Atlas

i-Serve humbly started out with a compact yet dynamic team led by three entrepreneurs with over 30 years of collective experience. We started out in 2001 by providing Smart Card solutions and software development, before progressing to create kiosks for big names such as Eastman Kodak, Nokia, as well as AirAsia.
We have developed numerous mobile apps for conveniences such as bill payment, and prepaid reloads, before setting foot in the fintech industry. Today, i-Serve spans a wide team of professionals, with offices across the Klang Valley. We believe that the future is in mobile smartphones. Therefore, we are developing mobile applications to offer various types of products and services to corporations and end-users via smartphones. i-Serve is more than a fintech organisation.
We specialise in web and app development, online payment and e-commerce solutions. Fintech Products - Upay, UpayMe, Zapp & Pay4U
i-Serve humbly started out with a compact yet dynamic team led by three entrepreneurs with over 30 years of collective experience. We started out in 2001 by providing Smart Card solutions and software development, before progressing to create kiosks for big names such as Eastman Kodak, Nokia, as well as AirAsia.
We have developed numerous mobile apps for conveniences such as bill payment, and prepaid reloads, before setting foot in the fintech industry. Today, i-Serve spans a wide team of professionals, with offices across the Klang Valley. We believe that the future is in mobile smartphones. Therefore, we are developing mobile applications to offer various types of products and services to corporations and end-users via smartphones. i-Serve is more than a fintech organisation.
We specialise in web and app development, online payment and e-commerce solutions. Fintech Products - Upay, UpayMe, Zapp & Pay4U

The initial formation of the given name kiple was inspired by the combination of these two words; “keep rippling”. We envision to help people leap forward financially with our digital innovations; like ripples that grow in size.
kiple is a brand owned by Kiplepay Sdn Bhd (formerly known as Webonline Dot Com) and was established in 2016. We are one of the pioneering players in the Fintech market that focus on driving digital innovations in enterprises, e-commerce, education and the property sector.
Our digital innovation in payments is driven by the emerging need to accelerate Malaysia’s businesses in their transformation journey to e-payments for greater economic efficiency.
The initial formation of the given name kiple was inspired by the combination of these two words; “keep rippling”. We envision to help people leap forward financially with our digital innovations; like ripples that grow in size.
kiple is a brand owned by Kiplepay Sdn Bhd (formerly known as Webonline Dot Com) and was established in 2016. We are one of the pioneering players in the Fintech market that focus on driving digital innovations in enterprises, e-commerce, education and the property sector.
Our digital innovation in payments is driven by the emerging need to accelerate Malaysia’s businesses in their transformation journey to e-payments for greater economic efficiency.

As a business we pride ourselves on making payments easy.
We stand as a leading payments specialist in the UK, facilitating the seamless collection and distribution of funds between organisations and their customers.
Established in 1994, allpay has consistently been at the forefront of payment aggregation, processing over ÂŁ9.4 billion annually for over 900 public and private sector entities. With over three decades of experience, we now process in excess of 66.4 million transactions annually, offering a comprehensive bill payment solution that encompasses all major payment methods.
Our commitment to innovation has led us to pioneer the introduction of Prepaid Cards within the Public Sector. From card design to printing and fulfilment, all aspects are handled by our dedicated team.
As a business we pride ourselves on making payments easy.
We stand as a leading payments specialist in the UK, facilitating the seamless collection and distribution of funds between organisations and their customers.
Established in 1994, allpay has consistently been at the forefront of payment aggregation, processing over ÂŁ9.4 billion annually for over 900 public and private sector entities. With over three decades of experience, we now process in excess of 66.4 million transactions annually, offering a comprehensive bill payment solution that encompasses all major payment methods.
Our commitment to innovation has led us to pioneer the introduction of Prepaid Cards within the Public Sector. From card design to printing and fulfilment, all aspects are handled by our dedicated team.

PaySmart, part of Xplor 🚀, sets the benchmark as one of Australia’s largest and longest established direct debit companies.
PaySmart is at the forefront of cutting edge online services and management software solutions that make our clients’ business lives easier and more efficient. We offer tailored solutions to increase productivity, cash flow, and business management efficiencies.
PaySmart boasts four layers of service ensuring streamlined and effective responses and advice. Most importantly, these services are provided free-of-charge.
PaySmart, part of Xplor 🚀, sets the benchmark as one of Australia’s largest and longest established direct debit companies.
PaySmart is at the forefront of cutting edge online services and management software solutions that make our clients’ business lives easier and more efficient. We offer tailored solutions to increase productivity, cash flow, and business management efficiencies.
PaySmart boasts four layers of service ensuring streamlined and effective responses and advice. Most importantly, these services are provided free-of-charge.

