Atlas
Paydex
We provide businesses with a complete payment ecosystem focused on what they need and nothing more. It's time to stop complicating the world of payments and get business owners where they need to be.
We provide businesses with a complete payment ecosystem focused on what they need and nothing more. It's time to stop complicating the world of payments and get business owners where they need to be.
GoCardLess
Welcome to the new era of payments. Collect one-off, automated, or recurring payments – directly from your customer's bank account to yours. Putting an end to late payments, chasing customers, stress, and expensive fees. It's just cash, flowing from one account to another. Join 100,000 businesses of all sizes, worldwide, who trust us to power their payments.
Welcome to the new era of payments. Collect one-off, automated, or recurring payments – directly from your customer's bank account to yours. Putting an end to late payments, chasing customers, stress, and expensive fees. It's just cash, flowing from one account to another. Join 100,000 businesses of all sizes, worldwide, who trust us to power their payments.
CitrinePay
Citrine Merchant Services is committed to offering businesses of all sizes unbeatable credit card/debit processing rates. We govern ourselves on principles of honesty and transparency. You are not alone; we pride ourselves on offering incredible customer service to keep your business smoothly.
Citrine Merchant Services is committed to offering businesses of all sizes unbeatable credit card/debit processing rates. We govern ourselves on principles of honesty and transparency. You are not alone; we pride ourselves on offering incredible customer service to keep your business smoothly.
Addon payments
Founded in December 2010 by CaixaBank and Global Payments, Comercia Global Payments focuses all its efforts in fulfilling the most demanding needs from today’s businesses and in setting the standards for the future.
Our mission: Comercia Global Payments mission is to provide the best payment management service in the market, throughout strong alliances and a generous compromise with our clients and employees.
Founded in December 2010 by CaixaBank and Global Payments, Comercia Global Payments focuses all its efforts in fulfilling the most demanding needs from today’s businesses and in setting the standards for the future.
Our mission: Comercia Global Payments mission is to provide the best payment management service in the market, throughout strong alliances and a generous compromise with our clients and employees.
Cardaq Limited
Go ahead and privilege yourself with accepting and processing transparent payments globally.
Established in October 2011, we are operating in the market for more than 12 years of experience and have excellence.
Go ahead and privilege yourself with accepting and processing transparent payments globally.
Established in October 2011, we are operating in the market for more than 12 years of experience and have excellence.
AuthoriPay Ltd
Authoripay is a provider of financial services and consulting.
We can obtain authorization from the Financial Conduct Authority (FCA) for your business in unparalleled timeframes, offering three different options depending on the urgency.
We provide consulting services to existing payment firms on topics such as Brexit, PSD2, licensing, open banking, secure customer authentication, and financial crime auditing.
We can also set up merchants and payment providers with new payment methods such as WeChat Pay and Alipay.
Authoripay is a provider of financial services and consulting.
We can obtain authorization from the Financial Conduct Authority (FCA) for your business in unparalleled timeframes, offering three different options depending on the urgency.
We provide consulting services to existing payment firms on topics such as Brexit, PSD2, licensing, open banking, secure customer authentication, and financial crime auditing.
We can also set up merchants and payment providers with new payment methods such as WeChat Pay and Alipay.
Wallter
Wallter® is one of the leading Financial Institutions in Lithuania licensed by the Bank of Lithuania. We offer a state-of-the-art online solution platform for business, FX and international payments. Wallter® serves hundreds of corporate customers (B2B) with services customised and adapted according to the client's needs. • Designated SEPA IBAN Accounts • Aggregated SWIFT IBAN Accounts • Multi-currency Accounts • Wire Transfer Services - International payments from a multi-currency account. Receive funds in 40 currencies and make payments in 100 supported currencies. • Local Currency Payments - Pay your employees, vendors, or 3rd party in local currency. Suitable for B2C purposes and for small amounts. • Physical and Virtual Business Cards - Your business payment card of choice everywhere, any time!
