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Alternative and Local Payment Services
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451 companies
Jul 21, 2026
Last updated: Jul 21, 2026
Gatewaypay
gatewaypay.io United Kingdom
Unlock global payment solutions with GatewayPay. Tailored for high-risk merchants, our secure and customizable payment gateway simplifies processing, supports 130+ currencies, and enhances customer satisfaction. Seamlessly integrate our platform into your systems for fast implementation and expanded business reach.
Unlock global payment solutions with GatewayPay. Tailored for high-risk merchants, our secure and customizable payment gateway simplifies processing, supports 130+ currencies, and enhances customer satisfaction. Seamlessly integrate our platform into your systems for fast implementation and expanded business reach.
Pawapay
pawapay.io United Kingdom
pawaPay is a fast-growing B2B payments start-up, focused on mobile money in Africa. We are building the financial rails that allow entrepreneurs and merchants to reach hundreds of millions of people across Africa. Our vision is to connect every mobile money wallet in Africa to each other and to the world. Through our payments API we already facilitate over 2 million transactions a day across 15 countries in Sub-Saharan Africa. Our goal by the end of the year is to be in 19 countries and we expect our volumes and merchant base to continue to grow. We believe that the future of payments in Africa is mobile money and we have positioned ourselves to take the lead as the payments space grows over the next decade.
pawaPay is a fast-growing B2B payments start-up, focused on mobile money in Africa. We are building the financial rails that allow entrepreneurs and merchants to reach hundreds of millions of people across Africa. Our vision is to connect every mobile money wallet in Africa to each other and to the world. Through our payments API we already facilitate over 2 million transactions a day across 15 countries in Sub-Saharan Africa. Our goal by the end of the year is to be in 19 countries and we expect our volumes and merchant base to continue to grow. We believe that the future of payments in Africa is mobile money and we have positioned ourselves to take the lead as the payments space grows over the next decade.
Xendit asia
xendit.co Indonesia
Xendit is a financial technology company that provides payment solutions and simplifies the payment process for businesses in Indonesia, the Philippines and Southeast Asia, from SMEs and e-commerce startups to large enterprises. Xendit enables businesses to accept payments, disburse payroll, run marketplaces and more. The platform is known for its speed (fast integration, builds), simplicity (easy integrations, pricing), and world-class 24/7 customer support. Amidst the fragmented payment landscape in Southeast Asia, Xendit enables businesses to accept payments from direct debit, virtual accounts, credit and debit cards, eWallets, retail outlets, and online installments. Building the region’s digital payments infrastructure, Xendit is shaping the next generation of scalable businesses across Southeast Asia. Xendit is propelling the region's digital transformation by addressing access, reliability, and regulatory needs enabling more businesses to scale and thrive.
Xendit is a financial technology company that provides payment solutions and simplifies the payment process for businesses in Indonesia, the Philippines and Southeast Asia, from SMEs and e-commerce startups to large enterprises. Xendit enables businesses to accept payments, disburse payroll, run marketplaces and more. The platform is known for its speed (fast integration, builds), simplicity (easy integrations, pricing), and world-class 24/7 customer support. Amidst the fragmented payment landscape in Southeast Asia, Xendit enables businesses to accept payments from direct debit, virtual accounts, credit and debit cards, eWallets, retail outlets, and online installments. Building the region’s digital payments infrastructure, Xendit is shaping the next generation of scalable businesses across Southeast Asia. Xendit is propelling the region's digital transformation by addressing access, reliability, and regulatory needs enabling more businesses to scale and thrive.
Axcess
axcessps.com United Kingdom
Axcess Payment Services deliver bespoke payment solutions for firms of all shapes and sizes. At Axcess, we recognise that every business is unique and provide solutions that are tailored to your individual needs. We have connections with over 300 banks worldwide and an experienced team of professionals who are committed to finding the best payment solution for your business. Our expansive portfolio of financial institutions enables us to find the right account for your business no matter what your requirements are. We offer fully branded payment pages so your transaction process can be consistent with the design of your website and brand. Whether you have one member of staff or a team of 200, we can help. We also offer multi-currency payment options and multi-language payment pages which allow your business to extend its market internationally.
