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Alternative and Local Payment Services
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451 companies
Jul 21, 2026
Last updated: Jul 21, 2026
Beeteller Pagamentos
beeteller.com Brazil
We are Beeteller Group, a group of companies that work to simplify relationships between people, organizations and finances, through technology and our own banking infrastructure. Since 2018, we have connected global companies to the Latin American market through local payment methods, Onboarding & KYC, Payment Gateway and Banking Infrastructure. Beeteller is the group's business unit responsible for international payment solutions in emerging markets for companies around the world.
We are Beeteller Group, a group of companies that work to simplify relationships between people, organizations and finances, through technology and our own banking infrastructure. Since 2018, we have connected global companies to the Latin American market through local payment methods, Onboarding & KYC, Payment Gateway and Banking Infrastructure. Beeteller is the group's business unit responsible for international payment solutions in emerging markets for companies around the world.
Nayax LTD
nayax.com Israel
Nayax is a comprehensive platform designed specifically for the self-service industry, offering an all-in-one solution that includes bank card payment processing, remote monitoring (telemetry), pre-paid card support, and consumer loyalty tools. Their terminals are widely used across various sectors, including vending machines, car washes, entertainment machines, coffee dispensers, and electric vehicle charging stations, highlighting their versatility. Nayax provides a customer panel and mobile app that enable businesses to track sales — both cash and cashless — in real-time, allowing for immediate decision-making based on accurate data. This feature helps operators optimize operations, enhance customer experiences, and drive revenue growth. Nayax: reviews Customers appreciate the seamless integration of various services, including telemetry and loyalty tools, which help enhance customer engagement and streamline operations.
Nayax is a comprehensive platform designed specifically for the self-service industry, offering an all-in-one solution that includes bank card payment processing, remote monitoring (telemetry), pre-paid card support, and consumer loyalty tools. Their terminals are widely used across various sectors, including vending machines, car washes, entertainment machines, coffee dispensers, and electric vehicle charging stations, highlighting their versatility. Nayax provides a customer panel and mobile app that enable businesses to track sales — both cash and cashless — in real-time, allowing for immediate decision-making based on accurate data. This feature helps operators optimize operations, enhance customer experiences, and drive revenue growth. Nayax: reviews Customers appreciate the seamless integration of various services, including telemetry and loyalty tools, which help enhance customer engagement and streamline operations.
Aamarpay
aamarpay.com Bangladesh
aamarPay is an online payment gateway service for Bangladesh licensed by Central Bank of Bangladesh as PSO. aamarPay is committed to provide best payment experience online for business. Lowest fee and fast checkout will give you good experience of receiving payment online. aamarPay also offers unique B2C super app (bill payment, utility payment, ticketing etc), QR payment facility to disrupt the payment space of Bangladesh.
aamarPay is an online payment gateway service for Bangladesh licensed by Central Bank of Bangladesh as PSO. aamarPay is committed to provide best payment experience online for business. Lowest fee and fast checkout will give you good experience of receiving payment online. aamarPay also offers unique B2C super app (bill payment, utility payment, ticketing etc), QR payment facility to disrupt the payment space of Bangladesh.
EPayco
epayco.com Colombia
ePayco is a technology company that enables individuals, businesses, and institutions to simplify and scale both their business models and operations within a robust payment ecosystem. ePayco’s solutions support over 130,000 connected businesses and more than 7.5 million users, processing secure payments through the platform. It operates as an Aggregator and Gateway, offering solutions for both in-person and remote sales, allowing clients to receive payments through multiple channels and tools in a single integration. Currently, the company works with major payment networks and financial institutions. ePayco is PCI DSS Level 1 certified and operates in Colombia, with expansion plans soon for Peru, Mexico, and Ecuador.
ePayco is a technology company that enables individuals, businesses, and institutions to simplify and scale both their business models and operations within a robust payment ecosystem. ePayco’s solutions support over 130,000 connected businesses and more than 7.5 million users, processing secure payments through the platform. It operates as an Aggregator and Gateway, offering solutions for both in-person and remote sales, allowing clients to receive payments through multiple channels and tools in a single integration. Currently, the company works with major payment networks and financial institutions. ePayco is PCI DSS Level 1 certified and operates in Colombia, with expansion plans soon for Peru, Mexico, and Ecuador.
Geoswift
geoswift.com Hong Kong
Geoswift is an innovative, globalized, payment technology company, with a distinct niche in APAC cross-border payments. Since its inception in 2010, the name Geoswift has been recognized as synonymous with frictionless cross-border fund flows throughout the world. Geoswift’s product portfolio encompasses payment acceptance, business payouts, foreign exchange, business virtual accounts, and more. With a global payment network spanning up to 140+ countries and territories across APAC, North America, and EMEA, Geoswift ensures seamless fund settlement for businesses worldwide. Headquartered in Vancouver and licensed in the US, UK, and China (both mainland and Hong Kong), Geoswift provides global payment solutions to clients worldwide.
