Atlas
Ioka fintech
Your partner in Kazakhstan
Unlock business potential by leveraging the ioka online payment ecosystem — a growth engine for both a new generation of innovative startups and market leaders in Kazakhstan.
ioka is a growth engine for both a new generation of innovative startups and market leaders.
Your partner in Kazakhstan
Unlock business potential by leveraging the ioka online payment ecosystem — a growth engine for both a new generation of innovative startups and market leaders in Kazakhstan.
ioka is a growth engine for both a new generation of innovative startups and market leaders.
ABN AMRO Bank
Our mission is always to support the customer when it truly matters. That is our responsibility — and that’s what makes us relevant. What matters to customers today is the transition to a sustainable era. Customers want to make a positive impact, and as a bank, we want to help them do so. We support this transition to sustainable ways of living and working by providing a seamless (financial) experience — made possible by highly engaged, skilled, and productive people. And of course, we lead by example.
Our bank employs around 22,500 people, of whom more than 5,000 work outside the Netherlands. Together with all our colleagues, we share our knowledge and expertise about the financial market, information about different sectors, news about our sustainability strategy, and our organizational culture.
Our mission is always to support the customer when it truly matters. That is our responsibility — and that’s what makes us relevant. What matters to customers today is the transition to a sustainable era. Customers want to make a positive impact, and as a bank, we want to help them do so. We support this transition to sustainable ways of living and working by providing a seamless (financial) experience — made possible by highly engaged, skilled, and productive people. And of course, we lead by example.
Our bank employs around 22,500 people, of whom more than 5,000 work outside the Netherlands. Together with all our colleagues, we share our knowledge and expertise about the financial market, information about different sectors, news about our sustainability strategy, and our organizational culture.
Nexi
Nexi, in Italy is the leading PayTech company, the reference point for the digital payments in the Country. The company, listed on MTA of Borsa Italiana, operates in strong partnership with ~150 partner banks: thanks to its end-to-end omni-channel technology connects banks, merchants and consumers with the aim of changing the way people and companies pay and collect money every day, thus accelerating the spread of digital payments and the transition to a cashless society, which is essential for the modernization of the Country.
Nexi, in Italy is the leading PayTech company, the reference point for the digital payments in the Country. The company, listed on MTA of Borsa Italiana, operates in strong partnership with ~150 partner banks: thanks to its end-to-end omni-channel technology connects banks, merchants and consumers with the aim of changing the way people and companies pay and collect money every day, thus accelerating the spread of digital payments and the transition to a cashless society, which is essential for the modernization of the Country.
Treezor
Founded in 2016, Treezor is offering Banking as a Service #BaaS. Treezor offers white-labeled #payment services (card issuing, acquiring, SCT, SDD...) for FinTechs & businesses (neobanks, market places, crowdfunding, money pots, collaborative platforms...). Treezor is a regulated Electronic Money & Payment Institution approved by the French regulator (ACPR), enabling it to offer its solutions in 25 countries.
Treezor is a Mastercard® Principal Member and part of Societe Generale group.
Founded in 2016, Treezor is offering Banking as a Service #BaaS. Treezor offers white-labeled #payment services (card issuing, acquiring, SCT, SDD...) for FinTechs & businesses (neobanks, market places, crowdfunding, money pots, collaborative platforms...). Treezor is a regulated Electronic Money & Payment Institution approved by the French regulator (ACPR), enabling it to offer its solutions in 25 countries.
Treezor is a Mastercard® Principal Member and part of Societe Generale group.
Akb
Wir sind die führende Universalbank für Privat- und Firmenkunden im Kanton Aargau und haben auch institutionellen Anlegerinnen viel zu bieten. Zu unseren Stärken zählen die persönliche, auf Sie zugeschnittene Beratung und die regionale Nähe zu Ihnen. Wir sind in 32 Geschäftsstellen im Kanton Aargau und im angrenzenden solothurnischen Gebiet Olten-Gösgen-Gäu für Sie da. Die AKB zählt rund 890 Mitarbeitende; davon sind zirka 10 % Lernende und Praktikanten. Wir betreuen rund 230'000 Kundinnen und Kunden. Die Ratingagentur Standard & Poor’s hat uns 2022 mit einem AA+ Rating ausgezeichnet. Damit gehören wir zu den bestbewerteten Banken weltweit. Unsere Grundwerte (Vertrauen, Fokussierung, Verantwortung, Leidenschaft) und Führungsgrundsätze prägen die Unternehmenskultur und sind zentrale Erfolgsfaktoren. Mit unserer leistungsbezogenen und menschenorientierten Unternehmenskultur sind wir im Wirtschaftsraum Aargau eine attraktive Arbeitgeberin.
