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Cross-Border Payment Platforms
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218 companies
Mar 17, 2026
Last updated: Mar 17, 2026
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Mukuru
mukuru.com South Africa
Mukuru is one of the largest money transfer providers in Africa and a leading Next Gen Financial Services Platform that offers affordable and reliable financial services to the emerging consumer. The foundation of our business was built by providing the continent’s migrant diaspora with safe, convenient international money transfers. From this base we have grown a wide range of products and services that take their cue from our customers’ needs and aspirations for greater financial security and a better life. To this end, we continue to build a highly robust and resilient physical and digital financial payments infrastructure across Africa that unlocks new value-added services for our loyal customers. This includes cash transfers, Mukuru Funeral Cover, and the Mukuru Card.
Mukuru is one of the largest money transfer providers in Africa and a leading Next Gen Financial Services Platform that offers affordable and reliable financial services to the emerging consumer. The foundation of our business was built by providing the continent’s migrant diaspora with safe, convenient international money transfers. From this base we have grown a wide range of products and services that take their cue from our customers’ needs and aspirations for greater financial security and a better life. To this end, we continue to build a highly robust and resilient physical and digital financial payments infrastructure across Africa that unlocks new value-added services for our loyal customers. This includes cash transfers, Mukuru Funeral Cover, and the Mukuru Card.
Azafin
azafinance.com United Kingdom
We are an international fintech offering best-in-class foreign exchange, payments, settlement, and treasury services worldwide. With AZA Finance, your business can move money, exchange currencies, make payments and settle easily across all major African and G20 currencies - instantly.
We are an international fintech offering best-in-class foreign exchange, payments, settlement, and treasury services worldwide. With AZA Finance, your business can move money, exchange currencies, make payments and settle easily across all major African and G20 currencies - instantly.
Coinsnap
coinsnap.io Serbia
Coinsnap is a Lightning Payment Provider and offers Bitcoin and Lightning payment processing for online stores. As a merchant, you only need a Lightning wallet with a Lightning address to receive Bitcoin and Lightning payments from your customers. By processing Bitcoin and Lightning payments through Coinsnap, merchants do not need to maintain and operate their own technical infrastructure. Coinsnap does not hold customer funds at any time. All payments are routed directly to the merchants’ Lightning Wallet. With the payment plugin, merchants can quickly and easily integrate Bitcoin and Lightning payments into existing store systems like WooCommerce, Shopware and Shopify.
Coinsnap is a Lightning Payment Provider and offers Bitcoin and Lightning payment processing for online stores. As a merchant, you only need a Lightning wallet with a Lightning address to receive Bitcoin and Lightning payments from your customers. By processing Bitcoin and Lightning payments through Coinsnap, merchants do not need to maintain and operate their own technical infrastructure. Coinsnap does not hold customer funds at any time. All payments are routed directly to the merchants’ Lightning Wallet. With the payment plugin, merchants can quickly and easily integrate Bitcoin and Lightning payments into existing store systems like WooCommerce, Shopware and Shopify.
Constantpayments
constantpaymentsolutions.com Canada
Modern Сanadian Payment Solution Provider for SAAS online businesses based in EU and US. Constant Payments provide CC processing with recurring billing, daily and weekly settlements, direct agreement with Visa and MasterCard Principal Member for our merchants. We process payments in any domestic currency you need and maximize your revenue in subscription payments in your branded payment page. You can instantly issue dedicated IBAN for your online business with us, accept SWIFT and SEPA as well as getting your branded MasterCard payment card or virtual card. Reach out to find out more!
Modern Сanadian Payment Solution Provider for SAAS online businesses based in EU and US. Constant Payments provide CC processing with recurring billing, daily and weekly settlements, direct agreement with Visa and MasterCard Principal Member for our merchants. We process payments in any domestic currency you need and maximize your revenue in subscription payments in your branded payment page. You can instantly issue dedicated IBAN for your online business with us, accept SWIFT and SEPA as well as getting your branded MasterCard payment card or virtual card. Reach out to find out more!
Access PaySuite
accesspaysuite.com United Kingdom
Access PaySuite delivers seamless, secure & affordable payment solutions that give businesses of all shapes and sizes the freedom to enhance innovation and accelerate growth. Without the right system, chasing payments and reconciling transactions can be time consuming, and you might be uncertain around if and when you’ll get paid. That’s why we created Access PaySuite. Our powerful payment solutions eliminate hours of admin so you can get paid easier, faster and with increased accuracy. So, instead of worrying about cashflow, you can focus on growing your business, while we take care of the payments.
