Atlas

_ finance 2.0 platform for individuals & businesses
_ fiat & digital assets
_ domestic & cross-border payments
_ seamless spending globally

At Cofidis, we have been active in the Spanish financial market for 30 years, positioning ourselves as one of the leading remote consumer credit operators. We currently have a team of 1,000 employees nationwide and 5,200 across Europe. Thanks to all of them, Cofidis continues to be an exceptional place to work, and we have been certified as a Great Place to Work in Spain (October 2021 – October 2022).

Cofidis is recognized for its expertise in consumer credit and personal loans for project financing, with more than 2.5 million customers.

Since beginning operations in Spain in 1990, our activity has been supervised by the Bank of Spain. In addition, Cofidis is a member of the National Association of Financial Entities (ASNEF) and the Spanish Association for Digital Economy and Direct Marketing (Adigital).

We remove the complexity of international payments. Our expertise brings you insight and stability in an uncertain financial environment.
In a market as dynamic and unpredictable as foreign exchange, our aim is to help reduce that risk for our clients and partners.

FX Strategy We help protect your bottom line from unpredictability of currency markets using spot, forward contracts and structured products.
Payments International Payments are a daily necessity for many business. We remove the complexity from the process using a combination of both our expertise and technology. Integrations Our services can be seamlessly integrated into your systems or product via our various APIs.

It's disappointing that, in a globally connected world, cross-border trade has become increasingly disconnected. Clarency has played its part in reducing the obstacles with straightforward, transparent foreign exchange and payments, but we're keenly aware that forex and payments aren't the whole story.

That's why we've designated a skilled team to developing a platform that addresses the whole picture. That platform is called biz.Clarency, and it will be going live in January 2021 with five international banking organisations.

Conotoxia is a brand that brings together Conotoxia Holding's fast-growing global fintech companies, specialising in providing innovative financial services. On the web portal conotoxia.com, users can conveniently exchange currencies, send international money transfers, order and manage multi-currency cards, or use the in-house developed payment gateway system Conotoxia Pay. The fintech also offers multi-currency loans and complex investment services.

Winning Money Transfer Provider of the Year at the 2021 MoneyAge Awards, Currencies Direct stands out in the foreign exchange industry for its unique combination of payments technology and personalised support from a team of experienced professionals. Established in 1996 Currencies Direct was the first non-bank foreign exchange provider in Europe. Today we’ve helped over 425,000 customers, offering straightforward payments solutions to businesses operating in international markets. With detailed market insight and expert consultation, we help our customers mitigate the risks associated with currency exposure, make smarter currency management decisions and expand their businesses globally.

From making swift international money transfers to tailoring risk management solutions, we will exceed your expectations in every area. We are more than a foreign exchange provider – we are trusted partners to each of our clients.

Currency Global Limited is registered with His Majesty's Revenue & Customs (HMRC) as a Money Service Business under The Money Laundering, Terrorist Financing and Transfer of Funds Regulations 2017 (XDML00000105708).

Licensed by the Singapore Central Bank – Monetary Authority of Singapore (MAS) since 1981, CYS Global Remit Pte Ltd is a technology-based remittance company recognized in this region for its proficient payment solutions that meet real-world demand for remittance needs. We take care of companies on the move, worldwide.

From banks to retailers to wholesalers, businesses of all types count on us for answers that enable them to process commercial payments, foreign exchange transactions and documents more efficiently and profitably. Our annual remittance volume reflects our ability to efficiently make payment, foreign exchange transaction and document processing work for our customers based worldwide. Every year, we handle millions of dollars in new business recommended in good faith by our satisfied customers.

Today we are making bold moves to stake its claim as an emerging company with global payment capabilities.

DSGPay is a global payment solutions provider that enables individuals and businesses to seamlessly send and receive money across borders. We enable multi-channel, multi-currency real-time payments, collections and virtual account capabilities to connect your business with Asia, the UK, EU, and USA.

Currenxie makes global payments simple for businesses. We are a financial technology company founded in 2014 that provides everything needed to collect, exchange, and send money worldwide.

Thousands of global businesses trust us to collect and transfer billions of dollars worldwide every year while boosting their profits and saving them time. Enterprises and financial providers can access Currenxie’s payment network via our Platform APIs to collect, exchange, and payout around the world at scale.

For businesses seeking a simple all-in-one solution, our Global Account offers an effortless web and mobile app that gives you access to worldwide virtual accounts, foreign exchange, and bank transfers.

Currency One SA is one of the largest companies in the online currency exchange market in Poland. It was created through the merger of the first peer-to-peer currency exchange platform – Walutomat.pl – and the first online currency exchange office – Internetowykantor.pl. Both platforms enable fast and secure currency exchange.

Nearly one million customers have already placed their trust in Currency One, exchanging tens of millions of euros, dollars, pounds, francs, and many other currencies every month.

Currency One was awarded 2nd place in the “Most Desired Employers” ranking in the "Internet, New Media, E-Commerce" category.

For over 12 years, the company has been developing modern financial solutions for both individual and business clients.

CurrencyFair solves the pain experienced by anyone that needs to send money abroad. Expats, overseas home-owners, and SMEs typically pay large spreads (up to and even exceeding 5%) and high international transfer fees of around €25 on every payment.

CurrencyFair helps its customer access the real exchange rate, while charging a small transparent margin on each transaction. While this charge varies depending on which currencies are being exchanged, the average margin is around 0.53% of the overall trade. In addition there is a small fee of €3 when transferring money out of your account.

Crucially, our pricing is consistent. This means that you’ll get the same great offer whether it’s your first or fifty-first transaction. Our average margin is just 0.53%, so you can be sure you’re getting a competitive rate. In our market, by choosing quick trade, you are guaranteed the best rate available right now.

Daytona Capital is a global payments provider with a specific focus on connecting the world with Africa. We offer seamless low cost cross-border payments to Bank accounts, Mobile wallets and our very own fast growing cash pick up network.

Digital Capital is an authorised electronic money institution by Financial Conduct Authority.

We are offering a variety of solutions including:

Regulatory solutions
Payment solutions
Card solutions
Acquiring solutions
Money remittance
Hospitality solutions

Welcome to Deem - where we're reimagining the world of financial services with a fresh perspective and a deep commitment to our community. At Deem, we believe that our success is intricately linked with the success of our customers. That's why we're dedicated to nurturing our community and crafting products and services that empower individuals and businesses to achieve their financial goals.

Driven by a passion for innovation and a relentless pursuit of excellence, we're constantly challenging ourselves to evolve and adapt to the changing needs of our customers. Utilizing cutting-edge data analytics, we strive to deliver seamless experiences that truly enhance the lives of our customers.

We offer a range of financial solutions tailored to meet your needs, including comprehensive products and services such as credit cards, loans, and corporate deposits designed for convenience and affordability.