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Alternative and Local Payment Services
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448 companies
May 29, 2026
Last updated: May 29, 2026
Valhallaconsultants
valhallaconsultants.com
Valhalla Consultants understands that the world of global currency transactions and foreign exchange is ever changing and comes with a myriad of issues that companies face when attempting to execute cross-border and same currency payments. With over 25-years of experience in the sector, our management team has created an intricate global network of Tier 1 Banks, Asset Managers, Foreign Exchange Brokers and Electronic Money Institutions, each of whom being able to provide in depth solutions across various sectors and jurisdictions.
Valhalla Consultants understands that the world of global currency transactions and foreign exchange is ever changing and comes with a myriad of issues that companies face when attempting to execute cross-border and same currency payments. With over 25-years of experience in the sector, our management team has created an intricate global network of Tier 1 Banks, Asset Managers, Foreign Exchange Brokers and Electronic Money Institutions, each of whom being able to provide in depth solutions across various sectors and jurisdictions.
Currenxie
currenxie.com Hong Kong
Currenxie makes global payments simple for businesses. We are a financial technology company founded in 2014 that provides everything needed to collect, exchange, and send money worldwide. Thousands of global businesses trust us to collect and transfer billions of dollars worldwide every year while boosting their profits and saving them time. Enterprises and financial providers can access Currenxie’s payment network via our Platform APIs to collect, exchange, and payout around the world at scale. For businesses seeking a simple all-in-one solution, our Global Account offers an effortless web and mobile app that gives you access to worldwide virtual accounts, foreign exchange, and bank transfers.
Currenxie makes global payments simple for businesses. We are a financial technology company founded in 2014 that provides everything needed to collect, exchange, and send money worldwide. Thousands of global businesses trust us to collect and transfer billions of dollars worldwide every year while boosting their profits and saving them time. Enterprises and financial providers can access Currenxie’s payment network via our Platform APIs to collect, exchange, and payout around the world at scale. For businesses seeking a simple all-in-one solution, our Global Account offers an effortless web and mobile app that gives you access to worldwide virtual accounts, foreign exchange, and bank transfers.
Geoswift
geoswift.com Hong Kong
Geoswift is an innovative, globalized, payment technology company, with a distinct niche in APAC cross-border payments. Since its inception in 2010, the name Geoswift has been recognized as synonymous with frictionless cross-border fund flows throughout the world. Geoswift’s product portfolio encompasses payment acceptance, business payouts, foreign exchange, business virtual accounts, and more. With a global payment network spanning up to 140+ countries and territories across APAC, North America, and EMEA, Geoswift ensures seamless fund settlement for businesses worldwide. Headquartered in Vancouver and licensed in the US, UK, and China (both mainland and Hong Kong), Geoswift provides global payment solutions to clients worldwide.
Geoswift is an innovative, globalized, payment technology company, with a distinct niche in APAC cross-border payments. Since its inception in 2010, the name Geoswift has been recognized as synonymous with frictionless cross-border fund flows throughout the world. Geoswift’s product portfolio encompasses payment acceptance, business payouts, foreign exchange, business virtual accounts, and more. With a global payment network spanning up to 140+ countries and territories across APAC, North America, and EMEA, Geoswift ensures seamless fund settlement for businesses worldwide. Headquartered in Vancouver and licensed in the US, UK, and China (both mainland and Hong Kong), Geoswift provides global payment solutions to clients worldwide.
PesaWay Services Ltd.
pesaway.com Kenya
> PesaWay is a trusted payment service provider enabling seamless transactions across Africa. > We support both mobile money and global card payment solutions, giving businesses and customers flexible, secure, and convenient ways to pay. > Our growing footprint includes Kenya, Uganda, Tanzania, Ghana, Zambia, Cameroon, Côte d'Ivoire, and Senegal.
