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North-West Europe
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49 companies
Dec 01, 2025
Last updated: Dec 01, 2025
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Cbimoney
cbimoney.com Lithuania
CBI Money was launched in 2019 with the vision of paving a better path to move money across borders for small and medium-sized enterprises. Today we have helped thousands of businesses manage their money across the world with our multi-currency accounts. There are no boundaries to cross at CBI Money. We facilitate overseas payments and collections efficiently and conveniently for all types of merchants, especially E-commerce business. Since 2019, CBI MONEY UAB has been supervised by the Bank of Lithuania as a licensed Electronic Money Institution.
CBI Money was launched in 2019 with the vision of paving a better path to move money across borders for small and medium-sized enterprises. Today we have helped thousands of businesses manage their money across the world with our multi-currency accounts. There are no boundaries to cross at CBI Money. We facilitate overseas payments and collections efficiently and conveniently for all types of merchants, especially E-commerce business. Since 2019, CBI MONEY UAB has been supervised by the Bank of Lithuania as a licensed Electronic Money Institution.
Aircash
aircash.eu
Aircash is an e-money/payment institution with an EU and Swiss license that is operating in core European markets. Products are a cash voucher and cash/money transfer Aircash app, bundled with an Aircash Mastercard card. Aircash users are using Aircash for instant money transfer and for day-to-day purposes to top up online accounts, purchase bus and ferry tickets, pay for parking, purchase vignettes and tolls, purchase gift cards, pay utility bills, etc.
Aircash is an e-money/payment institution with an EU and Swiss license that is operating in core European markets. Products are a cash voucher and cash/money transfer Aircash app, bundled with an Aircash Mastercard card. Aircash users are using Aircash for instant money transfer and for day-to-day purposes to top up online accounts, purchase bus and ferry tickets, pay for parking, purchase vignettes and tolls, purchase gift cards, pay utility bills, etc.
Silkpay
silkpay.eu France
Based in Paris, Silkpay provides omnichannel secure payment solutions to help merchants in Europe, the Americas and Asia accept 30+ of the most popular payment methods: Visa, Mastercard, UnionPay, Alipay, WeChat Pay as well as the major Asian e-wallets of Japan, South Korea, Thailand, Singapore, Malaysia, Indonesia, The Philippines and more.
Based in Paris, Silkpay provides omnichannel secure payment solutions to help merchants in Europe, the Americas and Asia accept 30+ of the most popular payment methods: Visa, Mastercard, UnionPay, Alipay, WeChat Pay as well as the major Asian e-wallets of Japan, South Korea, Thailand, Singapore, Malaysia, Indonesia, The Philippines and more.
Oropay
oropay.com Cyprus
OROPAY provides a convenient and secure way for individuals to pay for products & services, and provides merchants with a seamless and cost effective alternative. We are a FinTech company with an expanding range of services. Our wallet solution is an intuitive and user friendly payment experience for both the Consumer and the Merchant. Founded in Cyprus, we are regulated by the Central Bank of Cyprus as an Electronic Money Institution, and aim to help businesses and consumers conduct their transactions in a more convenient manner. OROPAY, simplifying payments.
OROPAY provides a convenient and secure way for individuals to pay for products & services, and provides merchants with a seamless and cost effective alternative. We are a FinTech company with an expanding range of services. Our wallet solution is an intuitive and user friendly payment experience for both the Consumer and the Merchant. Founded in Cyprus, we are regulated by the Central Bank of Cyprus as an Electronic Money Institution, and aim to help businesses and consumers conduct their transactions in a more convenient manner. OROPAY, simplifying payments.
ONEPAY
onepay.co.uk United Kingdom
OnePay is one of the UK’s leading providers of alternative payment solutions for temporary employees who can’t open a UK bank account. Since 2007, we’ve been giving businesses and their workers the benefits of a fast, easy and efficient way to pay and receive wage payments. OnePay accounts are available for workers who struggle to open a UK bank account. We give your workers a OnePay card and account, which means you can pay them in the same way as you would pay someone with a UK bank account. We help some of the UK’s leading temporary recruitment agencies, seasonal agricultural farms and employers with large workforces pay their workers every single week.
OnePay is one of the UK’s leading providers of alternative payment solutions for temporary employees who can’t open a UK bank account. Since 2007, we’ve been giving businesses and their workers the benefits of a fast, easy and efficient way to pay and receive wage payments. OnePay accounts are available for workers who struggle to open a UK bank account. We give your workers a OnePay card and account, which means you can pay them in the same way as you would pay someone with a UK bank account. We help some of the UK’s leading temporary recruitment agencies, seasonal agricultural farms and employers with large workforces pay their workers every single week.
American Express
americanexpress.com United States
An American financial company, which is one of the twenty largest banks in the United States. The company has product, which is a global e-commerce solution. It allows you to securely accept and forward most large payment transactions from your website or virtual terminal to more than 50 acquiring banks around the world. American Express has a solution that is suitable for almost any business. The product is also automated, which guarantees protection against financial fraud. **American Express: reviews** American Express consistently receives positive feedback for exceptional customer service and comprehensive incentive programs focused on different lifestyles. **American Express: competitors** Among the alternatives of American Express, PayPal, Capital One Bank, Citi, and Discover can be noted.