Access PaySuite delivers seamless, secure & affordable payment solutions that give businesses of all shapes and sizes the freedom to enhance innovation and accelerate growth. Without the right system, chasing payments and reconciling transactions can be time consuming, and you might be uncertain around if and when you’ll get paid. That’s why we created Access PaySuite. Our powerful payment solutions eliminate hours of admin so you can get paid easier, faster and with increased accuracy. So, instead of worrying about cashflow, you can focus on growing your business, while we take care of the payments.
QNB Finansbank
qnbfinansbank.com Turkey
Founded by Hüsnü Özyeğin in 1987, Finansbank became the fifth largest bank in Turkey by consolidated asset size as of September 30, 2016. Finansbank went public on the Istanbul Stock Exchange in 1990, making it the first private sector bank in Turkey to do so. The bank, which stands out in the sector with its success story, achieved new milestones after the National Bank of Greece S.A. became its majority shareholder in 2006. Thanks to its innovative service approach, the bank introduced many firsts to the industry, including the Galaxy Card, Turkey’s first installment credit card, in 1999; CardFinans Nakit, the world’s first debit card with installment options, in 2009; and Enpara.com, which allowed basic banking services to be conducted exclusively through digital channels without physical branches, launched in 2012. In June 2016, Finansbank and its subsidiaries were acquired by Qatar National Bank.
Founded by Hüsnü Özyeğin in 1987, Finansbank became the fifth largest bank in Turkey by consolidated asset size as of September 30, 2016. Finansbank went public on the Istanbul Stock Exchange in 1990, making it the first private sector bank in Turkey to do so. The bank, which stands out in the sector with its success story, achieved new milestones after the National Bank of Greece S.A. became its majority shareholder in 2006. Thanks to its innovative service approach, the bank introduced many firsts to the industry, including the Galaxy Card, Turkey’s first installment credit card, in 1999; CardFinans Nakit, the world’s first debit card with installment options, in 2009; and Enpara.com, which allowed basic banking services to be conducted exclusively through digital channels without physical branches, launched in 2012. In June 2016, Finansbank and its subsidiaries were acquired by Qatar National Bank.
Airplus
airplus.com Germany
AirPlus makes corporate payment smart and simple for 55,000 customers around the world. The first choice for businesses looking to master complexity, our solutions include central accounts, corporate and virtual credit cards as well as digital procurement and data intelligence tools that simplify and optimize the corporate payment experience.
AirPlus makes corporate payment smart and simple for 55,000 customers around the world. The first choice for businesses looking to master complexity, our solutions include central accounts, corporate and virtual credit cards as well as digital procurement and data intelligence tools that simplify and optimize the corporate payment experience.
Paychoice
paychoice.com.au New Zealand
Convert more customers, get paid faster and streamline your business. PayChoice allows you to accept all payment methods and save time so you can get back to business. Easily set up direct debits, online payment gateways and real-time payments with industry-leading security. PayChoice integrates directly with your existing software so you can stop chasing up your money, stop double handling data, and stop wasting hours on tech headaches!
Convert more customers, get paid faster and streamline your business. PayChoice allows you to accept all payment methods and save time so you can get back to business. Easily set up direct debits, online payment gateways and real-time payments with industry-leading security. PayChoice integrates directly with your existing software so you can stop chasing up your money, stop double handling data, and stop wasting hours on tech headaches!
Magnafinancial
magnafinancial.co.uk United Kingdom
Magna Financial is one of the world's leading specialist foreign exchange providers. We are a dynamic business, dealing with both corporate, and private clients globally. We believe service is of paramount importance, therefore we provide a premium service to all clients, combining a depth of specialist expertise and market insight. In addition we work with the first class trading systems and provide dedicated account management. We want to understand your full needs and will work with you in the best way to introduce strategies which help execute your trades and minimise costs.
Magna Financial is one of the world's leading specialist foreign exchange providers. We are a dynamic business, dealing with both corporate, and private clients globally. We believe service is of paramount importance, therefore we provide a premium service to all clients, combining a depth of specialist expertise and market insight. In addition we work with the first class trading systems and provide dedicated account management. We want to understand your full needs and will work with you in the best way to introduce strategies which help execute your trades and minimise costs.
Mina money
minaexpress.com United Kingdom
We're excited to announce a powerful currency transfer mobile application, with brand new features, making international money payments even easier. Until then, benefit from our online money transfer service. Buy currency, send money abroad and keep track of your transactions safely, with our easy to use web application.
We're excited to announce a powerful currency transfer mobile application, with brand new features, making international money payments even easier. Until then, benefit from our online money transfer service. Buy currency, send money abroad and keep track of your transactions safely, with our easy to use web application.