Rapid Financial Solutions is the leading provider of frictionless fintech, payment and engagement solutions for corporations, state and county governments, municipalities, schools, and sports associations. Our technology platform empowers organizations to step into today’s technology and go beyond pay disbursements, giving consumers greater choice and connection to the services they want and need.
With our smart, connected commerce solutions, organizations can increase operational efficiency. By moving away from cash and paper checks, our more than 1,500 clients have slashed disbursement costs, eliminated unclaimed property and escheatment, reduced check fraud, and deepened customer satisfaction and engagement.
Rapid Financial Solutions is the leading provider of frictionless fintech, payment and engagement solutions for corporations, state and county governments, municipalities, schools, and sports associations. Our technology platform empowers organizations to step into today’s technology and go beyond pay disbursements, giving consumers greater choice and connection to the services they want and need.
With our smart, connected commerce solutions, organizations can increase operational efficiency. By moving away from cash and paper checks, our more than 1,500 clients have slashed disbursement costs, eliminated unclaimed property and escheatment, reduced check fraud, and deepened customer satisfaction and engagement.

We offer Payment solutions for High Risk and Low Risk Merchants across Latam
We offer Payment solutions for High Risk and Low Risk Merchants across Latam

SPECTRA Merchant Services Ltd. (hereinafter referred to as “SMS”), a wholly owned subsidiary of SPECTRA Technologies Holdings Company Ltd., was established in 2017 to serve the Hong Kong payment industry. Foreseeing more and more new payment facilities will be implemented in Hong Kong, SMS takes the role to gear our latest payment product with new payment solution integrated with our terminal management system, to provide a better merchant service and new experience to all merchants and consumers.
SPECTRA Merchant Services Ltd. (hereinafter referred to as “SMS”), a wholly owned subsidiary of SPECTRA Technologies Holdings Company Ltd., was established in 2017 to serve the Hong Kong payment industry. Foreseeing more and more new payment facilities will be implemented in Hong Kong, SMS takes the role to gear our latest payment product with new payment solution integrated with our terminal management system, to provide a better merchant service and new experience to all merchants and consumers.

We are a leading international banking group, with a presence in 53 of the world’s most dynamic markets and serving clients in a further 64. Our purpose is to drive commerce and prosperity through our unique diversity, and our heritage and values are expressed in our brand promise, here for good.
Standard Chartered PLC is listed on the London and Hong Kong Stock Exchanges.
We are a leading international banking group, with a presence in 53 of the world’s most dynamic markets and serving clients in a further 64. Our purpose is to drive commerce and prosperity through our unique diversity, and our heritage and values are expressed in our brand promise, here for good.
Standard Chartered PLC is listed on the London and Hong Kong Stock Exchanges.

VeritasPay is a payment provider that develops face-to-face, online, and unattended payment solutions. Each are also inclusive of terminal and customer support services.
The company is flexible with interfacing as it is able to integrate with banks, acquirers, payment networks, and enterprises.
VeritasPay is a payment provider that develops face-to-face, online, and unattended payment solutions. Each are also inclusive of terminal and customer support services.
The company is flexible with interfacing as it is able to integrate with banks, acquirers, payment networks, and enterprises.

StrataPay is the leading provider of payment services to Bodies Corporate. StrataPay is a payment facilitator that provides to clients the full suite of commonly accepted payment channels into a single, consolidated payment service. This innovative and efficient levy collection system is now used to collect the levies of over 150,000 lots- and not just because it is highly affordable, reliable and easy-to-use. It greatly reduces the overall administrative burden, saving your business time and money.
StrataPay is the leading provider of payment services to Bodies Corporate. StrataPay is a payment facilitator that provides to clients the full suite of commonly accepted payment channels into a single, consolidated payment service. This innovative and efficient levy collection system is now used to collect the levies of over 150,000 lots- and not just because it is highly affordable, reliable and easy-to-use. It greatly reduces the overall administrative burden, saving your business time and money.

ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.
In short, we’re helping banks, merchants and billers capture rising real-time opportunities and volumes, all to meet the shifting needs of their consumers and business customers.
ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.
In short, we’re helping banks, merchants and billers capture rising real-time opportunities and volumes, all to meet the shifting needs of their consumers and business customers.