Geoswift is an innovative, globalized, payment technology company, with a distinct niche in APAC cross-border payments. Since its inception in 2010, the name Geoswift has been recognized as synonymous with frictionless cross-border fund flows throughout the world. Geoswift’s product portfolio encompasses payment acceptance, business payouts, foreign exchange, business virtual accounts, and more. With a global payment network spanning up to 140+ countries and territories across APAC, North America, and EMEA, Geoswift ensures seamless fund settlement for businesses worldwide. Headquartered in Vancouver and licensed in the US, UK, and China (both mainland and Hong Kong), Geoswift provides global payment solutions to clients worldwide.
Twistopay
twistopay.com Czechia
🚀 Twisto is redefining how people shop and pay. 🚀 We are a fintech BNPL service, making payments easy, flexible, and stress-free. 2.5 million customers in the Czech Republic, Poland, and Romania have already trusted us – and we’re still growing. Twisto was the first to introduce BNPL in the Czech market, bringing a new level of convenience to online shopping. Today, our payment solutions help merchants increase conversions and average order value, while giving customers the freedom to pay without stress. Whether it's a 30-day free deferred payment, Pay in 3 with no registration, or exclusive benefits for registered users, Twisto is all about how payments should work in the modern world. We are available in 60,000+ online stores. Since 2023, we have been part of the fintech group Param, pushing the boundaries of digital finance.
🚀 Twisto is redefining how people shop and pay. 🚀 We are a fintech BNPL service, making payments easy, flexible, and stress-free. 2.5 million customers in the Czech Republic, Poland, and Romania have already trusted us – and we’re still growing. Twisto was the first to introduce BNPL in the Czech market, bringing a new level of convenience to online shopping. Today, our payment solutions help merchants increase conversions and average order value, while giving customers the freedom to pay without stress. Whether it's a 30-day free deferred payment, Pay in 3 with no registration, or exclusive benefits for registered users, Twisto is all about how payments should work in the modern world. We are available in 60,000+ online stores. Since 2023, we have been part of the fintech group Param, pushing the boundaries of digital finance.
Paynopain
paynopain.com Spain
PaynoPain is a fintech company dedicated to research and technological development specialized in payment methods. Our mission is to make any financial management easy and agile and for this we constantly seek simple and innovative solutions by putting the most advanced technology at the service of society. We bet on the most advanced technologies and methodologies to create innovative and quality products. To achieve this, we have the best talent, a human team passionate about what it does and that never stops learning.
PaynoPain is a fintech company dedicated to research and technological development specialized in payment methods. Our mission is to make any financial management easy and agile and for this we constantly seek simple and innovative solutions by putting the most advanced technology at the service of society. We bet on the most advanced technologies and methodologies to create innovative and quality products. To achieve this, we have the best talent, a human team passionate about what it does and that never stops learning.
XPAY
xpay.app Egypt
XPay is a fintech company that develops digital transformation solutions with a focus on financial empowerment. We aspire to improve quality of life by providing a range of solutions that help optimize financial management on both the business and individual levels. Our decision to initially target community ecosystems meant that we could bring the benefits of our smart solutions not only to businesses but also to families, who are the beating heart of any community. By doing so, we are able to improve the quality of life for families by enabling them to reap the limitless benefits of financial empowerment within their existing comfort zones. To sustain this vision, we are also adamant about being inclusive of today’s younger generations, who undoubtedly are the driving force behind a truly cashless society built on sound financial knowledge.
XPay is a fintech company that develops digital transformation solutions with a focus on financial empowerment. We aspire to improve quality of life by providing a range of solutions that help optimize financial management on both the business and individual levels. Our decision to initially target community ecosystems meant that we could bring the benefits of our smart solutions not only to businesses but also to families, who are the beating heart of any community. By doing so, we are able to improve the quality of life for families by enabling them to reap the limitless benefits of financial empowerment within their existing comfort zones. To sustain this vision, we are also adamant about being inclusive of today’s younger generations, who undoubtedly are the driving force behind a truly cashless society built on sound financial knowledge.
First Atlantic Commerce
firstatlanticcommerce.com Bermuda
First Atlantic Commerce (FAC) is a PCI DSS Level 1 certified payment gateway and leading online payment solutions provider. Established in 1998, the Bermuda-based company provides merchants with global credit and debit card processing solutions. FAC specializes in the Caribbean and Central America. FAC's international merchant account solutions allow for direct relationships between clients and acquiring banks around the world, with secure, real-time processing through FAC's payment gateway. FAC specializes in the Caribbean market.The company also provide fraud risk mitigation services including 3-D Secure, North American AVS checks, and Kount risk scoring services .
First Atlantic Commerce (FAC) is a PCI DSS Level 1 certified payment gateway and leading online payment solutions provider. Established in 1998, the Bermuda-based company provides merchants with global credit and debit card processing solutions. FAC specializes in the Caribbean and Central America. FAC's international merchant account solutions allow for direct relationships between clients and acquiring banks around the world, with secure, real-time processing through FAC's payment gateway. FAC specializes in the Caribbean market.The company also provide fraud risk mitigation services including 3-D Secure, North American AVS checks, and Kount risk scoring services .
