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Alternative and Local Payment Services
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445 companies
Mar 17, 2026
Last updated: Mar 17, 2026
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Azupay
azupay.com.au Australia
Australia’s leading provider of real-time account to account payment solutions for Businesses, Billers, Banks and Government removing the frustration of legacy payments platforms and processes.
Australia’s leading provider of real-time account to account payment solutions for Businesses, Billers, Banks and Government removing the frustration of legacy payments platforms and processes.
Cardnox
cardknox.com United States
Cardknox is a leading omnichannel payment gateway for developers that can be seamlessly integrated with POS systems, ERP software, e-commerce, unattended retail, and mobile platforms. We offer flexible payment solutions, generous revenue sharing, white-glove customer support, and the lowest interchange rates — serving thousands of partners and customers across every major industry throughout the U.S., the U.K., and Canada.
Cardknox is a leading omnichannel payment gateway for developers that can be seamlessly integrated with POS systems, ERP software, e-commerce, unattended retail, and mobile platforms. We offer flexible payment solutions, generous revenue sharing, white-glove customer support, and the lowest interchange rates — serving thousands of partners and customers across every major industry throughout the U.S., the U.K., and Canada.
Easypayway
easypayway.com Bangladesh
EasyPayWay is a online payment gateway for Bangladesh Market. We enable eCommerce businesses to process debit and credit cards online quickly and securely! Through our range of eCommerce solutions we automate your online payments saving you time and money! All debit and credit card transactions are processed in real time directly into your Internet Merchant Account. Get online faster with our expert eCommerce advice, simple integration, the widest range of integrated shopping carts, and FREE 24/7 support you can rely on.
EasyPayWay is a online payment gateway for Bangladesh Market. We enable eCommerce businesses to process debit and credit cards online quickly and securely! Through our range of eCommerce solutions we automate your online payments saving you time and money! All debit and credit card transactions are processed in real time directly into your Internet Merchant Account. Get online faster with our expert eCommerce advice, simple integration, the widest range of integrated shopping carts, and FREE 24/7 support you can rely on.
Pay Advantage
payadvantage.com.au Australia
Pay Advantage - Manage Customers, Take Payments. Sign up and start accepting payments immediately. Works with any Australian bank account, is secure and 100% Australian owned and operated. What do our customers think? David Athorn from fb.me/aqua4lifeqld "You won't regret it!! It's pretty much a free service depending on your choice, BPay or DD. Helped increase our turnover, and gave our customers more options for payment. And the rates are better then most eftpos applications / terminals."
Pay Advantage - Manage Customers, Take Payments. Sign up and start accepting payments immediately. Works with any Australian bank account, is secure and 100% Australian owned and operated. What do our customers think? David Athorn from fb.me/aqua4lifeqld "You won't regret it!! It's pretty much a free service depending on your choice, BPay or DD. Helped increase our turnover, and gave our customers more options for payment. And the rates are better then most eftpos applications / terminals."
KSHER PAYMENT
ksherthailand.com Thailand
Ksher,the leading of overseas cross-border payment gateway provider.Furthermore, we are Chinese online marketing and E-commerce specialist.
Ksher,the leading of overseas cross-border payment gateway provider.Furthermore, we are Chinese online marketing and E-commerce specialist.
Decard
decard.me United Kingdom
Instant payments online
Instant payments online
Nets
nets.eu Denmark
Nets is part of Nexi Group – the European PayTech with scale, capabilities, and geographic reach to drive the transition to a cashless Europe. We are committed to supporting people and businesses of all sizes, transforming the way people pay and businesses accept payments. By simplifying payments and providing the most innovative and reliable solutions we enable businesses and financial institutions to better serve their customers, build closer relationships, and to grow together.
Nets is part of Nexi Group – the European PayTech with scale, capabilities, and geographic reach to drive the transition to a cashless Europe. We are committed to supporting people and businesses of all sizes, transforming the way people pay and businesses accept payments. By simplifying payments and providing the most innovative and reliable solutions we enable businesses and financial institutions to better serve their customers, build closer relationships, and to grow together.
