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Alternative and Local Payment Services
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448 companies
May 29, 2026
Last updated: May 29, 2026
POLi Payments
polipay.co.nz Australia
POLi is a fast, easy-to-use direct online payments platform that thousands of Kiwi businesses already love - plus millions of customers. By adding POLi to your online shopping cart, web forms, emails or e-invoices, your customers can pay your business through their regular bank account. No credit card needed, no debt, no penalty interest. Reference information is filled in automatically making reconciliation a breeze, and money is transferred within a couple of hours, even on weekends. With some of the lowest transaction fees in the country, no cost for your customers, and a variety of ready-to-go software integrations available to plug POLi into your existing system, getting started with POLi is easy. You don't even need web development experience, or a merchant bank account. Sign up and get going in as little as 24 hours.
POLi is a fast, easy-to-use direct online payments platform that thousands of Kiwi businesses already love - plus millions of customers. By adding POLi to your online shopping cart, web forms, emails or e-invoices, your customers can pay your business through their regular bank account. No credit card needed, no debt, no penalty interest. Reference information is filled in automatically making reconciliation a breeze, and money is transferred within a couple of hours, even on weekends. With some of the lowest transaction fees in the country, no cost for your customers, and a variety of ready-to-go software integrations available to plug POLi into your existing system, getting started with POLi is easy. You don't even need web development experience, or a merchant bank account. Sign up and get going in as little as 24 hours.
Currenciesdirect
currenciesdirect.com India
Winning Money Transfer Provider of the Year at the 2021 MoneyAge Awards, Currencies Direct stands out in the foreign exchange industry for its unique combination of payments technology and personalised support from a team of experienced professionals. Established in 1996 Currencies Direct was the first non-bank foreign exchange provider in Europe. Today we’ve helped over 425,000 customers, offering straightforward payments solutions to businesses operating in international markets. With detailed market insight and expert consultation, we help our customers mitigate the risks associated with currency exposure, make smarter currency management decisions and expand their businesses globally.
Winning Money Transfer Provider of the Year at the 2021 MoneyAge Awards, Currencies Direct stands out in the foreign exchange industry for its unique combination of payments technology and personalised support from a team of experienced professionals. Established in 1996 Currencies Direct was the first non-bank foreign exchange provider in Europe. Today we’ve helped over 425,000 customers, offering straightforward payments solutions to businesses operating in international markets. With detailed market insight and expert consultation, we help our customers mitigate the risks associated with currency exposure, make smarter currency management decisions and expand their businesses globally.
Moca
moca.vn Vietnam
The premier payment company in Vietnam, providing the most innovative mobile payment solution with the best customer experience. Officially licensed here since Feb 2016. We're passionate and determined to make mobile payment an everyday reality in Vietnam. With our mobile app, you can pay in the physical stores, and online, on the taxi, and on your smartphone, all with the security and convenience far better than cash or the plastic cards.
The premier payment company in Vietnam, providing the most innovative mobile payment solution with the best customer experience. Officially licensed here since Feb 2016. We're passionate and determined to make mobile payment an everyday reality in Vietnam. With our mobile app, you can pay in the physical stores, and online, on the taxi, and on your smartphone, all with the security and convenience far better than cash or the plastic cards.
Forex Money Transfer Limited
forexmoneytransfer.com United Kingdom
Passionate about connecting the world through seamless financial transactions and empowering individuals and businesses to thrive across borders. With a deep understanding of money remittance dynamics and the transformative power of cross-currency transactions, I am dedicated to facilitating secure, efficient, and cost-effective solutions for global money transfer. 🚀 Money Remittance Specialist Strategically optimizing cross-border payment processes, ensuring swift and compliant transactions for clients spanning diverse industries. Collaborating with a dynamic team to enhance user experiences and develop innovative solutions that adapt to evolving market trends. Building strong relationships with international partners and financial institutions to expand our global reach and provide top-tier services.
Passionate about connecting the world through seamless financial transactions and empowering individuals and businesses to thrive across borders. With a deep understanding of money remittance dynamics and the transformative power of cross-currency transactions, I am dedicated to facilitating secure, efficient, and cost-effective solutions for global money transfer. 🚀 Money Remittance Specialist Strategically optimizing cross-border payment processes, ensuring swift and compliant transactions for clients spanning diverse industries. Collaborating with a dynamic team to enhance user experiences and develop innovative solutions that adapt to evolving market trends. Building strong relationships with international partners and financial institutions to expand our global reach and provide top-tier services.
IppoPay
ippopay.com India
IppoPay is a Chennai-based Fintech Startup. We are payment aggregators for businesses that collect and accept payments from their customers and vendors. We provide a comprehensive technology for online and offline businesses to accept payments of any kind. We target small businesses, freelancers, homepreneurs, women entrepreneurs, and merchants in the Tier2 and Tier3 towns of the Indian market, promising consistent support and administration in their choice of language.
