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Alternative and Local Payment Services
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445 companies
Mar 17, 2026
Last updated: Mar 17, 2026
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Boon
boon.credit Nigeria
We are providing access to revolving credit for Africans using a cashflow–based credit assessment system with flexible repayment options. Our aim is to help Africans build a verifiable credit footprint while paying everyday bills.
We are providing access to revolving credit for Africans using a cashflow–based credit assessment system with flexible repayment options. Our aim is to help Africans build a verifiable credit footprint while paying everyday bills.
Conekta
conekta.com Mexico
Conekta is the Mexican company specialized in online payments. It was founded in 2012 by Cristina Randall, Héctor Cárdenas, and Leo Fisher. Today, it employs more than 230 people who share the goal of building an economy that includes and benefits everyone. Our mission is to develop technology that enables the digital economy and makes it accessible to all. That’s why we offer solutions that anyone—individuals or businesses—can easily and securely use to receive payments via card, bank transfer, or cash. With the support of investors such as Propel Venture Capital, Jaguar Ventures, 500 Startups, VARIV Capital, and FEMSA, we have raised over \$21 million USD in two investment rounds. Among our business partners are major national and international companies such as Google, Uber, Facebook, Netflix, GAIA, Cabify, Rappi, and others.
Conekta is the Mexican company specialized in online payments. It was founded in 2012 by Cristina Randall, Héctor Cárdenas, and Leo Fisher. Today, it employs more than 230 people who share the goal of building an economy that includes and benefits everyone. Our mission is to develop technology that enables the digital economy and makes it accessible to all. That’s why we offer solutions that anyone—individuals or businesses—can easily and securely use to receive payments via card, bank transfer, or cash. With the support of investors such as Propel Venture Capital, Jaguar Ventures, 500 Startups, VARIV Capital, and FEMSA, we have raised over \$21 million USD in two investment rounds. Among our business partners are major national and international companies such as Google, Uber, Facebook, Netflix, GAIA, Cabify, Rappi, and others.
Tazapay
tazapay.com Singapore
Tazapay is a Singapore-based fintech company, designed to redefine the cross-border payment experience. Since its inception in 2021 by industry veterans, Tazapay has raised a successful $16.9 million Series A funding round, with significant investment from prestigious institutions such as Sequoia and the PayPal Alumni Fund. The platform allows businesses to transact with ease in 173+ countries, offering an array of card and local payment options. Its unified interface simplifies the onboarding process, allowing businesses to partner with just one entity, thereby streamlining their payment process. Tazapay continues to drive global business growth by offering a trusted and accessible platform for cross-border e-commerce transactions.
Tazapay is a Singapore-based fintech company, designed to redefine the cross-border payment experience. Since its inception in 2021 by industry veterans, Tazapay has raised a successful $16.9 million Series A funding round, with significant investment from prestigious institutions such as Sequoia and the PayPal Alumni Fund. The platform allows businesses to transact with ease in 173+ countries, offering an array of card and local payment options. Its unified interface simplifies the onboarding process, allowing businesses to partner with just one entity, thereby streamlining their payment process. Tazapay continues to drive global business growth by offering a trusted and accessible platform for cross-border e-commerce transactions.
Valhallaconsultants
valhallaconsultants.com
Valhalla Consultants understands that the world of global currency transactions and foreign exchange is ever changing and comes with a myriad of issues that companies face when attempting to execute cross-border and same currency payments. With over 25-years of experience in the sector, our management team has created an intricate global network of Tier 1 Banks, Asset Managers, Foreign Exchange Brokers and Electronic Money Institutions, each of whom being able to provide in depth solutions across various sectors and jurisdictions.
Valhalla Consultants understands that the world of global currency transactions and foreign exchange is ever changing and comes with a myriad of issues that companies face when attempting to execute cross-border and same currency payments. With over 25-years of experience in the sector, our management team has created an intricate global network of Tier 1 Banks, Asset Managers, Foreign Exchange Brokers and Electronic Money Institutions, each of whom being able to provide in depth solutions across various sectors and jurisdictions.