Moneynetint
moneynetint.com United Kingdom
We provide better payment solutions for companies by utilizing various supported payment schemes in multiple jurisdictions. Our platform provides clients the ability to send and receive payments globally with a multi-currency e-wallet, associated with local bank accounts in the EU, UK and US. We are able to localize all of our clients' cross-border payments by utilizing blockchain technology as well as local payment schemes, minimizing costs for expansion to new markets and optimizing market penetration time.
We provide better payment solutions for companies by utilizing various supported payment schemes in multiple jurisdictions. Our platform provides clients the ability to send and receive payments globally with a multi-currency e-wallet, associated with local bank accounts in the EU, UK and US. We are able to localize all of our clients' cross-border payments by utilizing blockchain technology as well as local payment schemes, minimizing costs for expansion to new markets and optimizing market penetration time.
Shifttransfer
shifttransfer.com United Kingdom
At Shift Financial Services, we are transforming cross-border payments with speed, security, and accessibility. Established in 2009 in the United Kingdom, we provide safe and efficient money transfers to over 90 countries, ensuring that individuals, businesses, and underserved communities can move money effortlessly. Our mission is simple: to make global payments seamless and inclusive. We leverage cutting-edge technology, real-time processing, and a global partner network to offer faster, more affordable transactions compared to traditional financial institutions. Security is at the core of our operations. With advanced encryption, AI-driven fraud detection, and strict regulatory compliance, we ensure every transaction is protected and reliable. At Shift, we go beyond remittances—we empower financial inclusion by bridging the gap between digital innovation and real-world financial needs.
At Shift Financial Services, we are transforming cross-border payments with speed, security, and accessibility. Established in 2009 in the United Kingdom, we provide safe and efficient money transfers to over 90 countries, ensuring that individuals, businesses, and underserved communities can move money effortlessly. Our mission is simple: to make global payments seamless and inclusive. We leverage cutting-edge technology, real-time processing, and a global partner network to offer faster, more affordable transactions compared to traditional financial institutions. Security is at the core of our operations. With advanced encryption, AI-driven fraud detection, and strict regulatory compliance, we ensure every transaction is protected and reliable. At Shift, we go beyond remittances—we empower financial inclusion by bridging the gap between digital innovation and real-world financial needs.
TF Pay
United Kingdom
Transfast has been a leading global cross-border payments network provider, supporting communities in the United Kingdom and Europe, serving over 125 countries across Asia, Europe, Africa, Americas for over two decades. Our proprietary payment network, consisting of direct integration with banks and other financial institutions enables C2B, B2C, and B2B payment services to our partners via APIs, SFTP, web, and mobile product applications. Our applications deliver cutting-edge technology, compliance, risk management, and bespoke banking solutions to our clients, which include banks, financial institutions, medium to small business and individual consumers. We understand the importance of globally connecting our clients, and we focus on seamless financial solutions and superior customer experience.
Transfast has been a leading global cross-border payments network provider, supporting communities in the United Kingdom and Europe, serving over 125 countries across Asia, Europe, Africa, Americas for over two decades. Our proprietary payment network, consisting of direct integration with banks and other financial institutions enables C2B, B2C, and B2B payment services to our partners via APIs, SFTP, web, and mobile product applications. Our applications deliver cutting-edge technology, compliance, risk management, and bespoke banking solutions to our clients, which include banks, financial institutions, medium to small business and individual consumers. We understand the importance of globally connecting our clients, and we focus on seamless financial solutions and superior customer experience.
Zippay
zip.co Australia
Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centred products that bring customers and merchants together. Operating in two core markets - Australia and New Zealand (ANZ) and the US, Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants. We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.
Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centred products that bring customers and merchants together. Operating in two core markets - Australia and New Zealand (ANZ) and the US, Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants. We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.
Elitepay
elitepay.com.my Malaysia
Easy to Use. Everything at the click of a button Credit top-ups for pre-paid cards. Effortless bill payments. International payments for foreign workers. International money transfers. Online gaming top-ups. Fuss-free App-based means less hassle, nothing needs to be printed and everything is done with a click on the Android compatible mobile app. Risk-free Eliminate cash-flow tie up. Easy tracking limits errors.
Easy to Use. Everything at the click of a button Credit top-ups for pre-paid cards. Effortless bill payments. International payments for foreign workers. International money transfers. Online gaming top-ups. Fuss-free App-based means less hassle, nothing needs to be printed and everything is done with a click on the Android compatible mobile app. Risk-free Eliminate cash-flow tie up. Easy tracking limits errors.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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