> PesaWay is a trusted payment service provider enabling seamless transactions across Africa. > We support both mobile money and global card payment solutions, giving businesses and customers flexible, secure, and convenient ways to pay. > Our growing footprint includes Kenya, Uganda, Tanzania, Ghana, Zambia, Cameroon, Côte d'Ivoire, and Senegal.
Aps.money
aps.money Kazakhstan
APS is a Payment Service Provider (PSP), with product & software solutions based on the Stellar Blockchain Open Network. APS brings turnkey payment solutions for businesses of all sizes. APS provides a wide selection of payment methods for your online business. 50+ countries coverage. Get the advantage of the APS Corporate Payment solutions with the broad range of payment services and seamless access to multi-currency liquidity.
APS is a Payment Service Provider (PSP), with product & software solutions based on the Stellar Blockchain Open Network. APS brings turnkey payment solutions for businesses of all sizes. APS provides a wide selection of payment methods for your online business. 50+ countries coverage. Get the advantage of the APS Corporate Payment solutions with the broad range of payment services and seamless access to multi-currency liquidity.
Guavapay
guavapay.com United Kingdom
We are a company on a mission to build a global financial ecosystem that empowers individuals and businesses to have more control over their financial lives. We introduced MyGuava App and MyGuava Business App with the aim to simplify banking and financial services, making them more accessible and affordable for people around the world.
We are a company on a mission to build a global financial ecosystem that empowers individuals and businesses to have more control over their financial lives. We introduced MyGuava App and MyGuava Business App with the aim to simplify banking and financial services, making them more accessible and affordable for people around the world.
GLOCASH
glocash.com Hong Kong
Glocash Payment, established in 2017, is a licensed payment service provider with MSO license (No.21-05-03017) and EMI license (No.304596376), offering cross-border online payment collection services for credit cards and local payment methods.We provide a one-stop acquiring and payment solution using one API,which is safe, compliant, convenient and user-friendly for global merchants specializing in the fields like video games,digital goods,social applications,subscriptions,e-commerce and etc. We are a multinational company with offices across the globe,that have UAB Glocash Payment,Glocash Payment HK Limited and other campanies. Products and Services: Payment Gateway Services As a PCI-DSS certified company, we support global credit and debit cards payments including Visa,MasterCard,American Express,JCB,Discover & Diners Cards etc. ,with competitive rates.
Glocash Payment, established in 2017, is a licensed payment service provider with MSO license (No.21-05-03017) and EMI license (No.304596376), offering cross-border online payment collection services for credit cards and local payment methods.We provide a one-stop acquiring and payment solution using one API,which is safe, compliant, convenient and user-friendly for global merchants specializing in the fields like video games,digital goods,social applications,subscriptions,e-commerce and etc. We are a multinational company with offices across the globe,that have UAB Glocash Payment,Glocash Payment HK Limited and other campanies. Products and Services: Payment Gateway Services As a PCI-DSS certified company, we support global credit and debit cards payments including Visa,MasterCard,American Express,JCB,Discover & Diners Cards etc. ,with competitive rates.
Axerve
axerve.com Italy
Axerve is the brand of the Fabrick group that offers solutions to meet all the needs of SMEs in the field of payment acceptance, across both physical and digital channels. Thanks to its technological services for points of sale, Axerve covers the entire value chain of in-store payment services, from cash digitization to collections via POS, payment links, or QR codes.
Axerve is the brand of the Fabrick group that offers solutions to meet all the needs of SMEs in the field of payment acceptance, across both physical and digital channels. Thanks to its technological services for points of sale, Axerve covers the entire value chain of in-store payment services, from cash digitization to collections via POS, payment links, or QR codes.
Euronet
euronetworldwide.com United States
A global leader in payments processing and cross-border transactions, Euronet moves money in all the ways consumers and businesses depend upon. This includes money transfers, credit/debit processing, ATMs, point-of-sale services, branded payments, currency exchange and more. With products and services in more than 200 countries and territories provided through its own brand and branded business segments, Euronet and its financial technologies and networks make participation in the global economy easier, faster and more secure for everyone.