Oldmoney
oldmoney.group Kazakhstan
Old Money Payments is a payment service provider and expert online payment partner. We accept payments and make payouts to create a safe and trusted environment where businesses can thrive without fear for the security of their transactions. We offer over 150 payment methods in 30+ currencies, customized terms, and the flexibility to adapt quickly to market changes. We take pride in our gentlemanly approach and professionalism, which helps us meet our client's expectations at the highest level.
Old Money Payments is a payment service provider and expert online payment partner. We accept payments and make payouts to create a safe and trusted environment where businesses can thrive without fear for the security of their transactions. We offer over 150 payment methods in 30+ currencies, customized terms, and the flexibility to adapt quickly to market changes. We take pride in our gentlemanly approach and professionalism, which helps us meet our client's expectations at the highest level.
Silkpay
silkpay.eu France
Based in Paris, Silkpay provides omnichannel secure payment solutions to help merchants in Europe, the Americas and Asia accept 30+ of the most popular payment methods: Visa, Mastercard, UnionPay, Alipay, WeChat Pay as well as the major Asian e-wallets of Japan, South Korea, Thailand, Singapore, Malaysia, Indonesia, The Philippines and more.
Based in Paris, Silkpay provides omnichannel secure payment solutions to help merchants in Europe, the Americas and Asia accept 30+ of the most popular payment methods: Visa, Mastercard, UnionPay, Alipay, WeChat Pay as well as the major Asian e-wallets of Japan, South Korea, Thailand, Singapore, Malaysia, Indonesia, The Philippines and more.
Paycash
paycashglobal.com Mexico
PayCash is a payment gateway that enables cash-in & digital banking payments through a single API, for Latin America. For more information on what we do, who we are, and career opportunities, visit www.paycashglobal.com
PayCash is a payment gateway that enables cash-in & digital banking payments through a single API, for Latin America. For more information on what we do, who we are, and career opportunities, visit www.paycashglobal.com
Paystrax
paystrax.com Estonia
PAYSTRAX is an innovative Financial Technology company which provides European merchants with state-of-the-art solutions for all their card payment transaction needs. The company offers multi-currency settlement and transaction services for POS terminals, e-commerce, m-commerce and mail/phone orders, in addition to services such as tokenisation, fraud and chargeback management. No matter how or where you sell your goods or services, we help you get your payments as quickly, securely and cost-efficiently as possible. Having set up a unique, streamlined selection of highly scalable multi-channel, multi-currency cloud solutions, PAYSTRAX also offers value-add services to Payment Service Providers, who can leverage the company’s quick onboarding process and extensive product selection to their own benefit. PAYSTRAX holds a Principal Membership license with Mastercard and VISA.
PAYSTRAX is an innovative Financial Technology company which provides European merchants with state-of-the-art solutions for all their card payment transaction needs. The company offers multi-currency settlement and transaction services for POS terminals, e-commerce, m-commerce and mail/phone orders, in addition to services such as tokenisation, fraud and chargeback management. No matter how or where you sell your goods or services, we help you get your payments as quickly, securely and cost-efficiently as possible. Having set up a unique, streamlined selection of highly scalable multi-channel, multi-currency cloud solutions, PAYSTRAX also offers value-add services to Payment Service Providers, who can leverage the company’s quick onboarding process and extensive product selection to their own benefit. PAYSTRAX holds a Principal Membership license with Mastercard and VISA.
Paytriot Payments
paytriot.co.uk United Kingdom
Paytriot Payments is a London based payment service provider who can offer merchant accounts and payment gateways for businesses looking to take online payments, Paytriot is also FCA regulated in the UK. Paytriot is also able to work with high risk businesses of all sectors with acquirers based in and out of Europe. The rates and pricing is flexible and are not fixed, allowing them to cater to the needs of a business. Merchants can sign up via the phone or on our contact form located on the website.
Paytriot Payments is a London based payment service provider who can offer merchant accounts and payment gateways for businesses looking to take online payments, Paytriot is also FCA regulated in the UK. Paytriot is also able to work with high risk businesses of all sectors with acquirers based in and out of Europe. The rates and pricing is flexible and are not fixed, allowing them to cater to the needs of a business. Merchants can sign up via the phone or on our contact form located on the website.
PlusPeDirect
pluspedirect.com
Top Payment Gateways for Gaming Sites Looking for a secure and reliable gaming payment gateway for high-risk transactions? We offer modern technology to ensure premier international payment services and a smooth gaming experience for your global players.
Top Payment Gateways for Gaming Sites Looking for a secure and reliable gaming payment gateway for high-risk transactions? We offer modern technology to ensure premier international payment services and a smooth gaming experience for your global players.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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