Wallter® is one of the leading Financial Institutions in Lithuania licensed by the Bank of Lithuania. We offer a state-of-the-art online solution platform for business, FX and international payments. Wallter® serves hundreds of corporate customers (B2B) with services customised and adapted according to the client's needs. • Designated SEPA IBAN Accounts • Aggregated SWIFT IBAN Accounts • Multi-currency Accounts • Wire Transfer Services - International payments from a multi-currency account. Receive funds in 40 currencies and make payments in 100 supported currencies. • Local Currency Payments - Pay your employees, vendors, or 3rd party in local currency. Suitable for B2C purposes and for small amounts. • Physical and Virtual Business Cards - Your business payment card of choice everywhere, any time!
Sonect
Sonect is a Swiss company that converts every shop into a “virtual ATM”. This reduces cost of cash distribution for banks and eases up in store cash management for merchants via a location-based on-demand service. Users of the platform can withdraw cash from any of the participating shops using a smartphone. Sonect builds a community around local businesses and helps them generate physical leads while banks save up to 50% in running their ATM operations and optimize their presence. Sonect also helps banks expand their services into new regions and increase financial inclusion without any significant capital investment. ❝We connect people who possess cash with people who need cash.❞ We are a team of payment industry experts, banking veterans, IT gurus, sales & marketing champions with a common mission: easy cash, everywhere by leveraging the power of sharing economy. We follow three core principles: Enabler ◄ Companion ►
Community ☛ Enabler Possessing cash means freedom.
Sonect is a Swiss company that converts every shop into a “virtual ATM”. This reduces cost of cash distribution for banks and eases up in store cash management for merchants via a location-based on-demand service. Users of the platform can withdraw cash from any of the participating shops using a smartphone. Sonect builds a community around local businesses and helps them generate physical leads while banks save up to 50% in running their ATM operations and optimize their presence. Sonect also helps banks expand their services into new regions and increase financial inclusion without any significant capital investment. ❝We connect people who possess cash with people who need cash.❞ We are a team of payment industry experts, banking veterans, IT gurus, sales & marketing champions with a common mission: easy cash, everywhere by leveraging the power of sharing economy. We follow three core principles: Enabler ◄ Companion ►
Community ☛ Enabler Possessing cash means freedom.
Ryvyl EU
RYVYL EU is a regulated Electronic Money Institution based in Bulgaria. offering bank account facilities for low, medium and high-risk clients including Financial Institutions, MSB's, Crypto, Adult etc.
We have three main business lines - acquiring, bank accounts and card issuing.
We are principal members of Visa Mastercard, we are also certified high risk acquirers, which means that we have the mandate to onboard high-risk clients from the outset.
We have the license to issue VISA Cards, at the moment only prepaid, however we are expanding this later in the year.
We can offer business bank account facilities for International entities and we offer EUR SEPA instant payment facilities and GBP faster payments. (with USD and other currencies available in the coming months).
RYVYL EU is a regulated Electronic Money Institution based in Bulgaria. offering bank account facilities for low, medium and high-risk clients including Financial Institutions, MSB's, Crypto, Adult etc.
We have three main business lines - acquiring, bank accounts and card issuing.
We are principal members of Visa Mastercard, we are also certified high risk acquirers, which means that we have the mandate to onboard high-risk clients from the outset.
We have the license to issue VISA Cards, at the moment only prepaid, however we are expanding this later in the year.
We can offer business bank account facilities for International entities and we offer EUR SEPA instant payment facilities and GBP faster payments. (with USD and other currencies available in the coming months).
Tigomoney
Tigo Money es una billetera digital de confianza en Bolivia, que te permite enviar y recibir dinero, pagar tus facturas y servicios públicos, en comercios y recargar tu saldo de forma fácil, rápida y segura.
Tigo Money es una billetera digital de confianza en Bolivia, que te permite enviar y recibir dinero, pagar tus facturas y servicios públicos, en comercios y recargar tu saldo de forma fácil, rápida y segura.
Capitalpay
Your phone, your money, your freedom.
Capitalpay mobile money services make it easy and safe for you to transact from anywhere, anytime.
Your phone, your money, your freedom.
Capitalpay mobile money services make it easy and safe for you to transact from anywhere, anytime.
Cryptomus
Cryptomus helps you receive crypto payments from anyone in the world.
Cryptomus helps you receive crypto payments from anyone in the world.
