Atlas
Sumup
SumUp is dedicated to providing small businesses with affordable, user-friendly payment solutions to help them thrive. Founded in 2012, SumUp has empowered over 3 million companies worldwide by enabling them to receive payments quickly and easily, even if they’re considered too small by traditional service providers. With a range of payment terminals and remote solutions like invoicing, gift cards, and payment links, SumUp offers flexibility that suits diverse business needs. Designed to support businesses of all sizes, SumUp makes it easier for entrepreneurs to focus on what they love while ensuring financial accessibility and growth.
SumUp: reviews
SumUp receives high praise for its straightforward and affordable payment solutions, making it a go-to option for small businesses looking to accept card payments with ease.
SumUp: competitors
Good alternatives to SumUp are Zettle and Stripe.
SumUp is dedicated to providing small businesses with affordable, user-friendly payment solutions to help them thrive. Founded in 2012, SumUp has empowered over 3 million companies worldwide by enabling them to receive payments quickly and easily, even if they’re considered too small by traditional service providers. With a range of payment terminals and remote solutions like invoicing, gift cards, and payment links, SumUp offers flexibility that suits diverse business needs. Designed to support businesses of all sizes, SumUp makes it easier for entrepreneurs to focus on what they love while ensuring financial accessibility and growth.
SumUp: reviews
SumUp receives high praise for its straightforward and affordable payment solutions, making it a go-to option for small businesses looking to accept card payments with ease.
SumUp: competitors
Good alternatives to SumUp are Zettle and Stripe.
Zettle
Zettle by PayPal offers powerful point-of-sale (POS) solutions designed to streamline daily business operations. With Zettle, businesses can accept payments and track sales from a single platform, benefiting from customizable in-store POS setups tailored to their unique needs. The app enables contactless and digital wallet payments via card readers, terminals, or directly on mobile phones. Additionally, Zettle users enjoy the perks of a PayPal Business account, including fast fund transfers, scheduled bank transfers with no extra fees, and access to a PayPal Business Debit Mastercard to manage funds efficiently while earning cashback on purchases.
Zettle: reviews
Users appreciate the fast access to funds through their PayPal account, along with the seamless integration and added perks
Zettle: competitors
Good alternatives to Zettle are SumUp, Stripe, and Square.
Zettle by PayPal offers powerful point-of-sale (POS) solutions designed to streamline daily business operations. With Zettle, businesses can accept payments and track sales from a single platform, benefiting from customizable in-store POS setups tailored to their unique needs. The app enables contactless and digital wallet payments via card readers, terminals, or directly on mobile phones. Additionally, Zettle users enjoy the perks of a PayPal Business account, including fast fund transfers, scheduled bank transfers with no extra fees, and access to a PayPal Business Debit Mastercard to manage funds efficiently while earning cashback on purchases.
Zettle: reviews
Users appreciate the fast access to funds through their PayPal account, along with the seamless integration and added perks
Zettle: competitors
Good alternatives to Zettle are SumUp, Stripe, and Square.
Payrix
Payrix from Worldpay empowers software companies to seamlessly integrate and embed payment and financial experiences into their platforms. We're focused on helping our customers outsprint the competition and become the everything platform through our expertise, transformative technologies, and a commitment to partner success.
Payrix from Worldpay is trusted by software platforms of all sizes to accept payments, manage and grow financial services. We're also intent on equipping software platforms with the ability to limit risk, reduce PCI scope, while achieving hypergrowth and loyalty. Annually, we process over 4 billion transactions for software platforms. To learn more about us, visit payrix.com.
Payrix from Worldpay empowers software companies to seamlessly integrate and embed payment and financial experiences into their platforms. We're focused on helping our customers outsprint the competition and become the everything platform through our expertise, transformative technologies, and a commitment to partner success.
Payrix from Worldpay is trusted by software platforms of all sizes to accept payments, manage and grow financial services. We're also intent on equipping software platforms with the ability to limit risk, reduce PCI scope, while achieving hypergrowth and loyalty. Annually, we process over 4 billion transactions for software platforms. To learn more about us, visit payrix.com.