Ozan
ozan.com United Kingdom
At Ozan, we believe in the power of financial freedom, the ability for everyone to access, manage and control their money anytime, anywhere. We envision a world where borders do not define or limit monetary transactions, a world where people can make informed decisions about their finances without the hassle of traditional banking. Every product we design, and every service we deliver, stems from our commitment to innovation, convenience, and security. With our powerful platform and versatile solutions, we strive to break down the barriers that stand between people and enterprises, and their financial aspirations. From facilitating everyday transactions to empowering businesses to thrive, Ozan is more than just a fintech company. We are a catalyst for change, an agent of progress, working tirelessly to transform the way the world handles money. Join us as we work towards a future where every individual and business has the tools and the power to control their financial future.
At Ozan, we believe in the power of financial freedom, the ability for everyone to access, manage and control their money anytime, anywhere. We envision a world where borders do not define or limit monetary transactions, a world where people can make informed decisions about their finances without the hassle of traditional banking. Every product we design, and every service we deliver, stems from our commitment to innovation, convenience, and security. With our powerful platform and versatile solutions, we strive to break down the barriers that stand between people and enterprises, and their financial aspirations. From facilitating everyday transactions to empowering businesses to thrive, Ozan is more than just a fintech company. We are a catalyst for change, an agent of progress, working tirelessly to transform the way the world handles money. Join us as we work towards a future where every individual and business has the tools and the power to control their financial future.
Maldopay
maldopay.com India
Malgopay is a digital payment platform developed by Malgotech Solutions Private Limited, based in Bangalore, India. It offers a comprehensive suite of services designed to simplify financial transactions for users across the country. The platform enables users to manage mobile recharges, utility bill payments, and online shopping, all while earning rewards and cashback. **Key Features:** - **Mobile Recharges:** Users can recharge their mobile phones across various networks instantly, with no extra fees and exclusive cashback on every transaction. - **Utility Bill Payments:** Malgopay facilitates quick and secure payments for services such as electricity, water, gas, and broadband, ensuring uninterrupted services without added fees. - **Shopping Discounts:** The platform provides exclusive shopping discounts across various categories, allowing users to save on their favorite products.
Malgopay is a digital payment platform developed by Malgotech Solutions Private Limited, based in Bangalore, India. It offers a comprehensive suite of services designed to simplify financial transactions for users across the country. The platform enables users to manage mobile recharges, utility bill payments, and online shopping, all while earning rewards and cashback. **Key Features:** - **Mobile Recharges:** Users can recharge their mobile phones across various networks instantly, with no extra fees and exclusive cashback on every transaction. - **Utility Bill Payments:** Malgopay facilitates quick and secure payments for services such as electricity, water, gas, and broadband, ensuring uninterrupted services without added fees. - **Shopping Discounts:** The platform provides exclusive shopping discounts across various categories, allowing users to save on their favorite products.
Constantpayments
constantpaymentsolutions.com Canada
Modern Сanadian Payment Solution Provider for SAAS online businesses based in EU and US. Constant Payments provide CC processing with recurring billing, daily and weekly settlements, direct agreement with Visa and MasterCard Principal Member for our merchants. We process payments in any domestic currency you need and maximize your revenue in subscription payments in your branded payment page. You can instantly issue dedicated IBAN for your online business with us, accept SWIFT and SEPA as well as getting your branded MasterCard payment card or virtual card. Reach out to find out more!
Modern Сanadian Payment Solution Provider for SAAS online businesses based in EU and US. Constant Payments provide CC processing with recurring billing, daily and weekly settlements, direct agreement with Visa and MasterCard Principal Member for our merchants. We process payments in any domestic currency you need and maximize your revenue in subscription payments in your branded payment page. You can instantly issue dedicated IBAN for your online business with us, accept SWIFT and SEPA as well as getting your branded MasterCard payment card or virtual card. Reach out to find out more!
Cashia
cashia.com Kenya
It all started with an idea in 2020, built to take the pain out of peer-to-peer, B2B payments, and reduce the costs of digital fees altogether, Cashia is a digital Ecosystem Aggregator bringing a better way to send, spend, invest, and save to our many monthly active users. With a mission to build the fastest and most seamless platform to send and receive money by making it more affordable, instantly available and universally accessible. Working with stakeholders across the private, public, and informal sectors, we aim to unlock the true potential of digital payments across Africa by bridging the digital dividend in online payments and e-Commerce services.
