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Alternative and Local Payment Services
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448 companies
May 29, 2026
Last updated: May 29, 2026
Conekta
conekta.com Mexico
Conekta is the Mexican company specialized in online payments. It was founded in 2012 by Cristina Randall, Héctor Cárdenas, and Leo Fisher. Today, it employs more than 230 people who share the goal of building an economy that includes and benefits everyone. Our mission is to develop technology that enables the digital economy and makes it accessible to all. That’s why we offer solutions that anyone—individuals or businesses—can easily and securely use to receive payments via card, bank transfer, or cash. With the support of investors such as Propel Venture Capital, Jaguar Ventures, 500 Startups, VARIV Capital, and FEMSA, we have raised over \$21 million USD in two investment rounds. Among our business partners are major national and international companies such as Google, Uber, Facebook, Netflix, GAIA, Cabify, Rappi, and others.
Conekta is the Mexican company specialized in online payments. It was founded in 2012 by Cristina Randall, Héctor Cárdenas, and Leo Fisher. Today, it employs more than 230 people who share the goal of building an economy that includes and benefits everyone. Our mission is to develop technology that enables the digital economy and makes it accessible to all. That’s why we offer solutions that anyone—individuals or businesses—can easily and securely use to receive payments via card, bank transfer, or cash. With the support of investors such as Propel Venture Capital, Jaguar Ventures, 500 Startups, VARIV Capital, and FEMSA, we have raised over \$21 million USD in two investment rounds. Among our business partners are major national and international companies such as Google, Uber, Facebook, Netflix, GAIA, Cabify, Rappi, and others.
Twistopay
twistopay.com Czechia
🚀 Twisto is redefining how people shop and pay. 🚀 We are a fintech BNPL service, making payments easy, flexible, and stress-free. 2.5 million customers in the Czech Republic, Poland, and Romania have already trusted us – and we’re still growing. Twisto was the first to introduce BNPL in the Czech market, bringing a new level of convenience to online shopping. Today, our payment solutions help merchants increase conversions and average order value, while giving customers the freedom to pay without stress. Whether it's a 30-day free deferred payment, Pay in 3 with no registration, or exclusive benefits for registered users, Twisto is all about how payments should work in the modern world. We are available in 60,000+ online stores. Since 2023, we have been part of the fintech group Param, pushing the boundaries of digital finance.
🚀 Twisto is redefining how people shop and pay. 🚀 We are a fintech BNPL service, making payments easy, flexible, and stress-free. 2.5 million customers in the Czech Republic, Poland, and Romania have already trusted us – and we’re still growing. Twisto was the first to introduce BNPL in the Czech market, bringing a new level of convenience to online shopping. Today, our payment solutions help merchants increase conversions and average order value, while giving customers the freedom to pay without stress. Whether it's a 30-day free deferred payment, Pay in 3 with no registration, or exclusive benefits for registered users, Twisto is all about how payments should work in the modern world. We are available in 60,000+ online stores. Since 2023, we have been part of the fintech group Param, pushing the boundaries of digital finance.
Rubikpay
rubikpay.com United Arab Emirates
Choose Us For Your Payment Services and Experience The Difference Firsthand! RubikPay is a licensed Payment Service Provider that provides a wide range of online payment methods to help businesses worldwide accept payments safely and securely. We have numerous payment methods across multiple currencies, providing a comprehensive, hassle-free experience for our customers.
Choose Us For Your Payment Services and Experience The Difference Firsthand! RubikPay is a licensed Payment Service Provider that provides a wide range of online payment methods to help businesses worldwide accept payments safely and securely. We have numerous payment methods across multiple currencies, providing a comprehensive, hassle-free experience for our customers.
Smart Pay
spaymentservices.com
Smart Pay is a QR payment and loyalty card application that combines fast payments and rewards in a single action. Customers simply present a QR code from the app at checkout, allowing for quick scanning and automatic calculation of discounts and bonuses, followed by seamless payment. Smart Pay adheres to PCI and PCI PA standards, ensuring high levels of security and compliance. All data processing is handled with secure, certified cloud technologies, providing businesses and customers with a safe and efficient payment experience. Smart Pay: reviews Smart Pay is highly appreciated for its quick and convenient QR payment process, which allows customers to easily combine payments and loyalty rewards in one step. Smart Pay: competitors When seeking alternatives to Smart Pay, Tipalti, MassPay, and PayPal are notable mentions.