Veem
Veem is a powerful payment solution that enables businesses to make payments to vendors and suppliers in over 100 countries within minutes. With a variety of payment options and real-time processing, Veem provides quicker and more cost-effective ways to send and collect payments, ultimately improving cash flow for businesses. Users benefit from detailed tracking of transactions, ensuring transparency and confidence throughout the payment process. Additionally, Veem prioritizes security with bank-level encryption, and it is PCI-DSS compliant and SOC 2 certified, giving businesses peace of mind while managing their financial operations.
Veem: reviews
Veem is highly praised for its fast and affordable payment options, allowing businesses to efficiently send and receive funds across borders.
Veem: competitors
Alternatives to Elavon are TransferWise, PayPal, and Plooto.
Veem is a powerful payment solution that enables businesses to make payments to vendors and suppliers in over 100 countries within minutes. With a variety of payment options and real-time processing, Veem provides quicker and more cost-effective ways to send and collect payments, ultimately improving cash flow for businesses. Users benefit from detailed tracking of transactions, ensuring transparency and confidence throughout the payment process. Additionally, Veem prioritizes security with bank-level encryption, and it is PCI-DSS compliant and SOC 2 certified, giving businesses peace of mind while managing their financial operations.
Veem: reviews
Veem is highly praised for its fast and affordable payment options, allowing businesses to efficiently send and receive funds across borders.
Veem: competitors
Alternatives to Elavon are TransferWise, PayPal, and Plooto.
Apto Payments
Apto Payments is a next-generation cards and payments platform that helps companies design and launch successful card programs in as fast as a day. We do it with fewer constraints, greater creativity, and the most comprehensive customer support, jumping through regulatory hoops and performing the heavy lifting so you don't have to.
Apto Payments is a next-generation cards and payments platform that helps companies design and launch successful card programs in as fast as a day. We do it with fewer constraints, greater creativity, and the most comprehensive customer support, jumping through regulatory hoops and performing the heavy lifting so you don't have to.
DRFQ
Global payment and banking solutions for modern business.
Pay - Integrated payment gateway enabling same day cross border payments for modern global businesses.
Transact - User-friendly and secure access to digital assets for hedge funds, enterprises and family offices.
As an industry, we are at the early stage of fully appreciating the impact and benefits, but we have run into a number of fairly predictable issues that are preventing mainstream adoption.
In creating DRFQ we have specifically gone out to address these issues in a structured way to enable blockchain enabled technology to become a legitimate part of cross border payments now and for the long term.
Global payment and banking solutions for modern business.
Pay - Integrated payment gateway enabling same day cross border payments for modern global businesses.
Transact - User-friendly and secure access to digital assets for hedge funds, enterprises and family offices.
As an industry, we are at the early stage of fully appreciating the impact and benefits, but we have run into a number of fairly predictable issues that are preventing mainstream adoption.
In creating DRFQ we have specifically gone out to address these issues in a structured way to enable blockchain enabled technology to become a legitimate part of cross border payments now and for the long term.
Incomm
nComm Payments is an innovative global payments technology provider. Leveraging dynamic technology and proven expertise, InComm Payments delivers enhanced end-to-end payment platforms and emerging financial technology solutions through a single integration, helping businesses grow across a wide range of industries including retail, healthcare, tolling & transit, incentives, mobile payments, digital currencies and financial services. By enabling omnichannel connections and alternative payment options to an ever-expanding consumer base in an increasingly digital ecosystem, InComm Payments creates seamless and valuable commerce experiences across the globe. With three decades of experience, over 525,000 points of retail and online distribution, 412 global patents and a presence in more than 40 countries
nComm Payments is an innovative global payments technology provider. Leveraging dynamic technology and proven expertise, InComm Payments delivers enhanced end-to-end payment platforms and emerging financial technology solutions through a single integration, helping businesses grow across a wide range of industries including retail, healthcare, tolling & transit, incentives, mobile payments, digital currencies and financial services. By enabling omnichannel connections and alternative payment options to an ever-expanding consumer base in an increasingly digital ecosystem, InComm Payments creates seamless and valuable commerce experiences across the globe. With three decades of experience, over 525,000 points of retail and online distribution, 412 global patents and a presence in more than 40 countries
Gigadat
Gigadat Is a Fin Tech group that specializes in alternate payment solutions specifically focused for the Canadian market. Gigadats customer base consists of Global leaders in the payment industry as well as Global leaders in online retail markets.
