Atlas
Quadrapay
QuadraPay is a leading high-risk merchant account consulting company that has been helping merchants in the US, Canada, EU, UK and other regions obtain cost-effective payment processing solutions since 2016. Our team of experienced professionals provides a wide range of services, including Key Credit Card Processing, Echeck, Banking Solutions, IBAN, Payouts, OCT, Interac, and APMs, among others. We specialize in providing merchant accounts for high-risk industries such as e-commerce, MSB, igaming, Skill Gaming, crypto exchanges, CBD and Credit Repair, and other legal high-risk sectors. Our goal is to help our clients save money while providing them with reliable and secure payment processing solutions. At QuadraPay, we understand the unique challenges faced by high-risk businesses and strive to provide tailored solutions to meet their specific needs.
QuadraPay is a leading high-risk merchant account consulting company that has been helping merchants in the US, Canada, EU, UK and other regions obtain cost-effective payment processing solutions since 2016. Our team of experienced professionals provides a wide range of services, including Key Credit Card Processing, Echeck, Banking Solutions, IBAN, Payouts, OCT, Interac, and APMs, among others. We specialize in providing merchant accounts for high-risk industries such as e-commerce, MSB, igaming, Skill Gaming, crypto exchanges, CBD and Credit Repair, and other legal high-risk sectors. Our goal is to help our clients save money while providing them with reliable and secure payment processing solutions. At QuadraPay, we understand the unique challenges faced by high-risk businesses and strive to provide tailored solutions to meet their specific needs.
Payhawk
Payhawk is the finance orchestration platform that unifies global spend management with intelligent automation and real-time payments. Our solution combines corporate cards, expense management, accounts payable, and procure-to-pay in a single platform — eliminating manual processes that slow companies down.
Unlike solutions that force a trade-off between powerful controls and great user experience, Payhawk delivers both, enabling finance teams to drive efficiency and growth while maintaining control. Headquartered in London with 9 offices across Europe and the US, Payhawk serves mid-market and enterprise companies in 32+ countries.
Payhawk is the finance orchestration platform that unifies global spend management with intelligent automation and real-time payments. Our solution combines corporate cards, expense management, accounts payable, and procure-to-pay in a single platform — eliminating manual processes that slow companies down.
Unlike solutions that force a trade-off between powerful controls and great user experience, Payhawk delivers both, enabling finance teams to drive efficiency and growth while maintaining control. Headquartered in London with 9 offices across Europe and the US, Payhawk serves mid-market and enterprise companies in 32+ countries.
PayMongo
We believe that financial technology should build trust and drive efficiency. Our mission is to be the invisible engine of commerce, empowering every business to succeed in the rapidly evolving digital economy.
We deliver a complete financial infrastructure that empowers businesses to manage everything from payments to capital. Whether it’s accepting payments, securely storing funds, making disbursements and payouts, or accessing capital, PayMongo supports your business at every turn.
We believe that financial technology should build trust and drive efficiency. Our mission is to be the invisible engine of commerce, empowering every business to succeed in the rapidly evolving digital economy.
We deliver a complete financial infrastructure that empowers businesses to manage everything from payments to capital. Whether it’s accepting payments, securely storing funds, making disbursements and payouts, or accessing capital, PayMongo supports your business at every turn.
PayFast
PayFast, a State Bank of Pakistan-licensed payment gateway, empowers businesses to accept payments online with ease. Be it through cards, bank accounts, mobile wallets or Raast, we help you deliver a secure and fast checkout experience.
We're helping transform Pakistan's payment landscape by introducing simple and secure digital payment solutions– ideal for e-commerce merchants, billing entities, and freelancers– with a commitment to delivering high-value customer service to our clients. Currently, we serve over 500+ merchants and counting!
PayFast, a State Bank of Pakistan-licensed payment gateway, empowers businesses to accept payments online with ease. Be it through cards, bank accounts, mobile wallets or Raast, we help you deliver a secure and fast checkout experience.