Smart Pay is a QR payment and loyalty card application that combines fast payments and rewards in a single action. Customers simply present a QR code from the app at checkout, allowing for quick scanning and automatic calculation of discounts and bonuses, followed by seamless payment. Smart Pay adheres to PCI and PCI PA standards, ensuring high levels of security and compliance. All data processing is handled with secure, certified cloud technologies, providing businesses and customers with a safe and efficient payment experience. Smart Pay: reviews Smart Pay is highly appreciated for its quick and convenient QR payment process, which allows customers to easily combine payments and loyalty rewards in one step. Smart Pay: competitors When seeking alternatives to Smart Pay, Tipalti, MassPay, and PayPal are notable mentions.
Autopay
autopay.pl Poland
Autopay offers comprehensive multichannel online payment solutions tailored for e-commerce, media providers, the public sector, and banking. The platform integrates all forms of online payments into a single, user-friendly solution, enabling businesses to streamline their transaction processes. All transactions are secured with SSL protocols, ensuring the safety and privacy of customer data. Additionally, card payments are fortified with the 3D-Secure standard, providing an extra layer of security against fraud. This robust solution helps businesses enhance customer trust while efficiently managing their payment operations. Autopay: reviews Autopay is highly praised for its user-friendly interface and comprehensive payment solutions, which streamline the payment process for businesses across various sectors. Autopay: competitors Alternatives to Braintree include Tipalti, Adyen and Remote.
Autopay offers comprehensive multichannel online payment solutions tailored for e-commerce, media providers, the public sector, and banking. The platform integrates all forms of online payments into a single, user-friendly solution, enabling businesses to streamline their transaction processes. All transactions are secured with SSL protocols, ensuring the safety and privacy of customer data. Additionally, card payments are fortified with the 3D-Secure standard, providing an extra layer of security against fraud. This robust solution helps businesses enhance customer trust while efficiently managing their payment operations. Autopay: reviews Autopay is highly praised for its user-friendly interface and comprehensive payment solutions, which streamline the payment process for businesses across various sectors. Autopay: competitors Alternatives to Braintree include Tipalti, Adyen and Remote.
PayMongo
paymongo.com Philippines
We believe that financial technology should build trust and drive efficiency. Our mission is to be the invisible engine of commerce, empowering every business to succeed in the rapidly evolving digital economy. We deliver a complete financial infrastructure that empowers businesses to manage everything from payments to capital. Whether it’s accepting payments, securely storing funds, making disbursements and payouts, or accessing capital, PayMongo supports your business at every turn.
We believe that financial technology should build trust and drive efficiency. Our mission is to be the invisible engine of commerce, empowering every business to succeed in the rapidly evolving digital economy. We deliver a complete financial infrastructure that empowers businesses to manage everything from payments to capital. Whether it’s accepting payments, securely storing funds, making disbursements and payouts, or accessing capital, PayMongo supports your business at every turn.
OERO.EU
oero.eu Poland
Launch your digital bank faster with our modular, API-first Core Banking System tailored for emerging markets and growing institutions.
Launch your digital bank faster with our modular, API-first Core Banking System tailored for emerging markets and growing institutions.
Smarterpay
smarterpay.com United Kingdom
Business payment solutions for Direct Debit, Direct Credits, Card Payments and Open Banking.
Business payment solutions for Direct Debit, Direct Credits, Card Payments and Open Banking.
Cricpayz
cricpayz.io India
Process Payment with India’s Leading Payment Gateway Provider Effortless Payments, Guaranteed Security,Reliable Payment Gateway For Your Busines Needs. Enhance Your High Risk Business With Our Payment Gateways Services In India.
Process Payment with India’s Leading Payment Gateway Provider Effortless Payments, Guaranteed Security,Reliable Payment Gateway For Your Busines Needs. Enhance Your High Risk Business With Our Payment Gateways Services In India.
Fenige S. A.
fenige.com Poland
Cut costs and speed up your transactions with Fenige. Fully certified PCI DSS European Payment Institution, with own innovative software processing platform directly connected to VISA & Mastercard systems.
Cut costs and speed up your transactions with Fenige. Fully certified PCI DSS European Payment Institution, with own innovative software processing platform directly connected to VISA & Mastercard systems.
Tazapay
tazapay.com Singapore
Tazapay is a Singapore-based fintech company, designed to redefine the cross-border payment experience. Since its inception in 2021 by industry veterans, Tazapay has raised a successful $16.9 million Series A funding round, with significant investment from prestigious institutions such as Sequoia and the PayPal Alumni Fund. The platform allows businesses to transact with ease in 173+ countries, offering an array of card and local payment options. Its unified interface simplifies the onboarding process, allowing businesses to partner with just one entity, thereby streamlining their payment process. Tazapay continues to drive global business growth by offering a trusted and accessible platform for cross-border e-commerce transactions.
