Atlas
TransUnion
TransUnion is a global information and insights company that makes trust possible in the modern economy. We do this by providing an actionable picture of each person so they can be reliably represented in the marketplace. As a result, businesses and consumers can transact with confidence and achieve great things.
This picture is grounded in our legacy as a credit reporting agency which enables us to tap into both credit and public record data; our data fusion methodology that helps us link, match and tap into the awesome combined power of that data; and our knowledgeable and passionate team, who stewards the information with expertise, and in accordance with local legislation around the world.
A leading presence in more than 30 countries across five continents, TransUnion provides solutions that help create economic opportunity, great experiences and personal empowerment for hundreds of millions of people.
TransUnion is a global information and insights company that makes trust possible in the modern economy. We do this by providing an actionable picture of each person so they can be reliably represented in the marketplace. As a result, businesses and consumers can transact with confidence and achieve great things.
This picture is grounded in our legacy as a credit reporting agency which enables us to tap into both credit and public record data; our data fusion methodology that helps us link, match and tap into the awesome combined power of that data; and our knowledgeable and passionate team, who stewards the information with expertise, and in accordance with local legislation around the world.
A leading presence in more than 30 countries across five continents, TransUnion provides solutions that help create economic opportunity, great experiences and personal empowerment for hundreds of millions of people.
Trezeo
In a world where a large and growing proportion of the workforce don’t have the usual safety net provided through traditional employment, Trezeo’s mission is to deliver inclusive financial services for independent workers to support their lives today and tomorrow. Trezeo membership provides a unique range of financial services and protection for independent workers, giving them financial peace of mind and reducing their work-related stress while increasing their financial stability and supporting their future aspirations.
Trezeo also enables (platform) companies to deliver greater value and financial well-being for their flexible workforce, attracting and retaining valuable talent while also doing the right thing.
In this way, Trezeo is creating a world where workers have access to inclusive financial services irrespective of how they work, creating a better future and contributing to a stronger society.
Proudly backed by Techstars and acquired by Monese
In a world where a large and growing proportion of the workforce don’t have the usual safety net provided through traditional employment, Trezeo’s mission is to deliver inclusive financial services for independent workers to support their lives today and tomorrow. Trezeo membership provides a unique range of financial services and protection for independent workers, giving them financial peace of mind and reducing their work-related stress while increasing their financial stability and supporting their future aspirations.
Trezeo also enables (platform) companies to deliver greater value and financial well-being for their flexible workforce, attracting and retaining valuable talent while also doing the right thing.
In this way, Trezeo is creating a world where workers have access to inclusive financial services irrespective of how they work, creating a better future and contributing to a stronger society.
Proudly backed by Techstars and acquired by Monese
Wagestream
Wagestream makes work more rewarding, by providing financial benefits through 1,000 caring employers like Bupa, Domino's, Evri, Hilton, New Balance and the NHS.
Our 3 million members use Wagestream to make money and life work better for them - with one app to earn, budget, save, spend and more.
Wagestream makes work more rewarding, by providing financial benefits through 1,000 caring employers like Bupa, Domino's, Evri, Hilton, New Balance and the NHS.
Our 3 million members use Wagestream to make money and life work better for them - with one app to earn, budget, save, spend and more.
Secure Trading
STS is a trading platform which has over $12 Billion in transactions over the last 16 years.
STS is an online e-procurement tool which saves organizations and government entities between of 20-30% and sometimes more.
STS creates creates streamlined procurement.
STS’s Micro Wells division has it’s own leases and providers and can supply to buyers as well as brokering sales.
STS utilizes upcoming legislation to build business and marketshare.
STS creates transnational transactions and facilitates exports.
STS is here to not only bring the best prices to our buyers but to facilitate transactions which are stable and well vetted. Our job in short is to make solid transactions with verified buyers and sellers. Our mission is to facilitate these goals with the least effort to either the buyer or seller and to constantly create a conduit for safe effective transactions for our clients.
STS is a trading platform which has over $12 Billion in transactions over the last 16 years.
STS is an online e-procurement tool which saves organizations and government entities between of 20-30% and sometimes more.
STS creates creates streamlined procurement.
STS’s Micro Wells division has it’s own leases and providers and can supply to buyers as well as brokering sales.
STS utilizes upcoming legislation to build business and marketshare.
STS creates transnational transactions and facilitates exports.