We're helping transform Pakistan's payment landscape by introducing simple and secure digital payment solutions– ideal for e-commerce merchants, billing entities, and freelancers– with a commitment to delivering high-value customer service to our clients. Currently, we serve over 500+ merchants and counting!
Phoenix-payments
Phoenix Payments is an electronic money institution licenced in Lithuania that focuses on alternative banking and payment solutions. We provide IBAN accounts and process SEPA transactions for individuals and businesses while ensuring secure and simple online banking.
We believe that sophisticated solutions develop from simple choices. This is why Phoenix Payments is well placed to cater to the financial needs of businesses via a wide selection of financial services. Our global footprint covering multiple continents demonstrates that we can solve our customers' complex, cross-border challenges.
Phoenix Payments is an electronic money institution licenced in Lithuania that focuses on alternative banking and payment solutions. We provide IBAN accounts and process SEPA transactions for individuals and businesses while ensuring secure and simple online banking.
We believe that sophisticated solutions develop from simple choices. This is why Phoenix Payments is well placed to cater to the financial needs of businesses via a wide selection of financial services. Our global footprint covering multiple continents demonstrates that we can solve our customers' complex, cross-border challenges.
Fincause
EMI | Building Bridges in Finance 🌍 We're on the brink of something exciting. As an EMI licensed by the Bank of Lithuania, our goal is to connect the dots in financial services. Our upcoming operations firstly will cater to small and medium-sized companies in Lithuania and the European Economic Area (EEA), support Asian companies venturing into Europe. 🌟 Stay connected as we gear up to launch and create opportunities for collaboration. Let's connect and shape the future together!
EMI | Building Bridges in Finance 🌍 We're on the brink of something exciting. As an EMI licensed by the Bank of Lithuania, our goal is to connect the dots in financial services. Our upcoming operations firstly will cater to small and medium-sized companies in Lithuania and the European Economic Area (EEA), support Asian companies venturing into Europe. 🌟 Stay connected as we gear up to launch and create opportunities for collaboration. Let's connect and shape the future together!
Xendit asia
Xendit is a financial technology company that provides payment solutions and simplifies the payment process for businesses in Indonesia, the Philippines and Southeast Asia, from SMEs and e-commerce startups to large enterprises. Xendit enables businesses to accept payments, disburse payroll, run marketplaces and more. The platform is known for its speed (fast integration, builds), simplicity (easy integrations, pricing), and world-class 24/7 customer support. Amidst the fragmented payment landscape in Southeast Asia, Xendit enables businesses to accept payments from direct debit, virtual accounts, credit and debit cards, eWallets, retail outlets, and online installments. Building the region’s digital payments infrastructure, Xendit is shaping the next generation of scalable businesses across Southeast Asia. Xendit is propelling the region's digital transformation by addressing access, reliability, and regulatory needs enabling more businesses to scale and thrive.
Xendit is a financial technology company that provides payment solutions and simplifies the payment process for businesses in Indonesia, the Philippines and Southeast Asia, from SMEs and e-commerce startups to large enterprises. Xendit enables businesses to accept payments, disburse payroll, run marketplaces and more. The platform is known for its speed (fast integration, builds), simplicity (easy integrations, pricing), and world-class 24/7 customer support. Amidst the fragmented payment landscape in Southeast Asia, Xendit enables businesses to accept payments from direct debit, virtual accounts, credit and debit cards, eWallets, retail outlets, and online installments. Building the region’s digital payments infrastructure, Xendit is shaping the next generation of scalable businesses across Southeast Asia. Xendit is propelling the region's digital transformation by addressing access, reliability, and regulatory needs enabling more businesses to scale and thrive.
Bitsafe
As a Fintech scale-up, Bitsafe is positioning itself as one of the early disruptors of the banking industry. Bitsafe’s vision is to make the internet a safe place to engage in financial transactions, free from privacy infringement, identity theft and governmental control.