Paymentwall
paymentwall.com United States
Paymentwall is a global payment platform that unites over 150 payment methods, including credit and debit cards, bank transfers, e-wallets, prepaid cards, and mobile carrier billing, covering the full spectrum of local payment methods in a single integration. In addition, Paymentwall offers a comprehensive set of payment services, including a proprietary risk management engine, dispute management service, customizable payment flows, settlement services, reporting, and analytical tools. Paymentwall works with over 250,000 merchants globally, including LG Electronics, Bottega Venetta, Tencent, Wargaming, Corel Corporation, FasterPay, Kakao Games, and many more SaaS, travel, fintech, enterprise, and eCommerce companies. To find out more about Paymentwall, please visit www.paymentwall.com.
Paymentwall is a global payment platform that unites over 150 payment methods, including credit and debit cards, bank transfers, e-wallets, prepaid cards, and mobile carrier billing, covering the full spectrum of local payment methods in a single integration. In addition, Paymentwall offers a comprehensive set of payment services, including a proprietary risk management engine, dispute management service, customizable payment flows, settlement services, reporting, and analytical tools. Paymentwall works with over 250,000 merchants globally, including LG Electronics, Bottega Venetta, Tencent, Wargaming, Corel Corporation, FasterPay, Kakao Games, and many more SaaS, travel, fintech, enterprise, and eCommerce companies. To find out more about Paymentwall, please visit www.paymentwall.com.
EPayco
epayco.com Colombia
ePayco is a technology company that enables individuals, businesses, and institutions to simplify and scale both their business models and operations within a robust payment ecosystem. ePayco’s solutions support over 130,000 connected businesses and more than 7.5 million users, processing secure payments through the platform. It operates as an Aggregator and Gateway, offering solutions for both in-person and remote sales, allowing clients to receive payments through multiple channels and tools in a single integration. Currently, the company works with major payment networks and financial institutions. ePayco is PCI DSS Level 1 certified and operates in Colombia, with expansion plans soon for Peru, Mexico, and Ecuador.
ePayco is a technology company that enables individuals, businesses, and institutions to simplify and scale both their business models and operations within a robust payment ecosystem. ePayco’s solutions support over 130,000 connected businesses and more than 7.5 million users, processing secure payments through the platform. It operates as an Aggregator and Gateway, offering solutions for both in-person and remote sales, allowing clients to receive payments through multiple channels and tools in a single integration. Currently, the company works with major payment networks and financial institutions. ePayco is PCI DSS Level 1 certified and operates in Colombia, with expansion plans soon for Peru, Mexico, and Ecuador.
Smarterpay
smarterpay.com United Kingdom
Business payment solutions for Direct Debit, Direct Credits, Card Payments and Open Banking.
Business payment solutions for Direct Debit, Direct Credits, Card Payments and Open Banking.
Smart Pay
spaymentservices.com
Smart Pay is a QR payment and loyalty card application that combines fast payments and rewards in a single action. Customers simply present a QR code from the app at checkout, allowing for quick scanning and automatic calculation of discounts and bonuses, followed by seamless payment. Smart Pay adheres to PCI and PCI PA standards, ensuring high levels of security and compliance. All data processing is handled with secure, certified cloud technologies, providing businesses and customers with a safe and efficient payment experience. Smart Pay: reviews Smart Pay is highly appreciated for its quick and convenient QR payment process, which allows customers to easily combine payments and loyalty rewards in one step. Smart Pay: competitors When seeking alternatives to Smart Pay, Tipalti, MassPay, and PayPal are notable mentions.
Smart Pay is a QR payment and loyalty card application that combines fast payments and rewards in a single action. Customers simply present a QR code from the app at checkout, allowing for quick scanning and automatic calculation of discounts and bonuses, followed by seamless payment. Smart Pay adheres to PCI and PCI PA standards, ensuring high levels of security and compliance. All data processing is handled with secure, certified cloud technologies, providing businesses and customers with a safe and efficient payment experience. Smart Pay: reviews Smart Pay is highly appreciated for its quick and convenient QR payment process, which allows customers to easily combine payments and loyalty rewards in one step. Smart Pay: competitors When seeking alternatives to Smart Pay, Tipalti, MassPay, and PayPal are notable mentions.
