Atlas
PayPlug
Payplug is a French payment solution designed for merchants, e-merchants of all sizes, and fintechs.
With our cutting-edge technology platform, our tools dedicated to conversion, and our unique expertise across the entire payment chain, we invite you to aim for excellence — and beyond.
Payplug is a team of 400 passionate people dedicated to helping you achieve your greatest ambitions.
Today, we support 20,000 SMEs such as Hast and Plante pour tous, as well as large groups like Maisons du Monde and Veepee.
Payplug is a French payment solution designed for merchants, e-merchants of all sizes, and fintechs.
With our cutting-edge technology platform, our tools dedicated to conversion, and our unique expertise across the entire payment chain, we invite you to aim for excellence — and beyond.
Payplug is a team of 400 passionate people dedicated to helping you achieve your greatest ambitions.
Today, we support 20,000 SMEs such as Hast and Plante pour tous, as well as large groups like Maisons du Monde and Veepee.
AFS
Arab Financial Services (AFS) was formed in 1984 to provide payment products, services and expertise to banks and merchant groups and deliver customized payment solutions in an increasingly divergent, disruptive, and dynamic payment eco-system.
A key to the growing and continued success of the company was an executive team determined to invest in the most up-to-date, cutting edge technologies. AFS is owned by a total of 37 banks and financial institutions and serves over 60 clients in more than 20 countries across MEA.
Today, AFS is the region’s leading digital payment solutions provider and Fintech enabler, regulated by the Central Bank of Bahrain.
AFS’s innovative approach to the provision of financial services is evidenced by a series of pioneering payment services that covers card processing services, merchant acquiring, fintech solutions and an impressive array of value-added services.
Arab Financial Services (AFS) was formed in 1984 to provide payment products, services and expertise to banks and merchant groups and deliver customized payment solutions in an increasingly divergent, disruptive, and dynamic payment eco-system.
A key to the growing and continued success of the company was an executive team determined to invest in the most up-to-date, cutting edge technologies. AFS is owned by a total of 37 banks and financial institutions and serves over 60 clients in more than 20 countries across MEA.
Today, AFS is the region’s leading digital payment solutions provider and Fintech enabler, regulated by the Central Bank of Bahrain.
AFS’s innovative approach to the provision of financial services is evidenced by a series of pioneering payment services that covers card processing services, merchant acquiring, fintech solutions and an impressive array of value-added services.
Stocard
Stocard is a fast-growing fintech and a global leader in mobile wallets. Klarna and Stocard have joined forces to revolutionize how people shop and pay. Together, we are an ecosystem of 400+ developers working on our apps with over 125M users. Our team is ready to fast-track to the future and create the smooothest shopping experience around the world.
Our innovative and intuitive free Stocard app allows millions of consumers to turn their smartphone into a mobile wallet where they add loyalty cards from their favorite stores and sign-in new ones. They access personalized communications and offers, collect rewards and can pay directly with the app.
We help retailers and brands profile, engage and drive consumers to stores and e-commerce - growing sales, loyalty and advocacy, campaign after campaign, visit after visit.
Stocard is a fast-growing fintech and a global leader in mobile wallets. Klarna and Stocard have joined forces to revolutionize how people shop and pay. Together, we are an ecosystem of 400+ developers working on our apps with over 125M users. Our team is ready to fast-track to the future and create the smooothest shopping experience around the world.
Our innovative and intuitive free Stocard app allows millions of consumers to turn their smartphone into a mobile wallet where they add loyalty cards from their favorite stores and sign-in new ones. They access personalized communications and offers, collect rewards and can pay directly with the app.
We help retailers and brands profile, engage and drive consumers to stores and e-commerce - growing sales, loyalty and advocacy, campaign after campaign, visit after visit.
PesaWay Services Ltd.
> PesaWay is a trusted payment service provider enabling seamless transactions across Africa.
> We support both mobile money and global card payment solutions, giving businesses and customers flexible, secure, and convenient ways to pay.