It all started with an idea in 2020, built to take the pain out of peer-to-peer, B2B payments, and reduce the costs of digital fees altogether, Cashia is a digital Ecosystem Aggregator bringing a better way to send, spend, invest, and save to our many monthly active users. With a mission to build the fastest and most seamless platform to send and receive money by making it more affordable, instantly available and universally accessible. Working with stakeholders across the private, public, and informal sectors, we aim to unlock the true potential of digital payments across Africa by bridging the digital dividend in online payments and e-Commerce services.
PayRoc
payroc.com United States
Payroc is a high-growth, multi-national payments platform, merchant acquirer, and processing powerhouse processing over $93 billion in annual volume for more than 158,000 merchants. Founded in 2003, Payroc offers best-in-class sales enablement and merchant processing technology. Payroc enables unified commerce that helps businesses grow faster by delivering proprietary, innovative, and full-service solutions with key card brand network payment sponsorship registrations.
Payroc is a high-growth, multi-national payments platform, merchant acquirer, and processing powerhouse processing over $93 billion in annual volume for more than 158,000 merchants. Founded in 2003, Payroc offers best-in-class sales enablement and merchant processing technology. Payroc enables unified commerce that helps businesses grow faster by delivering proprietary, innovative, and full-service solutions with key card brand network payment sponsorship registrations.
Handepay
handepay.co.uk United Kingdom
Independent businesses are paying far too much for their debit and credit card processing. We are here to help grow your business by offering low cost merchant services. With Handepay it’s simple… - Accept contactless payments including Apple Pay, Google Pay & Samsung Pay - Take card payments tailored to suit your business needs - - No minimum monthly service charge (MMSC) - No fees for PCI DSS compliance or non-compliance - Free Business Resource Centre Businesses switching to Handepay save 36% on average, thanks to our simple and transparent pricing with no hidden fees.
Independent businesses are paying far too much for their debit and credit card processing. We are here to help grow your business by offering low cost merchant services. With Handepay it’s simple… - Accept contactless payments including Apple Pay, Google Pay & Samsung Pay - Take card payments tailored to suit your business needs - - No minimum monthly service charge (MMSC) - No fees for PCI DSS compliance or non-compliance - Free Business Resource Centre Businesses switching to Handepay save 36% on average, thanks to our simple and transparent pricing with no hidden fees.
Inswitch
inswitch.com Colombia
Inswitch is a global leader in embedded financial technology, helping businesses and organizations to instantly implement their own digital financial services, using the Inswitch payment network for cash, banking and cards. Inswitch already works with companies in +30 countries and processes over USD 9 billion per year, for more than 80 million end users. From embedding a simple payment channel to deploying a full stack neo bank, Inswitch's API-based platform serves companies and projects of all sizes and industries. With Inswitch, any company can become a Fintech company.
Inswitch is a global leader in embedded financial technology, helping businesses and organizations to instantly implement their own digital financial services, using the Inswitch payment network for cash, banking and cards. Inswitch already works with companies in +30 countries and processes over USD 9 billion per year, for more than 80 million end users. From embedding a simple payment channel to deploying a full stack neo bank, Inswitch's API-based platform serves companies and projects of all sizes and industries. With Inswitch, any company can become a Fintech company.
CirclePay
circlepay.me Australia
At Circlepay, we're building the next-generation financial health platform powered by AI and social connections. Our initial offering, on-demand pay, enables users to access their accrued earnings before payday, providing greater control over their finances. By leveraging user-permissioned bank data and cutting-edge AI, we deliver accurate credit assessments to ensure fair access to credit, based on a deep understanding of each user's financial situation. We're the first to introduce borrowing groups, enabling users to form groups to secure higher credit limits and improve their chances of approval.
At Circlepay, we're building the next-generation financial health platform powered by AI and social connections. Our initial offering, on-demand pay, enables users to access their accrued earnings before payday, providing greater control over their finances. By leveraging user-permissioned bank data and cutting-edge AI, we deliver accurate credit assessments to ensure fair access to credit, based on a deep understanding of each user's financial situation. We're the first to introduce borrowing groups, enabling users to form groups to secure higher credit limits and improve their chances of approval.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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