Axcess Payment Services deliver bespoke payment solutions for firms of all shapes and sizes. At Axcess, we recognise that every business is unique and provide solutions that are tailored to your individual needs. We have connections with over 300 banks worldwide and an experienced team of professionals who are committed to finding the best payment solution for your business. Our expansive portfolio of financial institutions enables us to find the right account for your business no matter what your requirements are. We offer fully branded payment pages so your transaction process can be consistent with the design of your website and brand. Whether you have one member of staff or a team of 200, we can help. We also offer multi-currency payment options and multi-language payment pages which allow your business to extend its market internationally.
Acquired
acquired.com United Kingdom
Acquired.com is a next generation payments platform focused on powering recurring commerce. We exist to give businesses a competitive advantage and help them achieve their goals in the digital economy. We do this by providing next generation payment infrastructure and technology to manage and optimise their entire payment lifecycle seamlessly. We combine this capability with exceptional sector expertise and a highly personal and tailored service focused on long-term partnerships with our clients. Our mission is to become a fundamental part of the payments infrastructure for recurring and digital commerce globally and to be remembered for helping to make our customers successful.
Acquired.com is a next generation payments platform focused on powering recurring commerce. We exist to give businesses a competitive advantage and help them achieve their goals in the digital economy. We do this by providing next generation payment infrastructure and technology to manage and optimise their entire payment lifecycle seamlessly. We combine this capability with exceptional sector expertise and a highly personal and tailored service focused on long-term partnerships with our clients. Our mission is to become a fundamental part of the payments infrastructure for recurring and digital commerce globally and to be remembered for helping to make our customers successful.
PayPlug
payplug.com France
Payplug is a French payment solution designed for merchants, e-merchants of all sizes, and fintechs. With our cutting-edge technology platform, our tools dedicated to conversion, and our unique expertise across the entire payment chain, we invite you to aim for excellence — and beyond. Payplug is a team of 400 passionate people dedicated to helping you achieve your greatest ambitions. Today, we support 20,000 SMEs such as Hast and Plante pour tous, as well as large groups like Maisons du Monde and Veepee.
Payplug is a French payment solution designed for merchants, e-merchants of all sizes, and fintechs. With our cutting-edge technology platform, our tools dedicated to conversion, and our unique expertise across the entire payment chain, we invite you to aim for excellence — and beyond. Payplug is a team of 400 passionate people dedicated to helping you achieve your greatest ambitions. Today, we support 20,000 SMEs such as Hast and Plante pour tous, as well as large groups like Maisons du Monde and Veepee.
Tazapay
tazapay.com Singapore
Tazapay is a Singapore-based fintech company, designed to redefine the cross-border payment experience. Since its inception in 2021 by industry veterans, Tazapay has raised a successful $16.9 million Series A funding round, with significant investment from prestigious institutions such as Sequoia and the PayPal Alumni Fund. The platform allows businesses to transact with ease in 173+ countries, offering an array of card and local payment options. Its unified interface simplifies the onboarding process, allowing businesses to partner with just one entity, thereby streamlining their payment process. Tazapay continues to drive global business growth by offering a trusted and accessible platform for cross-border e-commerce transactions.
Tazapay is a Singapore-based fintech company, designed to redefine the cross-border payment experience. Since its inception in 2021 by industry veterans, Tazapay has raised a successful $16.9 million Series A funding round, with significant investment from prestigious institutions such as Sequoia and the PayPal Alumni Fund. The platform allows businesses to transact with ease in 173+ countries, offering an array of card and local payment options. Its unified interface simplifies the onboarding process, allowing businesses to partner with just one entity, thereby streamlining their payment process. Tazapay continues to drive global business growth by offering a trusted and accessible platform for cross-border e-commerce transactions.