> Our growing footprint includes Kenya, Uganda, Tanzania, Ghana, Zambia, Cameroon, Côte d'Ivoire, and Senegal.
> PesaWay is a trusted payment service provider enabling seamless transactions across Africa.
> We support both mobile money and global card payment solutions, giving businesses and customers flexible, secure, and convenient ways to pay.
> Our growing footprint includes Kenya, Uganda, Tanzania, Ghana, Zambia, Cameroon, Côte d'Ivoire, and Senegal.
Idtfinance
The Bank
A leading Challenger Bank transforming the future of banking and payment solutions to serve our Clients through the digital revolution.
The Bank has offices in London, Gibraltar, and Malta serving innovative Clients across the UK, Israel and Gibraltar through long term partnerships with Mastercard and Visa.
A leading provider of payment services and solutions. Setting the standard for excellence in the payments sector. Our broad and deep Client relationships set us apart.
The Bank
A leading Challenger Bank transforming the future of banking and payment solutions to serve our Clients through the digital revolution.
The Bank has offices in London, Gibraltar, and Malta serving innovative Clients across the UK, Israel and Gibraltar through long term partnerships with Mastercard and Visa.
A leading provider of payment services and solutions. Setting the standard for excellence in the payments sector. Our broad and deep Client relationships set us apart.
ElektroPay
Monetize All Your Commerce Channels
Elektropay is a commerce as service management platform that delivers innovative payment solutions for start-ups and enterprise businesses alike.
Monetize All Your Commerce Channels
Elektropay is a commerce as service management platform that delivers innovative payment solutions for start-ups and enterprise businesses alike.
Aceunion
ACE Union transforms your financial life, offering a seamless way to spend, save, and monitor your money.
With our new state-of-the-art feature set and a completely redesigned UI/UX, experience wonder in the all-in-one app! Get instant spending alerts, track budgets, pay bills, make airtime top-ups, schedule payments, pay via QR, make cross border payments and much more! Secure, fast, and user-friendly, upgrade to ACE Union and manage your money, your way.
ACE Union transforms your financial life, offering a seamless way to spend, save, and monitor your money.
With our new state-of-the-art feature set and a completely redesigned UI/UX, experience wonder in the all-in-one app! Get instant spending alerts, track budgets, pay bills, make airtime top-ups, schedule payments, pay via QR, make cross border payments and much more! Secure, fast, and user-friendly, upgrade to ACE Union and manage your money, your way.
QPay
QPay is the first licensed buy now, pay later company under the the central Bank of Oman Sand Box in #Oman that offers a convenient and flexible financing solution for consumers. With QPay, shoppers can make purchases and pay for them over time, usually without any interest charges.
QPay ensures a trusted payment experience by implementing one-time passcode authentication after shoppers enter their credit card credentials
This ensures the security and convenience of the payment process. QPay is a popular choice for consumers as it is fairly easy to get approved for, compared to traditional credit cards and personal loans. QPay provides a seamless and efficient way for consumers to manage their purchases and payments.
QPay is the first licensed buy now, pay later company under the the central Bank of Oman Sand Box in #Oman that offers a convenient and flexible financing solution for consumers. With QPay, shoppers can make purchases and pay for them over time, usually without any interest charges.
QPay ensures a trusted payment experience by implementing one-time passcode authentication after shoppers enter their credit card credentials
This ensures the security and convenience of the payment process. QPay is a popular choice for consumers as it is fairly easy to get approved for, compared to traditional credit cards and personal loans. QPay provides a seamless and efficient way for consumers to manage their purchases and payments.
Juno
Juno is the only crypto-friendly checking account where you can earn, invest and spend both your cash and crypto from one powerful checking account.
We are backed by Sequoia Surge, Polychain, and industry-leading executives and on a mission to make crypto-banking easy, fair, transparent, and compliant.
Juno is the only crypto-friendly checking account where you can earn, invest and spend both your cash and crypto from one powerful checking account.
