Atlas
Ponypay
PonyPay is a financial technology company committed to forging strong client relationships and providing best in class solutions that help businesses grow. Our vision is simple - You grow. We grow. Our commitment to creating the best customer service for our clients is our promise. Every business is different and we want to provide you with solutions that fit your business.
PonyPay is a financial technology company committed to forging strong client relationships and providing best in class solutions that help businesses grow. Our vision is simple - You grow. We grow. Our commitment to creating the best customer service for our clients is our promise. Every business is different and we want to provide you with solutions that fit your business.
Vanco
Vanco serves a wide variety of community organizations and software vendors, each with their own needs. Vanco’s technology connects more than 45,000 faith-based, nonprofit, professional services and education organizations nationwide.
For more than 30 years, churches, school districts, child care providers, adult education programs and other organizations have trusted Vanco for their payments, donations and administrative software needs. At our heart, we believe every transaction tells the story of the impact our clients are making in the communities they serve.
We exist to serve those who enrich their communities. Vanco assists organizations that enhance the lives of their neighbors, volunteers, leaders, child care providers and educators.
After a recent period of significant growth, Vanco has offices across the United States and in Mexico and Australia.
Vanco serves a wide variety of community organizations and software vendors, each with their own needs. Vanco’s technology connects more than 45,000 faith-based, nonprofit, professional services and education organizations nationwide.
For more than 30 years, churches, school districts, child care providers, adult education programs and other organizations have trusted Vanco for their payments, donations and administrative software needs. At our heart, we believe every transaction tells the story of the impact our clients are making in the communities they serve.
We exist to serve those who enrich their communities. Vanco assists organizations that enhance the lives of their neighbors, volunteers, leaders, child care providers and educators.
After a recent period of significant growth, Vanco has offices across the United States and in Mexico and Australia.
PAY4
Pay4 is a flexible, revolving credit facility, which can be used to fund a company’s UK and international supplier payments. The finance is unsecured, so it'll work well alongside other forms of finance. Also, with no setup or non-utilisation charges, you only pay for the facility when you use it.
Key Features
• Revolving credit facility from £50k
• Up to 120 days credit (from date of invoice)
• Unsecured, so works alongside existing finance
• Pay your UK or international suppliers
• No setup or non-utilisation fees
• Easy to use online platform
Pay4 is a flexible, revolving credit facility, which can be used to fund a company’s UK and international supplier payments. The finance is unsecured, so it'll work well alongside other forms of finance. Also, with no setup or non-utilisation charges, you only pay for the facility when you use it.
Key Features
• Revolving credit facility from £50k
• Up to 120 days credit (from date of invoice)
• Unsecured, so works alongside existing finance
• Pay your UK or international suppliers
• No setup or non-utilisation fees
• Easy to use online platform
X-Pay
XPay is a fast-growing Fintech startup dedicated to enhancing online payments in Egypt. Our seamless payment solutions and human-centric brand experience empower users to make secure and convenient transactions effortlessly.
In less than 24 hours, you’ll be able to manage all types of payments for your business. XPay will avail different payment options for your customers and you will be able to monitor all your your transactions from a single dashboard.
Join us and experience the XPay difference!
XPay is a fast-growing Fintech startup dedicated to enhancing online payments in Egypt. Our seamless payment solutions and human-centric brand experience empower users to make secure and convenient transactions effortlessly.
In less than 24 hours, you’ll be able to manage all types of payments for your business. XPay will avail different payment options for your customers and you will be able to monitor all your your transactions from a single dashboard.
Join us and experience the XPay difference!
OBN Global
Partner for better payments performance
Our aim is to make payment services open and flexible to create more opportunities for businesses and consumers. That’s why we created OBN®, the OpenBanking Network for payments.
We are the Fintech that is truly open for partners.
Partner for better payments performance
Our aim is to make payment services open and flexible to create more opportunities for businesses and consumers. That’s why we created OBN®, the OpenBanking Network for payments.
We are the Fintech that is truly open for partners.