IppoPay is a Chennai-based Fintech Startup. We are payment aggregators for businesses that collect and accept payments from their customers and vendors. We provide a comprehensive technology for online and offline businesses to accept payments of any kind. We target small businesses, freelancers, homepreneurs, women entrepreneurs, and merchants in the Tier2 and Tier3 towns of the Indian market, promising consistent support and administration in their choice of language.
Sepay
sepay.nl Netherlands
SEPAY is the largest independent provider of electronic payment services in the Netherlands. Established in 2005, the company was certified as a payment institution by De Nederlandsche Bank in 2011. SEPAY sells and rents both mobile and fixed payment terminals. Additionally, SEPAY handles the full processing of transactions, including reporting. Currently, we manage electronic payment transactions for over 16,000 customers, including V-PAY, Maestro, and credit card payments. Moreover, SEPAY has recently launched a new formula: PayAsYouPin. In addition to a very low monthly fee, this formula only requires payment for the payment terminal when it is used. This is ideal for new entrepreneurs who are uncertain about the volume of pin transactions they will process each month or for businesses that only need a payment terminal a few times a year.
SEPAY is the largest independent provider of electronic payment services in the Netherlands. Established in 2005, the company was certified as a payment institution by De Nederlandsche Bank in 2011. SEPAY sells and rents both mobile and fixed payment terminals. Additionally, SEPAY handles the full processing of transactions, including reporting. Currently, we manage electronic payment transactions for over 16,000 customers, including V-PAY, Maestro, and credit card payments. Moreover, SEPAY has recently launched a new formula: PayAsYouPin. In addition to a very low monthly fee, this formula only requires payment for the payment terminal when it is used. This is ideal for new entrepreneurs who are uncertain about the volume of pin transactions they will process each month or for businesses that only need a payment terminal a few times a year.
X-Pay
xpay.app Egypt
XPay is a fast-growing Fintech startup dedicated to enhancing online payments in Egypt. Our seamless payment solutions and human-centric brand experience empower users to make secure and convenient transactions effortlessly. In less than 24 hours, you’ll be able to manage all types of payments for your business. XPay will avail different payment options for your customers and you will be able to monitor all your your transactions from a single dashboard. Join us and experience the XPay difference!
XPay is a fast-growing Fintech startup dedicated to enhancing online payments in Egypt. Our seamless payment solutions and human-centric brand experience empower users to make secure and convenient transactions effortlessly. In less than 24 hours, you’ll be able to manage all types of payments for your business. XPay will avail different payment options for your customers and you will be able to monitor all your your transactions from a single dashboard. Join us and experience the XPay difference!
Optimus Pay
optimuspay.co.uk United Kingdom
CCS Group, through its two subsidiary companies CabCard Services (UK) Ltd and Optimus Pay Ltd, provides card payment processing services to small businesses across the UK. CabCard Services (UK) Ltd and Optimus Pay Ltd are both registered by the UK Financial Conduct Authority as Small Payment Institutions.
CCS Group, through its two subsidiary companies CabCard Services (UK) Ltd and Optimus Pay Ltd, provides card payment processing services to small businesses across the UK. CabCard Services (UK) Ltd and Optimus Pay Ltd are both registered by the UK Financial Conduct Authority as Small Payment Institutions.
Moneynet
moneynet.it Italy
Moneynet, a payment institution and part of the IVS Group, offers innovative electronic payment solutions for SMEs. Moneynet manages all aspects of electronic payment processing (transaction authorization, clearing, technical and telephone support) for payments made through EFT/POS terminals and virtual POS systems for e-commerce, using major national and international credit and debit card networks (PagoBANCOMAT, VISA/Mastercard, American Express, Diners Club, JCB, VISA Electron, Postepay, etc.). With service centers located nationwide, it can reach end customers quickly. The company stands out for its exclusive value-added services for the electronic money sector (Loyalty Programs, Technological Top-Ups, Electronic Wallets, and Bill Payments), which are increasingly innovative and cutting-edge, provided exclusively for the Italian market.
Moneynet, a payment institution and part of the IVS Group, offers innovative electronic payment solutions for SMEs. Moneynet manages all aspects of electronic payment processing (transaction authorization, clearing, technical and telephone support) for payments made through EFT/POS terminals and virtual POS systems for e-commerce, using major national and international credit and debit card networks (PagoBANCOMAT, VISA/Mastercard, American Express, Diners Club, JCB, VISA Electron, Postepay, etc.). With service centers located nationwide, it can reach end customers quickly. The company stands out for its exclusive value-added services for the electronic money sector (Loyalty Programs, Technological Top-Ups, Electronic Wallets, and Bill Payments), which are increasingly innovative and cutting-edge, provided exclusively for the Italian market.