STS is here to not only bring the best prices to our buyers but to facilitate transactions which are stable and well vetted. Our job in short is to make solid transactions with verified buyers and sellers. Our mission is to facilitate these goals with the least effort to either the buyer or seller and to constantly create a conduit for safe effective transactions for our clients.
PayGate Co. Ltd.
With nearly half a century of expertise in the payments industry, we are a leading provider of payments, credit and debit transaction solutions and services to the private and public sectors.
As one of the first Bacs-approved solution providers trusted by global brands, SMEs, banks and bureaux, we have a long history of delivering highly secure, reliable and scalable payment processing, data validation and Direct Debit management solutions.
The premium paygate software, range of services and expertise help our customers transform, automate and digitise their processes, and stay ahead in a fast-changing payments landscape. They achieve lower payment transaction costs, avoid risk and protect their organisation with absolute confidence in their business continuity and disaster recovery procedures.
What makes us different is our transparent pricing, fair contracts and a truly customer-centred approach to doing business.
With nearly half a century of expertise in the payments industry, we are a leading provider of payments, credit and debit transaction solutions and services to the private and public sectors.
As one of the first Bacs-approved solution providers trusted by global brands, SMEs, banks and bureaux, we have a long history of delivering highly secure, reliable and scalable payment processing, data validation and Direct Debit management solutions.
The premium paygate software, range of services and expertise help our customers transform, automate and digitise their processes, and stay ahead in a fast-changing payments landscape. They achieve lower payment transaction costs, avoid risk and protect their organisation with absolute confidence in their business continuity and disaster recovery procedures.
What makes us different is our transparent pricing, fair contracts and a truly customer-centred approach to doing business.
Pinelabs
Built for those who mean business.
Enriching commerce across the globe, the Pine Labs platform powers multichannel businesses offline, in-store and beyond.
Built for those who mean business.
Enriching commerce across the globe, the Pine Labs platform powers multichannel businesses offline, in-store and beyond.
Modifi
MODIFI was founded with one aim - to make trade seamless and transparent for businesses around the globe. We are challenging the status quo for exporters and importers alike. With MODIFI they gain full control of cross-border trade -- against all odds of supply chain disruptions. How? We offer a one stop platform for business payments and trade management.
MODIFI was founded with one aim - to make trade seamless and transparent for businesses around the globe. We are challenging the status quo for exporters and importers alike. With MODIFI they gain full control of cross-border trade -- against all odds of supply chain disruptions. How? We offer a one stop platform for business payments and trade management.
Pin payments
Pin Payments is an online payment platform designed for small businesses.
We build intentionally simple software to help our customers accept card payments, whether they run an online store, sell subscriptions, invoice their clients, or process card sales manually.
One account, multiple ways to get paid.
Pin Payments is an online payment platform designed for small businesses.
We build intentionally simple software to help our customers accept card payments, whether they run an online store, sell subscriptions, invoice their clients, or process card sales manually.
One account, multiple ways to get paid.
Yoyogroup
Yoyo powers some of the world’s leading retail brands, through customer loyalty and rewards software solutions, to offer the world's most rewarding buying experience. Yoyo is integrated into over 200 000 retail lanes across 17 000 stores, with over 5 million monthly active users.
Yoyo powers some of the world’s leading retail brands, through customer loyalty and rewards software solutions, to offer the world's most rewarding buying experience. Yoyo is integrated into over 200 000 retail lanes across 17 000 stores, with over 5 million monthly active users.
Streamable Finance
We are crafting a world where your money flows as seamlessly as time, revolutionizing tomorrow’s financial landscape. We envision a financial world that operates in real-time, not on static ledgers. Our mission is to build a modern, secure and integrated real-time payment infrastructure and enable on-demand value streams.
We are crafting a world where your money flows as seamlessly as time, revolutionizing tomorrow’s financial landscape. We envision a financial world that operates in real-time, not on static ledgers. Our mission is to build a modern, secure and integrated real-time payment infrastructure and enable on-demand value streams.
Topay
Busy with your profession, but too often lost in peripheral matters?
With ToPay, doing business becomes so much easier. We combine the smart functions of an accounting program with the personal support of an experienced accountant. This way, you always know how much tax you need to reserve and you will not be faced with financial surprises.
Our experts are ready to guide you through financial challenges and provide clear solutions, so that you can move forward with confidence. We take care of the figures, you do what you are good at!
Busy with your profession, but too often lost in peripheral matters?
