Atlas
Xtransfer
XTransfer is a one-stop cross-border financial and risk management service company that specializes in helping SMEs reduce the barriers and costs of global expansion and enhance their global competitiveness.
Founded in 2017, the company is headquartered in Shanghai and has branches in Hong Kong SAR, the United Kingdom, the Netherlands, the United States, Canada, Australia, Singapore, Vietnam, Thailand, Malaysia, the Philippines, the UAE, Nigeria, etc. XTransfer has obtained local payment licenses in Mainland China, Hong Kong SAR, Singapore, the United Kingdom, the United States, Canada, and Australia. With more than 600,000 enterprise clients, XTransfer has become the industry No.1 in China.
XTransfer partners with well-known international banks and financial institutions.
XTransfer is a one-stop cross-border financial and risk management service company that specializes in helping SMEs reduce the barriers and costs of global expansion and enhance their global competitiveness.
Founded in 2017, the company is headquartered in Shanghai and has branches in Hong Kong SAR, the United Kingdom, the Netherlands, the United States, Canada, Australia, Singapore, Vietnam, Thailand, Malaysia, the Philippines, the UAE, Nigeria, etc. XTransfer has obtained local payment licenses in Mainland China, Hong Kong SAR, Singapore, the United Kingdom, the United States, Canada, and Australia. With more than 600,000 enterprise clients, XTransfer has become the industry No.1 in China.
XTransfer partners with well-known international banks and financial institutions.
Emlpayments
EML Payments is a global payments company that operates in Australia, the UK, Europe, and the US. Our customers are diverse and include major banks in Europe, government, retail brands and financial services companies.
EML Payments is a global payments company that operates in Australia, the UK, Europe, and the US. Our customers are diverse and include major banks in Europe, government, retail brands and financial services companies.
PayHub
At PayHub Payments, we make credit card processing simple, seamless, and reliable. Whether you need to accept chip cards and NFC payments at the counter, through a point-of-sale system, via a mobile card reader, or online, we’ve got you covered. We’re more than just a payment processor—we’re your trusted partner. With dependable funding, transparent pricing, and solutions designed to grow with your business, we help small businesses thrive. From swiped to keyed payments and everything in between, PayHub delivers the tools and support you need to keep your business running smoothly.
Let’s build something great—together.
At PayHub Payments, we make credit card processing simple, seamless, and reliable. Whether you need to accept chip cards and NFC payments at the counter, through a point-of-sale system, via a mobile card reader, or online, we’ve got you covered. We’re more than just a payment processor—we’re your trusted partner. With dependable funding, transparent pricing, and solutions designed to grow with your business, we help small businesses thrive. From swiped to keyed payments and everything in between, PayHub delivers the tools and support you need to keep your business running smoothly.
Let’s build something great—together.
Quadrapay
QuadraPay is a leading high-risk merchant account consulting company that has been helping merchants in the US, Canada, EU, UK and other regions obtain cost-effective payment processing solutions since 2016. Our team of experienced professionals provides a wide range of services, including Key Credit Card Processing, Echeck, Banking Solutions, IBAN, Payouts, OCT, Interac, and APMs, among others. We specialize in providing merchant accounts for high-risk industries such as e-commerce, MSB, igaming, Skill Gaming, crypto exchanges, CBD and Credit Repair, and other legal high-risk sectors. Our goal is to help our clients save money while providing them with reliable and secure payment processing solutions. At QuadraPay, we understand the unique challenges faced by high-risk businesses and strive to provide tailored solutions to meet their specific needs.
QuadraPay is a leading high-risk merchant account consulting company that has been helping merchants in the US, Canada, EU, UK and other regions obtain cost-effective payment processing solutions since 2016. Our team of experienced professionals provides a wide range of services, including Key Credit Card Processing, Echeck, Banking Solutions, IBAN, Payouts, OCT, Interac, and APMs, among others. We specialize in providing merchant accounts for high-risk industries such as e-commerce, MSB, igaming, Skill Gaming, crypto exchanges, CBD and Credit Repair, and other legal high-risk sectors. Our goal is to help our clients save money while providing them with reliable and secure payment processing solutions. At QuadraPay, we understand the unique challenges faced by high-risk businesses and strive to provide tailored solutions to meet their specific needs.