Financeincorp
financeincorp.com Malta
Finance Incorporated Limited streamline and simplify a full range of financial services under one roof making your financial management accessible, adaptive, and reliable. We deliver a full suite of financial services for every need of every type of customer. Our financial solutions empower everyone to embrace the digital future. 1. Paymix Pro - corporate payment account for businesses 2. iPaymix - personal e-wallet account for individuals 3. Paymix SoftPOS - SoftPOS app for merchants to accept card payments 4. Paymix Via - payment gateway for merchants to accept online payments
Finance Incorporated Limited streamline and simplify a full range of financial services under one roof making your financial management accessible, adaptive, and reliable. We deliver a full suite of financial services for every need of every type of customer. Our financial solutions empower everyone to embrace the digital future. 1. Paymix Pro - corporate payment account for businesses 2. iPaymix - personal e-wallet account for individuals 3. Paymix SoftPOS - SoftPOS app for merchants to accept card payments 4. Paymix Via - payment gateway for merchants to accept online payments
Fenige S. A.
fenige.com Poland
Cut costs and speed up your transactions with Fenige. Fully certified PCI DSS European Payment Institution, with own innovative software processing platform directly connected to VISA & Mastercard systems.
Cut costs and speed up your transactions with Fenige. Fully certified PCI DSS European Payment Institution, with own innovative software processing platform directly connected to VISA & Mastercard systems.
Aps.money
aps.money Kazakhstan
APS is a Payment Service Provider (PSP), with product & software solutions based on the Stellar Blockchain Open Network. APS brings turnkey payment solutions for businesses of all sizes. APS provides a wide selection of payment methods for your online business. 50+ countries coverage. Get the advantage of the APS Corporate Payment solutions with the broad range of payment services and seamless access to multi-currency liquidity.
APS is a Payment Service Provider (PSP), with product & software solutions based on the Stellar Blockchain Open Network. APS brings turnkey payment solutions for businesses of all sizes. APS provides a wide selection of payment methods for your online business. 50+ countries coverage. Get the advantage of the APS Corporate Payment solutions with the broad range of payment services and seamless access to multi-currency liquidity.
Tilopay
tilopay.com Costa Rica
We provide payment orchestration and processing for Central America and the Caribbean.
We provide payment orchestration and processing for Central America and the Caribbean.
Axerve
axerve.com Italy
Axerve is the brand of the Fabrick group that offers solutions to meet all the needs of SMEs in the field of payment acceptance, across both physical and digital channels. Thanks to its technological services for points of sale, Axerve covers the entire value chain of in-store payment services, from cash digitization to collections via POS, payment links, or QR codes.
Axerve is the brand of the Fabrick group that offers solutions to meet all the needs of SMEs in the field of payment acceptance, across both physical and digital channels. Thanks to its technological services for points of sale, Axerve covers the entire value chain of in-store payment services, from cash digitization to collections via POS, payment links, or QR codes.
Cricpayz
cricpayz.io India
Process Payment with India’s Leading Payment Gateway Provider Effortless Payments, Guaranteed Security,Reliable Payment Gateway For Your Busines Needs. Enhance Your High Risk Business With Our Payment Gateways Services In India.
Process Payment with India’s Leading Payment Gateway Provider Effortless Payments, Guaranteed Security,Reliable Payment Gateway For Your Busines Needs. Enhance Your High Risk Business With Our Payment Gateways Services In India.
PesaWay Services Ltd.
pesaway.com Kenya
> PesaWay is a trusted payment service provider enabling seamless transactions across Africa. > We support both mobile money and global card payment solutions, giving businesses and customers flexible, secure, and convenient ways to pay. > Our growing footprint includes Kenya, Uganda, Tanzania, Ghana, Zambia, Cameroon, Côte d'Ivoire, and Senegal.
> PesaWay is a trusted payment service provider enabling seamless transactions across Africa. > We support both mobile money and global card payment solutions, giving businesses and customers flexible, secure, and convenient ways to pay. > Our growing footprint includes Kenya, Uganda, Tanzania, Ghana, Zambia, Cameroon, Côte d'Ivoire, and Senegal.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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