A global leader in payments processing and cross-border transactions, Euronet moves money in all the ways consumers and businesses depend upon. This includes money transfers, credit/debit processing, ATMs, point-of-sale services, branded payments, currency exchange and more. With products and services in more than 200 countries and territories provided through its own brand and branded business segments, Euronet and its financial technologies and networks make participation in the global economy easier, faster and more secure for everyone.
Xendit asia
xendit.co Indonesia
Xendit is a financial technology company that provides payment solutions and simplifies the payment process for businesses in Indonesia, the Philippines and Southeast Asia, from SMEs and e-commerce startups to large enterprises. Xendit enables businesses to accept payments, disburse payroll, run marketplaces and more. The platform is known for its speed (fast integration, builds), simplicity (easy integrations, pricing), and world-class 24/7 customer support. Amidst the fragmented payment landscape in Southeast Asia, Xendit enables businesses to accept payments from direct debit, virtual accounts, credit and debit cards, eWallets, retail outlets, and online installments. Building the region’s digital payments infrastructure, Xendit is shaping the next generation of scalable businesses across Southeast Asia. Xendit is propelling the region's digital transformation by addressing access, reliability, and regulatory needs enabling more businesses to scale and thrive.
Xendit is a financial technology company that provides payment solutions and simplifies the payment process for businesses in Indonesia, the Philippines and Southeast Asia, from SMEs and e-commerce startups to large enterprises. Xendit enables businesses to accept payments, disburse payroll, run marketplaces and more. The platform is known for its speed (fast integration, builds), simplicity (easy integrations, pricing), and world-class 24/7 customer support. Amidst the fragmented payment landscape in Southeast Asia, Xendit enables businesses to accept payments from direct debit, virtual accounts, credit and debit cards, eWallets, retail outlets, and online installments. Building the region’s digital payments infrastructure, Xendit is shaping the next generation of scalable businesses across Southeast Asia. Xendit is propelling the region's digital transformation by addressing access, reliability, and regulatory needs enabling more businesses to scale and thrive.
Straal
straal.com United Kingdom
Straal is a one-stop-shop solution for forward-looking businesses that seek much more than just the ability to accept payments online. With Straal, they boost profits through intelligent optimization engines, control risk through a best-in-class anti-fraud solution, enable a truly omnichannel experience for their customers and access insights through our intuitive dashboard.
Straal is a one-stop-shop solution for forward-looking businesses that seek much more than just the ability to accept payments online. With Straal, they boost profits through intelligent optimization engines, control risk through a best-in-class anti-fraud solution, enable a truly omnichannel experience for their customers and access insights through our intuitive dashboard.
Payby
payby.me United Arab Emirates
PayBy offers safe and contactless payment solution, and aims to build an all-in-one ecosystem in UAE and GCC.
PayBy offers safe and contactless payment solution, and aims to build an all-in-one ecosystem in UAE and GCC.
Alps
alps.cl Chile
One unique integration to have access to all Latin America.
One unique integration to have access to all Latin America.
Kopayments
kopayments.com India
Accept payments within minutes! Kopay is the fastest growing platform for running an internet business. We handle all your payment needs.
Accept payments within minutes! Kopay is the fastest growing platform for running an internet business. We handle all your payment needs.
Paynopain
paynopain.com Spain
PaynoPain is a fintech company dedicated to research and technological development specialized in payment methods. Our mission is to make any financial management easy and agile and for this we constantly seek simple and innovative solutions by putting the most advanced technology at the service of society. We bet on the most advanced technologies and methodologies to create innovative and quality products. To achieve this, we have the best talent, a human team passionate about what it does and that never stops learning.
PaynoPain is a fintech company dedicated to research and technological development specialized in payment methods. Our mission is to make any financial management easy and agile and for this we constantly seek simple and innovative solutions by putting the most advanced technology at the service of society. We bet on the most advanced technologies and methodologies to create innovative and quality products. To achieve this, we have the best talent, a human team passionate about what it does and that never stops learning.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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