Cbibank
cbibank.com United States
CBiBank is a US-based International bank. Catering for the international business needs, CBiBank is specialized in providing international financial services. CBiBank is building an inclusive financial service system through "technology + service". It has successfully launched functions such as public-private account interchange, wealth management and salary payments on the basis of cross-border payment and settlement services to facilitating small and medium-sized trade. Enterprises can meet the financial needs of customers in different scenarios. To counter the difficulty of opening an account for small and medium-sized trade enterprises, CBiBank has created a convenient process of online application, with zero financial management, zero savings requirements, and opening accounts within maximum 7 working days, which has solved the problems of large amount of initial financial management requirements and long application process.
CBiBank is a US-based International bank. Catering for the international business needs, CBiBank is specialized in providing international financial services. CBiBank is building an inclusive financial service system through "technology + service". It has successfully launched functions such as public-private account interchange, wealth management and salary payments on the basis of cross-border payment and settlement services to facilitating small and medium-sized trade. Enterprises can meet the financial needs of customers in different scenarios. To counter the difficulty of opening an account for small and medium-sized trade enterprises, CBiBank has created a convenient process of online application, with zero financial management, zero savings requirements, and opening accounts within maximum 7 working days, which has solved the problems of large amount of initial financial management requirements and long application process.
FYST
fyst.com Latvia
FYST [faist] is a one-stop payment solution powerhouse for global online businesses. We serve as a mediator between you and your custom payment needs. Here's how: - a team of experienced payment professionals - tech supervision & maintenance support - a rich & diverse partnership ecosystem - agile & unique payment capabilities Designed to power online payments, FYST combines secure custom technical capabilities with best-in-class industry expertise to help global businesses thrive and flourish.
FYST [faist] is a one-stop payment solution powerhouse for global online businesses. We serve as a mediator between you and your custom payment needs. Here's how: - a team of experienced payment professionals - tech supervision & maintenance support - a rich & diverse partnership ecosystem - agile & unique payment capabilities Designed to power online payments, FYST combines secure custom technical capabilities with best-in-class industry expertise to help global businesses thrive and flourish.
Rubikpay
rubikpay.com United Arab Emirates
Choose Us For Your Payment Services and Experience The Difference Firsthand! RubikPay is a licensed Payment Service Provider that provides a wide range of online payment methods to help businesses worldwide accept payments safely and securely. We have numerous payment methods across multiple currencies, providing a comprehensive, hassle-free experience for our customers.
Choose Us For Your Payment Services and Experience The Difference Firsthand! RubikPay is a licensed Payment Service Provider that provides a wide range of online payment methods to help businesses worldwide accept payments safely and securely. We have numerous payment methods across multiple currencies, providing a comprehensive, hassle-free experience for our customers.
Smart Pay
spaymentservices.com
Smart Pay is a QR payment and loyalty card application that combines fast payments and rewards in a single action. Customers simply present a QR code from the app at checkout, allowing for quick scanning and automatic calculation of discounts and bonuses, followed by seamless payment. Smart Pay adheres to PCI and PCI PA standards, ensuring high levels of security and compliance. All data processing is handled with secure, certified cloud technologies, providing businesses and customers with a safe and efficient payment experience. Smart Pay: reviews Smart Pay is highly appreciated for its quick and convenient QR payment process, which allows customers to easily combine payments and loyalty rewards in one step. Smart Pay: competitors When seeking alternatives to Smart Pay, Tipalti, MassPay, and PayPal are notable mentions.
Smart Pay is a QR payment and loyalty card application that combines fast payments and rewards in a single action. Customers simply present a QR code from the app at checkout, allowing for quick scanning and automatic calculation of discounts and bonuses, followed by seamless payment. Smart Pay adheres to PCI and PCI PA standards, ensuring high levels of security and compliance. All data processing is handled with secure, certified cloud technologies, providing businesses and customers with a safe and efficient payment experience. Smart Pay: reviews Smart Pay is highly appreciated for its quick and convenient QR payment process, which allows customers to easily combine payments and loyalty rewards in one step. Smart Pay: competitors When seeking alternatives to Smart Pay, Tipalti, MassPay, and PayPal are notable mentions.