We are backed by Sequoia Surge, Polychain, and industry-leading executives and on a mission to make crypto-banking easy, fair, transparent, and compliant.
Oropay
OROPAY provides a convenient and secure way for individuals to pay for products & services, and provides merchants with a seamless and cost effective alternative.
We are a FinTech company with an expanding range of services. Our wallet solution is an intuitive and user friendly payment experience for both the Consumer and the Merchant. Founded in Cyprus, we are regulated by the Central Bank of Cyprus as an Electronic Money Institution, and aim to help businesses and consumers conduct their transactions in a more convenient manner.
OROPAY, simplifying payments.
OROPAY provides a convenient and secure way for individuals to pay for products & services, and provides merchants with a seamless and cost effective alternative.
We are a FinTech company with an expanding range of services. Our wallet solution is an intuitive and user friendly payment experience for both the Consumer and the Merchant. Founded in Cyprus, we are regulated by the Central Bank of Cyprus as an Electronic Money Institution, and aim to help businesses and consumers conduct their transactions in a more convenient manner.
OROPAY, simplifying payments.
Jcc
JCC Payment Systems is Cyprus’ market leader in payment-processing technologies and financial solutions for merchants and financial institutions. It has been supporting businesses in accepting electronic payments from multiple sales channels for almost 30 years, following the decision of the major Cyprus’ banking institutions to collaborate for the purpose of administering the processing and settlement of card transactions.
Today, JCC is considered the trusted service provider of choice for all financial technology requirements ranging from fraud prevention, card personalisation and ATM management, to hosting and business continuity services.
JCC Payment Systems is Cyprus’ market leader in payment-processing technologies and financial solutions for merchants and financial institutions. It has been supporting businesses in accepting electronic payments from multiple sales channels for almost 30 years, following the decision of the major Cyprus’ banking institutions to collaborate for the purpose of administering the processing and settlement of card transactions.
Today, JCC is considered the trusted service provider of choice for all financial technology requirements ranging from fraud prevention, card personalisation and ATM management, to hosting and business continuity services.
Credibanco
Credibanco is a Colombian company supervised by the Financial Superintendency, with more than 50 years of experience in managing and developing low-value payment systems. The company currently promotes electronic payments in the country by structuring solutions that replace the use of cash, encourage formalization and financial inclusion, and optimize portfolios for the financial sector, merchants, and the Government.
Credibanco supports merchants, banks, institutional clients, and independent professionals through the development and implementation of innovative products that drive their growth, such as: mobile platforms, payment systems, online sales services, e-marketing, contact centers, risk suites, acquiring services, switching, clearing and settlement, digital wallets (SmartWallet), portable POS devices (MiPago), Multi-Currency Payment (DCC), among others.
Credibanco is a Colombian company supervised by the Financial Superintendency, with more than 50 years of experience in managing and developing low-value payment systems. The company currently promotes electronic payments in the country by structuring solutions that replace the use of cash, encourage formalization and financial inclusion, and optimize portfolios for the financial sector, merchants, and the Government.
Credibanco supports merchants, banks, institutional clients, and independent professionals through the development and implementation of innovative products that drive their growth, such as: mobile platforms, payment systems, online sales services, e-marketing, contact centers, risk suites, acquiring services, switching, clearing and settlement, digital wallets (SmartWallet), portable POS devices (MiPago), Multi-Currency Payment (DCC), among others.
Icard
Card is a fintech company delivering innovative end-to-end payment solutions to more than 1.8 million clients in over 30 countries in Europe. We constantly reinvent the relationship between people, money, and technology with one main goal – to make everyday payments easier, more accessible, and more secure.
iCard is among the first fintech ventures in Europe. Founded in 2007 by a team of only 7 people, 16 years later, the e-money institution has more than 250 employees making the digital future of the financial world possible for millions. We welcome you to a new banking experience – more straightforward and more effective.
Our fintech portfolio spans not only the iCard digital wallet – our financial super-app is available for Android, iOS, Huawei, and desktop, but also offers dozens of products and services – iCard for Business, card issuing and transaction processing with iCard Direct, cash machines from iCard ATM, prepaid cards from GiftCard™, and many more.