An American financial company, which is one of the twenty largest banks in the United States. The company has product, which is a global e-commerce solution. It allows you to securely accept and forward most large payment transactions from your website or virtual terminal to more than 50 acquiring banks around the world. American Express has a solution that is suitable for almost any business. The product is also automated, which guarantees protection against financial fraud. **American Express: reviews** American Express consistently receives positive feedback for exceptional customer service and comprehensive incentive programs focused on different lifestyles. **American Express: competitors** Among the alternatives of American Express, PayPal, Capital One Bank, Citi, and Discover can be noted.
ICEPAY
docs.icepay.com Netherlands
Transaction Performance ICEPAY is a continually evolving payment service provider that facilitates omnichannel sales for businesses of all sizes. Active in the market since 2008 and a trusted name in the payment industry, we offer an extensive range of payment solutions and specialize in providing a complete-experience service. We simplify payment processing to help reduce lead-time and increase conversion. Our regularly updated plug ’n play modules, advanced API and Web Services make integration with the ICEPAY transaction platform seamless. Security and reliability are guaranteed, backed up a DNB and Currence certification and a PSD license. We comply with the strictest of market standards and our platform runs on Microsoft Azure to ensure scalability and enhanced performance. We strive to always operate with integrity, to communicate openly and to listen to our client’s needs.
Transaction Performance ICEPAY is a continually evolving payment service provider that facilitates omnichannel sales for businesses of all sizes. Active in the market since 2008 and a trusted name in the payment industry, we offer an extensive range of payment solutions and specialize in providing a complete-experience service. We simplify payment processing to help reduce lead-time and increase conversion. Our regularly updated plug ’n play modules, advanced API and Web Services make integration with the ICEPAY transaction platform seamless. Security and reliability are guaranteed, backed up a DNB and Currence certification and a PSD license. We comply with the strictest of market standards and our platform runs on Microsoft Azure to ensure scalability and enhanced performance. We strive to always operate with integrity, to communicate openly and to listen to our client’s needs.
1mm
1mm.eu United Kingdom
One Money Mail Ltd. has been operating on the money transfer market for over 20 years, making the lives of Poles abroad easier every day. Founded in 2004, One Money Mail Ltd was born out of a recognized market need for reliable and trustworthy financial transfer services between the UK and Poland. We have been offering services to Poles in the UK for 20 years. We have over 400,000 individual customers (Sami Swoi Przekazy Pieniężne) and over 2,000 business customers (Sami Swoi Premium). We make sure that each of our brands represents the highest level of service and safety in its sector.
One Money Mail Ltd. has been operating on the money transfer market for over 20 years, making the lives of Poles abroad easier every day. Founded in 2004, One Money Mail Ltd was born out of a recognized market need for reliable and trustworthy financial transfer services between the UK and Poland. We have been offering services to Poles in the UK for 20 years. We have over 400,000 individual customers (Sami Swoi Przekazy Pieniężne) and over 2,000 business customers (Sami Swoi Premium). We make sure that each of our brands represents the highest level of service and safety in its sector.
Curve
curve.com United Kingdom
Curve is a smart payment solution that consolidates multiple payment cards into one, managed through its mobile app. This allows users to make payments and withdrawals from a single card while keeping all their accounts organized. A standout feature is the ability to switch the bank card used even after a transaction is completed, offering flexibility and control. For businesses, Curve simplifies expense management, provides real-time spending insights, and supports seamless financial organization with a single, versatile card. Curve: reviews Curve is praised for its convenience in consolidating multiple payment cards into one, making managing finances simpler and more organized. Curve: competitors Among the alternatives of Curve, FINOM and Mercury can be noted.
Curve is a smart payment solution that consolidates multiple payment cards into one, managed through its mobile app. This allows users to make payments and withdrawals from a single card while keeping all their accounts organized. A standout feature is the ability to switch the bank card used even after a transaction is completed, offering flexibility and control. For businesses, Curve simplifies expense management, provides real-time spending insights, and supports seamless financial organization with a single, versatile card. Curve: reviews Curve is praised for its convenience in consolidating multiple payment cards into one, making managing finances simpler and more organized. Curve: competitors Among the alternatives of Curve, FINOM and Mercury can be noted.
Dipocket
dipocket.org United Kingdom
DiPocket Group is a European BaaS provider, complementary to and independent from banks, providing payment and technology infrastructure to corporates, fintech and even smaller credit institutions. Use cases include, amongst others, solutions for funds disbursement, corporate purchases, employee benefits, gift cards, which DiPocket is able to offer both the in EEA and the UK). For consumers, our Financial App introduces a true peer to peer experience to personal financial services. DiPocket App is available both in iOS and Android. Licensed in Lithuania and the UK, DiPocket is a principal member of both Mastercard and VISA.