Wir sind die führende Universalbank für Privat- und Firmenkunden im Kanton Aargau und haben auch institutionellen Anlegerinnen viel zu bieten. Zu unseren Stärken zählen die persönliche, auf Sie zugeschnittene Beratung und die regionale Nähe zu Ihnen. Wir sind in 32 Geschäftsstellen im Kanton Aargau und im angrenzenden solothurnischen Gebiet Olten-Gösgen-Gäu für Sie da. Die AKB zählt rund 890 Mitarbeitende; davon sind zirka 10 % Lernende und Praktikanten. Wir betreuen rund 230'000 Kundinnen und Kunden. Die Ratingagentur Standard & Poor’s hat uns 2022 mit einem AA+ Rating ausgezeichnet. Damit gehören wir zu den bestbewerteten Banken weltweit. Unsere Grundwerte (Vertrauen, Fokussierung, Verantwortung, Leidenschaft) und Führungsgrundsätze prägen die Unternehmenskultur und sind zentrale Erfolgsfaktoren. Mit unserer leistungsbezogenen und menschenorientierten Unternehmenskultur sind wir im Wirtschaftsraum Aargau eine attraktive Arbeitgeberin.
Standard Chartered Bank
We are a leading international banking group, with a presence in 53 of the world’s most dynamic markets and serving clients in a further 64. Our purpose is to drive commerce and prosperity through our unique diversity, and our heritage and values are expressed in our brand promise, here for good.
Standard Chartered PLC is listed on the London and Hong Kong Stock Exchanges.
We are a leading international banking group, with a presence in 53 of the world’s most dynamic markets and serving clients in a further 64. Our purpose is to drive commerce and prosperity through our unique diversity, and our heritage and values are expressed in our brand promise, here for good.
Standard Chartered PLC is listed on the London and Hong Kong Stock Exchanges.
TF Pay
Transfast has been a leading global cross-border payments network provider, supporting communities in the United Kingdom and Europe, serving over 125 countries across Asia, Europe, Africa, Americas for over two decades. Our proprietary payment network, consisting of direct integration with banks and other financial institutions enables C2B, B2C, and B2B payment services to our partners via APIs, SFTP, web, and mobile product applications. Our applications deliver cutting-edge technology, compliance, risk management, and bespoke banking solutions to our clients, which include banks, financial institutions, medium to small business and individual consumers.
We understand the importance of globally connecting our clients, and we focus on seamless financial solutions and superior customer experience.
Transfast has been a leading global cross-border payments network provider, supporting communities in the United Kingdom and Europe, serving over 125 countries across Asia, Europe, Africa, Americas for over two decades. Our proprietary payment network, consisting of direct integration with banks and other financial institutions enables C2B, B2C, and B2B payment services to our partners via APIs, SFTP, web, and mobile product applications. Our applications deliver cutting-edge technology, compliance, risk management, and bespoke banking solutions to our clients, which include banks, financial institutions, medium to small business and individual consumers.
We understand the importance of globally connecting our clients, and we focus on seamless financial solutions and superior customer experience.
UPI gate
Universal Payment Integrators is a Malta-based company providing online merchants with stable and flexible solutions for Internet acquiring.
Our team consists of veterans in e-commerce with a lot of related knowledge and experience.
We render services to any type of e-commerce business: from small Internet shops to large online retail networks.
Contact us for a free consultation to find out what we can do to boost your business.
Universal Payment Integrators is a Malta-based company providing online merchants with stable and flexible solutions for Internet acquiring.
Our team consists of veterans in e-commerce with a lot of related knowledge and experience.
We render services to any type of e-commerce business: from small Internet shops to large online retail networks.
Contact us for a free consultation to find out what we can do to boost your business.
