Atlas
Paymentology
Paymentology is the leading next-gen cloud-native global issuer-processor. We provide digital banks, retail banks, fintechs and telcos the technology, team and experience to easily issue and process any type of physical or virtual card; debit, prepaid, credit and more. Anywhere in the world, rapidly and at scale.
Our superior multi-cloud platform offering both shared and dedicated processing instances, vast global presence, and richer real-time data set us apart as the leader in payments. Our payments experts bring deep, local market knowledge on the ground in 60 countries, across 14 time zones, guaranteeing 24/7 support.
We are deeply committed to increasing financial inclusion worldwide,
and to making a positive impact in the communities in which we operate.
Paymentology is the leading next-gen cloud-native global issuer-processor. We provide digital banks, retail banks, fintechs and telcos the technology, team and experience to easily issue and process any type of physical or virtual card; debit, prepaid, credit and more. Anywhere in the world, rapidly and at scale.
Our superior multi-cloud platform offering both shared and dedicated processing instances, vast global presence, and richer real-time data set us apart as the leader in payments. Our payments experts bring deep, local market knowledge on the ground in 60 countries, across 14 time zones, guaranteeing 24/7 support.
We are deeply committed to increasing financial inclusion worldwide,
and to making a positive impact in the communities in which we operate.
THE MERCHANT PAY
Verified
The Merchant Pay is a leading fintech company generating over $70 million USD in monthly revenue through our in-house payment solutions, specifically designed for high-risk industries like gaming, iGaming, ecommerce, Forex and fintech partnerships.
The Merchant Pay is a leading fintech company generating over $70 million USD in monthly revenue through our in-house payment solutions, specifically designed for high-risk industries like gaming, iGaming, ecommerce, Forex and fintech partnerships.
EPayco
ePayco is a technology company that enables individuals, businesses, and institutions to simplify and scale both their business models and operations within a robust payment ecosystem. ePayco’s solutions support over 130,000 connected businesses and more than 7.5 million users, processing secure payments through the platform.
It operates as an Aggregator and Gateway, offering solutions for both in-person and remote sales, allowing clients to receive payments through multiple channels and tools in a single integration.
Currently, the company works with major payment networks and financial institutions. ePayco is PCI DSS Level 1 certified and operates in Colombia, with expansion plans soon for Peru, Mexico, and Ecuador.
ePayco is a technology company that enables individuals, businesses, and institutions to simplify and scale both their business models and operations within a robust payment ecosystem. ePayco’s solutions support over 130,000 connected businesses and more than 7.5 million users, processing secure payments through the platform.
It operates as an Aggregator and Gateway, offering solutions for both in-person and remote sales, allowing clients to receive payments through multiple channels and tools in a single integration.
Currently, the company works with major payment networks and financial institutions. ePayco is PCI DSS Level 1 certified and operates in Colombia, with expansion plans soon for Peru, Mexico, and Ecuador.
Tilopay
We provide payment orchestration and processing for Central America and the Caribbean.
We provide payment orchestration and processing for Central America and the Caribbean.
BT
Basis Theory
Basis Theory helps customers optimize their payments by providing a secure, programmable, agnostic data vault. By leveraging an independent card vault, merchants gain the flexibility and redundancy to use whichever payment provider they choose without the need to manage PCI compliance.
Basis Theory helps customers optimize their payments by providing a secure, programmable, agnostic data vault. By leveraging an independent card vault, merchants gain the flexibility and redundancy to use whichever payment provider they choose without the need to manage PCI compliance.
Pay.com
Our mission at Pay.com is to create an all-inclusive economy. We help big entrepreneurs to move big payments. And micro-merchants to realize their biggest dreams.
The company was launched in 2020 and is currently expanding with 5 global offices offering top-tier customer service.
Our mission at Pay.com is to create an all-inclusive economy. We help big entrepreneurs to move big payments. And micro-merchants to realize their biggest dreams.
The company was launched in 2020 and is currently expanding with 5 global offices offering top-tier customer service.
Cardstream
Cardstream is a multi-award-winning PCI DSS Level 1 independent payments gateway, providing white-label Partner resellers with access to our Open®Payment Network. With our 200+ acquirer connections and anti-fraud service providers, we are able to connect our partners and their merchants to an unrivalled global network of payment solutions.
Cardstream is a multi-award-winning PCI DSS Level 1 independent payments gateway, providing white-label Partner resellers with access to our Open®Payment Network. With our 200+ acquirer connections and anti-fraud service providers, we are able to connect our partners and their merchants to an unrivalled global network of payment solutions.
Zenith Payments
Zenith Payments offers multiple leading payment processing and prepaid card solutions, across various C2B and B2B industries. Our clients and partners include many blue-chip companies, who stay with Zenith because of our best-in-class service standards. We are proudly Australian and 100% privately owned and consider ourselves to be at the forefront of payment technology and prepaid card innovation. We are innovators and have been first to launch many products to the Australian market, delivering the right solutions for our partners, clients and end customers.
Our brands include: - B2Bpay - Rental Rewards - School EasyPay - ChildCare EasyPay - Thoroughbred Payments - TravelPay - Universal Gift Card - Gift Card Store
The Zenith Payments businesses were originally part of Pinpoint Pty Ltd.
Zenith Payments offers multiple leading payment processing and prepaid card solutions, across various C2B and B2B industries. Our clients and partners include many blue-chip companies, who stay with Zenith because of our best-in-class service standards. We are proudly Australian and 100% privately owned and consider ourselves to be at the forefront of payment technology and prepaid card innovation. We are innovators and have been first to launch many products to the Australian market, delivering the right solutions for our partners, clients and end customers.