Tmhcr
TMHCR is an BVI & Cyprus based entity, we have signed up with a Canadian banking institution where we are allowed to onboard clients for cross border payments and virtual accounts and acquiring services to sell crypto as well
TMHCR is an BVI & Cyprus based entity, we have signed up with a Canadian banking institution where we are allowed to onboard clients for cross border payments and virtual accounts and acquiring services to sell crypto as well
FINVERT
Welcome to Finvert, where we strive to make the payment process as seamless and secure as possible for businesses of all sizes. In today’s fast-paced digital world, it’s more important than ever to have a payment processing partner that you can rely on to handle all of your payment needs. Our company provides a range of payment solutions, from traditional credit and debit card processing to innovative digital payment methods, ensuring that your business can easily accept payments from your customers, no matter how they prefer to pay
Welcome to Finvert, where we strive to make the payment process as seamless and secure as possible for businesses of all sizes. In today’s fast-paced digital world, it’s more important than ever to have a payment processing partner that you can rely on to handle all of your payment needs. Our company provides a range of payment solutions, from traditional credit and debit card processing to innovative digital payment methods, ensuring that your business can easily accept payments from your customers, no matter how they prefer to pay
Smartfastpay
SmartFastPay is a Brazilian company that processes payments to national and international companies. We process payments in local currency or specific market solutions. Our mission is to simplify processes, reduce abusive fees, make the connection with merchants more flexible and offer the best support to you and your end customer. From anywhere, anytime, connecting people and companies 24 hours a day! A SmartFastPay é uma empresa brasileira que processa pagamentos a empresas nacionais e internacionais. Processamos pagamentos em moeda local ou soluções especificas do mercado. Nossa missão é descomplicar os processos, reduzir tarifas abusivas, flexibilizar a conexão com os merchants e oferecer o melhor do suporte a você e seu cliente final. De qualquer lugar a qualquer momento, conectando pessoas e empresas 24 horas por dia!
SmartFastPay is a Brazilian company that processes payments to national and international companies. We process payments in local currency or specific market solutions. Our mission is to simplify processes, reduce abusive fees, make the connection with merchants more flexible and offer the best support to you and your end customer. From anywhere, anytime, connecting people and companies 24 hours a day! A SmartFastPay é uma empresa brasileira que processa pagamentos a empresas nacionais e internacionais. Processamos pagamentos em moeda local ou soluções especificas do mercado. Nossa missão é descomplicar os processos, reduzir tarifas abusivas, flexibilizar a conexão com os merchants e oferecer o melhor do suporte a você e seu cliente final. De qualquer lugar a qualquer momento, conectando pessoas e empresas 24 horas por dia!
Payoneer
Payoneer is a comprehensive payment system offering financial services and online money transfers designed to support global business operations. The platform facilitates market expansion by enabling transactions in multiple currencies and ensuring compliance with regulatory standards. With its robust tools for managing payments and receiving funds from international clients, Payoneer streamlines financial processes and helps businesses operate efficiently across borders. This flexibility and regulatory compliance make it a valuable solution for companies seeking to grow their global presence.
Payoneer: reviews
Payoneer is highly praised for its ease of use and ability to handle transactions in multiple currencies, which simplifies global business operations.
Payoneer: competitors
When seeking alternatives to Payoneer, Cardinal Commerce, Tipalti, Adyen, and FastSpring are notable mentions.
Payoneer is a comprehensive payment system offering financial services and online money transfers designed to support global business operations. The platform facilitates market expansion by enabling transactions in multiple currencies and ensuring compliance with regulatory standards. With its robust tools for managing payments and receiving funds from international clients, Payoneer streamlines financial processes and helps businesses operate efficiently across borders. This flexibility and regulatory compliance make it a valuable solution for companies seeking to grow their global presence.
Payoneer: reviews
Payoneer is highly praised for its ease of use and ability to handle transactions in multiple currencies, which simplifies global business operations.
Payoneer: competitors
When seeking alternatives to Payoneer, Cardinal Commerce, Tipalti, Adyen, and FastSpring are notable mentions.
Luqapay
We help businesses to grow in any market around the world.
Our mission is to solve and provide financial solutions to businesses all around the world as an online payment gateway platform. Crypto Payment
Our Crypto Checkout, offers both deposit and withdrawal options for 7 different Crypto’s; including Ripple, Ethereum, Bitcoin, Tether, Bitcoin Cash, Dogecoin and Litecoin. This method enables Crypto to fiat deposits in EUR and fiat to crypto withdrawals. All transactions are automatic, guaranteed and there are no chargebacks.
Today, LuqaPay in 100+ countries all over the world with 70+ payment methods and +50 currencies. Together we have the opportunity to expand LuqaPay's vision of simplifying payments to more merchants across the world.
We help businesses to grow in any market around the world.
Our mission is to solve and provide financial solutions to businesses all around the world as an online payment gateway platform. Crypto Payment
Our Crypto Checkout, offers both deposit and withdrawal options for 7 different Crypto’s; including Ripple, Ethereum, Bitcoin, Tether, Bitcoin Cash, Dogecoin and Litecoin. This method enables Crypto to fiat deposits in EUR and fiat to crypto withdrawals. All transactions are automatic, guaranteed and there are no chargebacks.
Today, LuqaPay in 100+ countries all over the world with 70+ payment methods and +50 currencies. Together we have the opportunity to expand LuqaPay's vision of simplifying payments to more merchants across the world.
ILIXIUM
Our international Ilixium payment network combined with our routing engine is designed to increase acceptance rates for your customers. Stay ahead of the game and convert more customers for the same marketing spend.
Don’t gamble on whether your customers will pay or not, stay ahead of the game and increase your deposits by 21% with Ilixium
Our international Ilixium payment network combined with our routing engine is designed to increase acceptance rates for your customers. Stay ahead of the game and convert more customers for the same marketing spend.