ANNA is an AI-powered fintech pioneer, helping small businesses across the UK with everything from business accounts to tax solutions.
What ANNA delivers:
• Small business banking: Get a business current account in less than 10 minutes, and a debit card that miaows. Yes, really.
• Invoicing software: Ditch the spreadsheets and get paid faster. ANNA can create and send professional looking invoices, and chase them when they’re overdue.
• Receipt scanner app: Piles of receipts keeping you awake at night? ANNA snaps and sorts them on the go, saving you the time and hassle.
• Tax services: Life’s full of surprises, but don’t let your tax bill be one of them. Stay one step ahead of HMRC, with handy tax reminders and tax estimations as you earn.
ANNA is an AI-powered fintech pioneer, helping small businesses across the UK with everything from business accounts to tax solutions.
What ANNA delivers:
• Small business banking: Get a business current account in less than 10 minutes, and a debit card that miaows. Yes, really.
• Invoicing software: Ditch the spreadsheets and get paid faster. ANNA can create and send professional looking invoices, and chase them when they’re overdue.
• Receipt scanner app: Piles of receipts keeping you awake at night? ANNA snaps and sorts them on the go, saving you the time and hassle.
• Tax services: Life’s full of surprises, but don’t let your tax bill be one of them. Stay one step ahead of HMRC, with handy tax reminders and tax estimations as you earn.

AloqaBank is a leading bank in Uzbekistan, providing clients with a wide range of financial services with a high level of reliability and innovative approaches. Our mission is to enable everyone to thrive independently by creating useful and functional products and services for all.
AloqaBank is a leading bank in Uzbekistan, providing clients with a wide range of financial services with a high level of reliability and innovative approaches. Our mission is to enable everyone to thrive independently by creating useful and functional products and services for all.

"Xalq" Bank began its operations on December 27, 2004, under the license of the Central Bank of the Republic of Azerbaijan. Since its inception, Xalq Bank has stood out for its reliability and stability, offering its customers modern, convenient services and products based on principles of honesty and transparency, trust, respect, flexibility, high-quality service, and personalized approach.
Over the years, the bank has made significant progress, securing its place among the leading banks in the country. Currently, Xalq Bank is a universal bank with a total of 30 branches, including 9 in the capital and 21 in various regions of the country. It continues to demonstrate stable growth in its key financial indicators and is one of the leaders in the country's banking sector.
"Xalq" Bank began its operations on December 27, 2004, under the license of the Central Bank of the Republic of Azerbaijan. Since its inception, Xalq Bank has stood out for its reliability and stability, offering its customers modern, convenient services and products based on principles of honesty and transparency, trust, respect, flexibility, high-quality service, and personalized approach.
Over the years, the bank has made significant progress, securing its place among the leading banks in the country. Currently, Xalq Bank is a universal bank with a total of 30 branches, including 9 in the capital and 21 in various regions of the country. It continues to demonstrate stable growth in its key financial indicators and is one of the leaders in the country's banking sector.

Kapital Bank provides different banking services both for corporate clients and individuals. It has the widest network of branches throughout Azerbaijan, which gives it a competitive advantage when serving the customers doing business in Baku and in the regions. Kapital Bank renders services and finances to main industries of the economy, i.e. chemical and gas industries, agriculture, transportation, communications, and construction. Kapital Bank is the State Agent-Bank implementing major governmental and social programs.
Kapital Bank is viewed as highly trustworthy in the international arena. The Bank cooperates with the leading international financial institutions as Citibank N.A, Standard Chartered, Commerzbank AG, HSBC Bank, KBC Bank, World Savings Banks Institutе, etc. It holds the primary membership and the full package from MasterCard International and VISA International.
Kapital Bank provides different banking services both for corporate clients and individuals. It has the widest network of branches throughout Azerbaijan, which gives it a competitive advantage when serving the customers doing business in Baku and in the regions. Kapital Bank renders services and finances to main industries of the economy, i.e. chemical and gas industries, agriculture, transportation, communications, and construction. Kapital Bank is the State Agent-Bank implementing major governmental and social programs.
Kapital Bank is viewed as highly trustworthy in the international arena. The Bank cooperates with the leading international financial institutions as Citibank N.A, Standard Chartered, Commerzbank AG, HSBC Bank, KBC Bank, World Savings Banks Institutе, etc. It holds the primary membership and the full package from MasterCard International and VISA International.
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