Card is a fintech company delivering innovative end-to-end payment solutions to more than 1.8 million clients in over 30 countries in Europe. We constantly reinvent the relationship between people, money, and technology with one main goal – to make everyday payments easier, more accessible, and more secure.
iCard is among the first fintech ventures in Europe. Founded in 2007 by a team of only 7 people, 16 years later, the e-money institution has more than 250 employees making the digital future of the financial world possible for millions. We welcome you to a new banking experience – more straightforward and more effective.
Our fintech portfolio spans not only the iCard digital wallet – our financial super-app is available for Android, iOS, Huawei, and desktop, but also offers dozens of products and services – iCard for Business, card issuing and transaction processing with iCard Direct, cash machines from iCard ATM, prepaid cards from GiftCard™, and many more.
Martrust
MarTrust is the world's largest specialist maritime payments company, handling approximately $13 billion of maritime-related payments each year.
We work with over 500 maritime companies and in close partnership with leading global financial institutions to streamline the process of paying crew, suppliers, and to digitalise Cash to Master.
Our customers transact in over 130 currencies at minimal costs and at highly competitive foreign exchange (FX) rates.
We disclose our costs, benchmark our FX rates, and deliver savings to our customers while ensuring adherence to strict compliance standards.
The MarTrust E-Wallet and card enable crew members to manage their money when away from home and send money home faster and cheaper.
They also reduce the need for crew to manage or store significant amounts of cash whilst onboard, providing increased security.
MarTrust is part of Marcura, a 22-year-old company focused on the maritime industry.
MarTrust is the world's largest specialist maritime payments company, handling approximately $13 billion of maritime-related payments each year.
We work with over 500 maritime companies and in close partnership with leading global financial institutions to streamline the process of paying crew, suppliers, and to digitalise Cash to Master.
Our customers transact in over 130 currencies at minimal costs and at highly competitive foreign exchange (FX) rates.
We disclose our costs, benchmark our FX rates, and deliver savings to our customers while ensuring adherence to strict compliance standards.
The MarTrust E-Wallet and card enable crew members to manage their money when away from home and send money home faster and cheaper.
They also reduce the need for crew to manage or store significant amounts of cash whilst onboard, providing increased security.
MarTrust is part of Marcura, a 22-year-old company focused on the maritime industry.
Buyway
As an independent Fintech for almost 10 years, Buy Way is the undisputed leader in consumer credit at points of sale in Belgium and Luxembourg. In addition to its historic activity in Retail, the company offers financing and credit solutions to clients active in financial services and/or service sectors. The company has its headquarters in Brussels and counts more than 250 professionals of 13 different nationalities. Its mission is threefold:
- Propose transparent and fluent financing solutions
- Offer innovative products to optimise the purchase experience
- Personalize the service to each client and retailer
Today, the company disrupts the consumer credit industry with a fully digital and paperless offering, both at points of sale and for the e-commerce channel.
Buy Way’s reference shareholder, Chenavari Investment Managers, is an alternative investment company specialized in European credit market
As an independent Fintech for almost 10 years, Buy Way is the undisputed leader in consumer credit at points of sale in Belgium and Luxembourg. In addition to its historic activity in Retail, the company offers financing and credit solutions to clients active in financial services and/or service sectors. The company has its headquarters in Brussels and counts more than 250 professionals of 13 different nationalities. Its mission is threefold:
- Propose transparent and fluent financing solutions
- Offer innovative products to optimise the purchase experience
- Personalize the service to each client and retailer
Today, the company disrupts the consumer credit industry with a fully digital and paperless offering, both at points of sale and for the e-commerce channel.
Buy Way’s reference shareholder, Chenavari Investment Managers, is an alternative investment company specialized in European credit market
Powered by
Ready to integrate a specific service or payment feature?
Share your project details, budget, and timeline—we’ll handle the matchmaking.
Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