Ipayholding
iPay Holding is a Venture Builder revolutionizing the digital landscape through disruptive technologies for the Middle East and Africa!
As the innovation arm of Int’ltec Group, iPay's mission is to incubate and accelerate the growth of game-changing solutions, with a sharp focus on the ICT, Mobile Money, E-commerce, Retail, and the Public Sector.
Through strategic partnerships and investments, we leverage our strong network and core footprint to bring cutting-edge, transformative technologies to our region and drive the next wave of innovation.
iPay Holding is a Venture Builder revolutionizing the digital landscape through disruptive technologies for the Middle East and Africa!
As the innovation arm of Int’ltec Group, iPay's mission is to incubate and accelerate the growth of game-changing solutions, with a sharp focus on the ICT, Mobile Money, E-commerce, Retail, and the Public Sector.
Through strategic partnerships and investments, we leverage our strong network and core footprint to bring cutting-edge, transformative technologies to our region and drive the next wave of innovation.
Zettle
Zettle by PayPal offers powerful point-of-sale (POS) solutions designed to streamline daily business operations. With Zettle, businesses can accept payments and track sales from a single platform, benefiting from customizable in-store POS setups tailored to their unique needs. The app enables contactless and digital wallet payments via card readers, terminals, or directly on mobile phones. Additionally, Zettle users enjoy the perks of a PayPal Business account, including fast fund transfers, scheduled bank transfers with no extra fees, and access to a PayPal Business Debit Mastercard to manage funds efficiently while earning cashback on purchases.
Zettle: reviews
Users appreciate the fast access to funds through their PayPal account, along with the seamless integration and added perks
Zettle: competitors
Good alternatives to Zettle are SumUp, Stripe, and Square.
Zettle by PayPal offers powerful point-of-sale (POS) solutions designed to streamline daily business operations. With Zettle, businesses can accept payments and track sales from a single platform, benefiting from customizable in-store POS setups tailored to their unique needs. The app enables contactless and digital wallet payments via card readers, terminals, or directly on mobile phones. Additionally, Zettle users enjoy the perks of a PayPal Business account, including fast fund transfers, scheduled bank transfers with no extra fees, and access to a PayPal Business Debit Mastercard to manage funds efficiently while earning cashback on purchases.
Zettle: reviews
Users appreciate the fast access to funds through their PayPal account, along with the seamless integration and added perks
Zettle: competitors
Good alternatives to Zettle are SumUp, Stripe, and Square.
Ifthenpay
Authorized by the Bank of Portugal, the company allows for the simple and secure creation of Multibanco references. The payment services through Multibanco Reference, MBWAY, PAYSHOP, and Credit Card from #ifthenpay offer numerous advantages for your business:
- **No costs** for the user;
- **Payments available 24 hours a day** with **immediate notifications**;
- **Secure payments**;
- **User data protection**, with no need to enter banking information online;
- **Multi-channel payment options**: Multibanco terminal, home banking, MB Spot, mobile phone, TPA, MBWAY, PAYSHOP agent, or CTT store;
- **Directly from users’ bank accounts**, without needing to create or load other types of accounts (wallets);
- The **checkout process** in online stores is carried out entirely within the seller's website;
- **Sales control** on your smartphone via our free app;
- **Increased efficiency** in collections and **reduced costs** and administrative work.
Authorized by the Bank of Portugal, the company allows for the simple and secure creation of Multibanco references. The payment services through Multibanco Reference, MBWAY, PAYSHOP, and Credit Card from #ifthenpay offer numerous advantages for your business:
- **No costs** for the user;
- **Payments available 24 hours a day** with **immediate notifications**;
- **Secure payments**;
- **User data protection**, with no need to enter banking information online;
- **Multi-channel payment options**: Multibanco terminal, home banking, MB Spot, mobile phone, TPA, MBWAY, PAYSHOP agent, or CTT store;
- **Directly from users’ bank accounts**, without needing to create or load other types of accounts (wallets);
- The **checkout process** in online stores is carried out entirely within the seller's website;
- **Sales control** on your smartphone via our free app;
- **Increased efficiency** in collections and **reduced costs** and administrative work.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