DiPocket Group is a European BaaS provider, complementary to and independent from banks, providing payment and technology infrastructure to corporates, fintech and even smaller credit institutions. Use cases include, amongst others, solutions for funds disbursement, corporate purchases, employee benefits, gift cards, which DiPocket is able to offer both the in EEA and the UK). For consumers, our Financial App introduces a true peer to peer experience to personal financial services. DiPocket App is available both in iOS and Android. Licensed in Lithuania and the UK, DiPocket is a principal member of both Mastercard and VISA.
FIS
fisglobal.com United States
FIS stays ahead of how the world is evolving to power businesses, across merchants, banking and capital markets, to outpace today’s fast-changing competitive landscape and help our clients run, grow and achieve more for their business.
FIS stays ahead of how the world is evolving to power businesses, across merchants, banking and capital markets, to outpace today’s fast-changing competitive landscape and help our clients run, grow and achieve more for their business.
Moneris
moneris.com Canada
We’re the original Canadian fintech. Powering businesses—from the smallest micro-merchant to large enterprises—with the commerce solutions, expert knowledge and local support they need to reach their full potential. That’s why we exist. For 25 years and counting, we’re proud to be the partner Canadians rely on to kickstart their dreams online, expand to a brick-and-mortar space or find new ways to connect with customers in their community and beyond.
We’re the original Canadian fintech. Powering businesses—from the smallest micro-merchant to large enterprises—with the commerce solutions, expert knowledge and local support they need to reach their full potential. That’s why we exist. For 25 years and counting, we’re proud to be the partner Canadians rely on to kickstart their dreams online, expand to a brick-and-mortar space or find new ways to connect with customers in their community and beyond.
Total processing
totalprocessing.com United Kingdom
Total Processing have been a leading provider in Merchant Services and bespoke payment processing solutions across the globe. With acquiring partnerships into 300 banks worldwide, Total Processing offers state of the art processing solutions to merchants and businesses, providing point of sale (POS), online payments, virtual terminals, pay by link, IVR, and recurring payment services etc, to merchants of all sizes. Working across a multitude of industries, you'd be hard-pressed to beat our network of services - tailored to you at the best cost. We’re using our accredited network of strategic partners to provide businesses of all sizes with a number of hosted and integrated solutions. Providing complete global coverage, Total Processing proudly pioneers payment strategy with access to the world’s leading payment gateway and acquiring options, with added expertise in risk management and data analytics.
Total Processing have been a leading provider in Merchant Services and bespoke payment processing solutions across the globe. With acquiring partnerships into 300 banks worldwide, Total Processing offers state of the art processing solutions to merchants and businesses, providing point of sale (POS), online payments, virtual terminals, pay by link, IVR, and recurring payment services etc, to merchants of all sizes. Working across a multitude of industries, you'd be hard-pressed to beat our network of services - tailored to you at the best cost. We’re using our accredited network of strategic partners to provide businesses of all sizes with a number of hosted and integrated solutions. Providing complete global coverage, Total Processing proudly pioneers payment strategy with access to the world’s leading payment gateway and acquiring options, with added expertise in risk management and data analytics.
Stonex
subscribe.stonex.com United States
Connecting Clients to Markets. StoneX Group Inc. (NASDAQ: SNEX) is an institutional-grade financial services franchise, offering advanced digital platforms, end-to-end clearing and execution services and global market expertise to our clients worldwide.
Connecting Clients to Markets. StoneX Group Inc. (NASDAQ: SNEX) is an institutional-grade financial services franchise, offering advanced digital platforms, end-to-end clearing and execution services and global market expertise to our clients worldwide.
Brainpoint
brainpoint.nl Netherlands
The payment platform Brainpoint has an omnichannel payment system that primarily processes Point Of Sale (POS) payments. The services include processing Maestro, V-Pay, DBMC, and VIDB payments, as well as providing business credit. Additionally, customers can purchase or rent payment terminals from Brainpoint. **Locations** Brainpoint's locations are at Rotterdam Airport and Schiphol. In Belgium, the office is located in Zaventem near Brussels. **Licenses** De Nederlandsche Bank (DNB) has granted Brainpoint a license as a Payment Service Provider based on the Financial Supervision Act (www.dnb.nl). The DNB license is international and is recognized by the governments and financial regulators of all countries in the European Community.
The payment platform Brainpoint has an omnichannel payment system that primarily processes Point Of Sale (POS) payments. The services include processing Maestro, V-Pay, DBMC, and VIDB payments, as well as providing business credit. Additionally, customers can purchase or rent payment terminals from Brainpoint. **Locations** Brainpoint's locations are at Rotterdam Airport and Schiphol. In Belgium, the office is located in Zaventem near Brussels. **Licenses** De Nederlandsche Bank (DNB) has granted Brainpoint a license as a Payment Service Provider based on the Financial Supervision Act (www.dnb.nl). The DNB license is international and is recognized by the governments and financial regulators of all countries in the European Community.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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