Our brands include: - B2Bpay - Rental Rewards - School EasyPay - ChildCare EasyPay - Thoroughbred Payments - TravelPay - Universal Gift Card - Gift Card Store
The Zenith Payments businesses were originally part of Pinpoint Pty Ltd.
Coriunder
Coriunder is a Financial Oriented User Management system - why build a backend system from scratch when you can have Merchant management, user management, ecommerce, processing and affiliate management out of the box.
Built on an enterprise level, PCI Level 1 certified (Version 4) Orchestration system, we provide financial instituations with the Orchestration logic to not only payment processing but also KYC, KYB, Prepaid issuing, Banking-as-a-service,Open Banking, Fraud monitoring, transaction scoring and automated onboarding - All the tools you need to stay on top of your game.
Coriunder will give you the foundation you need to build your startup - quicker, cheaper and secured.
Coriunder is a Financial Oriented User Management system - why build a backend system from scratch when you can have Merchant management, user management, ecommerce, processing and affiliate management out of the box.
Built on an enterprise level, PCI Level 1 certified (Version 4) Orchestration system, we provide financial instituations with the Orchestration logic to not only payment processing but also KYC, KYB, Prepaid issuing, Banking-as-a-service,Open Banking, Fraud monitoring, transaction scoring and automated onboarding - All the tools you need to stay on top of your game.
Coriunder will give you the foundation you need to build your startup - quicker, cheaper and secured.
Paymentworld
We are a Merchant Service Provider offering a comprehensive range of payment services. From credit card processing and merchant working capital to seamless IT integration and retail point-of-sale terminals.
Our in-house boutique product suite includes gateway services, mobile and e-commerce solutions, all designed to empower merchants. Additionally, we provide education to help you understand the often-complex monthly statements associated with credit card processing.
We are a Merchant Service Provider offering a comprehensive range of payment services. From credit card processing and merchant working capital to seamless IT integration and retail point-of-sale terminals.
Our in-house boutique product suite includes gateway services, mobile and e-commerce solutions, all designed to empower merchants. Additionally, we provide education to help you understand the often-complex monthly statements associated with credit card processing.
Handepay
Independent businesses are paying far too much for their debit and credit card processing. We are here to help grow your business by offering low cost merchant services. With Handepay it’s simple…
- Accept contactless payments including Apple Pay, Google Pay & Samsung Pay
- Take card payments tailored to suit your business needs -
- No minimum monthly service charge (MMSC) - No fees for PCI DSS compliance or non-compliance
- Free Business Resource Centre Businesses switching to Handepay save 36% on average, thanks to our simple and transparent pricing with no hidden fees.
Independent businesses are paying far too much for their debit and credit card processing. We are here to help grow your business by offering low cost merchant services. With Handepay it’s simple…
- Accept contactless payments including Apple Pay, Google Pay & Samsung Pay
- Take card payments tailored to suit your business needs -
- No minimum monthly service charge (MMSC) - No fees for PCI DSS compliance or non-compliance
- Free Business Resource Centre Businesses switching to Handepay save 36% on average, thanks to our simple and transparent pricing with no hidden fees.
Trolley
Unlocking the collective economic opportunity of the internet. Trolley is an end-to-end payouts ecosystem that allows businesses to effortlessly send fast payments around the world.
Unlocking the collective economic opportunity of the internet. Trolley is an end-to-end payouts ecosystem that allows businesses to effortlessly send fast payments around the world.
Parolapara
Parolapara was established on November 4, 2020, under Law No. 6493 on Payment and Securities Settlement Systems, Payment Services, and Electronic Money Institutions. It received authorization from the Central Bank of the Republic of Turkey (CBRT) on August 21, 2022, to provide payment services and issue electronic money.
Parolapara offers user-friendly, fast, easy, and reliable financial solutions for both individual and corporate clients, developing integrated solutions that address all financial needs. Focusing on customer satisfaction, Parolapara operates with the highest level of information security standard in the industry, holding a PCI DSS certification. This enables them to provide secure and fast payment solutions to their customers.
Parolapara was established on November 4, 2020, under Law No. 6493 on Payment and Securities Settlement Systems, Payment Services, and Electronic Money Institutions. It received authorization from the Central Bank of the Republic of Turkey (CBRT) on August 21, 2022, to provide payment services and issue electronic money.
Parolapara offers user-friendly, fast, easy, and reliable financial solutions for both individual and corporate clients, developing integrated solutions that address all financial needs. Focusing on customer satisfaction, Parolapara operates with the highest level of information security standard in the industry, holding a PCI DSS certification. This enables them to provide secure and fast payment solutions to their customers.
Paybull
Founded at the end of 2018, PayBull is a payment and electronic money institution that provides digital wallet and payment service solutions to both individual and corporate customers, aiming to meet all their financial needs. The company is certified with the globally recognized high-security standard PCI DSS.
Founded at the end of 2018, PayBull is a payment and electronic money institution that provides digital wallet and payment service solutions to both individual and corporate customers, aiming to meet all their financial needs. The company is certified with the globally recognized high-security standard PCI DSS.
Snapswap
SnapSwap offers Everest™ , a business payments and expense management platform which allows business owners to monitor and manage credit cards within their teams. ➡️Follow us on @everestcard and visit our website https://everestcard.com/
SnapSwap also provides Snaprove™, a digital onboarding speeding up the verification process, KYC data collection and performance of due diligence of customers.
SnapSwap offers Everest™ , a business payments and expense management platform which allows business owners to monitor and manage credit cards within their teams. ➡️Follow us on @everestcard and visit our website https://everestcard.com/
SnapSwap also provides Snaprove™, a digital onboarding speeding up the verification process, KYC data collection and performance of due diligence of customers.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