With ToPay, doing business becomes so much easier. We combine the smart functions of an accounting program with the personal support of an experienced accountant. This way, you always know how much tax you need to reserve and you will not be faced with financial surprises.
Our experts are ready to guide you through financial challenges and provide clear solutions, so that you can move forward with confidence. We take care of the figures, you do what you are good at!
Vendigo
Vendigo is the UK’s leading provider of a point-of-sale financing to the home improvement industry connecting consumers, merchants and lenders. We want to offer consumers the highest approval rates and the best loan terms by partnering with market leading banks and other lending institutions.
We help consumers get the best financing deals so they can realize their dreams for their homes. We help merchants grow their sales by closing more deals and attracting more customers by offering them financing. We help lenders grow their business by connecting them with excellent customers through a network of leading merchants.
Vendigo is the UK’s leading provider of a point-of-sale financing to the home improvement industry connecting consumers, merchants and lenders. We want to offer consumers the highest approval rates and the best loan terms by partnering with market leading banks and other lending institutions.
We help consumers get the best financing deals so they can realize their dreams for their homes. We help merchants grow their sales by closing more deals and attracting more customers by offering them financing. We help lenders grow their business by connecting them with excellent customers through a network of leading merchants.
Whitesgroup
Whites are specialists in providing private and institutional clients access to a range of financial products, designed to minimise risk and maximise profits.
Whites have large exposure into all major markets across Europe, Africa, Asia, UK and the middle east, this gives us experience in dealing with international clients and providing products for foreign markets as well as here in the UK.
Whites also provides companies with innovative bespoke software solutions designed to help streamline processes and also offer great white label opportunities.
Whites Technology -
Whites Technology have developed a number software solutions aimed at the financial services industry. We have a range of clients from SME's and corporates to large blue chip companies, we aim to provide the best, most innovative products to our clients.
We understand the need for a close working partnership and we think that a personal visit to your company is essential to understand your needs.
Whites are specialists in providing private and institutional clients access to a range of financial products, designed to minimise risk and maximise profits.
Whites have large exposure into all major markets across Europe, Africa, Asia, UK and the middle east, this gives us experience in dealing with international clients and providing products for foreign markets as well as here in the UK.
Whites also provides companies with innovative bespoke software solutions designed to help streamline processes and also offer great white label opportunities.
Whites Technology -
Whites Technology have developed a number software solutions aimed at the financial services industry. We have a range of clients from SME's and corporates to large blue chip companies, we aim to provide the best, most innovative products to our clients.
We understand the need for a close working partnership and we think that a personal visit to your company is essential to understand your needs.
Zafin
Founded in 2002, Zafin is a leading provider of SaaS core modernization and transformation solutions offering an integrated platform and capabilities that simplify operations and enable increased revenue, profitability, and enhanced customer experiences for top banks worldwide. Our platform enables business users to work collaboratively to design and manage pricing, products, and packages, while technologists streamline core banking systems.
With Zafin, banks accelerate time to market for new products and offers while lowering the cost of change and achieving tangible business and risk outcomes. The Zafin platform increases business agility while enabling personalized pricing and dynamic responses to evolving customer and market needs.
Zafin is headquartered in Vancouver, Canada, with offices and customers around the globe including ING, CIBC, HSBC, Wells Fargo, PNC, and ANZ
Founded in 2002, Zafin is a leading provider of SaaS core modernization and transformation solutions offering an integrated platform and capabilities that simplify operations and enable increased revenue, profitability, and enhanced customer experiences for top banks worldwide. Our platform enables business users to work collaboratively to design and manage pricing, products, and packages, while technologists streamline core banking systems.
With Zafin, banks accelerate time to market for new products and offers while lowering the cost of change and achieving tangible business and risk outcomes. The Zafin platform increases business agility while enabling personalized pricing and dynamic responses to evolving customer and market needs.
Zafin is headquartered in Vancouver, Canada, with offices and customers around the globe including ING, CIBC, HSBC, Wells Fargo, PNC, and ANZ
Acerpay
AcerPay is an innovative payment platform designed to facilitate seamless and secure transactions for online merchants in the digital age. We support a wide range of payment methods across South East Asia, including Online Banking, Bank Transfers, QR payments, E-wallets, Payouts, and other popular regional solutions.
AcerPay is an innovative payment platform designed to facilitate seamless and secure transactions for online merchants in the digital age. We support a wide range of payment methods across South East Asia, including Online Banking, Bank Transfers, QR payments, E-wallets, Payouts, and other popular regional solutions.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