Tazapay is a Singapore-based fintech company, designed to redefine the cross-border payment experience. Since its inception in 2021 by industry veterans, Tazapay has raised a successful $16.9 million Series A funding round, with significant investment from prestigious institutions such as Sequoia and the PayPal Alumni Fund. The platform allows businesses to transact with ease in 173+ countries, offering an array of card and local payment options. Its unified interface simplifies the onboarding process, allowing businesses to partner with just one entity, thereby streamlining their payment process. Tazapay continues to drive global business growth by offering a trusted and accessible platform for cross-border e-commerce transactions.
Financeincorp
financeincorp.com Malta
Finance Incorporated Limited streamline and simplify a full range of financial services under one roof making your financial management accessible, adaptive, and reliable. We deliver a full suite of financial services for every need of every type of customer. Our financial solutions empower everyone to embrace the digital future. 1. Paymix Pro - corporate payment account for businesses 2. iPaymix - personal e-wallet account for individuals 3. Paymix SoftPOS - SoftPOS app for merchants to accept card payments 4. Paymix Via - payment gateway for merchants to accept online payments
Finance Incorporated Limited streamline and simplify a full range of financial services under one roof making your financial management accessible, adaptive, and reliable. We deliver a full suite of financial services for every need of every type of customer. Our financial solutions empower everyone to embrace the digital future. 1. Paymix Pro - corporate payment account for businesses 2. iPaymix - personal e-wallet account for individuals 3. Paymix SoftPOS - SoftPOS app for merchants to accept card payments 4. Paymix Via - payment gateway for merchants to accept online payments
EPayco
epayco.com Colombia
ePayco is a technology company that enables individuals, businesses, and institutions to simplify and scale both their business models and operations within a robust payment ecosystem. ePayco’s solutions support over 130,000 connected businesses and more than 7.5 million users, processing secure payments through the platform. It operates as an Aggregator and Gateway, offering solutions for both in-person and remote sales, allowing clients to receive payments through multiple channels and tools in a single integration. Currently, the company works with major payment networks and financial institutions. ePayco is PCI DSS Level 1 certified and operates in Colombia, with expansion plans soon for Peru, Mexico, and Ecuador.
ePayco is a technology company that enables individuals, businesses, and institutions to simplify and scale both their business models and operations within a robust payment ecosystem. ePayco’s solutions support over 130,000 connected businesses and more than 7.5 million users, processing secure payments through the platform. It operates as an Aggregator and Gateway, offering solutions for both in-person and remote sales, allowing clients to receive payments through multiple channels and tools in a single integration. Currently, the company works with major payment networks and financial institutions. ePayco is PCI DSS Level 1 certified and operates in Colombia, with expansion plans soon for Peru, Mexico, and Ecuador.
Boon
boon.credit Nigeria
We are providing access to revolving credit for Africans using a cashflow–based credit assessment system with flexible repayment options. Our aim is to help Africans build a verifiable credit footprint while paying everyday bills.
We are providing access to revolving credit for Africans using a cashflow–based credit assessment system with flexible repayment options. Our aim is to help Africans build a verifiable credit footprint while paying everyday bills.
WonderlandPay
wonderlandpay.com China
WonderlandPay is a global payment service provider based in Hong Kong and with branches in China. The company services clients worldwide and have existing accounts from Asia, US and Europe.we are providing professional online credit card and debit card payment service with its connection to the banks in China, HK,Japan, Korea, Europe, US and Africa.we could provide our clients with multi-currency online payment and settlement service. We provide low processing rates to make it easy even for new e-businesses to start receiving payments online. Specializing in offering globe credit card payment solution for online gaming/gambling/Forex/CFD/Binary Option/Nutra(without recurring) and other E-Commerce business.
WonderlandPay is a global payment service provider based in Hong Kong and with branches in China. The company services clients worldwide and have existing accounts from Asia, US and Europe.we are providing professional online credit card and debit card payment service with its connection to the banks in China, HK,Japan, Korea, Europe, US and Africa.we could provide our clients with multi-currency online payment and settlement service. We provide low processing rates to make it easy even for new e-businesses to start receiving payments online. Specializing in offering globe credit card payment solution for online gaming/gambling/Forex/CFD/Binary Option/Nutra(without recurring) and other E-Commerce business.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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