Swish
The work to develop Swish started as a collaboration between six of Sweden's largest banks. Together, Danske Bank, Handelsbanken, Länsförsäkringar, Nordea, SEB, and Swedbank and Sparbankerna own Getswish AB, and more banks have joined. The banks are responsible for designing offers, terms, and any fees for Swish to their customers.
You can find more information about the terms that apply to your bank on their website.
The work to develop Swish started as a collaboration between six of Sweden's largest banks. Together, Danske Bank, Handelsbanken, Länsförsäkringar, Nordea, SEB, and Swedbank and Sparbankerna own Getswish AB, and more banks have joined. The banks are responsible for designing offers, terms, and any fees for Swish to their customers.
You can find more information about the terms that apply to your bank on their website.
Ecobank
Ecobank Transnational Incorporated (‘ETI’) is the parent company of the Ecobank Group, the leading independent pan-African banking group. The Ecobank Group employs over 14,000 people and serves about 20 million customers in the consumer, commercial and corporate banking sectors across 35 African countries.
The Group has a banking license in France and representative offices in Addis Ababa, Ethiopia; Johannesburg, South Africa; Beijing, China; London, the UK and Dubai, the United Arab Emirates. The Group offers a full suite of banking products, services and solutions including bank and deposit accounts, loans, cash management, advisory, trade, securities, wealth and asset management. ETI is listed on the Nigerian Stock Exchanges in Lagos, the Ghana Stock Exchange in Accra, and the Bourse Régionale des Valeurs Mobilières in Abidjan.
Ecobank Transnational Incorporated (‘ETI’) is the parent company of the Ecobank Group, the leading independent pan-African banking group. The Ecobank Group employs over 14,000 people and serves about 20 million customers in the consumer, commercial and corporate banking sectors across 35 African countries.
The Group has a banking license in France and representative offices in Addis Ababa, Ethiopia; Johannesburg, South Africa; Beijing, China; London, the UK and Dubai, the United Arab Emirates. The Group offers a full suite of banking products, services and solutions including bank and deposit accounts, loans, cash management, advisory, trade, securities, wealth and asset management. ETI is listed on the Nigerian Stock Exchanges in Lagos, the Ghana Stock Exchange in Accra, and the Bourse Régionale des Valeurs Mobilières in Abidjan.
Access PaySuite
Access PaySuite delivers seamless, secure & affordable payment solutions that give businesses of all shapes and sizes the freedom to enhance innovation and accelerate growth.
Without the right system, chasing payments and reconciling transactions can be time consuming, and you might be uncertain around if and when you’ll get paid.
That’s why we created Access PaySuite. Our powerful payment solutions eliminate hours of admin so you can get paid easier, faster and with increased accuracy. So, instead of worrying about cashflow, you can focus on growing your business, while we take care of the payments.
Access PaySuite delivers seamless, secure & affordable payment solutions that give businesses of all shapes and sizes the freedom to enhance innovation and accelerate growth.
Without the right system, chasing payments and reconciling transactions can be time consuming, and you might be uncertain around if and when you’ll get paid.
That’s why we created Access PaySuite. Our powerful payment solutions eliminate hours of admin so you can get paid easier, faster and with increased accuracy. So, instead of worrying about cashflow, you can focus on growing your business, while we take care of the payments.
JSCB KapitalBank
Kapital Bank provides different banking services both for corporate clients and individuals. It has the widest network of branches throughout Azerbaijan, which gives it a competitive advantage when serving the customers doing business in Baku and in the regions. Kapital Bank renders services and finances to main industries of the economy, i.e. chemical and gas industries, agriculture, transportation, communications, and construction. Kapital Bank is the State Agent-Bank implementing major governmental and social programs.
Kapital Bank is viewed as highly trustworthy in the international arena. The Bank cooperates with the leading international financial institutions as Citibank N.A, Standard Chartered, Commerzbank AG, HSBC Bank, KBC Bank, World Savings Banks Institutе, etc. It holds the primary membership and the full package from MasterCard International and VISA International.
Kapital Bank provides different banking services both for corporate clients and individuals. It has the widest network of branches throughout Azerbaijan, which gives it a competitive advantage when serving the customers doing business in Baku and in the regions. Kapital Bank renders services and finances to main industries of the economy, i.e. chemical and gas industries, agriculture, transportation, communications, and construction. Kapital Bank is the State Agent-Bank implementing major governmental and social programs.
