clients.
-Increasing the security of payments.
-Easy integration via well-defined REST API’s and online integration support.
-Simple and hassle free merchant boarding.
-Full automation. Cut operational costs and scale instantly to meet your needs.
-Higher approval rates. Cutting edge technology maximizes your revenue.
Noda
Verified
Noda, a leading global Open Banking platform, is revolutionizing the way online merchants operate. By tackling critical challenges such as end-user KYC, efficient payments processing, LTV forecasting, and UX optimization, Noda provides comprehensive solutions tailored for the digital age. Our extensive network, partnering with 1,650 banks across 28 countries and encompassing over 30,000 bank branches, ensures that merchants have the support they need to thrive globally.
With Noda's advanced Open Banking API, online businesses can easily integrate direct bank payments, offering their customers a seamless and secure payment experience with lower fees. Whether you're looking to enhance customer verification processes, optimize payment systems, forecast long-term value, or refine the user experience, Noda is your partner in growth.
Noda, a leading global Open Banking platform, is revolutionizing the way online merchants operate. By tackling critical challenges such as end-user KYC, efficient payments processing, LTV forecasting, and UX optimization, Noda provides comprehensive solutions tailored for the digital age. Our extensive network, partnering with 1,650 banks across 28 countries and encompassing over 30,000 bank branches, ensures that merchants have the support they need to thrive globally.
With Noda's advanced Open Banking API, online businesses can easily integrate direct bank payments, offering their customers a seamless and secure payment experience with lower fees. Whether you're looking to enhance customer verification processes, optimize payment systems, forecast long-term value, or refine the user experience, Noda is your partner in growth.
Smarterpay
Business payment solutions for Direct Debit, Direct Credits, Card Payments and Open Banking.
Business payment solutions for Direct Debit, Direct Credits, Card Payments and Open Banking.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
