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Alternative and Local Payment Services
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448 companies
May 29, 2026
Last updated: May 29, 2026
Elitepay
elitepay.com.my Malaysia
Easy to Use. Everything at the click of a button Credit top-ups for pre-paid cards. Effortless bill payments. International payments for foreign workers. International money transfers. Online gaming top-ups. Fuss-free App-based means less hassle, nothing needs to be printed and everything is done with a click on the Android compatible mobile app. Risk-free Eliminate cash-flow tie up. Easy tracking limits errors.
Easy to Use. Everything at the click of a button Credit top-ups for pre-paid cards. Effortless bill payments. International payments for foreign workers. International money transfers. Online gaming top-ups. Fuss-free App-based means less hassle, nothing needs to be printed and everything is done with a click on the Android compatible mobile app. Risk-free Eliminate cash-flow tie up. Easy tracking limits errors.
Freecharge
freecharge.in India
Freecharge is a well-known name in the world of payment apps, serving over 100 million users across the country. A 100% subsidiary of Axis Bank, Freecharge has always been known for offering safe and seamless UPI payments, utility bill payments, mobile/DTH recharges, and much more. Moreover, users can easily make payments at offline or online merchants via a robust infrastructure that supports UPI, Debit/ Credit Cards, Wallet, and other options. Freecharge even offers multiple Axis Bank Credit Cards and is constantly building new products to support small and midsize retailers across payments and lending.
Freecharge is a well-known name in the world of payment apps, serving over 100 million users across the country. A 100% subsidiary of Axis Bank, Freecharge has always been known for offering safe and seamless UPI payments, utility bill payments, mobile/DTH recharges, and much more. Moreover, users can easily make payments at offline or online merchants via a robust infrastructure that supports UPI, Debit/ Credit Cards, Wallet, and other options. Freecharge even offers multiple Axis Bank Credit Cards and is constantly building new products to support small and midsize retailers across payments and lending.
Fusionpay
fusionpay.co.uk United Kingdom
FusionPay is a smart pay-tech company based in London, UK. Through FusionPay's integrated mobile payment solutions, Chinese customers can pay Chinese Yuan directly without exchanging, and the payments are settled in £ /€ to merchants'​ accounts. Having already partnered with Alipay, WeChat Pay, Unionpay, JDPay and Suning Pay, FusionPay aims to connect EU merchants to overseas customers by efficient cross-border payment solutions and by multichannel marketing programs.
FusionPay is a smart pay-tech company based in London, UK. Through FusionPay's integrated mobile payment solutions, Chinese customers can pay Chinese Yuan directly without exchanging, and the payments are settled in £ /€ to merchants'​ accounts. Having already partnered with Alipay, WeChat Pay, Unionpay, JDPay and Suning Pay, FusionPay aims to connect EU merchants to overseas customers by efficient cross-border payment solutions and by multichannel marketing programs.
SPECTRA MERCHANT SERVICES
spectra-ms.com Hong Kong
SPECTRA Merchant Services Ltd. (hereinafter referred to as “SMS”), a wholly owned subsidiary of SPECTRA Technologies Holdings Company Ltd., was established in 2017 to serve the Hong Kong payment industry. Foreseeing more and more new payment facilities will be implemented in Hong Kong, SMS takes the role to gear our latest payment product with new payment solution integrated with our terminal management system, to provide a better merchant service and new experience to all merchants and consumers.
SPECTRA Merchant Services Ltd. (hereinafter referred to as “SMS”), a wholly owned subsidiary of SPECTRA Technologies Holdings Company Ltd., was established in 2017 to serve the Hong Kong payment industry. Foreseeing more and more new payment facilities will be implemented in Hong Kong, SMS takes the role to gear our latest payment product with new payment solution integrated with our terminal management system, to provide a better merchant service and new experience to all merchants and consumers.
Omise
omise.co Thailand
Founded in 2013, Opn is a company specializes in one-stop online payment solutions and digital transformation solutions across Asia. Opn connects people, businesses and society in innovative ways to provide fair and open access to a growing economic ecosystem under its vision of enabling access to the digital economy for everyone. Opn is present in Thailand, Japan, Singapore, and Malaysia. Its services are used by thousands of merchants and businesses around the world.
Founded in 2013, Opn is a company specializes in one-stop online payment solutions and digital transformation solutions across Asia. Opn connects people, businesses and society in innovative ways to provide fair and open access to a growing economic ecosystem under its vision of enabling access to the digital economy for everyone. Opn is present in Thailand, Japan, Singapore, and Malaysia. Its services are used by thousands of merchants and businesses around the world.
Absa Group
absa.africa South Africa
Absa Group Limited (Absa) has forged a new way of getting things done, driven by bravery and passion, with the readiness to realise growth on the African continent and beyond. We’re a truly African brand, inspired by the people we serve in Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania, Uganda, and Zambia. We also have representative offices in China, Namibia, Nigeria and the United States, as well as securities entities in the United Kingdom and the United States, along with technology support colleagues in the Czech Republic.