Anzen
Anzen develops blockchain technology to facilitate the adoption of institutional-grade private credit assets
Anzen develops blockchain technology to facilitate the adoption of institutional-grade private credit assets
Noveba
Noveba provide e-money/payment account services for corporate and private clients, operate and manage payment card programmes and offer tailor-made Banking-as-a-Service (BAAS) solutions, based on the latest technology and expertise.
☑️ Stay in-control of your payments with Noveba.
☑️ Instantly receive funds and make daily payments using your favorite smart devices.
☑️ Designed both for businesses and personal use.
☑️ Developed on the verge of FinTech era, Noveba provides you with an e-wallet that can help you overcome all the critical challenges that lay ahead.
☑️ Perform local and international transfers, exchange funds and build trust with your partners and friends.
In a way that is simple and secure.
Noveba provide e-money/payment account services for corporate and private clients, operate and manage payment card programmes and offer tailor-made Banking-as-a-Service (BAAS) solutions, based on the latest technology and expertise.
☑️ Stay in-control of your payments with Noveba.
☑️ Instantly receive funds and make daily payments using your favorite smart devices.
☑️ Designed both for businesses and personal use.
☑️ Developed on the verge of FinTech era, Noveba provides you with an e-wallet that can help you overcome all the critical challenges that lay ahead.
☑️ Perform local and international transfers, exchange funds and build trust with your partners and friends.
In a way that is simple and secure.
Comercia Global Payments
The mission of Comercia Global Payments is to provide the highest quality payment management service in the world, through strong partnerships and a generous commitment to our customers and employees.
As a subsidiary of "la Caixa" and Global Payments, Comercia Global Payments upholds the goals of both parent companies by offering the best and most comprehensive payment management service to the largest number of customers and intermediaries, providing flexible and tailored solutions to meet their needs.
Among the core values that guide our company are innovation, continuous improvement, and exceeding our customers' expectations.
These values and fundamental principles of action are the cornerstone of Comercia Global Payments, serving as the guiding framework for the entire organization and the key to our management model.
The mission of Comercia Global Payments is to provide the highest quality payment management service in the world, through strong partnerships and a generous commitment to our customers and employees.
As a subsidiary of "la Caixa" and Global Payments, Comercia Global Payments upholds the goals of both parent companies by offering the best and most comprehensive payment management service to the largest number of customers and intermediaries, providing flexible and tailored solutions to meet their needs.
Among the core values that guide our company are innovation, continuous improvement, and exceeding our customers' expectations.
These values and fundamental principles of action are the cornerstone of Comercia Global Payments, serving as the guiding framework for the entire organization and the key to our management model.
C.Pay
With the C-pay payment management system (PMS) powered by Classera, feel safe with a secured & easy complete payment solution and increase your cash flow by improving your operational efficiency
With the C-pay payment management system (PMS) powered by Classera, feel safe with a secured & easy complete payment solution and increase your cash flow by improving your operational efficiency
Glorydale
Glorydale Merchant Services is a Payment Facilitator (PayFac) with a direct License from Visa and MasterCard. Glorydale is also a large stakeholder of an Acquirer in South America.
To operate either of them entities as a Card Processor in conjunction with Soft-Pos, we also had to have our own Payment Institution License from the Financial Conduct Authority (FCA).
Along with the Data Protection License, we also have the Consumer Credit License with the FCA.
As our software handles the full Card details of each and every Card and also settles money between Card-Issuer via the Core-Processor, therefore, we had to have our own PCI-DSS License.
We have the CPoC License to operate Contactless Soft-Pos via our own Software House, and it is internationally certified by various Governing Bodies.
Glorydale Merchant Services is a Payment Facilitator (PayFac) with a direct License from Visa and MasterCard. Glorydale is also a large stakeholder of an Acquirer in South America.
To operate either of them entities as a Card Processor in conjunction with Soft-Pos, we also had to have our own Payment Institution License from the Financial Conduct Authority (FCA).
Along with the Data Protection License, we also have the Consumer Credit License with the FCA.
As our software handles the full Card details of each and every Card and also settles money between Card-Issuer via the Core-Processor, therefore, we had to have our own PCI-DSS License.
We have the CPoC License to operate Contactless Soft-Pos via our own Software House, and it is internationally certified by various Governing Bodies.