Bitsafe's products include providing Basic Payment Accounts with Dutch IBAN, receiving and sending SEPA transactions, merchant credit card processing services, Bitsafe Debit Card, domain name registrations with extended privacy shield, network privacy and security services and trademark protection services. Bitsafe: Protecting Your Identity Online.
Bitsafe is headquartered in Amsterdam but has offices in Prague, Budapest, New York and San Francisco.
As a Fintech scale-up, Bitsafe is positioning itself as one of the early disruptors of the banking industry. Bitsafe’s vision is to make the internet a safe place to engage in financial transactions, free from privacy infringement, identity theft and governmental control.
Bitsafe's products include providing Basic Payment Accounts with Dutch IBAN, receiving and sending SEPA transactions, merchant credit card processing services, Bitsafe Debit Card, domain name registrations with extended privacy shield, network privacy and security services and trademark protection services. Bitsafe: Protecting Your Identity Online.
Bitsafe is headquartered in Amsterdam but has offices in Prague, Budapest, New York and San Francisco.
Localpayment
We develop local and international alliances, and we integrate partners, technologies and functionalities, in one platform with unlimited capabilities. With one API integration your company can land in a country without a local entity and get funds into the company bank account anywhere worldwide.
We develop local and international alliances, and we integrate partners, technologies and functionalities, in one platform with unlimited capabilities. With one API integration your company can land in a country without a local entity and get funds into the company bank account anywhere worldwide.
Easy-ep
Payment institution regulated and supervised by the Central Bank of Spain focused on offering cutting-edge financial solutions to companies in every industry.
More than 15 years of experience endorse us with a great knowledge of the financial regulatory environment and its ecosystem.
Regardless of the size of your company, we offer a complete set of agile, secure and reliable tools to drive your business into this new financial era.
Payment institution regulated and supervised by the Central Bank of Spain focused on offering cutting-edge financial solutions to companies in every industry.
More than 15 years of experience endorse us with a great knowledge of the financial regulatory environment and its ecosystem.
Regardless of the size of your company, we offer a complete set of agile, secure and reliable tools to drive your business into this new financial era.
Bankera
Bankera is an international payment services business, offering solutions to individuals and companies. It is built with a focus on digital businesses; hence it welcomes clients from various digital industries such as affiliate marketing, eCommerce, gambling, cryptocurrency exchanges, P2P finance and others. Bank account alternative solution offers personal and business payment accounts with dedicated IBANs as well as private and corporate VISA cards. Currently, it supports SEPA and SWIFT transfers. Later the offering will expand to include mobile wallets and more. Bankera can help your online business accept a wide range of payments online – from cards to crypto and alternative payment methods. White label solution is our offering to financial companies, or businesses willing to offer financial services by leveraging our IT and legal infrastructure.
Bankera is an international payment services business, offering solutions to individuals and companies. It is built with a focus on digital businesses; hence it welcomes clients from various digital industries such as affiliate marketing, eCommerce, gambling, cryptocurrency exchanges, P2P finance and others. Bank account alternative solution offers personal and business payment accounts with dedicated IBANs as well as private and corporate VISA cards. Currently, it supports SEPA and SWIFT transfers. Later the offering will expand to include mobile wallets and more. Bankera can help your online business accept a wide range of payments online – from cards to crypto and alternative payment methods. White label solution is our offering to financial companies, or businesses willing to offer financial services by leveraging our IT and legal infrastructure.
Spearpayments
When it comes to choosing a brand, trust is of utmost importance. You want a brand that you can rely on and feel confident in. We understand the significance of trust and have made it our mission to build a brand that you can truly believe in. With years of experience and a commitment to quality, we have established ourselves as a brand you can trust. Our products are known for their reliability and durability, earning us the loyalty and confidence of countless customers. From our exceptional customer service to our attention to detail, we go above and beyond to ensure that your trust in our brand is well-placed. So choose our brand and experience the peace of mind that comes with knowing you have made a trustworthy choice.