Absa Group Limited (Absa) has forged a new way of getting things done, driven by bravery and passion, with the readiness to realise growth on the African continent and beyond. We’re a truly African brand, inspired by the people we serve in Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania, Uganda, and Zambia. We also have representative offices in China, Namibia, Nigeria and the United States, as well as securities entities in the United Kingdom and the United States, along with technology support colleagues in the Czech Republic.
Smileandpay
smileandpay.com France
The mission of Smile&Pay is to support professionals, merchants, and associations in launching and growing their business. Created in Paris in October 2015, it is the French card payment solution accessible to everyone. All our payment terminals comply with the strictest French security standards (PCI-PTS standards, GIE-CB approved POS terminals). Transactions are secure, ensuring the protection of professionals. In just four years, Smile&Pay has processed over 200 million euros in transactions, including 100 million in 2019 alone. This strong growth is a testament to our expertise in the field. SMILE&PAY is a practical, secure, and commitment-free solution that brings a smile to professionals and merchants.
The mission of Smile&Pay is to support professionals, merchants, and associations in launching and growing their business. Created in Paris in October 2015, it is the French card payment solution accessible to everyone. All our payment terminals comply with the strictest French security standards (PCI-PTS standards, GIE-CB approved POS terminals). Transactions are secure, ensuring the protection of professionals. In just four years, Smile&Pay has processed over 200 million euros in transactions, including 100 million in 2019 alone. This strong growth is a testament to our expertise in the field. SMILE&PAY is a practical, secure, and commitment-free solution that brings a smile to professionals and merchants.
Upesi
upesi.co.ke Kenya
Upesi Money Transfer Limited is an African home grown money remittance company headquartered in Nairobi, Kenya🇰🇪 and a branch in Kampala, Uganda🇺🇬 that has strong partnerships across the world providing and ensuring safe, fast, efficient and reliable transmission of funds directly to the final recipients. We have offices Our mission is simple- To deliver the swiftest, most transparent and consumer friendly money transfer services available from Africa to the world and the world to Africa. We have offices located in Kenya and Uganda.
Upesi Money Transfer Limited is an African home grown money remittance company headquartered in Nairobi, Kenya🇰🇪 and a branch in Kampala, Uganda🇺🇬 that has strong partnerships across the world providing and ensuring safe, fast, efficient and reliable transmission of funds directly to the final recipients. We have offices Our mission is simple- To deliver the swiftest, most transparent and consumer friendly money transfer services available from Africa to the world and the world to Africa. We have offices located in Kenya and Uganda.
Nagad
nagad.com.bd Bangladesh
Nagad is poised to become an essential component of Bangladesh’s financial fabric. Aligned with the needs of the people and the development goals of the Bangladesh Government, Nagad envisions its role as a one-stop digital banking destination in partnership with the entire financial services industry. At Nagad, we believe that strategic partnerships are the key to providing the people of Bangladesh with the most relevant and impactful digital financial services. We invite you to reimagine and leapfrog into the future of financial services alongside us. Bangladesh is a thriving economic playground, pulsing with optimism and aspiration. A population of over 170 million people, nearly half of whom are under 25, has awakened to the vast possibilities of the future. They eagerly adopt new ideas from the outside while confidently forging their own path.
Nagad is poised to become an essential component of Bangladesh’s financial fabric. Aligned with the needs of the people and the development goals of the Bangladesh Government, Nagad envisions its role as a one-stop digital banking destination in partnership with the entire financial services industry. At Nagad, we believe that strategic partnerships are the key to providing the people of Bangladesh with the most relevant and impactful digital financial services. We invite you to reimagine and leapfrog into the future of financial services alongside us. Bangladesh is a thriving economic playground, pulsing with optimism and aspiration. A population of over 170 million people, nearly half of whom are under 25, has awakened to the vast possibilities of the future. They eagerly adopt new ideas from the outside while confidently forging their own path.
Setcom Payment Solutions
setcom.co.za South Africa
Setcom Payment Gateway has been a leading South African Payment Service Provider since 1998. We provide South African e-commerce businesses with secure processing of online and mobile credit card and EFT transactions. Everything we do is to help people buy and sell anywhere, anytime. We make simple, intuitive and user-friendly payment products that allow our clients to receive payments effortlessly, so they can focus on growing their businesses. We add value to each buying experience by ensuring simplicity, speed, and above all, security.
Setcom Payment Gateway has been a leading South African Payment Service Provider since 1998. We provide South African e-commerce businesses with secure processing of online and mobile credit card and EFT transactions. Everything we do is to help people buy and sell anywhere, anytime. We make simple, intuitive and user-friendly payment products that allow our clients to receive payments effortlessly, so they can focus on growing their businesses. We add value to each buying experience by ensuring simplicity, speed, and above all, security.