Getchip
Chip is your wealth app. It gives you one easy place for your savings and investments. So you can build, manage and grow your long term wealth.
Chip is your wealth app. It gives you one easy place for your savings and investments. So you can build, manage and grow your long term wealth.
Floryn
**We are not a bank, but entrepreneurs.**
That means a different way of thinking, acting, and daring. We know you go all in – day and night. And that’s more challenging than ever, in a world that’s changing faster and faster. A world that – thanks to technology – is becoming more global and accessible to everyone. But also more competitive.
So how can today’s entrepreneur achieve their ambitions in such a dynamic environment? Especially when banks make you wait endlessly, reject your applications, or when other providers charge high fees?
**That’s where we come in.**
Floryn helps entrepreneurs move forward – quickly and affordably. We do this with modern business financing, the best possible service, and personal support. For you and your business. So you can seize opportunities.
Floryn thinks along with you and moves with you. Even when times are tough. Because helping you realize your ambitions through the power of technology is what drives us as fellow entrepreneurs.
**We are not a bank, but entrepreneurs.**
That means a different way of thinking, acting, and daring. We know you go all in – day and night. And that’s more challenging than ever, in a world that’s changing faster and faster. A world that – thanks to technology – is becoming more global and accessible to everyone. But also more competitive.
So how can today’s entrepreneur achieve their ambitions in such a dynamic environment? Especially when banks make you wait endlessly, reject your applications, or when other providers charge high fees?
**That’s where we come in.**
Floryn helps entrepreneurs move forward – quickly and affordably. We do this with modern business financing, the best possible service, and personal support. For you and your business. So you can seize opportunities.
Floryn thinks along with you and moves with you. Even when times are tough. Because helping you realize your ambitions through the power of technology is what drives us as fellow entrepreneurs.
Openmoney
Figuring out the best ways to use your money isn’t always easy, so it makes sense to seek advice from professionals. But that advice usually comes at a price and can be time consuming.
At OpenMoney we want to help you make the right decisions with your money, and make sure that these services are accessible to everyone!
We will give anyone who comes to us honest and expert advice, and because of our extensive use of technology we’re able to keep costs very low.
Financial advice for all.
Figuring out the best ways to use your money isn’t always easy, so it makes sense to seek advice from professionals. But that advice usually comes at a price and can be time consuming.
At OpenMoney we want to help you make the right decisions with your money, and make sure that these services are accessible to everyone!
We will give anyone who comes to us honest and expert advice, and because of our extensive use of technology we’re able to keep costs very low.
Financial advice for all.
Spendee
Spendee gives you the power of unique data analysis in an adaptable environment that automatically and thoroughly analyzes your income and expenses, giving you intelligent advice on how to make the most of your money. See your money analyzed and expressed as informative and easy-to-read infographics.
Spendee gives you the power of unique data analysis in an adaptable environment that automatically and thoroughly analyzes your income and expenses, giving you intelligent advice on how to make the most of your money. See your money analyzed and expressed as informative and easy-to-read infographics.
Tink
Tink, A Visa Solution, is a market-leading payment services and data enrichment platform, serving some of the world’s largest financial institutions. Tink provides payments, banking, and lending solutions that power the new world of finance – whether that’s initiating account-to-account payments, onboarding new users, making better risk decisions or creating engaging money management tools.
A wholly owned subsidiary of Visa, Tink was founded in Stockholm in 2012 as a pioneer of open banking. Today, Tink and Visa’s open banking solutions are present in 20 markets, with 13,000 connections to financial institutions. Tink enables its partners to offer data-driven experiences that help eliminate complexity for millions of consumers across the globe.
Tink, A Visa Solution, is a market-leading payment services and data enrichment platform, serving some of the world’s largest financial institutions. Tink provides payments, banking, and lending solutions that power the new world of finance – whether that’s initiating account-to-account payments, onboarding new users, making better risk decisions or creating engaging money management tools.
A wholly owned subsidiary of Visa, Tink was founded in Stockholm in 2012 as a pioneer of open banking. Today, Tink and Visa’s open banking solutions are present in 20 markets, with 13,000 connections to financial institutions. Tink enables its partners to offer data-driven experiences that help eliminate complexity for millions of consumers across the globe.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