Don’t gamble on whether your customers will pay or not, stay ahead of the game and increase your deposits by 21% with Ilixium
PayBrokers
Verified
Paybrokers is a Brazilian PSP, located in Brazil and focused on Brazilian gaming and gambling markets. At Paybrokers we process every payment via PIX which is an instant payment method, exclusively for Brazilians, that was designed and is managed by the Central Bank of Brazil. It can be used both for peer to peer and peer to business transactions that are made within 5 seconds or less. Therefore, we process both pay-ins and pay-outs via PIX and we work with a tier-based fee structure, thus the more volume you process with us, the less fees you’ll pay. We also do settlements to anywhere around the world, both via FIAT Swift and Crypto.
Paybrokers is a Brazilian PSP, located in Brazil and focused on Brazilian gaming and gambling markets. At Paybrokers we process every payment via PIX which is an instant payment method, exclusively for Brazilians, that was designed and is managed by the Central Bank of Brazil. It can be used both for peer to peer and peer to business transactions that are made within 5 seconds or less. Therefore, we process both pay-ins and pay-outs via PIX and we work with a tier-based fee structure, thus the more volume you process with us, the less fees you’ll pay. We also do settlements to anywhere around the world, both via FIAT Swift and Crypto.
Elavon
Elavon is a premier payment processing solution designed for businesses looking to accept cashless payments efficiently. Whether you're starting a new venture or seeking to enhance your current operations, Elavon's payment terminals are adaptable for various environments, allowing transactions at the checkout, on the go, or outdoors. The platform offers next-day refunds and dynamic currency conversion, along with cashback options for customers at the time of payment. Additionally, Elavon enables the sale of phone top-ups and gift cards directly from the terminal. With a strong focus on security, Elavon ensures PCI compliance and provides robust reporting through the Elavon Connect system, empowering businesses to manage their payments effectively.
Elavon: reviews
Customers value the fast access to funds, next-day refunds, and strong security features that improve their overall payment processing experience.
Elavon: competitors
Alternatives to Elavon are Adyen, Sokin, and FastSpring.
Elavon is a premier payment processing solution designed for businesses looking to accept cashless payments efficiently. Whether you're starting a new venture or seeking to enhance your current operations, Elavon's payment terminals are adaptable for various environments, allowing transactions at the checkout, on the go, or outdoors. The platform offers next-day refunds and dynamic currency conversion, along with cashback options for customers at the time of payment. Additionally, Elavon enables the sale of phone top-ups and gift cards directly from the terminal. With a strong focus on security, Elavon ensures PCI compliance and provides robust reporting through the Elavon Connect system, empowering businesses to manage their payments effectively.
Elavon: reviews
Customers value the fast access to funds, next-day refunds, and strong security features that improve their overall payment processing experience.
Elavon: competitors
Alternatives to Elavon are Adyen, Sokin, and FastSpring.
Stripe
An American technology company that develops solutions for accepting and processing electronic payments. With Stripe, you can reduce costs, increase revenue and increase business efficiency on a fully integrated platform. You will have the tools at your disposal to meet payment needs, manage revenue transactions, and launch new business models.
Stripe: reviews
Stripe is highly rated for its flexible payment processing that works smoothly with many platforms. Users like its easy-to-use interface and dependable service, which makes handling transactions and finances simpler for businesses.
Stripe: competitors
Alternatives to Stripe include FastSpring, Adyen, Tipalti, and Cardinal Commerce.
An American technology company that develops solutions for accepting and processing electronic payments. With Stripe, you can reduce costs, increase revenue and increase business efficiency on a fully integrated platform. You will have the tools at your disposal to meet payment needs, manage revenue transactions, and launch new business models.
Stripe: reviews
Stripe is highly rated for its flexible payment processing that works smoothly with many platforms. Users like its easy-to-use interface and dependable service, which makes handling transactions and finances simpler for businesses.
Stripe: competitors
Alternatives to Stripe include FastSpring, Adyen, Tipalti, and Cardinal Commerce.
Xe
At Xe, we live currencies. We provide a comprehensive range of currency services and products, including our Currency Converter, Market Analysis, Currency Data API and quick, easy, secure Money Transfers for individuals and businesses. We leverage technology to deliver these services through our website, mobile apps and over the phone.
Last year, we helped nearly 300 million people access information about the currencies that matter to them and over 350,000 people used us to send money overseas. Thousands of businesses relied on us for information about the currency markets, advice on managing their foreign exchange risk or trusted us with their business-critical international payments.
At Xe, we live currencies. We provide a comprehensive range of currency services and products, including our Currency Converter, Market Analysis, Currency Data API and quick, easy, secure Money Transfers for individuals and businesses. We leverage technology to deliver these services through our website, mobile apps and over the phone.
Last year, we helped nearly 300 million people access information about the currencies that matter to them and over 350,000 people used us to send money overseas. Thousands of businesses relied on us for information about the currency markets, advice on managing their foreign exchange risk or trusted us with their business-critical international payments.
Finix
Finix is a full-stack payment processor powering world-class payments experiences for innovative businesses of all sizes and industries in the United States and Canada.
Finix is a full-stack payment processor powering world-class payments experiences for innovative businesses of all sizes and industries in the United States and Canada.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