When it comes to choosing a brand, trust is of utmost importance. You want a brand that you can rely on and feel confident in. We understand the significance of trust and have made it our mission to build a brand that you can truly believe in. With years of experience and a commitment to quality, we have established ourselves as a brand you can trust. Our products are known for their reliability and durability, earning us the loyalty and confidence of countless customers. From our exceptional customer service to our attention to detail, we go above and beyond to ensure that your trust in our brand is well-placed. So choose our brand and experience the peace of mind that comes with knowing you have made a trustworthy choice.
Foxpay
We provide our clients with convenient, fast, and high-quality financial services. The standout advantages of Foxpay are:
🦊 Accounts for individuals and legal entities
🦊 Free transfers
🦊 Mobile app – a wallet in your phone
🦊 Easy payments for online store customers
🦊 Payments via QR code
🦊 Self-service terminals instead of cashiers
Embrace a new way to pay with Foxpay!
We provide our clients with convenient, fast, and high-quality financial services. The standout advantages of Foxpay are:
🦊 Accounts for individuals and legal entities
🦊 Free transfers
🦊 Mobile app – a wallet in your phone
🦊 Easy payments for online store customers
🦊 Payments via QR code
🦊 Self-service terminals instead of cashiers
Embrace a new way to pay with Foxpay!
GlobiancePay
GlobiancePay is a NeoBank that offers a comprehensive suite of services for businesses of all types, including high-volume sales, online gaming, casinos, and various types of industries. The GlobiancePay online payment gateway, enables instant payments in multiple currencies—fiat, crypto, or digital funds, including stablecoin. Transactions are processed in seconds and fees are minimal. Payments can be made in a wide variety of currencies, with the funds instantly converted into the currency of the recipient's choice. GlobiancePay’s user-friendly online-checkout software and smooth Payment Gateway processing enables customers to click, pay, and resume their activities without missing a beat.
GlobiancePay’s wide range of banking, payment, and financial features empower businesses with digital and traditional payment solutions that can be tailored to specific needs.
GlobiancePay is a NeoBank that offers a comprehensive suite of services for businesses of all types, including high-volume sales, online gaming, casinos, and various types of industries. The GlobiancePay online payment gateway, enables instant payments in multiple currencies—fiat, crypto, or digital funds, including stablecoin. Transactions are processed in seconds and fees are minimal. Payments can be made in a wide variety of currencies, with the funds instantly converted into the currency of the recipient's choice. GlobiancePay’s user-friendly online-checkout software and smooth Payment Gateway processing enables customers to click, pay, and resume their activities without missing a beat.
GlobiancePay’s wide range of banking, payment, and financial features empower businesses with digital and traditional payment solutions that can be tailored to specific needs.
Bankart
You may not be aware of it, but you encounter Bankart processes every single day; by using plastic money, ATMs and self-service POS terminals, and by operating with special payment orders, payment orders, direct credits, direct debits, standing orders in cooperation with our Contact center, the number of which appears on an ATM screen for your assistance; we also install, service and maintain POS terminals … We’re always there, though you may not even notice us …
In 2009 Bankart joined other European clearing companies which process SEPA Credit Transfers. Bankart processes large numbers of SEPA compliant payment instructions. The infrastructure meets all SEPA requirements and is fully SEPA compliant according to the SEPA-compliance criteria defined by Eurosystem.
You may not be aware of it, but you encounter Bankart processes every single day; by using plastic money, ATMs and self-service POS terminals, and by operating with special payment orders, payment orders, direct credits, direct debits, standing orders in cooperation with our Contact center, the number of which appears on an ATM screen for your assistance; we also install, service and maintain POS terminals … We’re always there, though you may not even notice us …
In 2009 Bankart joined other European clearing companies which process SEPA Credit Transfers. Bankart processes large numbers of SEPA compliant payment instructions. The infrastructure meets all SEPA requirements and is fully SEPA compliant according to the SEPA-compliance criteria defined by Eurosystem.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