Maksekeskus
maksekeskus.ee Estonia
Payments and deliveries with one solution MakeCommerce is the leading payment solutions provider for e-shops in the Baltics. Our services are trusted by over 5 000 e-commerce merchants – from market leading e-shops to small businesses just getting started. Sign up and enjoy the best service package available.
Payments and deliveries with one solution MakeCommerce is the leading payment solutions provider for e-shops in the Baltics. Our services are trusted by over 5 000 e-commerce merchants – from market leading e-shops to small businesses just getting started. Sign up and enjoy the best service package available.
Veritaspay
veritaspay.com Philippines
VeritasPay is a payment provider that develops face-to-face, online, and unattended payment solutions. Each are also inclusive of terminal and customer support services. The company is flexible with interfacing as it is able to integrate with banks, acquirers, payment networks, and enterprises.
VeritasPay is a payment provider that develops face-to-face, online, and unattended payment solutions. Each are also inclusive of terminal and customer support services. The company is flexible with interfacing as it is able to integrate with banks, acquirers, payment networks, and enterprises.
TYCHE PAYMENT
tychepayment.com India
Tyche automates the split and transfer of payments to different accounts as per region, business units, sellers or service providers with no compliance issues. We help you to navigate the complexities of payment schedules, payment methods
Tyche automates the split and transfer of payments to different accounts as per region, business units, sellers or service providers with no compliance issues. We help you to navigate the complexities of payment schedules, payment methods
Stratapay
stratapay.com Australia
StrataPay is the leading provider of payment services to Bodies Corporate. StrataPay is a payment facilitator that provides to clients the full suite of commonly accepted payment channels into a single, consolidated payment service. This innovative and efficient levy collection system is now used to collect the levies of over 150,000 lots- and not just because it is highly affordable, reliable and easy-to-use. It greatly reduces the overall administrative burden, saving your business time and money.
StrataPay is the leading provider of payment services to Bodies Corporate. StrataPay is a payment facilitator that provides to clients the full suite of commonly accepted payment channels into a single, consolidated payment service. This innovative and efficient levy collection system is now used to collect the levies of over 150,000 lots- and not just because it is highly affordable, reliable and easy-to-use. It greatly reduces the overall administrative burden, saving your business time and money.
PayTM
paytm.com India
Paytm started the Digital Revolution in India. And we went on to become India’s leading Payments App. Today, more than 20 Million merchants & businesses are powered by Paytm to Accept Payments digitally. This is because more than 300 million Indians use Paytm to Pay at their stores. And that’s not all, Paytm App is used to Pay bills, do Recharges, Send money to friends & family, Book movies & travel tickets. With innovations to Financial services & products in pipeline, this is but one of the milestones achieved towards our mission – to bring 500 million unserved and underserved Indians to the mainstream economy.
Paytm started the Digital Revolution in India. And we went on to become India’s leading Payments App. Today, more than 20 Million merchants & businesses are powered by Paytm to Accept Payments digitally. This is because more than 300 million Indians use Paytm to Pay at their stores. And that’s not all, Paytm App is used to Pay bills, do Recharges, Send money to friends & family, Book movies & travel tickets. With innovations to Financial services & products in pipeline, this is but one of the milestones achieved towards our mission – to bring 500 million unserved and underserved Indians to the mainstream economy.
EzPay Taiwan
ezypay.com Taiwan
Ezypay is an award-winning fintech company that specialises in processing subscription and recurring payments. Since 1996, Ezypay has helped local Australian and New Zealand businesses generate revenue and settle complex financial scenarios with repeat customers the easy way. To date, Ezypay has processed over $3 billion worth of subscription payments. Our cloud-based payment platform offers a suite of easy-to-use subscription management services to process recurring direct debit payments across multiple sites, multiple payment methods, and multiple currencies. Core features include generation and automation of dynamic subscription plans, omni-channel customer sign-ups, scheduled payments, invoicing, failed payment handling, and reporting. Ezypay’s modern cloud-based architecture runs in a secure AWS environment and has a suite of open APIs for software integration partners to leverage the billing platform as part of their own offering.
Ezypay is an award-winning fintech company that specialises in processing subscription and recurring payments. Since 1996, Ezypay has helped local Australian and New Zealand businesses generate revenue and settle complex financial scenarios with repeat customers the easy way. To date, Ezypay has processed over $3 billion worth of subscription payments. Our cloud-based payment platform offers a suite of easy-to-use subscription management services to process recurring direct debit payments across multiple sites, multiple payment methods, and multiple currencies. Core features include generation and automation of dynamic subscription plans, omni-channel customer sign-ups, scheduled payments, invoicing, failed payment handling, and reporting. Ezypay’s modern cloud-based architecture runs in a secure AWS environment and has a suite of open APIs for software integration partners to leverage the billing platform as part of their own offering.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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