Vendo
vendoservices.com Spain
We provide payment processing services to e-commerce merchants, including high-risk merchants. We offer frictionless checkouts to keep consumers happy and capture new business. Our AI-enabled tools provide smart pricing, simplify checkout, and minimize fraud and risk. The Vendo professional team guides merchants through technical integrations, regulatory compliance, and capturing analytics to optimize their revenue generation and capture.
We provide payment processing services to e-commerce merchants, including high-risk merchants. We offer frictionless checkouts to keep consumers happy and capture new business. Our AI-enabled tools provide smart pricing, simplify checkout, and minimize fraud and risk. The Vendo professional team guides merchants through technical integrations, regulatory compliance, and capturing analytics to optimize their revenue generation and capture.
SoEasyPay
soeasypay.com United Kingdom
We are revolutionising the payment processing industry by doing things differently, better and focusing on your best interests – ultimately helping your business succeed online, improving your bottom line and by taking the pain out of online payment. Where we really come into our own is helping our clients make savings in ways they were previously not even aware were possible; for example, how SMEs can use multiple hosted payment pages to boost sales conversion rates or how a company trading internationally can use multiple local merchant accounts to avoid cross border fees. So while competitive rates are important, they are only part of what we can offer. And the good news is the more business you do online, the more dramatic the savings SoEasyPay can help you make – our features can especially impact businesses with high volumes of online transactions. At SoEasyPay we aim to make it as fast, simple and cost-effective as possible for you to start trading online.
We are revolutionising the payment processing industry by doing things differently, better and focusing on your best interests – ultimately helping your business succeed online, improving your bottom line and by taking the pain out of online payment. Where we really come into our own is helping our clients make savings in ways they were previously not even aware were possible; for example, how SMEs can use multiple hosted payment pages to boost sales conversion rates or how a company trading internationally can use multiple local merchant accounts to avoid cross border fees. So while competitive rates are important, they are only part of what we can offer. And the good news is the more business you do online, the more dramatic the savings SoEasyPay can help you make – our features can especially impact businesses with high volumes of online transactions. At SoEasyPay we aim to make it as fast, simple and cost-effective as possible for you to start trading online.
Payzoff
payzoff.com Estonia
Payzoff provides merchants with an ability to penetrate established and emerging markets alike, by providing 150+ international and local payment methods including, but not limited to: credit and debit cards, online banking, e-wallets, cash and mobile payments. Payment culture and technology change rapidly, that's why it is important to provide your customers with all possible ways to deposit funds or receive a payout. Payzoff facilitates this need with a single solution.
Payzoff provides merchants with an ability to penetrate established and emerging markets alike, by providing 150+ international and local payment methods including, but not limited to: credit and debit cards, online banking, e-wallets, cash and mobile payments. Payment culture and technology change rapidly, that's why it is important to provide your customers with all possible ways to deposit funds or receive a payout. Payzoff facilitates this need with a single solution.
Faspay
faspay.co.id Indonesia
Faspay, PT. Media Indonusa was founded in 2003 and is a subsidiary of Astel Group. With the aim of helping online businesses grow in Indonesia, Faspay partners with and connects directly to a large network of payment processors, offering payment methods such as credit cards, debit, Internet banking, e-wallets and ATMs. We provide merchants highly customisable solutions through multiple integration methods and features such as tokenization, subscription billing, mobile payments, multi-currency, and risk/fraud management. Today, Faspay is recognised to be the first official and trusted payment gateway in Indonesia by Bank Indonesia.
Faspay, PT. Media Indonusa was founded in 2003 and is a subsidiary of Astel Group. With the aim of helping online businesses grow in Indonesia, Faspay partners with and connects directly to a large network of payment processors, offering payment methods such as credit cards, debit, Internet banking, e-wallets and ATMs. We provide merchants highly customisable solutions through multiple integration methods and features such as tokenization, subscription billing, mobile payments, multi-currency, and risk/fraud management. Today, Faspay is recognised to be the first official and trusted payment gateway in Indonesia by Bank Indonesia.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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