Sage Pay
United Kingdom
At Sage, we knock down barriers with information, insights, and tools to help your business flow. We provide businesses with software and services that are simple and easy to use, as we work with you to give you that feeling of confidence. Customers trust our Payroll, HR, and Finance software to make business flow with ease. From our local network of experts to our ever-growing partnerships, we are on hand to give you all the insights you need to thrive. 💚
At Sage, we knock down barriers with information, insights, and tools to help your business flow. We provide businesses with software and services that are simple and easy to use, as we work with you to give you that feeling of confidence. Customers trust our Payroll, HR, and Finance software to make business flow with ease. From our local network of experts to our ever-growing partnerships, we are on hand to give you all the insights you need to thrive. 💚
NeonOne
neonone.com United States
The average small to midsize nonprofit uses three to five tools to manage their donors, volunteers, and communications. At Neon One, we envision a world where organizations have simple and connected tools to help them make real, lasting change in the world. Neon One started in 2018 when four technology companies came together and decided there was an easier way for nonprofits to use technology to enable their mission – we belive that small to mid-sized nonprofits thrive when enabled with a platform designed to create magical generosity experiences. Designed to grow with you, Neon One connects nonprofits with the technology and resources that empower them to build a community of generosity.
The average small to midsize nonprofit uses three to five tools to manage their donors, volunteers, and communications. At Neon One, we envision a world where organizations have simple and connected tools to help them make real, lasting change in the world. Neon One started in 2018 when four technology companies came together and decided there was an easier way for nonprofits to use technology to enable their mission – we belive that small to mid-sized nonprofits thrive when enabled with a platform designed to create magical generosity experiences. Designed to grow with you, Neon One connects nonprofits with the technology and resources that empower them to build a community of generosity.
AnSpacePay
anspacepay.com Brazil
We integrate your system with ours to offer numerous financial solutions to your customers within your own application. Our advantages: 1- We are the payment facilitator that is always with you 2- We are experts in PIX transactions 3- We integrate your system with ours quickly 4- Our interface is simple, agile, and complete
We integrate your system with ours to offer numerous financial solutions to your customers within your own application. Our advantages: 1- We are the payment facilitator that is always with you 2- We are experts in PIX transactions 3- We integrate your system with ours quickly 4- Our interface is simple, agile, and complete
PAYMOBEGY
paymob.com Egypt
Paymob iis the leading financial services enabler in the MENA-P region. Our mission is to fuel SME growth by offering a payments infrastructure that delivers the most innovative digital payments solutions to businesses of all sizes. Our omnichannel financial technology platform enables merchants to accept online and offline payments, make payments, manage their finances and grow their businesses all in one place. We offer the most comprehensive suite of online and in store payments . We power millions of transactions for some of the biggest names in our region like Foodics, IKEA, Uber and Chalhoub Group in addition to thousands of SMEs. We serve the financial technology needs of over 250,000 merchants in the markets we operate and employ 1,000 team members with offices in Egypt, KSA, the UAE and Oman. Founded in 2015, Paymob was the first fintech company to receive the Central Bank of Egypt’s (CBE) Payments Facilitator license in 2018.
Paymob iis the leading financial services enabler in the MENA-P region. Our mission is to fuel SME growth by offering a payments infrastructure that delivers the most innovative digital payments solutions to businesses of all sizes. Our omnichannel financial technology platform enables merchants to accept online and offline payments, make payments, manage their finances and grow their businesses all in one place. We offer the most comprehensive suite of online and in store payments . We power millions of transactions for some of the biggest names in our region like Foodics, IKEA, Uber and Chalhoub Group in addition to thousands of SMEs. We serve the financial technology needs of over 250,000 merchants in the markets we operate and employ 1,000 team members with offices in Egypt, KSA, the UAE and Oman. Founded in 2015, Paymob was the first fintech company to receive the Central Bank of Egypt’s (CBE) Payments Facilitator license in 2018.
Loomis pay
loomispay.com Sweden
Loomis Pay offers a complete end-to-end payment solution that helps merchants, restaurants and shops run and grow their business. The payment solution is the first comprehensive service that allow merchants to handle cash, cards and mobile payments through one single provider. Loomis Pay was founded in 2020 and is a wholly owned subsidiary of Loomis AB. The head office is in Stockholm and conducts operations in Denmark and Sweden. In January 2021, more than 500 merchants where connected to Loomis Pay.
Loomis Pay offers a complete end-to-end payment solution that helps merchants, restaurants and shops run and grow their business. The payment solution is the first comprehensive service that allow merchants to handle cash, cards and mobile payments through one single provider. Loomis Pay was founded in 2020 and is a wholly owned subsidiary of Loomis AB. The head office is in Stockholm and conducts operations in Denmark and Sweden. In January 2021, more than 500 merchants where connected to Loomis Pay.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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