Gigadats high level of 24/7 personal service provided to the consumer sets us apart from other facilitators
Gigadat Is a Fin Tech group that specializes in alternate payment solutions specifically focused for the Canadian market. Gigadats customer base consists of Global leaders in the payment industry as well as Global leaders in online retail markets.
Gigadats high level of 24/7 personal service provided to the consumer sets us apart from other facilitators
Zai
Zai brand focuses on mid-market and enterprise-level business customers in the world of integrated financial services, including payments, FX, fraud management, reconciliation and more. Zai’s payment API is at the core of our suite of embedded finance products and services, helping businesses simplify complex payment workflows and move funds. Founded in 2010, Zai’s consumer brand, CurrencyFair, is a global cross-border payments fintech serving individuals and small businesses who want faster, cheaper foreign exchange. It was founded in 2010 and has a global regulatory footprint across the USA, Europe, the UK, Singapore, Hong Kong and Australia. CurrencyFair serves individuals and businesses with international payments and currency exchange through its proprietary global platform
Zai brand focuses on mid-market and enterprise-level business customers in the world of integrated financial services, including payments, FX, fraud management, reconciliation and more. Zai’s payment API is at the core of our suite of embedded finance products and services, helping businesses simplify complex payment workflows and move funds. Founded in 2010, Zai’s consumer brand, CurrencyFair, is a global cross-border payments fintech serving individuals and small businesses who want faster, cheaper foreign exchange. It was founded in 2010 and has a global regulatory footprint across the USA, Europe, the UK, Singapore, Hong Kong and Australia. CurrencyFair serves individuals and businesses with international payments and currency exchange through its proprietary global platform
BREINROCK
We are BREINROCK: Where technology meets finance, providing world-class fintech payment solutions to clients across the globe
We are BREINROCK: Where technology meets finance, providing world-class fintech payment solutions to clients across the globe
Fidelity Payment Services
Fidelity Payment Services is a leading global payment processor and payment solutions provider for businesses across the U.S. and Canada. As one of the largest merchant service providers in the Northeast, Fidelity is chosen by merchants across all industries for its competitive processing rates, advanced and customizable payment technology, security and fraud protection expertise, and superior customer support. Built on top of our own Cardknox payment gateway, Fidelity provides you with one streamlined solution for the best in secure payments across in-store, e-commerce, unattended, and mobile. With our expansive knowledge of industry trends, the latest technologies, and customer preferences, Fidelity successfully equips businesses with the solutions they need to thrive in a crowded marketplace.
Fidelity Payment Services is a leading global payment processor and payment solutions provider for businesses across the U.S. and Canada. As one of the largest merchant service providers in the Northeast, Fidelity is chosen by merchants across all industries for its competitive processing rates, advanced and customizable payment technology, security and fraud protection expertise, and superior customer support. Built on top of our own Cardknox payment gateway, Fidelity provides you with one streamlined solution for the best in secure payments across in-store, e-commerce, unattended, and mobile. With our expansive knowledge of industry trends, the latest technologies, and customer preferences, Fidelity successfully equips businesses with the solutions they need to thrive in a crowded marketplace.