Kapital Bank is viewed as highly trustworthy in the international arena. The Bank cooperates with the leading international financial institutions as Citibank N.A, Standard Chartered, Commerzbank AG, HSBC Bank, KBC Bank, World Savings Banks Institutе, etc. It holds the primary membership and the full package from MasterCard International and VISA International.
QNB Finansbank
Founded by Hüsnü Özyeğin in 1987, Finansbank became the fifth largest bank in Turkey by consolidated asset size as of September 30, 2016.
Finansbank went public on the Istanbul Stock Exchange in 1990, making it the first private sector bank in Turkey to do so. The bank, which stands out in the sector with its success story, achieved new milestones after the National Bank of Greece S.A. became its majority shareholder in 2006. Thanks to its innovative service approach, the bank introduced many firsts to the industry, including the Galaxy Card, Turkey’s first installment credit card, in 1999; CardFinans Nakit, the world’s first debit card with installment options, in 2009; and Enpara.com, which allowed basic banking services to be conducted exclusively through digital channels without physical branches, launched in 2012.
In June 2016, Finansbank and its subsidiaries were acquired by Qatar National Bank.
Founded by Hüsnü Özyeğin in 1987, Finansbank became the fifth largest bank in Turkey by consolidated asset size as of September 30, 2016.
Finansbank went public on the Istanbul Stock Exchange in 1990, making it the first private sector bank in Turkey to do so. The bank, which stands out in the sector with its success story, achieved new milestones after the National Bank of Greece S.A. became its majority shareholder in 2006. Thanks to its innovative service approach, the bank introduced many firsts to the industry, including the Galaxy Card, Turkey’s first installment credit card, in 1999; CardFinans Nakit, the world’s first debit card with installment options, in 2009; and Enpara.com, which allowed basic banking services to be conducted exclusively through digital channels without physical branches, launched in 2012.
In June 2016, Finansbank and its subsidiaries were acquired by Qatar National Bank.
BANCOLOMBIA
We are a Latin American financial group that supports people’s dreams and seeks to build lasting relationships with them, based on trust, closeness, respect, inclusion, and warmth.
Listening, thinking of others, and being sensitive to their needs has led us to a different way of connecting — one in which everyone matters, because providing financial services is not the same as supporting the building of life projects.
We continue moving forward in our transformation process. Our goal is to be more in order to serve better, through agile, simple, and flawless solutions.
We are a Latin American financial group that supports people’s dreams and seeks to build lasting relationships with them, based on trust, closeness, respect, inclusion, and warmth.
Listening, thinking of others, and being sensitive to their needs has led us to a different way of connecting — one in which everyone matters, because providing financial services is not the same as supporting the building of life projects.
We continue moving forward in our transformation process. Our goal is to be more in order to serve better, through agile, simple, and flawless solutions.
Moneytrans
We are a leading fintech company bringing more with less: we enable more than 10 million citizens of the world to manage their finances abroad, send money home and smile for a better everyday life!
Our mission is to transform the lives of millions of migrants and their families by financially empowering them with the most complete, transparent and trusted financial services on the market: a superapp where they can open and manage a payment account plus debit Mastercard, send money in over 140 countries around the world, subscribe an insurance and much more.
To take up this challenge, we count on a diverse and passionate team of over 400 employees spread into Belgium, Spain, France, Italy, Netherlands, Istanbul, Democratic Republic of Congo and Romania—and we’re still growing.
We are a leading fintech company bringing more with less: we enable more than 10 million citizens of the world to manage their finances abroad, send money home and smile for a better everyday life!
Our mission is to transform the lives of millions of migrants and their families by financially empowering them with the most complete, transparent and trusted financial services on the market: a superapp where they can open and manage a payment account plus debit Mastercard, send money in over 140 countries around the world, subscribe an insurance and much more.
To take up this challenge, we count on a diverse and passionate team of over 400 employees spread into Belgium, Spain, France, Italy, Netherlands, Istanbul, Democratic Republic of Congo and Romania—and we’re still growing.
Powered by
Ready to integrate a specific service or payment feature?
Share your project details, budget, and timeline—we’ll handle the matchmaking.
Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