ALT 5 Pay
ALT 5 Sigma, Inc. is a leading institutional solution enabling access to a proprietary trading platform, custodianship and bespoke asset management services. Rapid growth and technology evolution is underway in the way investors purchase, manage and exchange crypto and digital assets. ALT 5's mission is to provide safe and transparent institutional access to the most compliant digital offerings in the market. We offer white-label, co-branded or FIX API solutions to our clients. Avoid investment seepage! Bolster your offerings and capture all clients investments."
ALT 5 Sigma, Inc. is a leading institutional solution enabling access to a proprietary trading platform, custodianship and bespoke asset management services. Rapid growth and technology evolution is underway in the way investors purchase, manage and exchange crypto and digital assets. ALT 5's mission is to provide safe and transparent institutional access to the most compliant digital offerings in the market. We offer white-label, co-branded or FIX API solutions to our clients. Avoid investment seepage! Bolster your offerings and capture all clients investments."
Nayax
Driven by our customer-first mindset and a commitment to in-house development, Nayax has evolved into a leading omnichannel retail solution provider. With over 800 talented employees located in 9 offices around the world, we proudly serve customers in more than 62 countries. We've established partnerships with several global financial institutions in order for our platform to be able to accept over 50 currencies and over 80 major forms of payment. Moreover, Nayax holds a license as a payment institution in Europe.
As consumers increasingly embrace digital payment methods, Nayax continuously develops value-added services for our customers. From consumer engagement solutions and customized payment methods to an extensive API suite and a feature-rich mobile wallet app, our fully customizable management system provides an agile ecosystem that empowers merchants to improve their bottom line.
Our commitment to innovation and to our customers sets us apart.
Driven by our customer-first mindset and a commitment to in-house development, Nayax has evolved into a leading omnichannel retail solution provider. With over 800 talented employees located in 9 offices around the world, we proudly serve customers in more than 62 countries. We've established partnerships with several global financial institutions in order for our platform to be able to accept over 50 currencies and over 80 major forms of payment. Moreover, Nayax holds a license as a payment institution in Europe.
As consumers increasingly embrace digital payment methods, Nayax continuously develops value-added services for our customers. From consumer engagement solutions and customized payment methods to an extensive API suite and a feature-rich mobile wallet app, our fully customizable management system provides an agile ecosystem that empowers merchants to improve their bottom line.
Our commitment to innovation and to our customers sets us apart.
GHL
Winner of the prestigious The Edge Malaysia ESG Awards 2023, GHL is at the forefront of Asian payment space alongside with more than 100 global and regional renowned payment schemes and brands. GHL reach transcends across 6 countries; Malaysia, Thailand, Philippines, Indonesia, Singapore, and Australia – stretching over a vast footprint of 480,000 payment points across the region. GHL’s extensive contemporary end-to-end payment solutions empower businesses across ASEAN, with over 30 years’ worth of expertise to attest to our portfolio. GHL is the principal third party acquirer in ASEAN for major financial institutions and globally reputed governing bodies. GHL also boasts as Malaysian largest prepaid top up and bill collection network.
Winner of the prestigious The Edge Malaysia ESG Awards 2023, GHL is at the forefront of Asian payment space alongside with more than 100 global and regional renowned payment schemes and brands. GHL reach transcends across 6 countries; Malaysia, Thailand, Philippines, Indonesia, Singapore, and Australia – stretching over a vast footprint of 480,000 payment points across the region. GHL’s extensive contemporary end-to-end payment solutions empower businesses across ASEAN, with over 30 years’ worth of expertise to attest to our portfolio. GHL is the principal third party acquirer in ASEAN for major financial institutions and globally reputed governing bodies. GHL also boasts as Malaysian largest prepaid top up and bill collection network.
PayNearMe
Deliver an exceptional payment experience that increases self-service, lowers manual intervention and drives down your total cost of acceptance. Simplify, streamline and elevate every aspect of the payment experience—all in a modern, reliable and flexible platform.
Deliver an exceptional payment experience that increases self-service, lowers manual intervention and drives down your total cost of acceptance. Simplify, streamline and elevate every aspect of the payment experience—all in a modern, reliable and flexible platform.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
